Top 18 Buy Here Pay Here Dealers in Broken Arrow OK

Looking for a used car dealer in Broken Arrow OK but your credit is in bad shape?

Connect with top 18 buy here pay here Broken Arrow OK car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Broken Arrow's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Broken Arrow OK

  • Nelson Car Country, OK

  • Quality Value Auto Sales, OK

  • Auto Factory, OK

  • DriveTime Used Cars, OK

  • Car-Mart of Broken Arrow, OK

  • Have you ever considered buy here pay here Broken Arrow OK car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Broken Arrow OK compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Broken Arrow buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Broken Arrow dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Broken Arrow. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • DDC Motors, OK

  • Autobin, OK

  • Scissortail Auto Sales, OK

  • Jimmy Long Truck Country, OK

  • Ferguson Superstore, OK

  • Did you know? These BHPH Broken Arrow OK dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Broken Arrow dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Broken Arrow Motor Co, OK

  • Friendship Auto Sales, OK

  • Matthews Ford, OK

  • Chris Nikel Chrysler Jeep Dodge Ram Fiat, OK

  • Regional Hyundai, OK

  • The phrase buy here pay here Broken Arrow OK car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Broken Arrow Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Big 12 Auto Sales, OK

  • Temple of Zoom Motorsports, OK

  • Reliable Auto Sales, OK

  • Why buy here pay here Broken Arrow OK car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Broken Arrow OK car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Broken Arrow OK dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Broken Arrow OK Works

    When the bank says no to your car loan, the buy here pay here Broken Arrow OK car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Broken Arrow OK dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Broken Arrow OK car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Broken Arrow OK Car lots Dealership

    The one thing is very true about buy here pay here Broken Arrow OK is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Broken Arrow OK dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Broken Arrow OK – Fast Approval Low or no credit score

    The buy here pay here Broken Arrow OK dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Broken Arrow OK Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Broken Arrow OK dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Broken Arrow OK

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Broken Arrow OK

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Broken Arrow OK, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Broken Arrow OK accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Broken Arrow OK is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Broken Arrow OK buy here pay here Reviews

    Here is what users says about Broken Arrow BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Broken Arrow dealer review by Baub Xiong

      Baub Xiong rated Nelson Car Country

      I worked with Steven and got approved without even having to go in. The process was easy, quick and not based on credit score. Steven was able to send me pictures of all the cars I was approved for so once I got to the car lot, I already had an idea of which car I was interested in. The down payments are low and biweekly payments are the cheapest I've found. My credit is TERRIBLE but they were able to work with me to find a good car at an affordable price. The customer service was great too. Steven even came into work early so he could meet me after I got off work in the morning. Definitely would recommend Nelson Car Country!

    2. buy here pay here Broken Arrow dealer review by Billy Sunagoowie

      Billy Sunagoowie rated Nelson Car Country

      Love this place! It's where I purchased my 2011 Jeep Patriot and am very satisfied with it...runs great...the staff is amazing.!!!

    3. buy here pay here Broken Arrow dealer review by Matt Roberts

      Matt Roberts rated Quality Value Auto Sales

      I went there to look at some Ford F150 4x4's. I looked at several and they were extremely patient with me and helped every way they could. They were a pleasure to shop with and had a great selection of all vehicles, not just the F150's I was after. Great folks to work with! Will definitely be back Matt Roberts 03/27/20

    4. buy here pay here Broken Arrow dealer review by Gilberto Soberal

      Gilberto Soberal rated Quality Value Auto Sales

      This is the second vehicle I have Purchased here. Why? Its simple, they are friendly, they have a good selection, they work with you, and you leave satisfied that the purchase you made was a good one. The vehicles are clean, well maintained and the value what you get is more then what you paid. This is why I returned to Quality Value Auto....

    5. buy here pay here Broken Arrow dealer review by T W

      T W rated Auto Factory

      My family and I have bought two cars from Bruce. He is a reliable and an honest salesman. My roommate bought a car first and she loves it, so we bought my husband a car. Both cars have been great! I could not be happier. I am a very impatient person and Bruce took care of everything for me. The only thing he didn't do was buy the cars. Lol Bruce is awesome. You will love your experience at Auto Factory. I know I did.

