Top 17 Buy Here Pay Here Dealers in Detroit MI

Looking for a used car dealer in Detroit MI but your credit is in bad shape?

Connect with top 17 buy here pay here Detroit MI car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Detroit's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Detroit MI

  • Neno Auto Sales, MI

  • Legend Motors Inc, MI

  • Car Source, MI

  • ANNA MOTORS INC, MI

  • Southfield Quality Cars, Inc, MI

  • Have you ever considered buy here pay here Detroit MI car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Detroit MI compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Detroit buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Detroit dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Detroit. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • F & M Auto Sales, MI

  • Legacy Motors 3, MI

  • Brietling Financial Auto, MI

  • Five Brothers Auto Sales, MI

  • Bassett Used Cars LLc, MI

  • Did you know? These BHPH Detroit MI dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Detroit dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.

  • Collins Motor Sales, MI

  • Best Deals Auto Sales Detroit, MI

  • Automotive Center, L.L.C, MI

  • US Auto Sales Detroit, MI

  • KING AUTO SALES INC, MI

  • The phrase buy here pay here Detroit MI car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Detroit Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Star Motor Sales Inc, MI

  • Redskin Auto Sales, MI

  • Why buy here pay here Detroit MI car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Detroit MI car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Detroit MI dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Detroit MI Works

    When the bank says no to your car loan, the buy here pay here Detroit MI car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Detroit MI dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Detroit MI car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Detroit MI Car lots Dealership

    The one thing is very true about buy here pay here Detroit MI is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Detroit MI dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Detroit MI – Fast Approval Low or no credit score

    The buy here pay here Detroit MI dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Detroit MI Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Detroit MI dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Detroit MI

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Detroit MI

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Detroit MI, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Detroit MI accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Detroit MI is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Detroit MI buy here pay here Reviews

    Here is what users says about Detroit BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Detroit dealer review by Derek Montgomery

      Derek Montgomery rated Neno Auto Sales

      I just bought a 2017 Ram 1500 from Willie. Truck is awesome and got a good deal. Willie is a good guy to deal with, will do what he can to make sure you're happy with vehicle. Will look there again when and if I need another vehicle

    2. buy here pay here Detroit dealer review by Ali Ahmad

      Ali Ahmad rated Neno Auto Sales

      Lots of low milage cars with great prices. I always get ripped off when i go to dealers but this dealer gave me a great deal on a great car with no problems.

    3. buy here pay here Detroit dealer review by Tina B

      Tina B rated Legend Motors Inc

      Yes. Steve and Lora is family go see them and they'll take care of you like family. Thanks for helping me and my family. They really help me. Thanks fam. Tell them montina sent you.

    4. buy here pay here Detroit dealer review by Usama Safaa

      Usama Safaa rated Legend Motors Inc

      Best dealership in Detroit, fast, friendly, and the cleanest cars I have ever seen 100% recommend

    5. buy here pay here Detroit dealer review by Simeria Zadorski

      Simeria Zadorski rated Car Source

      Best decision I made in the car buying process was coming to Car Source. They worked with me and got me in a great vehicle that’s low miles and practically new! Couldn’t be happier! Highly recommend!

    6. buy here pay here Detroit dealer review by Malina Chindris

      Malina Chindris rated Car Source

      I received amazing service! Everyone was so nice and welcoming. As soon as I walked in I was greeted and asked if I needed any help. I felt like I was actually listened to as to what I was searching for in a car and they even went deeper and expanded in the details that would better suit what I desired. Everyone was patient and treated me with respect. I recommend everyone come here if they want the best service and cars!!

    7. buy here pay here Detroit dealer review by Jackie P

      Jackie P rated ANNA MOTORS INC

      I am very pleased in the service. My salesperson was very helpful from beginning to me driving off the lot in my new car. He made sure I was satisfied with my vehicle. This makes my second vehicle with them. I will and have recommended them to people. Keep up the good work and the friendliness. They care about their customers,

    8. buy here pay here Detroit dealer review by sinai marie

      sinai marie rated ANNA MOTORS INC

      Anna Motors was an amazing experience for me. Everyone there helped me find the perfect car just right for me. Samatha, Maria and Frank explain everything step by step. Everyone there is so helpful they work as team to make sure you leave with the car of your dreams. I recommend people to come here. The minute you walk through those doors they treat you like family.

    9. buy here pay here Detroit dealer review by Yvar Ware

      Yvar Ware rated Southfield Quality Cars, Inc

      The reviews you read on this dealership are real. No fakes, no games, no gimmicks. I literally came across them online. Figured I would submit a credit app for the heck of it. Fresh off a bankruptcy my credit was in bad shape. I was sure I wouldn't get approved. These guys got back to me the same day with an approval. Shout out to Ray and Matt the finance manager. These guys were professional from the first encounter. I can't say enough about the service, and attention to detail. Even with bad credit they treated me like an A list customer. Please don't take my word for it. If you need a vehicle and think you could never get approved. Try these guys out. You won't be disappointed.

    10. buy here pay here Detroit dealer review by Eric Zuzak

      Eric Zuzak rated Southfield Quality Cars, Inc

      Southfield quality cars is a wonderful place to buy a car. No pressure sales. Mark was especially great to work with as he was understanding of what his customers want. And will work hard to make it happen. Not just put you into a car but the car you want!

