Top 12 Buy Here Pay Here Dealers in Aurora IL

Looking for a used car dealer in Aurora IL but your credit is in bad shape?

Connect with top 12 buy here pay here Aurora IL car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Aurora's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Aurora IL

  • Maaliki Motors, CO

  • Gaylord Sales & Leasing Co, CO

  • ETHIO MOTORS INC, CO

  • Motorcycle Depot, CO

  • Ed Bozarth Chevrolet Company, Inc., CO

  • Have you ever considered buy here pay here Aurora IL car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Aurora IL compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Aurora buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Aurora dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Aurora. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Len Lyall Chevrolet, Inc., CO

  • Mile High Acura, CO

  • Tynan’s Nissan Aurora, CO

  • Larry H. Miller Colorado Jeep, CO

  • Big Mike Naughton Ford, CO

  • Did you know? These BHPH Aurora IL dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Aurora dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Tynan’s AutoGroup, CO

  • R n B Cars Inc., CO

  • Why buy here pay here Aurora IL car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Aurora IL car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Aurora IL dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Aurora IL Works

    When the bank says no to your car loan, the buy here pay here Aurora IL car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Aurora IL dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Aurora IL car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Aurora IL Car lots Dealership

    The one thing is very true about buy here pay here Aurora IL is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Aurora IL dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Aurora IL – Fast Approval Low or no credit score

    The buy here pay here Aurora IL dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Aurora IL Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Aurora IL dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Aurora IL

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Aurora IL

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Aurora IL, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Aurora IL accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Aurora IL is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Aurora IL buy here pay here Reviews

    Here is what users says about Aurora BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Aurora dealer review by Kaila Kay

      Kaila Kay rated Maaliki Motors

      First time buyers approved upon walk in by Ed and Frank. Very friendly service and well in tune with customer service. 10/10 would recommend :)

    2. buy here pay here Aurora dealer review by sara bradshaw

      sara bradshaw rated Maaliki Motors

      I would like to thank Ed and Frank for going above and beyond to get me in to a very nice newer car!! They were upfront and honest about how they could help me, and they did!! I truly appreciate the way I was taken care of! There was a genuine care and concern for my need! If you need help getting in a nice car, hassle free with a great company that go to Maaliki Motors!!! Thank you guys so very much I truly appreciate your efforts!! I love my new car!! Sara E

    3. buy here pay here Aurora dealer review by Waffenbear117

      Waffenbear117 rated Gaylord Sales & Leasing Co

      Very friendly staff and I felt no pressure while being there. I would recommend this to anyone buying a new car or truck.

    4. buy here pay here Aurora dealer review by Javier Pineda

      Javier Pineda rated Gaylord Sales & Leasing Co

      Quick ,fast and easy. No hassle and prices very reasonable. Even swapped the wheels and tires (more aggressive tread) from different truck (older but same model).

    5. buy here pay here Aurora dealer review by Saul Ortega

      Saul Ortega rated ETHIO MOTORS INC

      I went to several dealerships and everyone was rude and unhelpful. The second I arrived in Ethio Motors I was greeted with smiles and respect helping me at every step of the way. The team worked hard to get the best deal for my car. I recommend this dealership.

    6. buy here pay here Aurora dealer review by Brian Michaud

      Brian Michaud rated ETHIO MOTORS INC

      Bought a beautiful lightly-used 2000 Corvette, today. Between the test drive on Wednesday and the purchase today, Ricardo was nothing but professional, friendly, and customer service oriented. This is the 12th car I bought in the last 16 years, and I've never had a better dealership experience.

    7. buy here pay here Aurora dealer review by David M.

      David M. rated Motorcycle Depot

      I was looking for a family business that serviced motorcycles. I asked around and Motorcycle Depot's name kept coming up. So I called and spoke with Sam to set up an appointment. I dropped off my bike and spoke to Sam about servicing it. I picked up the bike a few days later and Sam spent some time with me adjusting handle bars and mirrors and explained the service that was performed. I am very pleased with the "treat you like family" atmosphere and the friendliness of Sam and Adam. I will only take my bike to them while here in Colorado. The service was quoted prior to taking the bike and there were no hidden fees when picked up. I highly recommend Sam and Adam at the Motorcycle Depot. Look no further if you want an honest, courteous, and fair priced service shop. Thank you Sam and Adam.