    6. buy here pay here Broken Arrow dealer review by Scarecrow Runner

      Scarecrow Runner rated Auto Factory

      Bruce is outstanding. He went above and beyond the normal expectations for a car purchase. This was literally the smoothest car purchase I have ever had. He ensured the vehicle was clean and detailed out to where the wear and tear was minimal. Bruce made sure we were taken care of and offered his assistance to us post-sale if we needed anything. I highly recommend him and the honesty he has with his business. Bruce takes pride in his work and it shows.

    7. buy here pay here Broken Arrow dealer review by Scott Stover

      Scott Stover rated DriveTime Used Cars

      We found what we wanted online and called the dealership. Filled out a simple pre-approval form, was approved. We test drove and loved it. We had to put a little more money down than expected, but it was well worth it. Our interest rate was much lower than other poor credit options were. We have a great warranty and gap insurance. They had us get in the car to check all the lights and features of the car. They were extremely pleasant and helpful. I would absolutely recommend them!

    8. buy here pay here Broken Arrow dealer review by Christopher Hall

      Christopher Hall rated DriveTime Used Cars

      Cause they only deal in great cars.

    9. buy here pay here Broken Arrow dealer review by Pokémon Go Niantic

      Pokémon Go Niantic rated Car-Mart of Broken Arrow

      The Best Car-Mart in town. Superior service. Great selection of vehicles. We found the vehicle we wanted. Michael and Kathy made it super easy to get into a vehicle. I wouldn’t go anywhere else.

    10. buy here pay here Broken Arrow dealer review by Jacob Farmer

      Jacob Farmer rated Car-Mart of Broken Arrow

      Have had a great buying experience with Chris who has filled in for Katherine.he has gone over everything with me thoroughly and fully.explained the different vehicle choice to me with the features to them as well. Also enjoyed my finally signing process with Michael.

    11. buy here pay here Broken Arrow dealer review by Paul Dymond

      Paul Dymond rated DDC Motors

      Darren was very helpful and very accommodating to our schedule. We traveled from Edmond to Broken Arrow to purchase one of his trucks. It was in even better shape that we expected. We put a down payment on it and came back the next day with the balance. Very happy with the purchase.

    12. buy here pay here Broken Arrow dealer review by Mitchell Owens

      Mitchell Owens rated DDC Motors

      Just recently bought a vehicle from DDC. I couldn’t be happier with my purchase. Darren is very professional and courteous and his vehicles are very clean cosmetically and mechanically. The pricing was very reasonable, just make sure you have cash or financing ready if you want to test drive a vehicle. If you are in the market for a quality used vehicle, give this local business a shot!

    13. buy here pay here Broken Arrow dealer review by Idious Calvin

      Idious Calvin rated Autobin

      I've talked and texted with Kelly several times over the past month and he's Great!!??? I live almost 2hrs away from this business, but I was interested in a particular car I've been searching for online, and The AutoBin had it. I was very apprehensive about buying from a used car dealer that I'd never heard of or had been to before, that's in a distant town 2 hrs away. I just happened to be driving to a family function in a different City on a Sunday, so I decided to take a detour and check them out. I'm glad I took the time to take the detour, because it was worth it! I'm a "Car Guy" from way back. I've bought and sold a lot of cars and I've been on and seen hundreds of independent car-lots. When I visited the AutoBin I was very impressed!! It's a very clean, well organized business, with a large selection of what appear to be gently used, very clean, well maintained vehicles. At first I thought some were new because they were so nice. None of them looked like "old used cars". Full disclosure I'm looking for a particular year/model car so I have not purchased from the Autobin yet, but I know I will sometime in the future!! Its worth waiting on and buying a car from someone that far from my home because of how well I've been treated compared to any other used car dealer I've ever delt with! No pressure, No Baiting, No gimmicks, so far just honest answers, and patient sales people. Definitely worth the drive!

    14. buy here pay here Broken Arrow dealer review by Caleb L.

