Top 19 Buy Here Pay Here Dealers in Fayetteville NC

Looking for a used car dealer in Fayetteville NC but your credit is in bad shape?

Connect with top 19 buy here pay here Fayetteville NC car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Fayetteville's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Fayetteville NC

  • DriveTime Used Cars, NC

  • Double G’s Auto Sales, NC

  • Team E-Z Auto, NC

  • Enterprise Car Sales, NC

  • Freedom Motors of Fayetteville, NC

  • Have you ever considered buy here pay here Fayetteville NC car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Fayetteville NC compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Fayetteville buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Fayetteville dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Fayetteville. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Eagle Motor Company, NC

  • All American Auto, Inc, NC

  • RS Motors, NC

  • The Car Exchange of Fayetteville, NC

  • Brown’s Auto World, NC

  • Did you know? These BHPH Fayetteville NC dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Fayetteville dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.

  • Top of the Line Auto Sales, NC

  • Dax’s Deals, NC

  • Jovan’s Auto Sales, NC

  • Kelly’s Investment Co, NC

  • Raeford Road Auto Outlet, NC

  • The phrase buy here pay here Fayetteville NC car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Fayetteville Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Thee Car Lot, NC

  • G & H Motors, NC

  • Kelly and Kelly Auto, NC

  • Dobbs Motor, NC

  • Why buy here pay here Fayetteville NC car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Fayetteville NC car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Fayetteville NC dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Fayetteville NC Works

    When the bank says no to your car loan, the buy here pay here Fayetteville NC car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Fayetteville NC dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Fayetteville NC car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Fayetteville NC Car lots Dealership

    The one thing is very true about buy here pay here Fayetteville NC is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Fayetteville NC dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Fayetteville NC – Fast Approval Low or no credit score

    The buy here pay here Fayetteville NC dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Fayetteville NC Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Fayetteville NC dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Fayetteville NC

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Fayetteville NC

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Fayetteville NC, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Fayetteville NC accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Fayetteville NC is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Fayetteville NC buy here pay here Reviews

    Here is what users says about Fayetteville BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Fayetteville dealer review by Shalone Pouncey

      Shalone Pouncey rated DriveTime Used Cars

      The experience has been exceptional. Whitney was very professional & honest the entire time. The process was fast & easy with no hassle. If I had to recommend a friend/family, I would really say this is the place to purchase a vehicle. You will not be disappointed.. Whitney you were great! I appreciate your business. Drive time is where it’s at! ?

    2. buy here pay here Fayetteville dealer review by Trinidad Godbolt

      Trinidad Godbolt rated DriveTime Used Cars

      Marcus McCue has helped me in my car buying adventure. He did his absolute best to make sure I got the vehicle I wanted and answered all my questions. He had my car ready for me and let me test drive it. He had a lot of patience with me and was able to get me in and out fast with giving me all the knowledge I needed. He made sure I had all my log in information correct and set up before I left. I would recommend drive time to anyone needing a car. They have great warranties, gap insurance, also rental and towing coverage. Thank you Marcus for giving me a great experience and for getting me in a car when a lot of other dealers turned me down.

    3. buy here pay here Fayetteville dealer review by Rachel Gross-Zouzias

      Rachel Gross-Zouzias rated Double G’s Auto Sales

      I just bought a car from Gregg at Double G's for my daughter. Very fair and accommodating! Overall, great customer service!

    4. buy here pay here Fayetteville dealer review by Gregg Hughes

      Gregg Hughes rated Double G’s Auto Sales

      Great place. Great price... Great cars... loves all the customers

    5. buy here pay here Fayetteville dealer review by Brandon Quick

      Brandon Quick rated Team E-Z Auto

      Their service was great it was quick easy straight to the point and they were very friendly. They made me feel like I was at home with every conversation. I would highly recommend that if you are in need of a vehicle to go to EZ Auto on Bragg Boulevard ?

