Top 13 Buy Here Pay Here Dealers in Elizabeth NJ

Looking for a used car dealer in Elizabeth NJ but your credit is in bad shape?

Connect with top 13 buy here pay here Elizabeth NJ car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Elizabeth's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Elizabeth NJ

  • Autobridge Sales LLC, NJ

  • HATT AUTO SALES, NJ

  • Sanchez Motors LLC, NJ

  • Mr Motor Sales, NJ

  • S&A Auto Sales, NJ

  • Have you ever considered buy here pay here Elizabeth NJ car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Elizabeth NJ compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Elizabeth buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Elizabeth dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Elizabeth. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Preferred Auto Sales Pre-owned Superstore, NJ

  • Elmora Auto Sales, NJ

  • CCA Auto Group, NJ

  • Two Friends Auto Sales, NJ

  • AUTO OUTLET, NJ

  • Did you know? These BHPH Elizabeth NJ dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Elizabeth dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.

  • ACI Auto Sales, NJ

  • Dip’s Luxury Motors, NJ

  • ET Auto Sales Plaza, NJ

  • Why buy here pay here Elizabeth NJ car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Elizabeth NJ car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Elizabeth NJ dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Elizabeth NJ Works

    When the bank says no to your car loan, the buy here pay here Elizabeth NJ car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Elizabeth NJ dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Elizabeth NJ car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Elizabeth NJ Car lots Dealership

    The one thing is very true about buy here pay here Elizabeth NJ is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Elizabeth NJ dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Elizabeth NJ – Fast Approval Low or no credit score

    The buy here pay here Elizabeth NJ dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Elizabeth NJ Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Elizabeth NJ dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Elizabeth NJ

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Elizabeth NJ

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Elizabeth NJ, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Elizabeth NJ accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Elizabeth NJ is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Elizabeth NJ buy here pay here Reviews

    Here is what users says about Elizabeth BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Elizabeth dealer review by Adekunle Cole

      Adekunle Cole rated Autobridge Sales LLC

    2. buy here pay here Elizabeth dealer review by J Chae

      J Chae rated HATT AUTO SALES

      We have bought Sonata Hybrid here last year. Even though I and my wife were determined to buy through authorized Hyundai dealer, visited to see few other options, but ended up buying here because we couldn't neglect trust that impressed us in many ways including their long history with good sales record and the manner that they treated us, and best deal that we found in the market. Despite worries with Hybrid option, car has been running very smoothly, their customer service even a while after purchase has been very fast and faithful. Strongly recommended!

    3. buy here pay here Elizabeth dealer review by Ang P

      Ang P rated HATT AUTO SALES

      Bought my first Honda E a little over a month ago from the Team at Hatt Auto Sales. It was a fun experience, these guys are so awesome! Besides of them being honest and trustworthy. Definitely our first choice if/when planning to buy another vehicle. Car ran just as we were told. Jon and Joe rock! Thank you guys!

    4. buy here pay here Elizabeth dealer review by Joel  Almodovar

      Joel Almodovar rated Sanchez Motors LLC

      Excellent customer service. I actually bought 2 vehicles off of his lot. My First was a Black 05 Yukon denali & my second one was 2 years later a Red 06 Cadillac escalades. Both in Amazing condition.

    5. buy here pay here Elizabeth dealer review by Michael Rivera

      Michael Rivera rated Sanchez Motors LLC

      Awesome staff. Great reliable cars. Purchased my camry from them and havent had an issue...Temporary tags on site and car wash and detail center on site.

    6. buy here pay here Elizabeth dealer review by Judith Medina

      Judith Medina rated Mr Motor Sales

      Very very good service and very professional

    7. buy here pay here Elizabeth dealer review by Cynthia Fernandez

      Cynthia Fernandez rated Mr Motor Sales

      Love them!

    8. buy here pay here Elizabeth dealer review by Pollo Spicy

      Pollo Spicy rated S&A Auto Sales

      My second visit to this place, this time with another car. It was busy when I arrived but the professional work is well worth it. Got a wheel alignment and I'm happy they got my car running new again. Free coffee in the lobby.

    9. buy here pay here Elizabeth dealer review by david osorio

      david osorio rated S&A Auto Sales

      Great price on a great cars good condition interior and exterior great place to buy a car

    10. buy here pay here Elizabeth dealer review by Linda Santos

      Linda Santos rated Preferred Auto Sales Pre-owned Superstore

      Preferred Auto Sales made our car buying experience painless. I had put off going to a dealership for so long because I was actually dreading the whole process. I couldn’t have been more wrong! Tanya greeted us right at the door with a smile when we arrived. We had done our research prior to coming here so we knew what we were looking for. Lorenzo was knowledgeable and extremely helpful throughout the entire process. He’s definitely a pro at what he does people! Once he sat behind his computer screen, he worked his magic! He even helped us get cheaper car insurance. Prices are very fair. No need for haggling here which was also refreshing! They provided excellent customer service all around and because of that, we will be back again. Thank you guys!

