Best Buy here pay here dealers in Elgin IL

Checkout our list of 19 top buy here pay here car lots dealers in Elgin IL sorted by highest rating. We have ranked the Elgin's BHPH dealers based on reviews, location and our internal ranking system to provide you with the list of best dealers only.



  • Quick Sales Corporation, IL

  • Biggers Mitsubishi, IL

  • Superior Car Credit – East Dundee, IL

  • Have you ever considered buy here pay here Elgin IL car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Elgin IL compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Elgin buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Elgin dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Elgin. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Byrider Dundee, IL

  • Affordable Autos Inc., IL

  • McGrath Honda of Elgin, IL

  • Hopkins Ford of Elgin, Inc., IL

  • Napleton’s Elgin Kia, IL

  • Did you know? These BHPH Elgin IL dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Elgin dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Biggers Chevrolet, IL

  • Elgin Hyundai, IL

  • Mundo auto sales, IL

  • Your Choice Auto Sales, IL

  • Cars Rent 2 Own / Lease 2 Own, IL

  • The phrase buy here pay here Elgin IL car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Elgin Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Triangle Auto Sales, IL

  • CPM Motors, IL

  • Carmelo Auto Sales LLC, IL

  • Lopez Auto Sales, IL

  • Buy here pay here Elgin IL no down payment dealerships

    Looking for Elgin Buy here pay here dealerships with low or no down payment? Welll, you are on right place now. Here we have listed 19 best BHPH Elgin IL dealers you can contact to buy your vehicle. is an online portal which connects you with a nearby Elgin's car dealer in your area that will be most helpful to you. Once a dealer accepts your application for financing your vehicle you will be contacted to visit the dealer and shop your choice. We don't charge anything here. This portal is just to connect you with the best buy here pay here Elgin dealership.

    Buy here pay here Elgin IL car lots dealers

    Buy Here Pay Here Elgin IL Car Lots are the dealers who are specializes in helping people who have no credit, bad credit, low credit, or have been denied due to bankruptcy drive again. If you are looking to buy vehicle and have low credit it is quite difficult to get approved through traditional financing. Thus we offer an solution to find Elgin IL BHPH dealer you can contact for in house auto financing directly from the dealership to you. Even with bad credit or bankruptcy, these dealers can help you get the financing you need. We have listed 19 dealers above sorted by reviews and location near you. Feel free to view profile, read reviews and contact them you will the best financing you need to buy your vehicle.

    How does buy here pay here Elgin work?

    Well, the process is simple. You go to one of these 19 lots, you present your vehicle information, and then the salesperson will let you know what the going prices are for the particular model you are looking at. You can also go and see the rest of the cars if there are any. Once you find the one you are interested in, you can come back any time to buy it.

    Elgin IL buy here pay here Reviews

    Here is what users says about Elgin BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Elgin dealer review by Rachel Clark
      Rachel Clark rated ROSELLE MOTORS INC

      Came in with my husband to buy a car sales rep Rodrigo and Christopher were amazing help with the process and they made it super easy to get a new car. Thank you!

    2. buy here pay here Elgin dealer review by Dalia Idania Perez
      Dalia Idania Perez rated ROSELLE MOTORS INC

      Great experience at Roselle Motor Inc. with Eva Felix. Completely 100% recommend going there. ??

    3. buy here pay here Elgin dealer review by Diamond Bailey
      Diamond Bailey rated CY MOTORS LLC

      Chris is always a great help to me! You can tell he is genuine and doesn't try to get over on people. He was able to work with me on my down payment and my payments while out on maternity leave from work! Forever grateful!!

    4. buy here pay here Elgin dealer review by christopher lewis
      christopher lewis rated CY MOTORS LLC

      Great people I was very happy to get financed. Excellent car with a warranty . Thanks again Alex.