      Caleb L. rated Autobin

      Bought a Toyota Tundra from them back in October of 2018. They were easy to work with and were negotiable on price (though I'm sure its different with every vehicle). It had been detailed and looked great. Any spot/scratch had been touched up with paint so you could hardly notice. The process was quick, we were in and out in about two hours (including a test drive). They even included the receipt for the new battery they had to put into it. Several months later its still doing great.

    15. buy here pay here Broken Arrow dealer review by Amber Donaldson

      Amber Donaldson rated Scissortail Auto Sales

      So thankful we stopped into Scissortail Auto Sales tonight. Calvin was so helpful in guiding in the direction of a great vehicle for our family. He was honest, helpful and informative. He didn’t haggle us and let us pick the best vehicle for our family! A+ in my book!!

    16. buy here pay here Broken Arrow dealer review by Tiffiny Heatley

      Tiffiny Heatley rated Scissortail Auto Sales

      These people take care of there customers, I've gotten two cars from this company

    17. buy here pay here Broken Arrow dealer review by Amy Hefley

      Amy Hefley rated Jimmy Long Truck Country

      Excellent quality used Trucks and Cars for a fair price. Owner Jimmy is always willing to work with you. Very pleased I found this place. 5 Star all the way.

    18. buy here pay here Broken Arrow dealer review by Tim Badke

      Tim Badke rated Jimmy Long Truck Country

      My wife and I really enjoyed purchasing a vehicle from Jimmy! This is a great place. They made the buying process super simple, no pressure and quality vehicles. I hope that the next time we need a vehicle we can buy from Jimmy Long! Thanks much.

    19. buy here pay here Broken Arrow dealer review by katy stamper

      katy stamper rated Ferguson Superstore

      I had a great experience with buying 2015 Nissan Rouge! As a first time buyer, it can be intimidating but Maxwell and Sue were GREAT! They helped me so much step by step and answered any questions i had. I’m so excited about my new car and couldn’t have had a better experience!

    20. buy here pay here Broken Arrow dealer review by Colin Wattigney

      Colin Wattigney rated Ferguson Superstore

      Best pricing around. Drove 300 miles to get a great deal on a Stinger. Only thing I wasn’t happy with was the condition of the paint (it is a dealer demo model). They offered to pay the full price of getting the paint corrected professionally by a shop of my choice when I get home. I wish the paint wasn’t damaged in the first place, but this is about as good as they could have handled it. Satisfied overall.

    21. buy here pay here Broken Arrow dealer review by Amy Lou

      Amy Lou rated Broken Arrow Motor Co

      We recently purchased our second Jeep from here. Absolutely love this place, they definitely know their Jeeps he always has a great selection! Looking forward to buying a third one day.

    22. buy here pay here Broken Arrow dealer review by Gary Jones

      Gary Jones rated Broken Arrow Motor Co

      Great place to shop for a Jeep Wrangler.

    23. buy here pay here Broken Arrow dealer review by Angela Johnson

      Angela Johnson rated Friendship Auto Sales

      We just purchased our 3rd car from Friendship. Our 2nd purchase had problems the day we brought it home, but they fixed it up within a couple days at no cost to us. They did right by us, which is why we didn't hesitate purchasing our next car from them. Good variety of prices and no stress sales & test drives. And next time we're in need of a used car, we'll for sure look to Friendship again

    24. buy here pay here Broken Arrow dealer review by Alejandro Ojeda

      Alejandro Ojeda rated Friendship Auto Sales

      This is a very good place for buy a car all the staff is very nice and they have good prices and options ,i recomended

    25. buy here pay here Broken Arrow dealer review by Carly Purtee

      Carly Purtee rated Matthews Ford

      My husband and I recently purchased 2 vehicles from them. Our Salesman was the best I have ever dealt with! Mark went above and beyond helping us with both purchases. The process was very smooth! I highly recommend buying from this dealership! They are truly the best!

    26. buy here pay here Broken Arrow dealer review by Rose Tuell

      Rose Tuell rated Matthews Ford

      Best place to buy a vehicle! I've now bought 2 from them and had a wonderful experience!

