Why buy here pay here Corpus Christi TX car dealerships is the right option?
Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Corpus Christi TX car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.
BHPH Corpus Christi TX dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.
How Buy Here Pay Here Corpus Christi TX Works
When the bank says no to your car loan, the buy here pay here Corpus Christi TX car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Corpus Christi TX dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.
Buy Here Pay Here Corpus Christi TX car lots – In-House Financing with Zero Down Payment
After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.
Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.
To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.
Know the Facts - Buy Here Pay Here Corpus Christi TX Car lots Dealership
The one thing is very true about buy here pay here Corpus Christi TX is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.
The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.
Because these Corpus Christi TX dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.
Buy Here Pay Here Corpus Christi TX – Fast Approval Low or no credit score
The buy here pay here Corpus Christi TX dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.
Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.
BHPH Corpus Christi TX Dealer – Preapproval of Application
However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Corpus Christi TX dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.
Advice on BHPH dealership Corpus Christi TX
Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.
Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.
Average Credit Score to Buy a Used Car from BHPH dealer Corpus Christi TX
The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.
If a customer is looking to buy a used car through traditional financing in Corpus Christi TX, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.
While buy here pay here Corpus Christi TX accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Corpus Christi TX is a great option for those who have poor bank record and bad credit score.
The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.
Corpus Christi TX buy here pay here Reviews
Here is what users says about Corpus Christi BHPH dealers listed here. You can read reviews of individual dealer at their profile page.
Memphis Barrera rated Primetime Auto
This was the BEST experience buying my first car. EVERYONE there was so so helpful and nice! I absolutely loved the service, and for it being my first time they helped me so much establishing a great base for me to grow my credit, my responsibility, and start relationships with people I hope to know and learn from for the rest of my life. I appreciate and thank John and his staff for being so cooperative and understanding to my age. So glad I received my first car from Primetime! 10 out of 10 already recommending my friends!
Reviewed on Sunday, May 03 2020 02:30:55 am @ Google reviews.Esiquiel De Los Santos rated Primetime Auto
John and his staff are the most professional, courteous and considerate people in the car business you will ever meet. I have purchased 2 vehicles from them and have seen first hand the great customer service they deliver to all their customers. No reason to go to a big name dealership when John will give you infinitely better service and be there after the sale as well.
Reviewed on Sunday, May 03 2020 02:30:55 am @ Google reviews.Edward Granados rated DriveTime Used Cars
Lisa was so awesome, she was extremely friendly and helpful. She made buying my second car such a great experience. I would recommend anyone looking for a car to give Drivetime a shoot.
Reviewed on Sunday, May 03 2020 02:30:47 am @ Google reviews.Ashlee Turner rated DriveTime Used Cars
Lisa, was really nice and helpful. She has precious dogs so we definitely had things in common. It was nice to talk or work with someone younger with a great personality.
Reviewed on Sunday, May 03 2020 02:30:47 am @ Google reviews.Jeanne Anthony rated CC Autoplex | Used Car Dealership in Corpus Christi
Awesome place! Took my Jeep as a trade-in, even though it wasn't running. Got a great deal on this 2008 Land Rover. No penalties for paying off early and, you pay only the interest up to the day you make payment in full. Most places will make you pay all the interests for the entire note. If you go, tell James that Jeanne Anthony referred you.
Reviewed on Sunday, May 03 2020 02:30:49 am @ Google reviews.Iesha Morgan rated CC Autoplex | Used Car Dealership in Corpus Christi
This is the place to go. Cc autoplex is awesome. James gave me the best deal and very understanding. My suv is a little shakey but the offered to work on it and order my parts for me as soon as I brought it in. This is an awesome place to go. Thanks to my mom referring me and Thank you James for being a great salesman. This is a very great company and Veronica is awesome also.
