Top 16 Buy Here Pay Here Dealers in College Station TX

Looking for a used car dealer in College Station TX but your credit is in bad shape?

Connect with top 16 buy here pay here College Station TX car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of College Station's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in College Station TX


  • Mercedes-Benz of College Station, TX

  • Douglass Nissan, TX

  • Sport & Classic Motorcars Inc, TX


  • Have you ever considered buy here pay here College Station TX car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in College Station TX compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a College Station buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the College Station dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in College Station. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Allen Honda, TX

  • The Corner, TX

  • Buddy’s Automotive Concepts, TX

  • Lithia Chrysler Jeep Dodge Ram of Bryan College Station, TX

  • Pitt Stop Detail & Auto Sales, TX

  • Did you know? These BHPH College Station TX dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here College Station dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • RNR Tire Express & Custom Wheels, TX

  • Eastep Auto Sales, TX

  • Tom Light Chevrolet, TX

  • Ed’s Auto Sales, TX

  • Bryan Auto Sales, TX

  • The phrase buy here pay here College Station TX car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. College Station Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Mercedes-Benz of College Station Service Center, TX

  • Why buy here pay here College Station TX car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here College Station TX car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH College Station TX dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here College Station TX Works

    When the bank says no to your car loan, the buy here pay here College Station TX car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here College Station TX dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here College Station TX car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here College Station TX Car lots Dealership

    The one thing is very true about buy here pay here College Station TX is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these College Station TX dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here College Station TX – Fast Approval Low or no credit score

    The buy here pay here College Station TX dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH College Station TX Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH College Station TX dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership College Station TX

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer College Station TX

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in College Station TX, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here College Station TX accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH College Station TX is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    College Station TX buy here pay here Reviews

    Here is what users says about College Station BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here College Station dealer review by Tatum Garvin

      Tatum Garvin rated AUTO GALLERY LLC

      Great experience buying a 2019 Chevy Spark. They were helpful and made the process very easy. They addressed all of my concerns and were very friendly. I highly recommend!

    2. buy here pay here College Station dealer review by Fahad Asiri

      Fahad Asiri rated AUTO GALLERY LLC

      I just got a 2011 Ford Edge from Auto Gallery LLC. I had the best car buying experience ever. I randomly met Zaid at Walmart for the first time when we started discussing my problem in finding a decent used Ford Edge for my personal use. I suddenly found that he is a dealer and owns Auto Gallery LLC. He was a very polite and honest person and tried to help with all of his efforts. He made a good deal that I was happy with. I would definitely consider Auto Gallery LLC again and recommend my friends and family to deal with him.

    3. buy here pay here College Station dealer review by Sherri Treadway

      Sherri Treadway rated Mercedes-Benz of College Station

      Rarely does one find EXEMPLARY customer service like this! Thank you Greg Short, Michael, and Javier, for making what could have been a very stressful repair easy. I especially appreciate your attentiveness — including several updates on the progress of the job. **For anyone looking for service or to buy a new Mercedes—-go for it. This place is awesome!

    4. buy here pay here College Station dealer review by Larry Hendrick

      Larry Hendrick rated Mercedes-Benz of College Station

      Had a service appointment for early. They got it in promptly. Discovered they didn't have a part and made lots of calls to locate. Only bad part is I have to drive over from Brenham again after part arrives.

    5. buy here pay here College Station dealer review by rey s

      rey s rated Douglass Nissan

      Israel is an amazing person that you guys have on your team. He is always courteous and very informative as well as very knowledgeable. I cant say enough positive things about him. In times like these he is still very friendly and polite and made my experience there great. The mechanic who worked on my car, Julio also did a terrific job and is definitely someone that I trust to work on a vehicle that my wife and family depend on. I feel safer now that the work has been done and it drives amazingly again. Thank you guys very much. I drive 100 miles to get my car work done with these 2 men because i trust them and believe in them.

    6. buy here pay here College Station dealer review by Mohammed Anwar Siddiqi

      Mohammed Anwar Siddiqi rated Douglass Nissan

      My Family has been dealing with this dealership for 19 years. Exceptional Customer Service. Mr Dane and his team are very professional and courteous.

    7. buy here pay here College Station dealer review by Dave Guerra

      Dave Guerra rated Sport & Classic Motorcars Inc

      Jim and Charlotte Gray are the best! I recently purchased a GMC Sierra pickup and I was treated like family. They made me feel right at home and made sure that I understood the details about the warranty and the financing. I'm enjoying my new truck and if you need a great looking and dependable vehicle please stop by and see Jim and Charlotte Gray.

