Top 20 Buy Here Pay Here Dealers in Boston MA

Looking for a used car dealer in Boston MA but your credit is in bad shape?

Connect with top 20 buy here pay here Boston MA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Boston's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Boston MA

  • Maxima Auto Sales, MA

  • Cypress Automart, MA

  • Expressway Toyota, MA

  • Acura of Boston, MA

  • Quirk Chrysler Dodge Jeep RAM Of Dorchester, MA

  • Have you ever considered buy here pay here Boston MA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Boston MA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Boston buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Boston dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Boston. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • A.S.P.I. Motor Cars, MA

  • Circle Auto Sales, MA

  • J.D. Byrider, MA

  • Jayman Auto Sales, MA

  • South Shore Auto Sales, MA

  • Did you know? These BHPH Boston MA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Boston dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Inman Motor Sales, MA

  • Wonderland Auto, MA

  • Lynnway Auto Sales, MA

  • RiverAutoSales, MA

  • John’s Auto Sales, MA

  • The phrase buy here pay here Boston MA car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Boston Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Malden Auto Sales, MA

  • 1A Auto Way, MA

  • Boston Volkswagen, MA

  • Adams Street Motors, MA

  • Freeport Auto Sales, MA

  • Why buy here pay here Boston MA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Boston MA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Boston MA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Boston MA Works

    When the bank says no to your car loan, the buy here pay here Boston MA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Boston MA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Boston MA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Boston MA Car lots Dealership

    The one thing is very true about buy here pay here Boston MA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Boston MA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Boston MA – Fast Approval Low or no credit score

    The buy here pay here Boston MA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Boston MA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Boston MA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Boston MA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Boston MA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Boston MA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Boston MA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Boston MA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Boston MA buy here pay here Reviews

    Here is what users says about Boston BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Boston dealer review by sonia magalhaes

      sonia magalhaes rated Maxima Auto Sales

      This is an excellent place to buy yourself a car. There are many experienced people working there. They do everything to make sure you’re satisfied with your purchase. Excellent work. I believe this is the best place in Boston for you to buy your car, with many knowledgeable people to help. I am glad to have bought my car from here. Thanks Maxima Auto Sales !!!

    2. buy here pay here Boston dealer review by Marcelo Sousa

      Marcelo Sousa rated Maxima Auto Sales

      I am very satisfied with Maxima auto sales, not only for the excellent purchase, but with the transparency and agility with which the business was done. The Attendance of the employees (I was taken care of by Cris) was a differential that surely loyalty to any customer. I was looking at your website and have some testimonials, I would like to give my testimony of how well I was served and how much I recommend Maxima auto sales, for having in its stock the best cost / benefit options, for personal and dedicated service , not measuring efforts for much more than making a business, winning a customer and a friend. The transparency and speed in the negotiation and was fully satisfied in all aspects. Thank you very much the super verdedora Cris and also very worked with Maxima auto sales!!!!

    3. buy here pay here Boston dealer review by Amber Scott

      Amber Scott rated Cypress Automart

      Best shop I have ever been to. Definitely Recommend

    4. buy here pay here Boston dealer review by Marc Lipsitch

      Marc Lipsitch rated Cypress Automart

      Bought an inexpensive used car from them a year ago +, used it and ready to move on. Both original purchase and sale back to Cypress were smooth, no nonsense and cordial. George is very friendly and easy to deal with. Would send friends there. Prices appear very fair

    5. buy here pay here Boston dealer review by Nana's Vintage Cakes

      Nana's Vintage Cakes rated Expressway Toyota

      Matt was amazing and worked so hard for me. He listened to me and got me exactly what I wanted. Best car buying experience in my life!! I am now a Toyota owner for life. Wonderful customer service, beautiful car, and awesome car buying experience. Expressway: never let him go Matt is a true asset to your team!!

    6. buy here pay here Boston dealer review by Chris Desautel

      Chris Desautel rated Expressway Toyota

      Expressway Toyota is the best dealership in the area! The manager, Tim H. and sales associate, Angle P. are the best in the business. The entire experience is always great. I recommend this place to anyone looking to buy a Toyota. Lets be honest, Toyota is the best car on the road and that's coming from someone that has owned just about every other company offered. Thanks again Expressway!!!

    7. buy here pay here Boston dealer review by Rich C

      Rich C rated Acura of Boston

      My recent new car purchasing experience was quite impressive. My salesman (Eric) was extremely knowledgeable and applied zero pressure. He responded to all my questions and concerns throughout the process. The financial transaction/documentation aspect was reviewed in detail with the Finance Mgr. (Marc) and went smoothly. Last, and certainly not least, even the General Mgr. (Kal) set aside time to meet with me on a couple of occasions to ensure all my expectations were being met and addressed any concerns I may have shared (not too often does that happen)! The end result was a Satisfied Customer and I encourage anyone looking for an Acura to go to this dealership first! I'll be more than happy to be used as a reference.

