Top 19 Buy Here Pay Here Dealers in Abilene TX

Looking for a used car dealer in Abilene TX but your credit is in bad shape?

Connect with top 19 buy here pay here Abilene TX car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Abilene's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Abilene TX

  • MotorTrust, TX

  • Freedom Motors, TX

  • Frontier Motor Company, TX

  • 4M Autoplex, TX

  • Kent Beck Motors, TX

  • Have you ever considered buy here pay here Abilene TX car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Abilene TX compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Abilene buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Abilene dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Abilene. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Abilene Used Car Sales – In House Financing, TX

  • Family Auto Sales, TX

  • Texas Auto Credit, TX

  • Williams Group Auto, TX

  • Williams Group Auto, TX

  • Did you know? These BHPH Abilene TX dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Abilene dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Frontier Motor Co, TX

  • Jerry’s Auto Sales, TX

  • 1st Choice Motors, TX

  • Williams Group Auto, TX

  • Cross Road Motors, TX

  • The phrase buy here pay here Abilene TX car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Abilene Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • First Choice Motors, TX

  • New To You Auto Sales, TX

  • Arrow Loan Arranger, TX

  • Second Chance Motors, TX

  • Why buy here pay here Abilene TX car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Abilene TX car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Abilene TX dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Abilene TX Works

    When the bank says no to your car loan, the buy here pay here Abilene TX car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Abilene TX dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Abilene TX car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Abilene TX Car lots Dealership

    The one thing is very true about buy here pay here Abilene TX is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Abilene TX dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Abilene TX – Fast Approval Low or no credit score

    The buy here pay here Abilene TX dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Abilene TX Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Abilene TX dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Abilene TX

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Abilene TX

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Abilene TX, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Abilene TX accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Abilene TX is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Abilene TX buy here pay here Reviews

    Here is what users says about Abilene BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Abilene dealer review by shawna vestal

      shawna vestal rated MotorTrust

      Excellent service. No pressure to buy anything I didn't want got me in the monthly payment I wanted. Made sure everything was great with my car before I left. Would highly recommend

    2. buy here pay here Abilene dealer review by Yamile

      Yamile rated MotorTrust

      Great experience great service Juan Bastos is a great sales person I would recommend it to my friends and family!!

    3. buy here pay here Abilene dealer review by Chris Proctor

      Chris Proctor rated Freedom Motors

      Thanks Scott for always taking great care of my family. We appreciate you!!

    4. buy here pay here Abilene dealer review by Jenna Lynne

      Jenna Lynne rated Freedom Motors

      It may be small, but this isn't a typical small used car dealership. They really care about you and they are just awesome. I bought my car from them when my daughter was still in a car seat, and I just took her to get her car from them now shes 18. Same great people and service

    5. buy here pay here Abilene dealer review by Rachel McIntyre

      Rachel McIntyre rated Frontier Motor Company

      Five-star experience! I have now bought two cars from Terry! Not only did he work with my down payment requirement that got me into the vehicle that I wanted or even a better vehicle. My first car was totaled but had full coverage they were quick and smooth process of getting me into a second SUV even while I’m still waiting for insurance to close out the first account. I couldn’t be more please! My family has been blessed by Casey and Terry at Frontier!

    6. buy here pay here Abilene dealer review by Aires Morrison

      Aires Morrison rated Frontier Motor Company

      Extreamly firendly, and helpful. And the vehichle comes with a warrenty provided by Frontier.

    7. buy here pay here Abilene dealer review by John Deere Bubba

      John Deere Bubba rated 4M Autoplex

      The folks here are amazing to say the least. Reggie went out of his way to make sure everything was ready to take care of as soon as I arrived. He even helped change a flat tire that I got on my way out to Abilene. Nothing but great things to say about these folks! God bless!

    8. buy here pay here Abilene dealer review by Emily Robinson

      Emily Robinson rated 4M Autoplex

      It was a great experience & my salesman Reggie went way out of his way to help me get into a car! I would pay a car from him again & send my friend & family to him also!

    9. buy here pay here Abilene dealer review by Donna Robinson

      Donna Robinson rated Kent Beck Motors

      Everyone here was so nice and helpful to us. They went out of their way to make sure we got our truck. I would recommend this business to anyone looking to buy a vehicle. They are all great people and it was so nice to buy a truck from them. I will be buying my next car or truck from them.

    10. buy here pay here Abilene dealer review by Audrey Davis

      Audrey Davis rated Kent Beck Motors

      Adriene helped me was the best. Got me in a vehicle in speedy time. Thank you for all your hard work. I am blessed!

    11. buy here pay here Abilene dealer review by kaleb parker

      kaleb parker rated Abilene Used Car Sales – In House Financing

      Eric was great! He helped me get the down payment to where i needed it to get the truck i needed and wanted. I will be referring anyone i know who needs a vehicle to these guys. The whole staff was friendly and accommodating. And i have received many compliments on my truck. I am a very happy customer. Thanks guys!

    12. buy here pay here Abilene dealer review by justin perry

      justin perry rated Abilene Used Car Sales – In House Financing

      Friendly service good atmosphere stop by and see Victor for a great deal

    13. buy here pay here Abilene dealer review by Earl Robertson

      Earl Robertson rated Family Auto Sales

    14. buy here pay here Abilene dealer review by Natalie Martin

      Natalie Martin rated Texas Auto Credit

      They were willing to stay open late for us to arrive. They gave us time to look around and discuss what we wanted to do. They seem to be honest as well.

    15. buy here pay here Abilene dealer review by Heather Clark

      Heather Clark rated Texas Auto Credit

      I just wanted to say that this car lot is amazing. The easiest time I have ever bought a truck. Very friendly and helpful staff. Plus they are very honest. Thank y'all.