    8. buy here pay here College Station dealer review by Jacqulyn Richuber

      Jacqulyn Richuber rated Sport & Classic Motorcars Inc

      I love the customer service they always have smiles on their faces and are so eager to help in any way they can. You got to go see them and see about a car or truck

    9. buy here pay here College Station dealer review by Katrina Claypoole

      Katrina Claypoole rated STERLING AUTO GROUP

      Great salesmen and service technicians. A+

    10. buy here pay here College Station dealer review by Edward A. Bachtel II

      Edward A. Bachtel II rated STERLING AUTO GROUP

      My truck broke down Monday night, December 30, after the service department was closed. I left my truck parked in the parking lot at work. I rented a car from the airport to drive home an hour away. I returned to work the next morning (New Years Eve) and had my truck towed to Sterling GMC while I stayed at work. Sterling GMC was the closest GMC dealer. I called the dealership to explain what the problem was with my truck and was initially told by the receptionist in the service department that I would need an appointment for the service and that the next available appointment was on Friday because of the holiday. I scheduled the appointment and hung up. However, a few minutes later, I received a phone call from Chance in the service department. My truck was being dropped off by the tow truck and he called me to find out what the problem was with it. I explained to him what was going on with the truck (I believed my starter or alternator was going out) and he told me he would try to get to it as soon as possible, but to keep in mind it was New Years Eve. About 2 hours later, he called and told me that the mechanic ran the diagnostic on the truck and found several lose connections on the power supply to the battery and that alternator and starter were fine. I personally replaced my battery a few months prior and apparently did a poor job of it. The truck would be ready to go shortly. I was / am extremely grateful to Chance and Sterling GMC that they were able to squeeze my truck in on New Years Eve without an appointment and then were honest enough that the only repair fees I had to pay was the initial diagnostic fee. I was expecting it to be much worse. In fact, I was so pleasantly surprised that I asked Chance to go ahead and do the major tune up that needed to be done and that I was avoiding to do. I figured Chance and this dealer showed me their character and honesty and I would be able to trust their work. I was able to return my rental car earlier than expected, which saved me money and I was picked up at the airport by the shuttle service and got my truck back 3-4 days earlier than expected (because of the holiday). Each employee I contacted during my brief visit at Sterling were polite, professional and approachable. When its time to have my truck serviced again, or when I am in the market to buy a new one, I will definitely return to Sterling even if it is a little out of my way. I was that impressed.

    11. buy here pay here College Station dealer review by Symone Rodriguez

      Symone Rodriguez rated Allen Honda

      I went to Honda today with my kids on a mission to give them goals to work toward. I explained to Juan what we were there for and he took his time to explain details of each car my kids loved. He gave them pricing for their Goals journal and told them they would need to work hard to achieve their goals!! Thank you Juan for your wonderful customer service today! With the service he provided for the kids, I would 100% recommend him to anyone seeking a vehicle!! He even gave me something to work towards.

    12. buy here pay here College Station dealer review by Hi Gee

      Hi Gee rated Allen Honda

      Go see Henry G. for a great auto sales experience!!! Best dealership in Texas!!!

    13. buy here pay here College Station dealer review by Lyntrell Bradford

      Lyntrell Bradford rated The Corner

      I have had nothing but a great experience at this Dealership. The whole team is awesome. They work with you even with not so good credit Very friendly and THEIR just awesome and a Blessing. Go check them out!!

    14. buy here pay here College Station dealer review by Jackie Navarro

      Jackie Navarro rated The Corner

      Great place and awesome people. I went in on a Thursday and drove off the lot on Friday. Angel helped me .hes awesome i highly recommend anyone looking for a car. Go to corner lot theyll work with and have you going in no time.

    15. buy here pay here College Station dealer review by Delfino Cua

      Delfino Cua rated Buddy’s Automotive Concepts

      Thanks Mr Buddy for the great deal I got on my Ford F150. Really happy with my new truck and the deal I got. Also thanks to Mr Kelly for working with me and making everything easy. Delfino

    16. buy here pay here College Station dealer review by Tatyana Mitchell

      Tatyana Mitchell rated Buddy’s Automotive Concepts


    17. buy here pay here College Station dealer review by richard galvan

      richard galvan rated Lithia Chrysler Jeep Dodge Ram of Bryan College Station

      This was my first experience in financing a new/used car and had no problems whatsoever. My salesman, Justin Johnson gave excellent customer service and was kind and courteous with my wife and daughter. Will recommend to others. Great Job!

    18. buy here pay here College Station dealer review by Nikki Ruiz

      Nikki Ruiz rated Lithia Chrysler Jeep Dodge Ram of Bryan College Station

      Highly recommend buying a vehicle here. Especially if you're dealing with Brandon VEVERICA. He was super helpful and very informative!

