Top 7 Buy Here Pay Here Dealers in Athens GA

Looking for a used car dealer in Athens GA but your credit is in bad shape?

Connect with top 7 buy here pay here Athens GA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Athens's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Athens GA

  • Preston Diversified Auto Inc, GA

  • American Car Center – Athens, GA, GA

  • Griffith Automotive, GA

  • US Auto Sales, GA

  • Sammy Auto Sales, GA

  • Have you ever considered buy here pay here Athens GA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Athens GA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Athens buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Athens dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Athens. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • El Primo Auto Sales Inc., GA

  • Wayne’s Used Cars, GA

  • Why buy here pay here Athens GA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Athens GA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Athens GA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Athens GA Works

    When the bank says no to your car loan, the buy here pay here Athens GA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Athens GA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Athens GA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Athens GA Car lots Dealership

    The one thing is very true about buy here pay here Athens GA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Athens GA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Athens GA – Fast Approval Low or no credit score

    The buy here pay here Athens GA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Athens GA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Athens GA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Athens GA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Athens GA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Athens GA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Athens GA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Athens GA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Athens GA buy here pay here Reviews

    Here is what users says about Athens BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Athens dealer review by Larry Hall

      Larry Hall rated Preston Diversified Auto Inc

      I was referred to bring my 2003 Dodge RAM to their shop because of their excellent service, honesty and fair pricing. Previously I brought my truck to a dealership where they threw parts at the problem and never fixed my truck. Marc and Zach were able to troubleshoot the problem and fix it within 2 1/2 days. I could not have asked for better mechanics, I will continue to bring my vehicles here for repairs and possibly buying a vehicle from them. They have set the standard and bar very high on how auto repair and sales should be.

    2. buy here pay here Athens dealer review by Solange Solange

      Solange Solange rated Preston Diversified Auto Inc

      Mr. Preston and his crew are my #1 mechanics. They are honest , knowledgeable, reasonable price, and most of all they care about their customers and they give you a one service. Thank you Preston Diversified Auto?

    3. buy here pay here Athens dealer review by Britt

      Britt rated American Car Center – Athens, GA

      Ask for Matt! He's a very nice man who wants to find what you need. This is a small, no-frills, pre-owned car sales lot. They are known for working with bad credit and get you in and out without wasting time. If you found this review helpful, please give it a thumbs up! Thanks!

    4. buy here pay here Athens dealer review by Shakeya Hulin

      Shakeya Hulin rated American Car Center – Athens, GA

      If I would’ve known about this place a long time ago, i wouldn’t have went to dealers who overcharge you two or three times the value of what a car worth. Matt Hill was very nice and respectful, he made the buying process a lot easier. Also, his Sales Manager, Blake was very nice and definitely got me in a car the same day. I highly recommend them two first time buyers or anybody who wants a good quality car.

    5. buy here pay here Athens dealer review by Greg Brooks

      Greg Brooks rated Griffith Automotive

      There are no better people to take care of your autos than Tommy and Tammy! I trust them completely to do what is right and needed to keep my older car and truck on the road. I’ve used them for everything from major engine work to body repair to routine oil changes. I highly recommend Griffith Automotive without reservation.

    6. buy here pay here Athens dealer review by Robert Lopez

      Robert Lopez rated Griffith Automotive

      I had previously gotten an insurance claim repair of my car. I needed replacement supports for the trunk and was able to get them at a reasonable cost and no lost time leaving my car in the shop.

    7. buy here pay here Athens dealer review by Lauryl Allen

      Lauryl Allen rated US Auto Sales

      My experience was awesome. Gonzo and Allen were great! The went above and beyond to ensure everything went smoothly and I walked out same day with a car. The cars are all nice and newer. Great experience!

    8. buy here pay here Athens dealer review by John Zillman

      John Zillman rated US Auto Sales

      I would like to say that my experience here has been absolutely great. I had to purchase my second vehicle from US Auto sales (Athens). The staff as a whole was extremely helpful in helping me find not only my first vehicle but also my second. I want to give a special thank you to Michael Hendrickson. I appreciate the time and effort you spent in helping me on such a busy day. Thank you for not only being a great salesman but also a friend. I will definitely be coming back for another vehicle and will recommend everyone who needs a vehicle. Your staff is top notch.

    9. buy here pay here Athens dealer review by Lynn Marshall

      Lynn Marshall rated Sammy Auto Sales

      They had lots of nice cars

    10. buy here pay here Athens dealer review by gatcha angel115

      gatcha angel115 rated Sammy Auto Sales

      Wonderful..They have a great selection of cars and a great price. They seem to be very trust worthy. Im excited to be doing business with them.

    11. buy here pay here Athens dealer review by Patricia Gualtieri

      Patricia Gualtieri rated El Primo Auto Sales Inc.

      I was advised to go to El Primo to find a good car at a good price. I was really happy about the choise! Gerardo was great at finding the type of car I needed and helped me out take care of everything before buying it. They really want to take care of their clients!

    12. buy here pay here Athens dealer review by paul brand

      paul brand rated El Primo Auto Sales Inc.

      Good people will help you to get in a car

    13. buy here pay here Athens dealer review by Shereca Hopp

      Shereca Hopp rated Wayne’s Used Cars

      I bought my very first car from therm back in 1996 and mrs Ann was the best then and when I bought my car back in 2017 she remembered me and was so kind and nice and very understanding of any situations that I had going on. I'm still in my car now from 2017 still no problems. I recommend them to a lot of ppl. They are the best used car lot here in athens. I love them. ???

    14. buy here pay here Athens dealer review by Karen Hopkins

      Karen Hopkins rated Wayne’s Used Cars

      My Lexus ran good had no problem with my car and Ann was very nice to me. Very good car until a lady hit me head on. Thinking about going back .

    BHPH Athens GA dealer

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