    8. buy here pay here Boston dealer review by Stevenson Balan

      Stevenson Balan rated Acura of Boston

      This was a fantastic experience because of the amazing service I was given by the staff. Great personality within the company despite the bad news; I truly felt like I was the main priority. I would totally go again given different circumstances. Also, I didn't mind the wait because there were so many options of things to do, eat and drink, and all around great use of the space! Highly recommend Acura!

    9. buy here pay here Boston dealer review by John W

      John W rated Quirk Chrysler Dodge Jeep RAM Of Dorchester

      Can't say enough. Low key sales with a very knowledgeable staff. No pressure and a very transparent and simple buying process. They had what I wanted in stock and were able to make me an amazing deal in under an hour. Why go anywhere else? Five stars all the way!

    10. buy here pay here Boston dealer review by isaiah Thomas

      isaiah Thomas rated Quirk Chrysler Dodge Jeep RAM Of Dorchester

      Great place. Nice people who will do whatever is needed to make your experience as good as it can be. Would recommend anyone who needs this kind of service!

    11. buy here pay here Boston dealer review by Joseph Devirgilio

      Joseph Devirgilio rated A.S.P.I. Motor Cars

      So I have owned about 10 used vehicles in my 15 years of driving. I run a masonry construction business so all my vehicles take a serious beating. That being said, the 5 vehicles I bought from aspi have been the best ones i have ever owned. They use extreme caution when selecting vehicles to sell and they use an extensive evaluation process for each car. I highly recommend these guys. You get your money's worth every time and they are extremely professional.

    12. buy here pay here Boston dealer review by S Kelly

      S Kelly rated A.S.P.I. Motor Cars

      Great service! Great prices! I strongly recommend servicing your vehicle or purchasing a new to you vehicle!

    13. buy here pay here Boston dealer review by David Hintze

      David Hintze rated Circle Auto Sales

      Bought a car from them this week and couldn't be happier! Drove from Virginia to pick up the beauty. She was just as advertised. Fastest and smoothest car buying experience of my life! I arrived really late due to the long drive and the owner's opened up and treated me like family. Great vehicle and even better people. I recommend them without reservation!

    14. buy here pay here Boston dealer review by Derim Te

      Derim Te rated Circle Auto Sales

      Great dealer. Pleasure to work with. Great selection of cars at any time

    15. buy here pay here Boston dealer review by Daniel Freire

      Daniel Freire rated J.D. Byrider

      Was great, I will recommend to all my friends and family

    16. buy here pay here Boston dealer review by Light In My Darkest Hour

      Light In My Darkest Hour rated J.D. Byrider

      Joe and Ed at JD Byrider were awesome!!!! They helped me find a great vehicle and worked with me to find the best insurance as well. I can’t thank them enough for all the help... They truly made me feel like I was a part of their family.

    17. buy here pay here Boston dealer review by Bella Sarai

      Bella Sarai rated Jayman Auto Sales

      Great car selection & excellent customer service. Jayman & Jessica are amazing,they go above and beyond to get you into a car , especially a car of your choice . I definitely recommend them . I’m a satisfied customer.

    18. buy here pay here Boston dealer review by Stephen Burke

      Stephen Burke rated Jayman Auto Sales

      Great place they really work with you to help you buy a car and they use Sensible Auto Finance

    19. buy here pay here Boston dealer review by Ethan Davies

      Ethan Davies rated South Shore Auto Sales

      I came to South Shore Auto Sales after looking at several other small dealerships for a Honda Element. They had a 2005 EX that seemed like a good fit. From calling ahead of time to pulling away after purchasing the car Sue offered the best customer service I could ask for. She was responsive and followed through on my requests for information. I left being really comfortable and content with my purchase thanks to her interest in what I was looking for and taking care of the whole process professionally.

    20. buy here pay here Boston dealer review by kelli griffin

      kelli griffin rated South Shore Auto Sales

      Always great service here! Everyone is friendly and helpful

    21. buy here pay here Boston dealer review by Joao Bahiense

      Joao Bahiense rated Inman Motor Sales

      It’s definitely a place to go when you want to get a good car. They also have a delicious coffee to join when you’re there. Marcia has a great customer service and our last experiences at Inman were just amazing. Thank you all!

    22. buy here pay here Boston dealer review by Diego Novella

      Diego Novella rated Inman Motor Sales

      Very nice car dealer with a lot of nice cars. The price is good and I liked the treatment which they gave me. Totally recommended.