    6. buy here pay here Fayetteville dealer review by Robert Rewitzer

      Robert Rewitzer rated Team E-Z Auto

      I don't even know where to start! Let's go ahead and start with the fact that I've tried about 9 different car lots before reaching Team EZ Auto! Every car lot wanted a huge down payment or a co-signer to purchase a truck. I didn't want to include anyone with my responsibility so I didn't even bother with wanting a co-signer. I called EZ auto while I was at work and Ha'ani answered my call. I tried to do an application over the phone for the 2009 Chevy Colorado they had on their lot she asked me to hold and transfered my call to Buddy who informed me that they couldn't do an application over the phone for privacy issues which is understandable! Later on that same day I went to EZ Auto 30 minutes before they closed and they were more than happy to help me out! Buddy let me test drive the truck for 20 minutes to get a feel for the truck. I was happy with the truck and it's condition so I asked Buddy what it would take to drive it home. He sent me over to Ha'ani's desk to do some application paper work! I couldn't be more impressed with her professionalism kindness and making me feel comfortable with the application process. After the application process I was sent back to Buddy's desk and he said that my down payment wasn't enough! (on a side note I felt myself starting to get frustrated ? thinking it was going to be another sorry we can't help you until you spill out more of your money type of deals!) But that wasn't the point whatsoever! Buddy let me know that he wanted my monthly payments to be lower and the only way to do that is with a bigger down payment. I only had half of what they wanted down but instead of them showing me the door he asked me how long it would take for me to come up with the other half I told him within a month! Check this out! He set up small payments for the rest of the down payment after my first small payment they let me drive the truck home! But wait! There is more to this story while I was signing all the paperwork with Curtis another awesome person here at EZ Auto, I asked Buddy when the last oil change was preformed he grabbed my keys and took it to their shop and had the oil changed while I was signing all of my paperwork! Curtis explained everything in detail answered all of my questions in detail. I actually understood all that little print that other dealers try to push you out the door with! So that evening I drove the truck all around town super excited and I noticed the brakes where squeaking and the front end was shuttering. Took the truck to them the very next day and buddy immediately took it to his shop and they fixed it with no hassle whatsoever! In conclusion Team EZ Auto makes you feel like family like you are important and not just an easy target. I have never felt more at home than any other place. Thank you Buddy, Chris, Curtis and Ha'ani you guys are amazing!

    7. buy here pay here Fayetteville dealer review by Brianca Andrews

      Brianca Andrews rated Enterprise Car Sales

      Farrah was extremely experienced and helpful through my car buying experience. From start to finish with financing from my bank, everything went fluently. I got catered attention and felt like I was actually cared about at enterprise: Hunter was also extremely polite and speedy when it came down to signing paperwork. My car was ready, cleaned and gassed. I loved my car buying experience and will definitely use them again in the future.

    8. buy here pay here Fayetteville dealer review by Jennifer Pressley

      Jennifer Pressley rated Enterprise Car Sales

      Me and husband just purchased our third vehicle from this Enterprise location and like always it was a wonderful experience!!!! Our salesman was Vincent Hollingsworth and he’s awesome. He was very professional and straight forward the whole time. I told him what I wanted and this man made it happen. The whole team is amazing and I highly recommend them for any of your car needs!!

    9. buy here pay here Fayetteville dealer review by Lexi Pate

      Lexi Pate rated Freedom Motors of Fayetteville

      I love my car!! The service was super, from my first phone call to delivery. They went above and beyond for me at Freedom Motors. Even provided great service long after my purchase. Thanks Freedom Motors

    10. buy here pay here Fayetteville dealer review by Rysa Cota

      Rysa Cota rated Freedom Motors of Fayetteville

      I give Freedom motors 5 stars!!! I’ve enjoyed working here for the past two years, I enjoy the staff and trust the cars that come out of our lot. We sell all kinds of vehicles all the way from 5K to 30k! Our company prides itself with excellent customer service and full transparency. We encourage all of our customers to do their full research on used vehicles prior to purchase and we offer tons of options for service contracts. We are a no pressure dealership and are simply here to make your car buying experience a great one. I would recommend this dealership to all of my friends and family. I for one purchased my current vehicle here and to this day am still in love with it. I stand by my dealership and encourage everyone to take a look around at our inventory while you shop for your next vehicle:)

    11. buy here pay here Fayetteville dealer review by Megan Melton

      Megan Melton rated Eagle Motor Company

      Great service .. Love Mr. Luke and Mrs. Kathy..

    12. buy here pay here Fayetteville dealer review by Kenyata L.A.W

      Kenyata L.A.W rated Eagle Motor Company

      Honest professional people with quality cars. Never had any trouble out the cars I bought from them. If you were like me at one point not sure what car salemans to trust take my word for it, you can't lose with Eagle Motors.

    13. buy here pay here Fayetteville dealer review by Queen J

      Queen J rated All American Auto, Inc

      I love this place!! Everyone is so respectful & so loving! Thank you all at All American Auto?? Big ups to my girl Samantha, this woman is a gem, she was patient, helpful, && soo encouraging. I will definitely be back. You got a loyal customer in me! Thank y’all once again!

