Top 18 Buy Here Pay Here Dealers in Everett WA

Looking for a used car dealer in Everett WA but your credit is in bad shape?

Connect with top 18 buy here pay here Everett WA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Everett's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Everett WA

  • Del Sol Auto Sales, WA

  • Campbell Nissan of Everett, WA

  • Broadway Auto Sales, LLC, WA

  • Chevrolet of Everett, WA

  • Klein Honda, WA

  • Have you ever considered buy here pay here Everett WA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Everett WA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Everett buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Everett dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Everett. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Mazda of Everett, WA

  • O’Neill’s Wheels, WA

  • Excellent Choice Auto Sales, WA

  • Used Cars Everett, WA

  • CarHop Auto Sales & Finance, WA

  • Did you know? These BHPH Everett WA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Everett dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.

  • Corn Motors, WA

  • Rodland Toyota of Everett, WA

  • Performance Kia, WA

  • Bayside Auto Sales, WA

  • Carson Cars, WA

  • The phrase buy here pay here Everett WA car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Everett Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Rodland Toyota Used Cars, WA

  • Everett Auto Clinic, WA

  • GMA of Everett, WA

  • Why buy here pay here Everett WA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Everett WA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Everett WA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Everett WA Works

    When the bank says no to your car loan, the buy here pay here Everett WA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Everett WA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Everett WA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Everett WA Car lots Dealership

    The one thing is very true about buy here pay here Everett WA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Everett WA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Everett WA – Fast Approval Low or no credit score

    The buy here pay here Everett WA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Everett WA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Everett WA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Everett WA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Everett WA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Everett WA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Everett WA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Everett WA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Everett WA buy here pay here Reviews

    Here is what users says about Everett BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Everett dealer review by Ashlee Hilton

      Ashlee Hilton rated Del Sol Auto Sales

      A great car buying experience! No one was too pushy and they listen to your needs. After working diligently to get me into the type of car for the price I could afford I’m happy to say Victor and the staff were great! I recommend them for anyone with less than ideal credit!

    2. buy here pay here Everett dealer review by Jerad Chambers

      Jerad Chambers rated Del Sol Auto Sales

      Really appreciate the low pressure sales staff. Victor was enjoyable to visit with. Don't know if I will get the truck, but the experience has been great.- Update: I got the truck. I had missed something on the vehicle inspection, they called an employee in late Saturday to fix it for my convenience. Really love these guys. My family will be back to buy from them again.

    3. buy here pay here Everett dealer review by Akshay Rao

      Akshay Rao rated Campbell Nissan of Everett

      I had to choose a new service station because my regular stations was too far off. Campbell Nissan actually turned out to be awesome. Super easy to book an appointment. Easy to spot from the road (it's on the main road). Courteous staff, maintained social distancing.... On time and fixed all my issuey. Best part- they share a video of the inspection undertaken.

    4. buy here pay here Everett dealer review by Narasimhan G

      Narasimhan G rated Campbell Nissan of Everett

      Great experience for my Nissan leaf lease. Chris and Ray were super patient and enthusiastic to help me out. I got a good deal and I felt that they understood my requirements clearly to suggest a good option for me. Microsoft employees must make use of the vspp pricing program! After a horrible confrontational experience at Nissan Bellevue, this was a sea change. Strongly recommend this dealership!

    5. buy here pay here Everett dealer review by Google User

      Google User rated Broadway Auto Sales, LLC

      I had a great experience at Auto Fair John Campbell, Louis showed the utmost respect + appreciation and their customer was impeccable. I would definitely come back

    6. buy here pay here Everett dealer review by Steve Ellis

      Steve Ellis rated Broadway Auto Sales, LLC

      Great Service! Fare and friendly. Best prices for the value in Everett.

    7. buy here pay here Everett dealer review by Gamet36

      Gamet36 rated Chevrolet of Everett

      Joey , Tom and Nick (from New York)were awesome to work with. Brought in our land rover and purchased a jaguar f pace!!!!. Very laid back but professional environment, which is an awesome way to purchase a vehicle. No high pressure tactics and very understanding. Easy to work with for a fair deal. Highly recommended.