    23. buy here pay here Boston dealer review by carlos lopez

      carlos lopez rated Wonderland Auto

      Great Dealership that helped me out a lot i went in trying to buy a vehicle that i thought would be good for me but i ended up buying a completely different one because Mike and Ahmed helped me out to choose the best car that was right for me i thought i wasn't going to like it but i love it and it has done wonders i have had the car for about 3 months now and it has given me no problems at all only excitement because i am not spending any money on maintenance or anything so that is a true relief i strongly recommend this dealership to anyone trying to buy a used car because not only are they great with service but they care about their customers because they made sure i had everything i needed and made sure everything was just right with the time frame that i gave them towards which i needed the car so like i said if you are looking for a used car around their area you should definitely check them out or even if you are driving from far away because they absolutely go out of their way just to make sure that you are completely satisfied with the car you are buying and they do not pressure you at all.

    24. buy here pay here Boston dealer review by denis mejia

      denis mejia rated Wonderland Auto

      I got my car in a good price and good shape with warranty never have a problem. So I’m very satisfied. Recommend

    25. buy here pay here Boston dealer review by p aswad

      p aswad rated Lynnway Auto Sales

      It was a very easy buying experience, and they stood behind the sale months after. I truly feel like family there!!

    26. buy here pay here Boston dealer review by justin jessamy

      justin jessamy rated Lynnway Auto Sales

      They have nice cars there, negotiation is definitely needed to get the best price from them

    27. buy here pay here Boston dealer review by Vilsoni Junior

      Vilsoni Junior rated RiverAutoSales

      Why not love this place? I bought my first sedan here. They're awesome and attended me every time I needed.

    28. buy here pay here Boston dealer review by mart yoo

      mart yoo rated RiverAutoSales

      I Definitely recommend this place , customers Service is great. I went here looking to get a new car and they offered me a good deal on mine plus they had the car I wanted I got the be deal . Thank again to them. Great guys .

    29. buy here pay here Boston dealer review by Daniel Kelly

      Daniel Kelly rated John’s Auto Sales

      I highly recommend coming here it was the best choice I made when I needed a car. Everyone is friendly and professional, they have a great inventory of vehicles. I went in with a pretty grim looking situation and within a few hours we were able to talk it over and work out a great deal even given my situation. They got me into a solid reliable vehicle and I was very satisfied the entire process. I intend to come back here whenever I am in need for another car. Many thanks to John and the rest of the staff who went above and beyond to help my family and I out we really appreciate it.

    30. buy here pay here Boston dealer review by Gerald McIntosh

      Gerald McIntosh rated John’s Auto Sales

      These guys are the best, John, Paul, Rocco, Jimmy and the rest of the guys. I just bought a vehicle and not only did I get great car but better deal. Everyone was fantastic. If you're in the market for a car, go see them. I guarantee you will be happy.. I went in as customer and left as a friend.

    31. buy here pay here Boston dealer review by Sandra Sawaged

      Sandra Sawaged rated Malden Auto Sales

      The best car dealer I worked with!! They have great service and good price!! Highly recommended!!! ?????

    32. buy here pay here Boston dealer review by Rita Rita

      Rita Rita rated Malden Auto Sales

      I was looking for a car with my husband we went there we found the owner was very polite he gave alot of information he showed to us a lot of cars. Good prices and nice cars i will bring my friends and family to that dealer very nice i like to give him 10 thank you.

    33. buy here pay here Boston dealer review by matheus ribeiro guerra

      matheus ribeiro guerra rated 1A Auto Way

      Excellent service! Great prices. Ease of purchase.

    34. buy here pay here Boston dealer review by Michael Coelho

      Michael Coelho rated 1A Auto Way

      Good deals and nice cars.

    35. buy here pay here Boston dealer review by Chris Foley

      Chris Foley rated Boston Volkswagen

      5 stars to the body shop. They can do it all. Danny is the best. I had an insurance claim that Danny took care of from start to finish and car came out amazing. After seeing the work they are capable of I had them paint my 1987 Buick grand national and it came out better than I could have imagined. Big thank you to Danny and the body shop staff

    36. buy here pay here Boston dealer review by Justin L

      Justin L rated Boston Volkswagen

      Go for Hamilton James! He's the best salesman here! I feel so lucky to deal with a such great salesman here. He put things upfront so you know what might happen and what may not happen. He really tries to help you out and get the best deal for you. The waiting process was a bit long, but it was worth it. I traded in my 2018 Audi S5 coupe for a 2019 Jetta sedan. I know that's the car I should've gotten in the beginning. Now I'm so excited to drive the new Jetta:) Life is beautiful again!

    37. buy here pay here Boston dealer review by Carlita Martinez

      Carlita Martinez rated Adams Street Motors

      The owner is very nice and consider with his customers I love to go there nice people, and good price.

    38. buy here pay here Boston dealer review by Freddy Soto

      Freddy Soto rated Adams Street Motors

      Nice and clean cars, good customer service, and gr8 prices.

    39. buy here pay here Boston dealer review by Frankeli Gomez

      Frankeli Gomez rated Freeport Auto Sales

      the best place to buy your car, good service, seriousness and comfortable prices, I recommend it 100%, I bought my Honda odissey 2011.

    BHPH Boston MA dealer

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