    5. buy here pay here Elgin dealer review by Mohammad Hossain
      Mohammad Hossain rated Quick Sales Corporation

      5 STAR WILL BE AN UNDERSTATEMENT!! This place is exactly like how an ideal dealership should be! Their employees are very professional and knowledgeable about their vehicle. They always have a mechanic available, so if you have any questions, they have the answer. Their vehicles are usually tested by their mechanic before putting for sale. Moreover, they standby their product and provide 15-30 days warranty (depending on the vehicle). My wife had an accident few weeks ago, and we urgently needed a car. After looking them up, checking their website, and talking to the sales person, I was impressed by their professionalism. I decided to drive 5 hours one way to look at Honda Civic Hybrid. The owner is such a wonderful and honest human being. They knew I drove that far for that particular vehicle. Instead of taking advantage and asking higher price, they worked with me and did everything possible to make sure I walked out with that vehicle. I highly recommended them to my family and friends. I wish them good luck with their business because they are honest and professional.

    6. buy here pay here Elgin dealer review by Joe
      Joe rated Quick Sales Corporation

      My wife and I are extremely satisfied with the high quality service we got from Ralph. We were looking for an SUV that would meet our needs. We were able to get a Lexus NX 200t and a great deal on it in less than a month. Ralph provided options and wise suggestions. He is very professional, persistent, and has many years of experience with cars. He is informative and straight forward. I would highly recommend Quick Sales to anyone! Thank you Ralph! It was a pleasure doing business.

    7. buy here pay here Elgin dealer review by Damen Garcia
      Damen Garcia rated Biggers Mitsubishi

      Had a car accident on Monday and my car was deemed a total loss. I was given a settlement but it did not match what I owed on the vehicle. A big thanks to Jim Casey at Biggers Mitsubishi for taking great care of me. He gave me a great deal on a upgraded new vehicle, rolled what I owed into the new vehicle and my monthly payments barely increased. The price was right and the warranties are the best in the industry. Thank you all for such a great experience!

    8. buy here pay here Elgin dealer review by Leah Z
      Leah Z rated Biggers Mitsubishi

      If you are reading this, and thinking about buying a vehicle, just stop now and go see Jim Casey at Biggers Mitsubishi. He made my experience today as smooth and fast as could be!! He is so relaxed, no pressure, very personable, and very accommodating. I would highly, HIGHLY recommend him to anyone looking for a new or used vehicle. . . Thank you for taking such great care of me today Jim :)

    9. buy here pay here Elgin dealer review by Google User
      Google User rated Superior Car Credit – East Dundee

      Very helpful. Answered all our questions helped me get a nice car. Thank you!

    10. buy here pay here Elgin dealer review by Google User
      Google User rated Superior Car Credit – East Dundee

      Very satisfied! I am in a tough situation & you all took a chance on me & for that I am forever grateful! I can't say thank you enough!

    11. buy here pay here Elgin dealer review by Kandice Pruitt
      Kandice Pruitt rated Byrider Dundee

      Great service and great smiles and friendly faces! I’m a Assistant General Manager at Wendy’s so when I go into places I like for great service and here at this location you will! I came into their shop in a uber sent by them and left driving my own car!!

    12. buy here pay here Elgin dealer review by Arturo mendez
      Arturo mendez rated Byrider Dundee

      Very helpful - we did the whole application over the phone. I was in and out of dealership with my vehicle super quick and was very happy with my selection!

    13. buy here pay here Elgin dealer review by Jowanna Manning
      Jowanna Manning rated Affordable Autos Inc.

      Catalina was very fun to work with very good personality. And funny. Mike was very nice full of jokes I was very pleased with my service today walked in and drove out with a very nice and reliable truck. I will recommend them to anyone eventhough they broke me ???? just playing thanks guys at Affordable Autos.

    14. buy here pay here Elgin dealer review by Rosemary Phelan
      Rosemary Phelan rated Affordable Autos Inc.

      This family-owned business is the best one that I've been to! They're honest and go above and beyond to please their customers!!! I bought a vehicle from them recently and they really went balls out to make sure that I was satisfied! Kudos to you Mike and Dick! Nowadays you rarely find good honest people! I will recommend your business to all of my friends and family! You guys are awesome thank you so much!

