Why buy here pay here Clearwater FL car dealerships is the right option?
Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Clearwater FL car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.
BHPH Clearwater FL dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.
How Buy Here Pay Here Clearwater FL Works
When the bank says no to your car loan, the buy here pay here Clearwater FL car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Clearwater FL dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.
Buy Here Pay Here Clearwater FL car lots – In-House Financing with Zero Down Payment
After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.
Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.
To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.
Know the Facts - Buy Here Pay Here Clearwater FL Car lots Dealership
The one thing is very true about buy here pay here Clearwater FL is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.
The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.
Because these Clearwater FL dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.
Buy Here Pay Here Clearwater FL – Fast Approval Low or no credit score
The buy here pay here Clearwater FL dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.
Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.
BHPH Clearwater FL Dealer – Preapproval of Application
However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Clearwater FL dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.
Advice on BHPH dealership Clearwater FL
Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.
Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.
Average Credit Score to Buy a Used Car from BHPH dealer Clearwater FL
The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.
If a customer is looking to buy a used car through traditional financing in Clearwater FL, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.
While buy here pay here Clearwater FL accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Clearwater FL is a great option for those who have poor bank record and bad credit score.
The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.
Clearwater FL buy here pay here Reviews
Here is what users says about Clearwater BHPH dealers listed here. You can read reviews of individual dealer at their profile page.
Fairy Queen rated Superior Auto Source
These guys are amazing. We found our sons car. Very professional, straightforward, and honest. We have never had such an amazing experience. We are soooooo happy about our new vehicle purchase for our son. Car is in great condition and we are very Happy Customer. And personally as a professional business owner these guys are top notch. I am greatly impressed and feel so blessed that we have come here. We will be back here to get our new car in a couple of months.
Reviewed on Monday, May 04 2020 04:26:45 pm @ Google reviews.Monica Grace rated Superior Auto Source
Tom made the whole car searching/buying process very easy and frustration-free. No fuss, very straight forward, and accommodating. My husband is excited about the great car we got, and even more so, the awesome deal that we got! We came from about 2 hours away to do business here, and we are extremely glad that we did. Tom is a pleasure to work with, and thanks to Superior Auto Source for the great car!
Reviewed on Monday, May 04 2020 04:26:45 pm @ Google reviews.Katie Kelly rated DriveTime Used Cars
This place is fantastic! I've never purchased a car before so I had many questions. Paul was so kind and so patient with us! All of the cars that we were shown fit all of our needs, so it was hard to get our choice down to one! We picked the Chrysler Town and Country! They work with credit and they give a fair chance to everyone! Love love love.
Reviewed on Monday, May 04 2020 04:26:49 pm @ Google reviews.Dawn Mckenna rated DriveTime Used Cars
The wait sucks as usual BUT the staff here make it enjoyable. Chris Cox was very pleasant and down to earth which made me very comfortable. After a couple bad situations with the past cars(dealerships) this place was a breath of fresh air.
Reviewed on Monday, May 04 2020 04:26:49 pm @ Google reviews.Margaret Heim rated DriveTime Used Cars
Efficient, friendly, honest - from the moment we walked in to the moment we left with a new car. The process of car buying is explained simply and effectively and left me feeling - as someone who’s bought numerous cars through the decades - highly confident in my purchase. I’ve rarely had that experience. If you want excellence, please see Dave Fitzwater! Thank you Dave and thank you Drive Time!!
Reviewed on Monday, May 04 2020 04:26:38 pm @ Google reviews.Brandon Hutchison rated DriveTime Used Cars
Extremely smooth process. David made sure I explored my options to find the best fit for me, and was very patient and kind. I would recommend that anyone in the market for a used car stop by DriveTime to take a look at what they have to offer.
Reviewed on Monday, May 04 2020 04:26:38 pm @ Google reviews.Antwan Hunter rated US Auto Sales
Just want to say CRYSTAL was amazing. She knew my situation with my old car, contacted me first thing in the morning, had my approval by noon and had me rolling by 6 (would had been sooner but I was at work). Crystal's dedication and positive attitude led me to getting the vehicle I wanted in no time. I enjoyed the her customer service more than getting my new car, but the new is the icing on the cake. Highly recommend Crystal as the go to sales woman at USA Auto Sales. Everyone was great from management and down. Their attitude and attention to detail was the most enjoyable I ever had buying a new car. Crystal positive attitude excels any customer service experience you will have.
Reviewed on Monday, May 04 2020 04:26:46 pm @ Google reviews.Lisa Pratt rated US Auto Sales
Nelly was awesome! She got me the best possible deal, made sure I understood everything and helped me through the whole car buying process. I would recommend Nelly and US Auto Sales for anybody who needs a great reliable car at a great price!
Reviewed on Monday, May 04 2020 04:26:46 pm @ Google reviews.James J rated Vip Auto Group, Inc.
