Top 16 Buy Here Pay Here Dealers in Dayton OH

Looking for a used car dealer in Dayton OH but your credit is in bad shape?

Connect with top 16 buy here pay here Dayton OH car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Dayton's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Dayton OH

  • Zappia Motors, OH

  • Express Motors, LLC, OH

  • Advantage Car & Credit, OH

  • Select Auto, OH

  • Keowee Auto Sales, OH

  • Have you ever considered buy here pay here Dayton OH car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Dayton OH compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Dayton buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Dayton dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Dayton. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • RightWay Auto Sales, OH

  • Premier Auto Mall Inc., OH

  • A & B Auto Sales, OH

  • Twiins Auto Sales Plus Car Care, OH

  • Pete’s Auto Sales, OH

  • Did you know? These BHPH Dayton OH dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Dayton dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Ron’s Auto Sales, OH

  • Aba Auto Sales 2, OH

  • Afford-A-Car Inc, OH

  • Cousin’s Auto Sales And Tires, OH

  • Value Car Mart LLC, OH

  • The phrase buy here pay here Dayton OH car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Dayton Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Maranatha Car Company, OH

  • Why buy here pay here Dayton OH car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Dayton OH car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Dayton OH dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Dayton OH Works

    When the bank says no to your car loan, the buy here pay here Dayton OH car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Dayton OH dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Dayton OH car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Dayton OH Car lots Dealership

    The one thing is very true about buy here pay here Dayton OH is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Dayton OH dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Dayton OH – Fast Approval Low or no credit score

    The buy here pay here Dayton OH dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Dayton OH Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Dayton OH dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Dayton OH

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Dayton OH

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Dayton OH, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Dayton OH accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Dayton OH is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Dayton OH buy here pay here Reviews

    Here is what users says about Dayton BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Dayton dealer review by Michael Flucas

      Michael Flucas rated Zappia Motors

      Great service and timely motivated sales people. Best car purchase experience I've ever had.

    2. buy here pay here Dayton dealer review by Trisha Koehler

      Trisha Koehler rated Zappia Motors

      We had a great experience! Easy to work with, friendly staff and excellent value! Winner!!!

    3. buy here pay here Dayton dealer review by Neil Mallett

      Neil Mallett rated Express Motors, LLC

      To echo all the other great reviews on here I had a great buying experience at this dealership. They have a great selection of nice cars at reasonable prices but better than that even they have a great staff of very helpful individuals. My personal favorite part of my experience was the no pressure way they sell cars they greet you like a friend they have known forever and while you can tell they would obviously love to sell you a car they by no means pressure you into anything at all. The owner listened to my likes and dislikes and gave me an honest opinion on what he thought would be the best fit for me. Come to Express if you want a great car at a great price from an awesome group of guys!

    4. buy here pay here Dayton dealer review by kesi spear

      kesi spear rated Express Motors, LLC

      Express Motors welcomed me as as I walked in the door. Their customer service was excellent they exceeded my needs and gave me everything I was looking for in my new vehicle. Thank you

    5. buy here pay here Dayton dealer review by Jeremy Day

      Jeremy Day rated Advantage Car & Credit

      I had an amazing experience with them. Tara was very helpful & seemed to go out of her way to hello me get into another car. I would highly recommend then & this location. I would give more stars if it would let me. 200% Satisfied.

    6. buy here pay here Dayton dealer review by Zack Coates

      Zack Coates rated Advantage Car & Credit

      First time owning a car with a warranty. I love this place Scott took care of me got me approved in no time flat very fast efficent and got me into a car I love. Could not ask for any better.

    7. buy here pay here Dayton dealer review by Keyonte Evans

      Keyonte Evans rated Select Auto

      My experience with this dealership was definitely one to remember. They were very helpful and thorough. I would whole heartedly recommend someone/anyone to give them a try, specifically John, that man will have your back on whatever car you’re set on and try his best to make sure you leave satisfied. Great job Select Auto.

    8. buy here pay here Dayton dealer review by Julie Carlton

      Julie Carlton rated Select Auto

      I cannot tell you how kind Raj and John are. We had a fantastic experience from beginning to end. They are both very honest and trustworthy. We will return for our next vehicle.

    9. buy here pay here Dayton dealer review by Alicia Whitaker

      Alicia Whitaker rated Keowee Auto Sales

      This place deserves 5 stars for kindness, cleanliness, and great customer service. My mom and I have both purchased a vehicle here. The prices are fair. The repair prices are fair. They do not do any work without notify you of the costs first. This is the BEST buy here pay here in Ohio. Period.