    8. buy here pay here Aurora dealer review by Jeremiah Skarsten

      Jeremiah Skarsten rated Motorcycle Depot

      I dunno where to start! Sam and Adam are incredible! Bought a 2008 Harley Davidson from them and the experience couldn't have gone any better than it did. Absolutely great price! Super clean bike. Sam even bought the road charm knowing it has to be gifted and not bought! What a incredible place to shop for bikes and service!

    9. buy here pay here Aurora dealer review by Carold Peoples

      Carold Peoples rated Ed Bozarth Chevrolet Company, Inc.

      This is my second truck through Ed Bozarth. Always a great experience!

    10. buy here pay here Aurora dealer review by Dulai Mansaray

      Dulai Mansaray rated Ed Bozarth Chevrolet Company, Inc.

      I came to get a car at Ed Bozarth. Best car experience I’ve had at a dealership. Gabriela was the person who helped me. She was great, very easy to talk to, funny, professional and gave great suggestions. She is very understanding and gave thorough detail with each process make sure you understand what it is you are doing. Overall my experience was amazing and I highly recommended getting a car here and especially asking for any sales rep but especially Gabriela to help you through your process.

    11. buy here pay here Aurora dealer review by Bicking Philip

      Bicking Philip rated Len Lyall Chevrolet, Inc.

      I bought a white Malibu on 6/2/2017 The check engine light came on about an hour after I left the lot. I took it to service that very hour and they did not check the vehicle in. 12/15/18 - present Check power engine average 15 mph 2/5/2019 Battery drained 12/15/19 won't go into gear 12/25/19 vehicle won't start 12/30/19 no jump, tow to DIY 1/1/20 per warranty, towed to LL 1/5/20 jump start, shop refused to fix vehicle 1/18/20 no start towed to Emich 1/18/20 per warranty, towed to LL 1/19/20-1/24/20 Service only wanted to sell $300 Battery jumps vehicle ,refuses to fix vehicle, shop bent battery clamp for revenge 1/20 towed to Bozarth These people should be selling and servicing BMW'S or Mercedes-Benz because they consider Chevrolet vehicles to be beneath them. I have the Century flexwrap comprehensive $100 deductable. Warranted for 72 months and 100,000 miles. Cost $2500 LL surpassed the 30 day to fix period in the owners manual. In fact, they never honored the warranty or fixed the vehicle at all.

    12. buy here pay here Aurora dealer review by Mike Pugh

      Mike Pugh rated Len Lyall Chevrolet, Inc.

      As a long time repeat and returning customer I’ve always enjoyed the warm welcoming atmosphere and the low no pressure sales people that I’ve dealt with.Zach was no different from any of the past salesmen I bought cars from. He was very friendly and welcoming, listened to my demands and requests without any pressure. He was excellent in making me feel good about my buying what I wanted and insuring that he got any and all incentives, discounts and payments I requested. I highly recommend giving Zach any and all just rewards for his courtesy, friendly attitude and desire to make me and I believe any other customer the buying experience that I had. I highly recommend this dealership and Zach to anyone looking to purchase a vehicle.

    13. buy here pay here Aurora dealer review by Fred Flint

      Fred Flint rated Mile High Acura

      Great experience so far first oil change about 6 months of ownership. Service department has been great. Fixed small issue with power window first time, kept me informed of progress all the way. It is why I purchased a premium car.

    14. buy here pay here Aurora dealer review by BATMAN KNIGHT

      BATMAN KNIGHT rated Mile High Acura

      Great customer service Acura has the best leather front seats in its class so Comfortable

    15. buy here pay here Aurora dealer review by arya brown

      arya brown rated Tynan’s Nissan Aurora

      Best dealership in town. Family oriented, and they connect with you at a deeper level and make you feel welcome and as if your part of their family. Positive energy all the way around. Robert Cruz helped me with my last purchase and was very helpful and knowledgeable. Didn’t waste my time and showed me exactly what I wanted. No hassle and I was in and out. Highly recommended for anyone who does not like their time wasted!!