    11. buy here pay here Elizabeth dealer review by Vinny Herman

      Vinny Herman rated Preferred Auto Sales Pre-owned Superstore

      Bought 05' RX 330~ 5 YRS AGO 70K MILES-NOW AT 140K...HONEST DEALER (Hard to find today!) Still have today (12/19) Service is EXCELLENT!! Paul great MANAGER, AND MECHANIC!!

    12. buy here pay here Elizabeth dealer review by Jose Zeledon

      Jose Zeledon rated Elmora Auto Sales

      Awesome customer service, we've been going to many dealers get a NO as an answer so we came thinking we weren't going to get approved, Chris was able to get us approve with our desire monthly payment and a low down payment just like we wanted. Chris walked us through every step.. explained all the details about our loan, was very patient and kind, no doubt we'll do business again.. we highly recommend this dealer, they're not the only ones in the area but I'm sure they're the best!

    13. buy here pay here Elizabeth dealer review by Tyaja Wright

      Tyaja Wright rated Elmora Auto Sales

      Chris and the crew are amazing. They helped me pick out the my car according to my needs. They take their time making sure you’re satisfied and get you up and running immediately. Overall pleasant experience.

    14. buy here pay here Elizabeth dealer review by Todd Larsen

      Todd Larsen rated CCA Auto Group

      Easy going experience, very helpful and had a wide selection outside. the dealer Is neat and very organized well recommended!!.

    15. buy here pay here Elizabeth dealer review by Keith Walls

      Keith Walls rated CCA Auto Group

      Well I and my wife found the staff at CCA Auto Group VERY HELPFUL & GOT US a great 2nd car. THANKS CCA AUTO GROUP. (RICH U THE MAN.).

    16. buy here pay here Elizabeth dealer review by Ann Grogan

      Ann Grogan rated Two Friends Auto Sales

      Awesome experience! Akeem and the ownership were helpful and informative. No nonsense, no haggling, just a great car for a great price. I would recommend Two Friends to anyone.

    17. buy here pay here Elizabeth dealer review by Patrick Maynard

      Patrick Maynard rated Two Friends Auto Sales

      Went to this dealership to purchase a used car. I was greeted very warmly by Hakeem. He was very professional. Made the process seem easy. I will surely return to purchase another car from them. Great dealership with decent cars at great prices.

    18. buy here pay here Elizabeth dealer review by jose esperanza

      jose esperanza rated AUTO OUTLET

      Everyone was pleasant and efficient. I was appreciative of the care and safety precautions applied during this crazy virus situation. Thank you Noel for the great customer service and making sure we social distanced with the whole process. Definitely felt safe at this dealership the way they operated.

    19. buy here pay here Elizabeth dealer review by Erika Bautista

      Erika Bautista rated AUTO OUTLET

      Benny, Sebastian and Noel provided exemplary service. True professional gentlemen providing the ultimate customer service. They created a comfortable and warm atmosphere. This created the purchase that much more pleasurable. They strived and worked relentlessly to make me content. I recommend this dealership to anyone whom is looking for a luxury vehicle at a reasonable cost. They are the example of hard working men.

    20. buy here pay here Elizabeth dealer review by Yoelis Trujillo

      Yoelis Trujillo rated ACI Auto Sales

      2 of my close friends have bought there car there both times I have gone with them, great cars at good prices, salespeople very professional and environment, good, place clean, if they don't have it there they will get it for you and AGAIN GOOD PRICES, HOPEFULLY IN END OF MARCH I WILL PURCHASE A CAR FROM THEM, GO SEE IT FOR YOUR SELF YOU WON'T REGRET IT,.

    21. buy here pay here Elizabeth dealer review by Elisha Leon

      Elisha Leon rated ACI Auto Sales

      They have excellent customer service. They are really friendly they treated me with a lot of respect. They make me feel like I was a VIP. They answered all my questions honestly and clearly. I have my car for almost a year and I Love it!!!. Whatever service I need for my vehicle they always do their best to get it done. They don't make me loose any time. They have good mechanics. Their cars are clean inside and out. They help you to get what you're looking for. At an Affordable price. I couldn't ask for a better blessing.

    22. buy here pay here Elizabeth dealer review by jose esperanza

      jose esperanza rated Dip’s Luxury Motors

      Everyone was pleasant and efficient. I was appreciative of the care and safety precautions applied during this crazy virus situation. Thank you Noel for the great customer service and making sure we social distanced with the whole process. Definitely felt safe at this dealership the way they operated.

    23. buy here pay here Elizabeth dealer review by Erika Bautista

      Erika Bautista rated Dip’s Luxury Motors

      Benny, Sebastian and Noel provided exemplary service. True professional gentlemen providing the ultimate customer service. They created a comfortable and warm atmosphere. This created the purchase that much more pleasurable. They strived and worked relentlessly to make me content. I recommend this dealership to anyone whom is looking for a luxury vehicle at a reasonable cost. They are the example of hard working men.