    15. buy here pay here Elgin dealer review by Ramona LaBon
      Ramona LaBon rated McGrath Honda of Elgin

      I actually enjoyed my experience working with Taylor Horn! She was easy going and not at all pushy. I felt she was honest, knowledgeable and willing to answer my many questions. I would definitely recommend her to anyone and would come back to her for my next car!

    16. buy here pay here Elgin dealer review by Mark Devino
      Mark Devino rated McGrath Honda of Elgin

      Bought my first Honda here in 2014. From Michael Malak I got my second one last year, another Pilot. I don't much care for the auto buying process but Mike made it at least less distasteful. Service here is generally a breeze, with my last two visits handled by service writer Jason. Wish I knew his last name. Seems they always want to add more services than I came in for, but saying no is easy. I like McGrath Honda.

    17. buy here pay here Elgin dealer review by Deanna Hue
      Deanna Hue rated Hopkins Ford of Elgin, Inc.

      Hopkins made my first car buying experience as stress- free as it could get. Elvis was such a great rep! He made sure we were comfortable, answered any question we had and showed exceptional knowledge that helped me make the right decisions. The whole team worked to make sure they were able to do their job and I was able to leave happy and confident in my purchase. Service, atmosphere, and quality: 10/10

    18. buy here pay here Elgin dealer review by Ricky White
      Ricky White rated Hopkins Ford of Elgin, Inc.

      Ken Witz was my contact and he walked me through the test drive and purchase of a used Focus St. He worked with financing to make the deal happen and I couldn't be happier. I didnt get the weird sales vibe experience. Ken was genuine and our conversation was effortless. His personality maked a huge difference.

    19. buy here pay here Elgin dealer review by Manuel Champo
      Manuel Champo rated Napleton’s Elgin Kia

      Hi was in the market looking for an SUV and I came across this car dealer and ever since they send me the information I requested about a car they were so polite and looking to help me at no cost. They made things easier for me and I even send all the documents needed so they can start all the paperwork for me and to have a nice experience When I arrived to the dealer Sheila was waiting for me and have everything set up. She went above and beyond to make sure I got approve and get the car I was looking for.The GM was also very helpful and even set the SUV outside with a ribbon to surprise my wife to when we pick up the car. It was awesome!! Thanks again Sheila!!! Totally recommend this establishment if you are in the market for a great vehicle.

    20. buy here pay here Elgin dealer review by Kim Dodegge
      Kim Dodegge rated Napleton’s Elgin Kia

      Kostya in Sales and John in the service department are so friendly and accommodating! I’m a first time Kia owner and they have excellent customer service! If you are looking to purchase or need a great service department I highly recommend this duo! Thank you

    21. buy here pay here Elgin dealer review by tjprptch tjprptch
      tjprptch tjprptch rated Biggers Chevrolet

      I was in a bind my truck was in bad shape and I wanted to find a newer truck that I could depend on for many more years and Todd, helped me out greatly with finding what I needed. He went above and beyond in many ways to make sure I found a truck that I liked. I was also very impressed with his dedication to making my experience at Biggers one of the best I have had at any dealership. Thanks again Todd the truck is running great!

    22. buy here pay here Elgin dealer review by Katherine Holt
      Katherine Holt rated Biggers Chevrolet

      My buying experience was a positive, comfortable one due to my sales representative, Tom Hess. I haven't had to purchase a vehicle in 10 years and was completely dreading it. Tom was friendly, professional, honest & very knowledgeable. I was not there ALL day like I remember in past purchases. I believe the entire timeframe (test drive & the deal) was 2-2 1/2 hours. I feel confident that I purchased a great car at a good deal! Ask for Tom Hess! You won't regret it!

    23. buy here pay here Elgin dealer review by Laurie Kreger
      Laurie Kreger rated Elgin Hyundai

      I made an appointment for a service and was able to get an appointment at a convenient time for me. The service dept was very friendly and helpful and very mindful of cleanliness and social distancing that we have to be aware of. My car was done at the time they said it would be and I am happy with this dealership and their service dept. Thank you very much!