Reviewed on Sunday, May 03 2020 02:30:49 am @ Google reviews.Lynn James rated Juicy Motors
James and Denise were great to deal with. I wasn’t even serious about buying, bat they made me a deal I couldn’t refuse. Great value on my trade in, great price on their car, and most importantly none of the typical car sales jerk around/bait and switch stuff They were friendly, honest, and easy to deal with. I’ll probably stop in just to say hi from time to time!
Reviewed on Sunday, May 03 2020 02:30:59 am @ Google reviews.Linda Obregon rated Juicy Motors
Extremely happy with my Ford Transit. They gave me a great deal with payment arrangements. Great customer service. I highly recommend them
Reviewed on Sunday, May 03 2020 02:30:59 am @ Google reviews.Debra Edwards rated Deanda Motor Sales
I would highly recommend Deanda to anyone no matter what the credit situation. Believe me you will not get turned away. All cars are clean inside the cab and under the hood, in new condition. Robert Rodriguez is an honest Godly man that listens to what you are looking for and is not a pushy person at all. Finance team works miracles and manager is there to help with anything you need. All cars come with a two year warranty and protection plan. Well worth checking into. Our family was blessed with a vehicle even after my not so good credit and it was beyond our expectations. Can't say enough good things about Deanda. It needs and deserves a five star rating. Tell them The Greses sent you!
Reviewed on Sunday, May 03 2020 02:30:50 am @ Google reviews.Byron Doucet Sr rated Deanda Motor Sales
Deanda Motors truly has the cleanest cars in Texas, he stocks above average automobiles and backs them.
Reviewed on Sunday, May 03 2020 02:30:50 am @ Google reviews.April Flores rated Keetch Motors Inc
Best p ln ace 2 buy a car if ur looking for one go to leetch motors
Reviewed on Sunday, May 03 2020 02:30:54 am @ Google reviews.Lisa Browning rated Keetch Motors Inc
Nice people they work with u
Reviewed on Sunday, May 03 2020 02:30:54 am @ Google reviews.Melanie Bell rated LOFI Motors
I truly appreciate the way I am treated and the way Ms. Annabel has helped me and not treated me as just a customer but as a human being. She respects her customers and understands life happens and works with you to keep your head up and your vehicle
Reviewed on Sunday, May 03 2020 02:30:49 am @ Google reviews.pasche hope rated LOFI Motors
Great people very helpful love my new ride
Reviewed on Sunday, May 03 2020 02:30:49 am @ Google reviews.phillip bettiga rated Cars Under 4000 Dollars
Easy to find, well priced, and also quick and painless. Didn’t take the hours of paperwork and waiting that you’d get at the big lots. Save time and money!
Reviewed on Sunday, May 03 2020 02:30:58 am @ Google reviews.Kayla Garza rated Cars Under 4000 Dollars
Very friendly love it great place wonderful prices very nice
Reviewed on Sunday, May 03 2020 02:30:58 am @ Google reviews.Kristin Perry rated Wildcat Motors
Excellent deals on SUVs, Cars are clean & in great condition. Solid inventory & financing available! Phenomenal customer service!
Reviewed on Sunday, May 03 2020 02:30:51 am @ Google reviews.M Montemayor rated Wildcat Motors
Fast, friendly and extremely helpful. Would definitely recommend.
Reviewed on Sunday, May 03 2020 02:30:51 am @ Google reviews.Chelsea Yanez rated Corpus Christi Automax
Katlyn is absolutely the BEST! If you go here ask for her! She was so helpful & knew exactly what I wanted! I just expressed to her what my budget was & she let me know what she could for me! I love my car!
Reviewed on Sunday, May 03 2020 02:30:56 am @ Google reviews.Jesus Rosas rated Corpus Christi Automax
Excellent and Friendly service. Katlyn did such a great job working with me and even staying late pass working hours to ensure I drove off the lot with the vehicle I liked and wanted. Got a quick response after doing an online application and the selection of vehicles are really nice.