    27. buy here pay here Broken Arrow dealer review by Jason Rowe

      Jason Rowe rated Chris Nikel Chrysler Jeep Dodge Ram Fiat

      This 5 star is for Ray who sold us several cars. He has gone above and beyond to help us and make it a great experience. We had some issues with one of our cars...we do understand things happen but it is how it is handled that makes the difference. Our issue is resolved to our satisfaction and we are left with feeling happy with our vehicles. We would highly recommend Ray to anyone looking to buy a car. This guy will shoot you straight, cover all details, help work out getting your car to you, and be in constant contact to get the job done. Thank you Ray!! You really are an exceptional salesman they should give you a raise! Jason and Rachel

    28. buy here pay here Broken Arrow dealer review by Princess Firestone

      Princess Firestone rated Chris Nikel Chrysler Jeep Dodge Ram Fiat

      We had been to several Tulsa and Sands Spring car dealerships and was so disappointed in their selections that we had started back to Muskogee. But we decided to stop & try one more, ( after my husband talked me into it), but we were amazed at the selections, the staff, and how friendly everyone was. Our salesman was named Blue Buford, and he was awesome. We bought a great low mileage Dodge Grand Caravan SXT with low mileage and a very cheap monthly payment, less then we had requested actually. No, tricks, no harsh approach just honest friendly information. The Van was much more then we were looking for and "Blue" Was by our side walking us though every step, even the fiance part. So Thank you Chris Nigel Used Cars and a special Thanks to Blue. Be sure and ask for Blue Buford. If you are looking for a used car, you have to give " Chris Nikel" a try. . It's worth the drive.

    29. buy here pay here Broken Arrow dealer review by Ava Williams

      Ava Williams rated Regional Hyundai

      Very friendly and honest staff. There were no tricks or any types of false advertising. I recommend them to everyone! I also want to give Mario a big shout out for helping us pick the perfect car for our son and being so patient with us. I must have asked him a billion questions. HUGE THANK YOU!

    30. buy here pay here Broken Arrow dealer review by Jules Resnik

      Jules Resnik rated Regional Hyundai

      I have bought 3 cars there now, this was the best service of a car salesman I have ever had ( other than Jason ) Forest was amazing ..

    31. buy here pay here Broken Arrow dealer review by Megan Stitt

      Megan Stitt rated Big 12 Auto Sales

      They were absolutely fantastic! Bought my first car there a few days ago and couldn’t be happier. They gave us a great deal we’re helpful and really cared about the quality of the car they were selling. Will absolutely go back! Couldn’t be happier with the car!

    32. buy here pay here Broken Arrow dealer review by Boss Lady

      Boss Lady rated Big 12 Auto Sales

      Love the atmosphere the owner was super nice and my sales guy was great he worked with me and got me in a great car in less than an hour. So If your looking for a car I suggest you go here they are friendly fast and reliable

    33. buy here pay here Broken Arrow dealer review by Russell Willard

      Russell Willard rated Temple of Zoom Motorsports

      Really great place. Has anything you could need on his lot from cars to trucks to family vehicles. Fair price on all. Mike is upfront with anything he knows about the specific vehicle your interested in and will work with you if you ask. Good atmosphere here I will definitely come back for more vehicles in the future if needed.

    34. buy here pay here Broken Arrow dealer review by Mathew

      Mathew rated Reliable Auto Sales

      Bill and Juan are awesome guys sat and talked to them all day it seems like, they helped me get my first truck which is a really clean Silverado it has been a few months now, couldn’t have asked for better service!

    35. buy here pay here Broken Arrow dealer review by Tex Cat

      Tex Cat rated Reliable Auto Sales

      Recently purchased a 2010 Honda Touring Pilot, the entire experience was a very pleasant experience. No high pressure, and all staff presented themselves professionally, accommodating, overall honest, and with some integrity. We've had the vehicle little over a week now, and are totally enjoying it! It was worth the 1 1/2 hour drive to purchase. Thank you guys!!

    BHPH Broken Arrow OK dealer

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