Top 10 Buy Here Pay Here Dealers in Atlanta GA

Looking for a used car dealer in Atlanta GA but your credit is in bad shape?

Connect with top 10 buy here pay here Atlanta GA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Atlanta's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Atlanta GA

  • Atlanta AutoStar, GA

  • Decatur Auto Sales, GA

  • AX Auto Inc., GA

  • Central Auto Sales, GA

  • Drew International Brokerage – Cars for Sale, GA

  • Have you ever considered buy here pay here Atlanta GA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Atlanta GA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Atlanta buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Atlanta dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Atlanta. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • MDJ Grayson Auto Sales, GA

  • Pars Car Sales, GA

  • Wheels and Deals, GA

  • H & H Auto Sales, GA

  • Platinum Automotive Inc, GA

  • Did you know? These BHPH Atlanta GA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Atlanta dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Why buy here pay here Atlanta GA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Atlanta GA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Atlanta GA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Atlanta GA Works

    When the bank says no to your car loan, the buy here pay here Atlanta GA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Atlanta GA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Atlanta GA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Atlanta GA Car lots Dealership

    The one thing is very true about buy here pay here Atlanta GA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Atlanta GA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Atlanta GA – Fast Approval Low or no credit score

    The buy here pay here Atlanta GA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Atlanta GA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Atlanta GA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Atlanta GA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Atlanta GA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Atlanta GA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Atlanta GA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Atlanta GA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Atlanta GA buy here pay here Reviews

    Here is what users says about Atlanta BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Atlanta dealer review by Sydney Carter

      Sydney Carter rated Atlanta AutoStar

      This was such an easy and painless experience. I came in 20 minutes before closing and Yaya & her general manager Ronnie stayed after closing and got me approved. The next day I came in and left in a reasonable amount of time with a great quality vehicle. Extremely pleased with my choice and feel as though I received a great deal. Ronnie made sure to explain everything to me in detail and I am leaving feeling extremely confident and satisfied with my car and choice of dealership. thank you all for your patience and transparency!

    2. buy here pay here Atlanta dealer review by nyeesha weaver

      nyeesha weaver rated Atlanta AutoStar

      My experience was great. Everyone is welcoming and very respectful. The process was simple and to the point. Towanda is the best. I absolutely recommend anyone needing a car or trying to fix their credit to come here. They are truly a Godsend!!!!!

    3. buy here pay here Atlanta dealer review by Kelvin. Burdette

      Kelvin. Burdette rated Decatur Auto Sales

      I absolutely love Decatur Auto Sales. The quality of customer service and professionalism is outstanding. Kevin is awesome to work with and he’s very helpful. This is my second time purchasing with them and each time has been amazing. For you next vehicle definitely come check out Decatur Auto Sales. I highly recommend them!!!!

    4. buy here pay here Atlanta dealer review by freddy d

      freddy d rated Decatur Auto Sales

      Best place to get a car hassle free. Kevin and the gang really go out their way to make sure you're comfortable with payments. All cars are great quality and they offer short term warranty. I like that all cars are 24 month financing. The only negative is that they don't report to credit bureaus if you're trying to build credit.

    5. buy here pay here Atlanta dealer review by Enrico Elizan

      Enrico Elizan rated AX Auto Inc.

      Lachelle was very helpful in my transaction to purchase a new vehicle. She explained the details in a very helpful way. She helped obtain a better price as well. I would recommend her for any and all customer interactions. She even gave us water! Lastly, in these pandemic days, she respected our desires for safe distancing and the use of masks!

    6. buy here pay here Atlanta dealer review by Carlos Castrillon

      Carlos Castrillon rated AX Auto Inc.

      AX Auto worked wonders with me! I purchased my first GMC with them at an impeccable price! Don’t judge a book by its cover! This place was just super easy to deal with and Awesome staff! Lachelle helped me out and I absolutely adored her! She was able to price adjust my vehicle from an ad online and helped save me money! The financing aspect was smooth and easy as well thanks to Abarar who was great and he helped me with all of it! I totally recommend to purchase a car here!