    19. buy here pay here College Station dealer review by Arden Wolski

      Arden Wolski rated Pitt Stop Detail & Auto Sales

      My dad and I brought my car in for a cleaning a few weeks ago. It was pretty dirty inside/outside and we asked the owner to do what he could for $100. We were both extremely surprised by what a great job he did--definitely went above and beyond what we had expected. The car was sparkling on the outside and spotless on the inside (he even managed to get old food stains out of the carpets). I would definitely recommend this place for the quality and customer care! Great find!

    20. buy here pay here College Station dealer review by Morgan Triplett

      Morgan Triplett rated Pitt Stop Detail & Auto Sales

      Before taking my car to this man it was absolutely filthy, it was my everyday driver but I hated having people in it cuz it was so dirty after putting close to 100K miles on it, I showed him it and asked what I'd need to get all the stains out and he suggested the $300 package .. much less than I was expecting and to be honest I wasn't expecting too much overall. I figured it'd be clean but I was blown away when I picked up my car. Every single stain was out of my seats the cars interior was literally like new and I'm pretty sure he even cleaned off some scratches and stuff it looks amazing. I used to think my windshield tint was just awfully done... Which it was but he somehow cleaned them so well I can actually see out of my car which is nice. Also the dude that owns the place Darryl is just one of the nicest dudes you could talk to. Excellent business and customer service would recommend to anyone.

    21. buy here pay here College Station dealer review by Ernest Guevara

      Ernest Guevara rated RNR Tire Express & Custom Wheels

      I came to R&R for new tires and they were amazing. Employee named Reggie took care of everything for me, quick and easy. The whole team are great and kind, very welcoming. I would definitely recommend R&R!!

    22. buy here pay here College Station dealer review by Jennifer Balentine

      Jennifer Balentine rated RNR Tire Express & Custom Wheels

      Come check it out. Great selection!

    23. buy here pay here College Station dealer review by Diggins Cigarsspy

      Diggins Cigarsspy rated Eastep Auto Sales

      Good quality cars for those of us with less-than-perfect credit. Make your payments on time and you'll be more than happy. 1st-2008 BMW X3 with 40k miles. 2nd-2016 Nissan Frontier with 18k miles. 3rd- 2017 Toyota Tundra with 15k miles. Just bought my 3rd vehicle here. They helped me rebuild my credit and sold me a truck that was less than a year old at such a good price and interest rate. It would've been a waste of my weekend looking all over, haggling and telling 100 different salespeople what I wanted, when Kat and Mr. Crowell already knew. I can't say anything bad about them. Be responsible and they'll take care of you!

    24. buy here pay here College Station dealer review by cinthia gonzalez

      cinthia gonzalez rated Eastep Auto Sales

      Went in to buy my first car ever and with the help of Katyia, it was a success! I highly recommend Eastep to everyone, they made my first time experience great!

    25. buy here pay here College Station dealer review by Keith M Harris

      Keith M Harris rated Tom Light Chevrolet

      Friendly folks, quick service. We called about a recall on a Monday afternoon, had our car in Tuesday morning, and were back on the road Tuesday afternoon. Were provided a prompt shuttle home and back while they serviced our car. Great experience! I'll definately be returning in the future!

    26. buy here pay here College Station dealer review by Hi Gee

      Hi Gee rated Tom Light Chevrolet

      Best dealership in Texas...go see Henry G for a new car or truck...

    27. buy here pay here College Station dealer review by Google User

      Google User rated Ed’s Auto Sales

      I have a good experience nice dealer I really appreciate . I give you more than 5 stars

    28. buy here pay here College Station dealer review by Google User

      Google User rated Ed’s Auto Sales

      Very good business they helped me through the process I give him 5 stars.

    29. buy here pay here College Station dealer review by Cookie Miller

      Cookie Miller rated Bryan Auto Sales

      It's Dec¹,2019.... I purchased a vehicle. About 3Mths now Haven't had any Major PROBLEMS. Had a bad tire Bruce and his Wife took care of us. Yes Bruce Can Be very Blunt Heck that's him I've learned . We're all grown so he's just him and you will learn as time passes THEIR NOT BAD PPL AT ALL. AND WILL HELP WHEN THEY CAN.

    30. buy here pay here College Station dealer review by ??

      ?? rated Bryan Auto Sales

      I was recommended to go to Bruce by David from Anything Painted as I was told Bruce was reliable and trustworthy. The dents and scratches on my car were all vanished! Just as they told, after their work, the broken part looks the same as new! Very professinal and very good quality for very fair price! They also fixed my mirror FOR FREE! Easy to come along and friendly! Warm-hearted man! Thank you Bruce!

    BHPH College Station TX dealer

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