Reviewed on Sunday, May 03 2020 02:30:56 am @ Google reviews.Crissy Tichacek rated The Car Shack
It's been a little over a month since I have purchased a vehicle here and everything has been great. G.R. and his son and the staff at the counter could not have been anymore awesome than they were. My first time buying from a small dealership and it went great. The vehicle is running smoothly, the price was great in my opinion and making a payment is very easy. Thank you so much to everybody there. I would definitely recommend to anybody who is in the market for a used vehicle!!!!
Reviewed on Sunday, May 03 2020 02:30:57 am @ Google reviews.Dionisia Olgin rated The Car Shack
The staff here at The Car Shack is amazing! Buying a second vehicle from them and even after 10 years GR still remembers me and my family. Big thanks to Miles for making car buying easy and painless.
Reviewed on Sunday, May 03 2020 02:30:57 am @ Google reviews.Cami Sherrill rated Triple R Motors
Best place in town if you’re looking for a used vehicle. AMAZING staff that helped me every step of the way. Exactly what they advertise is exactly what I needed. No hidden fees or anything like that. This place is the real deal & I highly recommend it to anyone looking for a new car! Quick & Friendly service!!
Reviewed on Sunday, May 03 2020 02:30:54 am @ Google reviews.Roel Liguez rated Triple R Motors
My son bought a truck there and no problems with it but normal wear
Reviewed on Sunday, May 03 2020 02:30:54 am @ Google reviews.Tomas Rodriguez rated Oasis Motor Company
Curt hill's was a delight. A lot of great vehicles ready for new owners
Reviewed on Sunday, May 03 2020 02:30:46 am @ Google reviews.Lupita Colchado rated Oasis Motor Company
My boyfriend and I recently purchased a vehicle & thanks to the help of Ray everything was great & smooth! He was honest, straight forward & funny! Our new car is exactly what he had in mind and for a very good price, if you’re looking to buy a car ask for Ray!
Reviewed on Sunday, May 03 2020 02:30:46 am @ Google reviews.Patrick Eden rated American Auto Sales
So far they have been outstanding. The car we are buying has had some water damage but it has been restored and is spotless. They were upfront about the water damage which I really appreciated. I have had some delays caused by working with an out of state lender. American Auto Sales has been working with me every step of the way. I look forward to completing the transaction and will follow up with this review once my purchase is finalized. Anyone looking for a quality car at the best price in town should start here first.
Reviewed on Sunday, May 03 2020 02:30:53 am @ Google reviews.bek lee rated American Auto Sales
Enjoyable experience. Very happy with my purchase
Reviewed on Sunday, May 03 2020 02:30:53 am @ Google reviews.Angel Martinez rated Rocky Auto Sales
Mario is awesome he got me and my wife into the first vehicle that caught our eye without any hassle and stayed way within our budget. Hands down the best car lot in corpus.
Reviewed on Sunday, May 03 2020 02:30:52 am @ Google reviews.Robert Umphlett rated Rocky Auto Sales
Great people. They have good used vehicles.
Reviewed on Sunday, May 03 2020 02:30:52 am @ Google reviews.Manuel Arevalo rated Budget Motors
Best place to buy a used , beautiful , dependable car. Ask For Edward Saenz and he will help you in a car.
Reviewed on Sunday, May 03 2020 02:30:51 am @ Google reviews.Gacha Fan123 rated Budget Motors
I love my car I got .Out of four years from always looking for a good car I finally got me a car that my family feels safe in thank you budget motors
Reviewed on Sunday, May 03 2020 02:30:51 am @ Google reviews.Michael Sheridan rated Cars 4 Cash
Just bought my 3rd vehicle from Cars 4 Cash..You have to go check out the inventory..lots to choose from.. great deals!!!
Reviewed on Sunday, May 03 2020 02:30:58 am @ Google reviews.Ramiro Cortez rated Cars 4 Cash
GREAT PRICE IN TOWN AND THE SELLER'S PERSONAL ARE WONDERFUL. DROPE BY. AND THEY PAINTED THE PLACE. LOOKS GREAT!!!!!!
Reviewed on Sunday, May 03 2020 02:30:58 am @ Google reviews.