    24. buy here pay here Elizabeth dealer review by Christian Miller

      Christian Miller rated ET Auto Sales Plaza

      WWARNING ONLY PUT 5 STARS SO PEOPLE COULD READ THIS REVIEW!!! I normally do not do google reviews but people NEED TO KNOW This was BY FAR THE WORST place to buy a vehicle from ! I purchased a hundyai Santafa 03 on Saturday feb 13, 2016 the day I drove it off the lot the check engine light comes on I bring it back the the rude wife GIGI has all the wrong answers and makes a smart remark "o well what did you do to the vehicle " and I haven't even drive it a hour ! She has poor customer service skills she speaks as if you are stupid ! 2 ) so I come back that Monday to get the car fixed (me paying for the part and them fixing it) which is wrong being that the car check engine light was reset ! Now the follow Wednesday my car wouldn't start ! Now that following Thursday February 18 2016 the Check engine light comes on AGAIN for the second time and I haven't even had the car for a WEEK so I take it to a real shop and it is SEVERAL things wrong the alternated belt has been slight the oil HAS NOT BEEN CHANGED when I was told that the oil has been changed and it has a EVAP leak which to be fixed will be 535 to get fixed on top of the 72 $ I paid for the previous part plus what I paid for the car which I was told I was getting a deal on because they took money off which I don't see how because I'm putting it right back in the car ! All they can say is it's a USED vehicle which means nothing if coming from a car dealership! The oil should have at least been changed. The wind shield wiper could have AT LEAST BEEN new I had to buy those as well ! They are just about money and getting cars off the lot ! When I looked at the car I seen minor things such as mirror scratches ! When a car is sold as is it AT LEAST HAS TO PASS NJ INSPECTION AND THIS VEHICLE WILL NOT DUE TO THE MONEY HUNGEY HIPPOS AT E T auto sales ! I don't not recommend anyone to purchase a vehicle from them ! If they would have been more HONEST I would have been a little happier because I would have know what I was getting myself into ! What I would have had to get fixed but I have not had the car for 30 days and already spent 600 $ on car parts and repairs ! Buy at your own risk ! O and to make it even better when i called to speak to the owner GIGI LIES AND SAYS HE NOT AT THE SHOP BUT WHEN I START ASKING HER HOW LONG SHES BEEN WORKING ON CARS THEN HER HUSBAND GETS ON THE PHONE ! See how they lie ! When I brought my car I wasnt coming to speak with Gigi because she wasn't the one I was coming to speak with and instead of me and my mother going in to sit down and speak she had us stand outside in the freezing cold while snowing because she didn't want anyone else to know what scam they had going on! See what I mean about CUSTOMER SERVICE so now being that I have been lied to I will handle this the legal way ! Responses to dealer The car was looked at by someone who worked at your dealer ! 2nd the car wasn't worth 4000 + dollars when the paint on the car was painted over poorly the inside plastic was hanging and the windshield wipers were old let's mention the rust. When a vehicle is sold AS-IS THE CUSTOMER IS SUPPOSED TO BE AWARE OF THE PROBLEMS BEFORE THE VEHICLE IS PURCHASED ALSO LETS MENTION THE OIL I WAS TOLD THE OIL WAS CHANGED WHEN YOU LIED AND IT WASNT! After the part was fixed the check engine light came on a 2 days laters it was a leak and the belt was CUT ! So just because you took money off the vehicle DOES NOT MEAN YOU LOST OUT I LOST OUT BECAUSE I COULD HAVE WENT SOMEWHERE ELSE AND PURCHASED A USED VEHICLE WITH NO PROBLEMS! You didn't take 1500 off because I paid 3650 the vehicle was a little over 4000 even the people at Goodyear auto said the samething ! You take advantage when you think you have the chance ! And FYI I could afford to pay the regular price but I knew something smelled fishy and I didn't come back the NEXT DAY I CAME BACK THE SAMEDAY NOT EVEN 5 minutes later and you WIFE HAS THE NERVE TO ASK WHAT DID I DO ? What kind of customer service is that? Like I said your weren't not upfront about the problems such as the oil being changed.

    25. buy here pay here Elizabeth dealer review by Benny AnDaJets

      Benny AnDaJets rated ET Auto Sales Plaza

      Love this dealership. I never write reviews about any specific place until I met the people at ET Auto Sales such as Sam and Anthony and figured they deserved this you will never find great customer service until you meet the business people at ET Auto Sales. I went in looking for a specific car and wound up leaving with an even better one. I realized they would not invest money in car that would disappoint their customers. They let me test drive car to make sure I was happy. I will recommend ET Auto Sales to all my family and friends to buy from ET Auto Sales.

    BHPH Elizabeth NJ dealer

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