    16. buy here pay here Aurora dealer review by Stefanie Chow

      Stefanie Chow rated Tynan’s Nissan Aurora

      My husband and I just moved to Colorado, and we were excited to buy our first car! Nallely stepped in as our salesperson, and we couldn't have asked for a better one. She went above and beyond to make sure the whole five-hour ordeal was a comfortable one, both for us and our 3yo husky puppy that tagged along. We felt taken care of, and we're happy with our purchase of a Leaf. Thank you for a positive first car buying experience!

    17. buy here pay here Aurora dealer review by Angela Sue

      Angela Sue rated Larry H. Miller Colorado Jeep

      Traded my 2018 renegade for a 2020 Cherokee trail hawk. Took a little longer than expected but it was worth the wait. Their sales department makes sure that you are getting a good deal and that your payments are affordable and They also make sure when financing you are getting the best rates available to you. I would highly recommend them to anyone looking for a Jeep. My husband and I both own keeps from this dealership and their service department is also excellent and exceptional as well. Thank you for getting me into my new Cherokee!

    18. buy here pay here Aurora dealer review by Arturo Chacón

      Arturo Chacón rated Larry H. Miller Colorado Jeep

      Thank you guys for making my first time car buying very smooth and exciting! The crew was AMAZING! Specially Shun! He’s the perfect guy to sell you a car, very smart, he’s knowledges about the cars! He answered me every question and make me feel comfortable buying my first car! I recommend this place %100 and if you go there please make sure to make your appointment with Shun!

    19. buy here pay here Aurora dealer review by nadine vondran

      nadine vondran rated Big Mike Naughton Ford

      Rowdy is not your typical salesmen. He sold us a great 2019 Ford Fusion helped us get out of a very high interest rate on a previous loan and sent us home very happy! He is honest , straight to the point no pressure and got the job done with his incredible finance department. We appreciate this and we will buy our next car from Rowdy as well. Go buy from Rowdy you will be glad you did

    20. buy here pay here Aurora dealer review by Naomi St Hill

      Naomi St Hill rated Big Mike Naughton Ford

      Love the service department here. Brought my car in to get a new battery a few weeks back which requires them to go under the windshield wiper panel. When I got the car back, my wipers looked misaligned and stuttered when I used them. I brought the car back in and they made it clear they’d fix the problem at no cost since they performed the initial work. Turns out the wipers were swapped around so they corrected it and completely replaced the wipers free of charge. As always when I bring the car in, they also topped off all fluids and filled my tires. I haven’t bought fluids or filled my tires in the two years I’ve been bringing my car here because of them. They had me in and out within an hour and a half on a snowy Saturday morning and the guys in the service department are always super nice and helpful. Won’t be bringing my car anywhere else!

    21. buy here pay here Aurora dealer review by Lauryn Kenney

      Lauryn Kenney rated Tynan’s AutoGroup

      Always pleased. I come here on the drive back from college to charge my Nissan Leaf so that I can make it home. The employees are always kind and give me access to the faster charger no questions asked

    22. buy here pay here Aurora dealer review by Muyiwa Somolu

      Muyiwa Somolu rated Tynan’s AutoGroup

      People friendly environment. Positive vibes all way

    23. buy here pay here Aurora dealer review by Lily I

      Lily I rated R n B Cars Inc.

      Had a good experience at this lot. The staff was very friendly and helpful in finding the car that fits my needs and budget. The FORD Escape I bought is running great, no defects have been found. Thank you for your great customer service. Worked an amazing deal!

    24. buy here pay here Aurora dealer review by Hako Kochkonyan

      Hako Kochkonyan rated R n B Cars Inc.

      Recently bought a BMW 328i from these guys. Great customer service, and hospitality. The buying process was very easy and low pressure. I recommend this place if you looking for a car!

    BHPH Aurora IL dealer

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