    7. buy here pay here Atlanta dealer review by Daniel Woods

      Daniel Woods rated Central Auto Sales

      I have bought many cars over the yearsAt used car lots but never have I Met peoples like the ones at Central auto sale they are the best they treat you like family they are truly honest to good people they help you in anyway possible they are simply the best I am very proud to give them five stars I recommend them to anyone

    8. buy here pay here Atlanta dealer review by Marcy Buckhalter

      Marcy Buckhalter rated Central Auto Sales

      If you need a car, truck, van or SUV, Central can get you riding. They will work with your income with ease. Give them a try, you won't regret it. A+ Central!!!!!

    9. buy here pay here Atlanta dealer review by Shunkevia Goolsby

      Shunkevia Goolsby rated Drew International Brokerage – Cars for Sale

      If you're looking for a car, don't go anywhere else, don't second guess. The staff at Drew international will get you riding and won't take all day to do so. Even when working with other customers they multi-task very well. I was treated and greeted respectably. There's a nice variety of vehicles to choose from and they had my car checked at the mechanic shop before I rode off the lot. Not to mention they gave me a warranty. So don't waste your time at drive time, u.s auto, or none of the other places that tell you this or that only to waste your time. Shot out to my sales representative Randy, and thanks Drew, I absolutely love this vehicle thanks for being life changers in a positive way... I had to leave my side of town and come to the South side for some hospitality. Thanks again Drew international ?

    10. buy here pay here Atlanta dealer review by Marvin Sho

      Marvin Sho rated Drew International Brokerage – Cars for Sale

      Best car buying experience ever. Great, helpful, and honest staff. Prices are the best.

    11. buy here pay here Atlanta dealer review by Cody George

      Cody George rated MDJ Grayson Auto Sales

      We've rented uhauls with MDJ for years now and we still haven't had a reason to switch it up. They take care of their customers, plain and simple. Would definitely recommend if you need a truck or van in the area.

    12. buy here pay here Atlanta dealer review by Jimmie Johnson

      Jimmie Johnson rated MDJ Grayson Auto Sales

      Great deals no one would finance me and they got it done

    13. buy here pay here Atlanta dealer review by Aliyah Lewis

      Aliyah Lewis rated Pars Car Sales

      Fair credit, Pars REALLY does says YES! I am so pleased with Pars Cars, Charles at Riverdale location was great. He helped to find me a good reliable car that was a good fit for me and my family. Thanks so much for making my life easier just like that!

    14. buy here pay here Atlanta dealer review by Tasia Mitchell

      Tasia Mitchell rated Pars Car Sales

      I had wonderful, fast service with Carlton. He took great care of me and got me the best deal. Ask for him if you are looking for a good deal. And he was cool to chop it up with as well as we waiting for approval. Thanks A lot.

    15. buy here pay here Atlanta dealer review by Daniel Yeroshalmi

      Daniel Yeroshalmi rated Wheels and Deals

      I bought a nice car here with very little down & affordable payment & fabulous customer service

    16. buy here pay here Atlanta dealer review by Tequilla Pittman

      Tequilla Pittman rated Wheels and Deals

      I just paid off my 2006 BMW 330i. I have purchased cars from several buy here/pay here in the past and Wheels and deals has always been sensitive to my needs when I was short on my payments. They even fixed it one time no charge. I recommend them for you next car purchase.

    17. buy here pay here Atlanta dealer review by Mrs. Smith hot

      Mrs. Smith hot rated H & H Auto Sales

      Good deals on cars and trucks with no credit check and reasonable car payments that can beat to pay every two weeks

    18. buy here pay here Atlanta dealer review by Shiquiti Smith

      Shiquiti Smith rated H & H Auto Sales

      I recently went and bought my new car from H and H and I felt like family. Jay was extremely helpful and I appreciate him for helping me buy my new car. When I turn my car on you can't hear what most cars sound like my baby Pur like a cat and when I get out the car you still can't hear the engine at all. I love this place and I love Jay and his Father Gary thanks you guys so much thank you

    BHPH Atlanta GA dealer

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