    8. buy here pay here Everett dealer review by Gerardo Mercado

      Gerardo Mercado rated Chevrolet of Everett

      I cannot fully describe the incredible experience I had when buying my new 2020 Chevy Colorado. My wife and I had never smiled or laughed so much when buying a car in our lives. We were made to feel comfortable and most importantly, highly valued. We were not pushed and everyone we were in contact with was so relatable. A big thank you to Jake for helping us to through the process and to Michelle and Nick for being huge parts of the experience also!

    9. buy here pay here Everett dealer review by Anna O

      Anna O rated Klein Honda

      We had a wonderful experience at Klein Honda today where we purchased our 2020 Honda Odyssey. We had the pleasure of working with Q, and he was very informative, honest, and accommodating. We had to bring our almost 2 year old to the dealership with us and Q showed us to the playroom area,w after deciding on the car and package we were comfortable with, were able to finish all the paperwork with him while our son got to play. We really appreciated that. Q worked with us on getting a great price and great package without being pushy or aggressive. Overall we were so happy with the experience and we wanted to make sure Q got a good review because he deserves it. Thanks again

    10. buy here pay here Everett dealer review by sarah beals

      sarah beals rated Klein Honda

      Q was great. I contacted him through car gurus and got in to see the car pretty quickly. I only had a few hours before I went to work. I test drove and filled out paperwork and signed within two and a half hours. He had the car waiting and warmed up(which it was a cold day) for me. He made my business a priority and showed a sense of urgency. He went over all the things that were fixed on the car, since I was purchasing a used car, and let me have a copy for my files. Mark, in finance, was professional and knowledgeable. You could definitely tell he knew what he was doing and that made me feel very confident I was in good hands. Thank you, all for helping me and making me feel great about my purchase.

    11. buy here pay here Everett dealer review by Zak Walker

      Zak Walker rated Mazda of Everett

      I am a Nurse and currently working during COVID19. I work in a detox center with 50 residents and a revolving door. Things have been stressful at work and my oil change was due. I called Everett Mazda, they got me right in for an appointment. I work night shift and overslept, they still made sure I got my oil changed that day and completed a 22 point inspection for me. I have been worrying about finding time to get my brakes done during this stressful time, they took a look at those for me too and ensured me I have nothing to worry about. I can't tell you the amount of reduced stress I felt.knowing my vehicle was in good working order and I could continue commuting to work without worry. The cherry on top is, spring has sprung and I park my car under a very deciduous tree, I haven't had time to wash it. They cleaned EVERYTHING. There wasn't a spot on my car when they were finished. I don't even drive a Mazda. They did this for my Subaru. Thank you thank you thank you Mazda of Everett.

    12. buy here pay here Everett dealer review by Eric Hanson

      Eric Hanson rated Mazda of Everett

      Absolutely lovely people at this dealership. I had the absolute pleasure of working with Joe Garcia to help me find the right car for me. He is personable, trusting, and kindhearted. The buying experience here is second to none. I was able to test drive the vehicles I wanted to without muss or fuss, Joe Garcia simply gave me the keys to the vehicle I wanted to test drive and said with a smile and wave "have fun, take your time, I'll be here when you get back". I came back a week later after test driving several other vehicles eager to make my purchase (2019 Mazda 3 hatchback w/ Premium package, Machine Grey). The experience, the vehicles, and the rest of the staff were stellar. I genuinely enjoyed buying a new vehicle, and this dealership, with Joe Garcia's careful attention, made that happen. I am pleased to rate this dealership 5 stars. If you are interested in a New or used Mazda, have fun, take your time, and Joe Garcia will see you when you get here. :)

    13. buy here pay here Everett dealer review by Jim Kolek Sr

      Jim Kolek Sr rated O’Neill’s Wheels

      Great place . talk to Geena if you need repairs on your car she is awesome

    14. buy here pay here Everett dealer review by Jason Minter

      Jason Minter rated O’Neill’s Wheels

      Best service in town.

    15. buy here pay here Everett dealer review by sarah zylstra

      sarah zylstra rated Excellent Choice Auto Sales

      Juan, Carlos, and Compassion took care of us real well. They have excellent service. Very clean vehicles, ours drives like a dream. They were friendly, informative, and accommodating. We would very likely recommend them and this dealership. We give them a five star rating.