    24. buy here pay here Elgin dealer review by Chris Braconier
      Chris Braconier rated Elgin Hyundai

      When you are looking for your new Hyundai - go to Elgin Hyundai and ask for Lou Mocnik! You can even just start on the phone with him and he will get on what you are looking for. This is my 2nd Sonata purchase with Lou and both transactions were pretty painless. I would also recommend the 2020 Sonata Limited - the most technically advanced vehicle in the Hyundai fleet. It can pretty much drive itself.

    25. buy here pay here Elgin dealer review by Brenda C
      Brenda C rated Mundo auto sales

      GREAT SERVICE!!! everyone is so nice and very helpful very friendly we walk out really happy with our purchase they work really hard to get you the best deal and what you want. they go beyond to help the customer Ricardo was our sales person and his super nice and helpful treats you like a forever good friend they all speak Spanish... REALLY RECOMMEND THIS PLEASE..

    26. buy here pay here Elgin dealer review by Adriana Cordero
      Adriana Cordero rated Mundo auto sales

      Great service and friendly people specially Victoria very helpful and great to close deals .! Walked out with what I was looking for ! Thank you

    27. buy here pay here Elgin dealer review by Martell Bailey
      Martell Bailey rated Your Choice Auto Sales

      I visited to purchase a minivan for my wife and growing family. I had the pleasure of working with Andres. He was professional, positive and helpful with the process. I would definitely recommend him and the team at this location. From the sales floor to management, everyone was respectful and helpful. Not too many places operate this way, so it was worth my time and completing this review.

    28. buy here pay here Elgin dealer review by Amber Barringer
      Amber Barringer rated Your Choice Auto Sales

      I met with a wonderful lady. Mariana was awsome. She is super nice. All the cars we drove were in great conditions. I came and got what i wanted and they lowered my price to keep it in the range we were looking to spend. Best experience at a car dealership. Will come back!!!!

    29. buy here pay here Elgin dealer review by Ms. Adams
      Ms. Adams rated Cars Rent 2 Own / Lease 2 Own

      I'm extremely happy with my experience with Absolute. They made my car buying experience easy and actually enjoyable. The staff have always been personable and friendly and responded in a timely manner to all of my questions and concerns. I would definitely purchase from them in the future.

    30. buy here pay here Elgin dealer review by Jaquetta Johnson
      Jaquetta Johnson rated Cars Rent 2 Own / Lease 2 Own

      I have no problems

    31. buy here pay here Elgin dealer review by Greg Sohns
      Greg Sohns rated Triangle Auto Sales

      Best place to buy a quality used car, i woudn't go anywhere else

    32. buy here pay here Elgin dealer review by paul gac
      paul gac rated Triangle Auto Sales

      Need a good deal on a vehicle? This is the place to go. Talk to Joe, or Leo.

    33. buy here pay here Elgin dealer review by Jessica Turner
      Jessica Turner rated CPM Motors

      Bought a car there had great experience

    34. buy here pay here Elgin dealer review by antonio ortiz
      antonio ortiz rated CPM Motors

      Very attentive ! And the vehicles there are in super great shape . Definitely recommend

    35. buy here pay here Elgin dealer review by Dereck Mazargo
      Dereck Mazargo rated Carmelo Auto Sales LLC

      Muy bien recomendado a todos

    36. buy here pay here Elgin dealer review by Michael Fischer
      Michael Fischer rated Lopez Auto Sales

      Great place to buy a car. Tim ( the owner) was fantastic to work with and I'd buy from him again. Straight up and honest....a rarity in that business. Highly recommend them

    37. buy here pay here Elgin dealer review by George Mihaiu
      George Mihaiu rated Lopez Auto Sales

      Stryker had the car I wanted for the right price. PLUS -- they were easy to work with. Great experience!

    BHPH Elgin IL dealer

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