    16. buy here pay here Abilene dealer review by Holly Bearden

      Holly Bearden rated Williams Group Auto

      The best place to buy a car in Abilene! Williams Group Auto goes above and beyond to help you get into the vehicle you deserve. I can't thank the guys enough for all the help they've given me!

    17. buy here pay here Abilene dealer review by Moises Ramirez

      Moises Ramirez rated Williams Group Auto

      Mr. Renaldo Beaver was great helping us out to get our Infiniti G37s. From beginning to end he was very helpful and understanding. If all the sellers are like him definitely buying from Williams Auto Group again.

    18. buy here pay here Abilene dealer review by Chaela Shearer

      Chaela Shearer rated Williams Group Auto

      Jeff, Joe and Michael were awesome to do business with! They helped us get into great vehicles! We will definitely be going back to them for our next purchases!

    19. buy here pay here Abilene dealer review by Kevin Ly

      Kevin Ly rated Williams Group Auto

      The absolute best car dealership! My family and I are military and have been stationed in 3 different continents. With every move we purchased a used vehicle so we've dealt with countless used car dealerships. Most of them are terrible, but this is not the case with Williams Group Auto. Their goal is to get you and your family into the right vehicle and will work tediously to accomplish it. They are very honest and upfront about their vehicles and prices. They will also give you a great value for your trade in. For as long as I am stationed in Texas, I will buy my vehicles from this family owned establishment. So if you're in the market for a used vehicle, save yourself some time and headache and go see them at any of their 3 locations first! You will not regret it.

    20. buy here pay here Abilene dealer review by Deborah Hernandez

      Deborah Hernandez rated Frontier Motor Co

      The staff was great! Excellent customer service. David great. Phillip was awesome. We had been to several car lots but they weren't willing to work with us. Phillip worked with us and got us into a truck we truly love . It is 100% better than the others we had seen. Highly recommend.

    21. buy here pay here Abilene dealer review by Johnie Douglas

      Johnie Douglas rated Frontier Motor Co

      Shanen the salesman that sold me this car is great he worked with me on a down payment got me in a great car thanks again

    22. buy here pay here Abilene dealer review by Kanecia Lewis

      Kanecia Lewis rated Jerry’s Auto Sales

      I have 2 vehicles from this location and I must say as long as I’m buying used cars they will be from Jerry’s Auto everyone is so nice and professional Mrs.Carol ,Vanessa and everyone who works here always make me feel welcomed and they definitely do everything they can possibly do to help you get in a vehicle I love this place and I recommend Jerry’s auto on north 1st to anyone looking for a used car great job guys

    23. buy here pay here Abilene dealer review by Camron miles

      Camron miles rated Jerry’s Auto Sales

      This is where I work... 15+ years

    24. buy here pay here Abilene dealer review by Rebecca Stills

      Rebecca Stills rated 1st Choice Motors

      Scharla Williams is very helpful and friendly she does an awesome job getting you in to a car

    25. buy here pay here Abilene dealer review by Christinia Bonnell

      Christinia Bonnell rated 1st Choice Motors

      Scharla Williams is your person! She is fantastic! Ask for her and she’ll take great care of you from start to finish!

    26. buy here pay here Abilene dealer review by Steve Boley

      Steve Boley rated Williams Group Auto

      Great quality used cars

    27. buy here pay here Abilene dealer review by Latasha Cherry

      Latasha Cherry rated Williams Group Auto

      Best

    28. buy here pay here Abilene dealer review by gene Boivin

      gene Boivin rated Cross Road Motors

      These are some really nice folks and a good place to buy a quality used vehicle. I like dealing on a smaller lot where you can visit with the owners and know who you are dealing with..family owned and operated.

    29. buy here pay here Abilene dealer review by Michael Siedl

      Michael Siedl rated Cross Road Motors

      I've bought five cars from them last couple years good service if i have any questions about the vehicles the owners call me right away been looking to buy another one for my son honest and good business pleasure doing business with you

    30. buy here pay here Abilene dealer review by Jared Sauble

      Jared Sauble rated First Choice Motors

      Nice, friendly customer service. Decent prices on all vehicles. Willing to work with the money you have as down payment.

    31. buy here pay here Abilene dealer review by John Rhody

      John Rhody rated First Choice Motors

      I would buy cars from 1st choice motors any time I would highly recommend this to anyone very very professional team at 1st choice motors. Bill had helped my wife and was very honest and professional. Did not treat her like dirt. My deepest respect gose to this great company. Thank you John R.

    32. buy here pay here Abilene dealer review by AJ

      AJ rated New To You Auto Sales

      The owner and his wife are super friendly! I just bought a car from them and so far they have been super friendly, and always willing to help with whatever is needed. They have nice cars, and great priced. I’m super happy I’ve decided to do business with them.

    33. buy here pay here Abilene dealer review by Angela Millican

      Angela Millican rated New To You Auto Sales

      I went in today and got a beautiful clean 2006 Mercedes c230. Super easy people to do business with.

    34. buy here pay here Abilene dealer review by Julius l Johnson

      Julius l Johnson rated Arrow Loan Arranger

      Need a ride , diminishing interest rates great deal.

    35. buy here pay here Abilene dealer review by Mrs. Hernandez

      Mrs. Hernandez rated Arrow Loan Arranger

      Great experience! Sales person was awesome as was the loan officer. Staff was great, even the porter, she kept us company while the numbers lady was doing her thing. We are enjoying our new vehicle!

    36. buy here pay here Abilene dealer review by shannon griffith

      shannon griffith rated Second Chance Motors

    BHPH Abilene TX dealer

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