    11. buy here pay here Detroit dealer review by Rami Daood

      Rami Daood rated F & M Auto Sales

      Where can I start - I was looking for my the car I bought for several months. Mike the owner told me he was going to look for one for me and a few months later he found it and called me about it. I was finally relieved and it’s perfect. Trust this man and refer everyone to him. I felt his honest along the whole way. Best deal , great service!

    12. buy here pay here Detroit dealer review by Eddie Bryant

      Eddie Bryant rated F & M Auto Sales

      Great guys who make things happen. Also using At Your Service Auto Detailing to keep car looking and running great

    13. buy here pay here Detroit dealer review by Paige Allen

      Paige Allen rated Legacy Motors 3

      Please make sure you guys are choosing the correct location when leaving reviews. Big ups and many blessings to Amanda and Mario. Me and my fiancé came in on the most horrible week of our lives with limited money and Amanda and Mario did everything they could to put us in a car within the hour. They are now family. Much ??. Thank you guys!!!

    14. buy here pay here Detroit dealer review by Randy Youhan

      Randy Youhan rated Legacy Motors 3

      Mario is the best salesman got me in the best car for the best price

    15. buy here pay here Detroit dealer review by Paradox Shift

      Paradox Shift rated Brietling Financial Auto

      Very nice people and willing to work with my dad who had awful credit. Obviously got a appropriate interest rate for a high-risk buyer, but the fact they were even able to get him approved is awesome! They were very straight forward about the financials including the breakdown on amount of interest paid. I've purchased many cars so I'm familiar but it really helped my dad understand actual figures. Again, great guys, very friendly.

    16. buy here pay here Detroit dealer review by Phenomenal Image

      Phenomenal Image rated Brietling Financial Auto

      Same day Service! Great place for used cars.

    17. buy here pay here Detroit dealer review by NEWHOPE2018

      NEWHOPE2018 rated Five Brothers Auto Sales

      Great experience... people were easy to work with and found a great car here! Tom pointed me in the right direction ...You guys are a great team! Thanks guys

    18. buy here pay here Detroit dealer review by Jason Madison

      Jason Madison rated Bassett Used Cars LLc

      In 20 years of purchasing cars, this was one of thee best! Very friendly, excellent inventory and fair prices. Went in to buy a vehicle for my wife and ended up getting one for myself also. I will most definetly be shopping here in the future! Thank you so much Mrs Martha!!

    19. buy here pay here Detroit dealer review by Robert Hobbs

      Robert Hobbs rated Bassett Used Cars LLc

      2nd truck bought family vehical excellent service once again

    20. buy here pay here Detroit dealer review by Tim Williams

      Tim Williams rated Collins Motor Sales

      Tim's the best, I would recommend this place to everyone. They stand by what they sell and treat you like family!

    21. buy here pay here Detroit dealer review by Awad al-ghazali

      Awad al-ghazali rated Collins Motor Sales

      Best service and many options and you feel like their your friends and they help you to get the car you want even with low credit score

    22. buy here pay here Detroit dealer review by Laquita Babygirl

      Laquita Babygirl rated Best Deals Auto Sales Detroit

      Place is great. Nice people and fair notes. 7 months in my charger and is my baby. Thanks Mike

    23. buy here pay here Detroit dealer review by Roosevelt Stewart

      Roosevelt Stewart rated Best Deals Auto Sales Detroit

      A outstanding mechanic who is extremely good at what he does ?. & Is more reasonable then any shop I've ever visited or been to......! I pray his business continue to thrive.

    24. buy here pay here Detroit dealer review by Md Royal

      Md Royal rated Automotive Center, L.L.C

      Excellent ? service, variety of certified used cars. So many different manufacturers had a hard time deciding which one!

    25. buy here pay here Detroit dealer review by Jacob Ghandour

      Jacob Ghandour rated Automotive Center, L.L.C

      Bought a 2012 Volvo from here and loved it ever since. Amazing car and nice people.

    26. buy here pay here Detroit dealer review by Diamond Moses

      Diamond Moses rated US Auto Sales Detroit

      Great service. Jim Beasley and the rest off the staff were cool and a great help. I got I 2015 same day I went in. GO CHECK THEM OUT TODAY!!!

    27. buy here pay here Detroit dealer review by Joseph Dodds

      Joseph Dodds rated US Auto Sales Detroit

      Great place for trustworthy used and financed vehicles.

    28. buy here pay here Detroit dealer review by Rj Estes

      Rj Estes rated KING AUTO SALES INC

      Tonya Is A Great Sales Woman & She Really Does What Ever It Takes To Get The Job Done. If your looking for a car she will hook you up. Great Job Tonya !

    29. buy here pay here Detroit dealer review by Jason Hana

      Jason Hana rated KING AUTO SALES INC

      great staff and easy financing ...

    30. buy here pay here Detroit dealer review by Margo Kish

      Margo Kish rated Star Motor Sales Inc

    31. buy here pay here Detroit dealer review by Evans Craig

      Evans Craig rated Star Motor Sales Inc

    32. buy here pay here Detroit dealer review by Reginald M Jenkins

      Reginald M Jenkins rated Redskin Auto Sales

      Yea it's a fine place of autoabilities

    33. buy here pay here Detroit dealer review by Chimere Steele

      Chimere Steele rated Redskin Auto Sales

      Cars for sale

    BHPH Detroit MI dealer

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