The vehicle I had purchased was in pristine condition, had low mileage, and was very well maintained. There was no haggling or pressure because the vehicle was such a good deal. Albert was great working through the numbers to keep my monthly payments manageable. I would highly recommend checking him out the next time you are in the market for a used vehicle. Very pleased with this purchase and look to drive this vehicle for a long time.
Reviewed on Monday, May 04 2020 04:26:48 pm @ Google reviews.Robert Saletnik rated Vip Auto Group, Inc.
Best place to buy a used car these guys are extremely honest and have nice and well-maintained vehicles
Reviewed on Monday, May 04 2020 04:26:48 pm @ Google reviews.sea shell 0714 rated Enterprise Car Sales
Great experience start to finish. Michael went the extra mile to find us the perfect vehicle. Extraordinary customer service! Jesse, Boris, Allison and Jordan were awesome in getting everything ready for us to make the purchase quick and easy! Highly recommend this team and dealership. Really happy with our new vehicle!
Reviewed on Monday, May 04 2020 04:26:43 pm @ Google reviews.Michelle Ohnemus rated Enterprise Car Sales
This was a great place! We go to Clearwater several times a year and have gone to other locations but this is by far the best!! We will be going back again! Very friendly helpful staff, good experience!
Reviewed on Monday, May 04 2020 04:26:43 pm @ Google reviews.Shawney Spicer rated P.J.’s Auto World Classics
The food is great!! Love. Love. Love.. Atmosphere is welcoming. You can still have conversations an still enjoy the music too. We had a great time.. The cost is even affordable. Especially for the amount of food you get.
Reviewed on Monday, May 04 2020 04:26:47 pm @ Google reviews.Romuald Pinsard rated P.J.’s Auto World Classics
A such place. Cars are in great condition. Boss and his team are very nice. 64 convertible mustang that I bought, fas in great condition.
Reviewed on Monday, May 04 2020 04:26:47 pm @ Google reviews.Bob Hughes rated Regal Cars of Florida / Clearwater Hybrids
Excellent customer service and warranty. Bought a Highlander hybrid and 3 days later the ABS Pump went out. Gary replaced it with no hassle. The Highlander runs great. I would buy a vehicle here again.
Reviewed on Monday, May 04 2020 04:26:47 pm @ Google reviews.Henry Keiler rated Regal Cars of Florida / Clearwater Hybrids
NICE VEHICLES/SERVICE/PEOPLE???
Reviewed on Monday, May 04 2020 04:26:47 pm @ Google reviews.Peter Maduri rated USA Cars
Great guys to deal with. Sent me several emails with info I requested about the 2019 truck I was interested in. Always answered the phone and was able to get answers to my questions. Gave me a nice truck and a drastically reduced price compared to other dealers, and picked me up at the airport to get it. Truck was washed and waxed upon arrival and ready to go, drove it all the way to NY with no problems at all. Highly recommend, will buy from them again, AAA+.
Reviewed on Monday, May 04 2020 04:26:50 pm @ Google reviews.-GQ- S. rated USA Cars
Great people. Nice cars.
Reviewed on Monday, May 04 2020 04:26:50 pm @ Google reviews.Thomas Bakke rated P J’s Auto World-Classics
Beautiful cars. Some refurbished. Some original. All in mint condition. Passionate staff. Great collection of some of the all time classics.
Reviewed on Monday, May 04 2020 04:26:40 pm @ Google reviews.Jan Halaxa rated P J’s Auto World-Classics
I had a very pleasant chat with the owner although I wasn't potentially buying nor selling any car. Got a free magazine and some tips related to classic cars in Tampa.
Reviewed on Monday, May 04 2020 04:26:40 pm @ Google reviews.Gaston Escamez rated Dynamic Motors
Best team to work with! Friendly, helpful, excellent deal on a fantastic truck for my family. I could not be happier with the service we received. Mike is exceptional in his truck/car knowledge and assisting with the very best vehicle for us! Highly recommend
Reviewed on Monday, May 04 2020 04:26:42 pm @ Google reviews.Antonio Johnson rated Dynamic Motors
I was in the market searching for a car and happened to find a car that Aaron chicco posted. I contacted him about the car and told him I was out of state due to thanksgiving. He held the car for me until I got back. He provided the best customer service when I got there. Gave me a great deal way under the price value. Go see Aaron the best sales man ever
Reviewed on Monday, May 04 2020 04:26:42 pm @ Google reviews.Jolene Mize rated Land & Sea Motors Inc
Got my car there, 8 months in so far so good
Reviewed on Monday, May 04 2020 04:26:40 pm @ Google reviews.Capt Matt Bruce rated Land & Sea Motors Inc
Dave and his Sons have always treated me fairly! If you need a car or truck and your credit's NIT so hit. This is the place to go. $500 down is all it takes to get started...
