Top 5 Buy Here Pay Here Dealers in Edison NJ

Looking for a used car dealer in Edison NJ but your credit is in bad shape?

Connect with top 5 buy here pay here Edison NJ car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Edison's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Edison NJ

  • Edison Auto Sales North, NJ

  • Avenger Auto Sales LLC, NJ

  • Advantage Motors Inc, NJ

  • Highland Park Motors, NJ

  • FBN Auto Sales, NJ

  • Have you ever considered buy here pay here Edison NJ car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Edison NJ compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Edison buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Edison dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Edison. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

    Why buy here pay here Edison NJ car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Edison NJ car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Edison NJ dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Edison NJ Works

    When the bank says no to your car loan, the buy here pay here Edison NJ car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Edison NJ dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Edison NJ car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Edison NJ Car lots Dealership

    The one thing is very true about buy here pay here Edison NJ is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Edison NJ dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Edison NJ – Fast Approval Low or no credit score

    The buy here pay here Edison NJ dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Edison NJ Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Edison NJ dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Edison NJ

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Edison NJ

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Edison NJ, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Edison NJ accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Edison NJ is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Edison NJ buy here pay here Reviews

    Here is what users says about Edison BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Edison dealer review by Carla Frazier

      Carla Frazier rated Edison Auto Sales North

      Isaac and Gabe are THE MOST honest people around. Please give these two a raise. I appreciate their honesty and will recommend this place to anyone! They are truly good people to do business with!

    2. buy here pay here Edison dealer review by Vaimiti Desinor

      Vaimiti Desinor rated Edison Auto Sales North

      I WOULD RECOMMEND THIS PLACE TO ANY AND EVERYONE. THEY ARE THE MOST HONEST, COMPASSIONATE and UNDERSTANDING DEALERSHIP I HAVE EVER ENCOUNTERED WITH. IVE HAD MY CAR FOR AND ENTIRE YEAR AND NOT ONCE HAVE I HAD ANY ISSUES PERSON TO ASK FOR IS DEFINITELY ISSAC. I AM SO GRATEFUL AND BELIEVE ME YOU WOULD BE TO !!!

    3. buy here pay here Edison dealer review by Paul Bavaro

      Paul Bavaro rated Avenger Auto Sales LLC

      Very good dealership Mark is a outstanding salesman and very professional. He worked his absolute best to get me into the car I purchased and even stayed after hours. I highly recommend

    4. buy here pay here Edison dealer review by Sandi Jones

      Sandi Jones rated Avenger Auto Sales LLC

      I wish I could give everyone at Avenger a 10 star rating!! My well loved truck was deemed terminal on a Friday afternoon, and I was sad, frantic and not sure what would be the outcome. The next morning after seeing Avenger online, my day turned into an incredible one when I stepped onto their lot. Everyone is incredibly helpful, kind, and genuine: they had me driving out of there in the afternoon with the car of my dreams!! They even helped me return my rental car!!! This is my first car buying experience and I am telling everyone Avenger is where you need to go for your next car!! Truly grateful to these guys!

    5. buy here pay here Edison dealer review by Jennifer Giordano

      Jennifer Giordano rated Advantage Motors Inc

      My husband and I have been buying cars from Advantage Motors for the last 15 years! Never have I worked with a sales team so willing to work with you, and do everything they can to help you get into the car you want! The sales team- Mike and Samantha, are amazing! I highly recommend using Advantage Motors for all your car buying needs!!

    6. buy here pay here Edison dealer review by Victor C

      Victor C rated Advantage Motors Inc

      Have been coming to this place for over fifteen years for cars and service. They do their best to find you a car if they don't have what you want in stock. More importantly their service is always done right and they'll try to save you from expensive repairs down the line. Getting in for an oil change is usually not an issue and they will recommend parts that are the best value, not the most expensive. Jon and Frank are stand up guys, highly recommend and will repeat!

    7. buy here pay here Edison dealer review by Cameron Hall

      Cameron Hall rated Highland Park Motors

      Steve and his staff are very nice and accommodating! I’m recommending all my friends and family to Highland Park Motors! Thanks again!

    8. buy here pay here Edison dealer review by Shannon Johnson

      Shannon Johnson rated Highland Park Motors

      The best car purchasing experience, they did everything they could to help me walk away with an amazing car at a very low price. Would definitely go back and recommend others to try this place before going elsewhere.

    9. buy here pay here Edison dealer review by Joe Zuela

      Joe Zuela rated FBN Auto Sales

      Real good place to buy a car. My son will be getting his drivers license soon and I will be buying my 2nd car from them real soon. You have to keep an eye on their inventory moves very quickly. They have a loyal customer base.

    10. buy here pay here Edison dealer review by Sporty One

      Sporty One rated FBN Auto Sales

      My mother purchased a great 2012 Buick Enclave from them for a great price. No pressure sales and well informed sales people and very helpful and friendly. Even got her the owners manual for her. I highly recommend buying and supporting this long time family owned business.?

    BHPH Edison NJ dealer

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