    16. buy here pay here Everett dealer review by DANEE HERMAN

      DANEE HERMAN rated Excellent Choice Auto Sales

      If you are looking for a great new car or truck they can help with 2 locations they will have what you are looking for. Quick and easy financing makes it hard not to fall in love with your new car. This was my second time working with Excellent Choice and I'll be back to buy more. Thanks guy's for my truck, i love it, and see you soon.( need a Corvette for the collection. )

    17. buy here pay here Everett dealer review by Chris Ater

      Chris Ater rated Used Cars Everett

      Kirmo was great. He worked with us to get the price we wanted on a vehicle we love. Only thing that could be improved is the time it takes to complete the paperwork. Came in pre-approved with a lender they use but still took around 2 hours +.

    18. buy here pay here Everett dealer review by Angel Ceballos

      Angel Ceballos rated Used Cars Everett

      They really help me with the car!!!

    19. buy here pay here Everett dealer review by Melissa Gisvold

      Melissa Gisvold rated CarHop Auto Sales & Finance

      I came in with no money for avdown payment and David Guzman worked with me and I walked out same day with a car. They are great here. Would highly recommend Carhop when looking for your next vehicle.

    20. buy here pay here Everett dealer review by Steven Wiggins

      Steven Wiggins rated CarHop Auto Sales & Finance

      Great place if you are looking for great, down to earth salesman that are actually looking to help you get in a vehicle. Great customer service and very impressed. Everett location has great employees.

    21. buy here pay here Everett dealer review by Alisha Turnland

      Alisha Turnland rated Corn Motors

      I was really scared to buy a car. John and Kyle were awesome!! Made me feel very comfortable about the whole process and I went home with the exact vehicle I had been searching for. Definitely will be recommending them to anyone I know looking for a good vehicle. Thank y’all so much!!!

    22. buy here pay here Everett dealer review by Dale HighRoller

      Dale HighRoller rated Corn Motors

      Best car buying experience I've ever had. No pressure, no hassle, low price. My family and I will definitely be back!! Thanks guys!!!

    23. buy here pay here Everett dealer review by william Valadez

      william Valadez rated Rodland Toyota of Everett

      From the moment I arrived the service was incredible. The person I dropped my car off to in the morning noticed me from 4~ vehicles back on the line furthest from him as the doors opened and paged the shuttle driver promptly who managed to get me to my destination well earlier than expected. The response time was incredible to all the questions I had, the shuttle driver was incredibly personable and did his best to go above and beyond as well. I was extremely happy with the service as well. EVERYTHING was great.

    24. buy here pay here Everett dealer review by Karen Anderson

      Karen Anderson rated Rodland Toyota of Everett

      I want to thank Roberto and the rest of the team for helping me finance my first car. It was an amazing experience. The service was efficient and the process/paperwork was straightforward. I am glad I went to this location; a very welcoming environment and amazing staff.

    25. buy here pay here Everett dealer review by Tatiana Weems

      Tatiana Weems rated Performance Kia

      I walked into Performance Kia at 1pm and walked out knowing the exact car I wanted was purchased and going to be delivered in 10 days. I picked it up 7 days later... The car is perfect, exactly what I wanted, and drives like a dream. The experience was also wonderful. I have purchased 3 other new cars in my life and for each one I had to do the whole "buying a car" drama, storm out, get stopped on the way out by sales, go back in, etc. Izzy took care of me. He was funny, personable, knew everything about the car.... He made buying this car completely painless. I walked in with my own financing, they tried their best and couldn't beat it, he took the defeat with grace... I fully recommend not only this dealership but also Izzy.

    26. buy here pay here Everett dealer review by GSquared Wedding Photography

      GSquared Wedding Photography rated Performance Kia

      We had the most incredible experience with Joe tonight. My daughter went in to buy her first car and he was extremely thorough in explaining her options and the process of buying a car. He connected with us and made us feel like we were with a friend. I've purchased a few cars over the years and this was absolutely the best experience I've ever had. I will be recommending Joe and Performance Kia to everyone I know. Thanks for making this process painless and fun! We appreciate everyone who stayed late and worked with such enthusiasm and friendliness and made sure my daughter not only got in to a safe new car, but that she got the best rate possible and felt super informed the whole time.