    10. buy here pay here Dayton dealer review by Annette Glancy

      Annette Glancy rated Keowee Auto Sales

      The gentleman listened to my needs and directed me to a very good running vehicle. He worked with me to the best of his ability. And I love the new used car! Thank you for your help.

    11. buy here pay here Dayton dealer review by Roe Bohannon

      Roe Bohannon rated RightWay Auto Sales

      This was the best car buying experience ever! Virtually painless. Craig is as awesome and gave us the actual truth. Hard to find among most dealers these days. We were able to drive away with a much newer car at a very afford monthly payment with not much down. I am very impressed and will for sure be back for my next car!! Highly recommend and be sure to ask for Craig Schulz!!

    12. buy here pay here Dayton dealer review by Christopher Struble

      Christopher Struble rated RightWay Auto Sales

      Omar Faulkner directed us the right way to get into a 2015 Chevy Malibu which is awesome! He is very friendly and his boss ty helped him. I would recommend anyone to this Automotive Credit.

    13. buy here pay here Dayton dealer review by Tamara Lee Metcalf

      Tamara Lee Metcalf rated Premier Auto Mall Inc.

      I am so pleased with my experience with Premier Auto Mall. The customer service is amazing. They are kind and professional.#excellence.

    14. buy here pay here Dayton dealer review by Toya Guy

      Toya Guy rated Premier Auto Mall Inc.

      Darren and staff are awesome....he's reasonable and always willing to work with you!...i bought a great car from premier auto and looking to return to purchase again! Thanks!

    15. buy here pay here Dayton dealer review by Steve schiessler

      Steve schiessler rated A & B Auto Sales

      They treat you right. They are honest and only sell good running vehicles. The best car lot in the area. In house mechanic and body work.

    16. buy here pay here Dayton dealer review by Chuck Reynolds

      Chuck Reynolds rated A & B Auto Sales

      Great place to buy a car. They put alot of work into their cars before it goes on the lot. Wife will be buying her car from here next.

    17. buy here pay here Dayton dealer review by Overton Jackson

      Overton Jackson rated Twiins Auto Sales Plus Car Care

      My new spot. Clean cars. Owner on point

    18. buy here pay here Dayton dealer review by Astriano Castellon

      Astriano Castellon rated Twiins Auto Sales Plus Car Care

      You need a car that really works and is within good pricing?..this is the place...nice people work here...good reliable automobiles.. They stand behind there vehicles...A plus...

    19. buy here pay here Dayton dealer review by DONNA NEWSOME

      DONNA NEWSOME rated Pete’s Auto Sales

      Our sales assistant was Scott and he was very helpful. No pushy or demanding selling tactics. I was able to look around leisurely and then test drive what I wanted. We found the perfect car and the whole process took about one hour.I highly recommend this establishment.

    20. buy here pay here Dayton dealer review by Henry Brown

      Henry Brown rated Pete’s Auto Sales

      Very friendly and helpful. Easy to work with. Answered questions thoroughly and complete. Very understanding of my position. And no pressure! Willing to fix whatever needed.

    21. buy here pay here Dayton dealer review by Shawanna Kelly

      Shawanna Kelly rated Ron’s Auto Sales

      I got approved fast drove away same day nice car for the money i had

    22. buy here pay here Dayton dealer review by james tyler

      james tyler rated Ron’s Auto Sales

      Good running cars and cheap $$$. My second car paid cash in full. No more car payments.

    23. buy here pay here Dayton dealer review by Realest Doode

      Realest Doode rated Aba Auto Sales 2

      Really helpful ..great offers!

    24. buy here pay here Dayton dealer review by Darla Jones

      Darla Jones rated Afford-A-Car Inc

      I love the friendliness and free popcorn, soda!

    25. buy here pay here Dayton dealer review by Breanna Chapman

      Breanna Chapman rated Cousin’s Auto Sales And Tires

      Great cars, great prices and they work with you on your budget! The workers are also nice and friendly

    26. buy here pay here Dayton dealer review by Dylan Jackson

      Dylan Jackson rated Cousin’s Auto Sales And Tires

      Great place for a nice car and they are very polite and work with your pay.

    27. buy here pay here Dayton dealer review by Mandy Aulakh

      Mandy Aulakh rated Value Car Mart LLC

      Super easy process, very straight forward, and the staff are so friendly! Didn’t feel like a normal pushy dealership at all. I found my perfect car, at a perfect price, and I couldn’t be happier! and I can honestly say I felt comfortable and confident with my choice at the end of the day. Will be going back for any other future car purchases for sure

    28. buy here pay here Dayton dealer review by jack handy

      jack handy rated Value Car Mart LLC

      Staff is very helpful and compassionate.

    BHPH Dayton OH dealer

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