Reviewed on Monday, May 04 2020 04:26:40 pm @ Google reviews.Abel Rosario rated Fitzgerald Used Car Outlet Center Clearwater
Awesome experience here! Christian Q was a great salesman. Low pressure, very understanding, very personal and easy to work with. All that we were looking for! The night that we decided to go a seal the deal with the car we wanted, the servicing department was already closed for the day but he went ahead and washed the car himself and got it all ready before giving it to us! Really satisfied with everything that they did. Highly recommend checking them out.
Reviewed on Monday, May 04 2020 04:26:41 pm @ Google reviews.Sarah Powers rated Fitzgerald Used Car Outlet Center Clearwater
After many weeks of searching for a car finally pulled into Fitz used auto. Chet listened to what we were looking for and we fell in love with the first car he showed us! He certainly knew what we were looking for. Everyone that has seen our car say they can't believe we got such a fantastic car at such a great price! I have already reccomended Fitz to all my family and friends :)
Reviewed on Monday, May 04 2020 04:26:41 pm @ Google reviews.Timothy Lindell rated Yancar’s Used Cars Inc
Vinnie treats you well.
Reviewed on Monday, May 04 2020 04:26:44 pm @ Google reviews.Vicent Yancar rated Yancar’s Used Cars Inc
Great place to buy lowest prices in Pinellas county
Reviewed on Monday, May 04 2020 04:26:44 pm @ Google reviews.Evelyn Turton rated PJ’s Auto World, Inc.
This is my 4th car from pj’s and I love it
Reviewed on Monday, May 04 2020 04:26:38 pm @ Google reviews.John Guthrie rated PJ’s Auto World, Inc.
Excellent people to buy a car from great deal great Arrangements thank you guys!
Reviewed on Monday, May 04 2020 04:26:38 pm @ Google reviews.Heidi Bartolomeo rated Florida Auto Exchange
Really friendly staff. I wasn't sure if I would be able to get this done but Ryan & the management team made it work & I was able to get the car/SUV I not only wanted but was super excited to get! Thank you so much Ryan for all your help & hard work not to mention showing up on your day off to get all the paperwork done ?? I can't thank you enough! As well as the Management team thanks so much for everything.
Reviewed on Monday, May 04 2020 04:26:44 pm @ Google reviews.Anthony Spooner rated Florida Auto Exchange
Paula was wonderful, help us once we got there, and the first car we looked at was the one for my fiance and I. Paula gave us amazing prices. Will definitely be the place I get my 2nd car!!
Reviewed on Monday, May 04 2020 04:26:44 pm @ Google reviews.Lindsey Schwemmin rated Hertz Car Sales Clearwater
I'm very happy with my experience at Hertz. Salesman Mike Mancini made it the least painful car buying experience I've been a part of. It took about 2 hours for the whole transaction. No pressure to buy, and helped us make an educated decision. They were able to match my credit union's loan rate with an associated lender, which I was very happy with. On top of the buying experience, they replaced my battery when it failed a month later when they had no obligation to do so. Thanks to manager Mike Stevens.
Reviewed on Monday, May 04 2020 04:26:51 pm @ Google reviews.Janos Zsoter rated Hertz Car Sales Clearwater
Very good place and great service.
Reviewed on Monday, May 04 2020 04:26:51 pm @ Google reviews.Kathryn Miller rated Donny Mills Auto Sales
This entire experience was excellent! I got there and was shown the exact car I wanted in my exact price range. They were extremely upfront about every detail about the car and helped me in every way. They are personable, honest, and really easy to work with. During my time ringing up the car they made sure I was comfortable and taken care of. 10/10 would go back
Reviewed on Monday, May 04 2020 04:26:50 pm @ Google reviews.Jessica ONeal rated Donny Mills Auto Sales
No pressure, Great customer service, Great price for a great car ? Thank you ?
Reviewed on Monday, May 04 2020 04:26:50 pm @ Google reviews.Jimmie Gibson rated J Linn Motors
I needed a secondary car/truck. I found one online here, at J Linn Motors. Went in and I was immediately greeted by Fred. A wonderful and caring individual who was all about you. I told him I liked the truck and he immediately got the keys and said take it for a ride. Once I decided to purchase it, we went into the office and he set up everything. The buying process was a breeze. We negotiated a little bit and it was fun. I got what I wanted and he got what he wanted. I just may go back for another car....my daughter will be driving soon (uggg). I met a few other personnel while I was there and they were all great. If you need a used car or truck and want a great buying experience, make your way to J Linn motors.
Reviewed on Monday, May 04 2020 04:26:39 pm @ Google reviews.Gardy Modl rated J Linn Motors
They were Friendly and Honest. Will definitely get more vehicles from them
Reviewed on Monday, May 04 2020 04:26:39 pm @ Google reviews.