    27. buy here pay here Everett dealer review by Bill Santucci

      Bill Santucci rated Bayside Auto Sales

      First off, let me say I HIGHLY recommend going to Bayside for your car buying needs. I have found them to be one of the most trustworthy, easy to work with companies I have ever dealt with. I cannot possibly recommend Bayside Auto Sales highly enough!! The buying experience was quick and easy. The sales rep was very friendly without being pushy at all and they worked with me to get the price down to fit my budget. I bought a 1992 GMC truck with low mileage that I was very excited about. Unfortunately, after about a month, the engine started making a knocking sound and had a major problem. I brought the truck to Evergreen Auto Repair (they do a lot of work with Bayside) and got the bad news that the engine would need to be rebuilt or replaced. I figured I was completely out of luck but I called Bayside to see if they could do anything for me. To my surprise, they offered to pay for a new engine to be installed in the truck at their expense!! I couldn't believe it. They didn't try to put any blame on me or get me to pay for it myself. The sales manager simply said they would take care of me. Do not hesitate to go with Bayside the next time you are looking to buy a used car. I know I will be recommending them to everyone in my for years to come.

    28. buy here pay here Everett dealer review by Karla Lobaugh

      Karla Lobaugh rated Bayside Auto Sales

      Super awesome costumer service! I bought a car from Bayside Auto while living in Alaska. Brock triple checked every detail, communicated with me throughout the whole process and even FaceTimed with me so he could show me the car in real time. My car was shipped right to me and it’s absolutely beautiful! Couldn’t ask for a better experience!

    29. buy here pay here Everett dealer review by Kim Martinez

      Kim Martinez rated Carson Cars

      I am very happy with my vehicle that I bought from Carson cars 2 years ago. I highly recommend buying your next vehicle.from this dealership as they're very honest and will put you in a vehicle that is suitable for you and your finances. I am an ex fire fighter and Veteran and honesty and loyalty is very important to me. This particular dealership has been very good to me and I am absolutely satisfied with my car. Thanks Carson cars much appreciated. Kimberly Martinez

    30. buy here pay here Everett dealer review by Corbeck _

      Corbeck _ rated Carson Cars

      Mari was fantastic, really good people. Great customer service

    31. buy here pay here Everett dealer review by kujo2400 .

      kujo2400 . rated Rodland Toyota Used Cars

      The staff here is very friendly and attentive. We will definitely be coming back here for more business

    32. buy here pay here Everett dealer review by hayder Jerew

      hayder Jerew rated Rodland Toyota Used Cars

      I loved the place. Good deals and very nice staff they are really friendly and make the deal happens.

    33. buy here pay here Everett dealer review by Tim Burke

      Tim Burke rated Everett Auto Clinic

      I have used Everett Auto Clinic exclusively for the last few years as I needed auto repairs. Today like always they did quality work, for a fair price and complete the work much quicker than expected. Great people!

    34. buy here pay here Everett dealer review by  Kyler  Whitaker

      Kyler Whitaker rated Everett Auto Clinic

      Best shop around 10/10 would recommend to my family members and friends it's a small local shop that will help you fix your car for a decent price Levi helped out with my Chevy van the other day got it back run in no time If you need an honest hard-working shop to work on your car I would highly recommend this shop

    35. buy here pay here Everett dealer review by Joshua Reeff

      Joshua Reeff rated GMA of Everett

      Awesome experience , Went in thinking “here we go ... another car sales man / dealer experience “ but in reality it was much different then previous experiences . Michael is the man and mad me feel comfortable right away . No feeling of being forced into anything and 100% honest strait up conversation . Takes customer service seriously and the way it should be ! Quick and professional and made the paperwork process easy with no feeling of being overwhelmed . Awesome guy Id for sure recommend him and GMA of Everett .

    36. buy here pay here Everett dealer review by Lorie Gallaway

      Lorie Gallaway rated GMA of Everett

      Michael and the owner were fantastic to work with. No pressure sales. Would recommend!

    BHPH Everett WA dealer

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