    14. buy here pay here Fayetteville dealer review by Will Porter

      Will Porter rated All American Auto, Inc

      Great place to work, Owner really cares about his employees as well as his customers. Family owned business! GM runs a smooth and sound operation. Family no stress environment

    15. buy here pay here Fayetteville dealer review by Tammy Lowery

      Tammy Lowery rated RS Motors

      Ok being a single parent it's hard to buy a car, but RS Motors listened to my needs and helped me get a car! They didn't pressure me...gave me my space to look around...months later still loving my car! Yes, I would recommend to my friends and family!

    16. buy here pay here Fayetteville dealer review by Ahmad Nassar

      Ahmad Nassar rated RS Motors

      Great service...Nice cars...priced right...

    17. buy here pay here Fayetteville dealer review by Gereal white

      Gereal white rated The Car Exchange of Fayetteville

      Ron & Shawn was Awesome! From the 1st phone call til the signing of the Deal, Those 2 and Their Associates worked tirelessly to make sure I got the car I wanted. I felt like Family there with those Gentlemen! Definitely Referring All I know & Who are looking for a Great Ride with Low Mileage.

    18. buy here pay here Fayetteville dealer review by Robert Hughes

      Robert Hughes rated The Car Exchange of Fayetteville

      Couldn't be happier with the service at The Car Exchange of Fayetteville. The service was excellent. You won't find junk on this lot. They go all out to stock only really nice vehicles. Picked up a 2007 F150 with only 106,000 miles on it. Excellent condition.

    19. buy here pay here Fayetteville dealer review by Christina Davis

      Christina Davis rated Brown’s Auto World

      I just want to give a huge thank you first to CJ! now I want to say that this was the best experience I've ever had just walking onto car lot! Everyone is so pleasant and so hard working in helping people get into a car! I highly highly recommend this place, first time buyers or whatever they work very hard getting you in the exact car you want! Thanks Browns Auto for getting me and my husband in our new car!

    20. buy here pay here Fayetteville dealer review by Christopher Barr

      Christopher Barr rated Brown’s Auto World

      Just bought a used BMW X3 from Brown’s Auto World. Almost as soon as I drove off the lot, the vehicle started having throttle issues when accelerating. I took it back to the dealership the same day. Even though the vehicle was sold “As Is” and they were under no obligation to do anything for me; they took it into the mechanic shop and spent three days working on it to make sure I’d made a reliable purchase from their dealership. The vehicle is now working great and I am extremely satisfied with both their customer service and going above and beyond to help me when they could have easily done otherwise. Scott, Josh, and Pat, I cannot thank you guys enough for taking care of me. I highly recommend this dealership for anyone looking for a great deal, great service, and integrity in a business that so often doesn’t have it. From a very satisfied customer! Chris

    21. buy here pay here Fayetteville dealer review by bonnie butler

      bonnie butler rated Top of the Line Auto Sales

      Very friendly, great customer service .Top of the line Auto is the best place to buy a used car. #Theyarehonest

    22. buy here pay here Fayetteville dealer review by Ashley Shuler

      Ashley Shuler rated Top of the Line Auto Sales

      My family situation was a little unique. We are new residents and my husband has good credit but has only been in his new position for two weeks. Other dealers gave us the run-around and were not willing to really help us. Wayne went above and beyond to make sure that we were able to purchase the vehicle that we wanted. I have never met a dealer that cared so much. He was also very nice to my children, 3 and 6 years old, who wouldn't sit still throughout the deal. I would recommend anyone to Wayne. Like the other review said, this man really cares. He even gave us extra money for our trade in, that quite honestly was more than what the car was worth. If you want an honest dealer who will do whatever he can to put you in the vehicle that you want, go to Top Of The Line Auto, see Wayne. Wayne will take care of you.

    23. buy here pay here Fayetteville dealer review by Dylan Robbins

      Dylan Robbins rated Dax’s Deals

      Great place to come and get a car. Loved the selection, if you want to stand out with a nice car at all in Fayetteville you need to come here!

    24. buy here pay here Fayetteville dealer review by Tracie P

      Tracie P rated Dax’s Deals

      I'm very pleased with my experience. AJ and everyone I met there were professional and friendly. I got a great deal on a fabulous car!

    25. buy here pay here Fayetteville dealer review by Sonya Skelton

      Sonya Skelton rated Jovan’s Auto Sales

      They was great on helping us getting a car for our son and if you need a car go to them . The person that help us I give him five stars.?

    26. buy here pay here Fayetteville dealer review by Dee McPhaul

      Dee McPhaul rated Jovan’s Auto Sales

      Anytime I had a issue with my suv, all I had to do was call n bring it up there. They fixed whatever issue I had. Three free oil changes and they changes my brake pads also for me. I haven't had any problems from Javon with helping mme at all. I had great service n still gets it.

    27. buy here pay here Fayetteville dealer review by Jimmy Cline

      Jimmy Cline rated Kelly’s Investment Co

      Just wanted to say that Kelly's investment has been a privilege to work with. They have gone above and beyond on the issues with my vehicle. I would recommend you'll to everyone. Thanks again.

    28. buy here pay here Fayetteville dealer review by Supermarket Of Cars

      Supermarket Of Cars rated Kelly’s Investment Co

      Great place to buy a vehicle. I was impressed with the excellent customer service and everyone involved went above and beyond to help me get into the vehicle that I wanted. John, my salesman, was very patient and helpful during the buying process. Also spoke to the owner Mr. Kelly while there and was impressed by the time he spent working with us, I would definitely recommend Kelly & Kelly to anyone who is looking for a car that wants to be treated with respect and get a great deal!

    29. buy here pay here Fayetteville dealer review by Erika Clark

      Erika Clark rated Raeford Road Auto Outlet

      Nice selection of vehicles that are very clean and well kept. The staff was very helpful and polite. Would recommend to to anyone looking to buy a used vehicle for at a reasonable price. Approval process is relatively painless?.

    30. buy here pay here Fayetteville dealer review by Dennis Dykstra

      Dennis Dykstra rated Raeford Road Auto Outlet

      I bought a beautiful ford f250 from them shortly after they acquired it. They took it to a mechanic before putting it on their lot as any dealership should to check for any problems. Shortly after buying the truck I realized I was losing pressure on the front drivers side tire. I stopped by the dealership and they immediately offered to get the tire looked at which resulted in finding out that the rim was in fact cracked. They took it to a rim repair shop, the crack was to bad to fix. The owner of the dealership then contacted me himself and started personally searching for a replacement rim. Not even an hour later he called me and said one was on the way. 2 expedited days of shipping later and the new rim was in. This rim was the only one they could find online.... and it just so happened to be the wrong depth. That same day the owner met me at a rim and tire shop to order new rims. Despite all of the hassle that the cracked rim put me though, having to put air in it 3-4 times a day and having to wake up 20 minutes early every day to fill it before work. I would still buy another vehicle from them. Their prompt and professional service was something that you only see from a smaller business. The owner and the salesman care about the people and the vehicles that go through their business and it shows. I can promise if you buy from this small roadside dealership you will not be disappointed. They insured that I had a good APR and terms and their customer service was beyond a 5 star rating.

    31. buy here pay here Fayetteville dealer review by Russell Montgomery iv

      Russell Montgomery iv rated Thee Car Lot

      Just got our new car and it was with ease no stress friendly workers even the owner we talked with him most the time he cares about his customer and is definitely a ppl pleaser we will be coming bk for car number two dont know what's we do with our them

    32. buy here pay here Fayetteville dealer review by cameron carter

      cameron carter rated Thee Car Lot

      Mr. George McAvoy was great. I got there late Saturday afternoon didn't realize they had already closed. Mr. McAvoy informed that if he needed to he would open back up for me. They're closed on Sundays but he made arrangements to sell me a vehicle on Sunday. He made my car buying experience great.

    33. buy here pay here Fayetteville dealer review by Tera Treadwell

      Tera Treadwell rated G & H Motors

    34. buy here pay here Fayetteville dealer review by Tiffany Rice

      Tiffany Rice rated G & H Motors

    35. buy here pay here Fayetteville dealer review by Donna Chiong

      Donna Chiong rated Kelly and Kelly Auto

      I purchased a vehicle from Kelly &Kelly in late Sept. 2017. They have a wide variety of vehicles, plenty of friendly staff and the vibe is always pleasant, knowledgeable and helpful! I will definitely be returning to them for my next vehicle to trade up! Also they are one of few in my experience with used vehicles that report to Experian and or Equifax.

    36. buy here pay here Fayetteville dealer review by Brian Rendon

      Brian Rendon rated Kelly and Kelly Auto

      These folks are awesome! That was the best and easiest car buying experience I have ever had. Used the buy here pay here option, I thought it was going to be expensive but I was very happy with the payment plan. I highly recommend them.

    37. buy here pay here Fayetteville dealer review by Myleika Howard

      Myleika Howard rated Dobbs Motor

      My experience was pretty decent due too the fact I gave them the run around for about 2 weeks!!! So far I like them for a buy here pay here

    BHPH Fayetteville NC dealer

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