Why buy here pay here Florida FL car dealerships is the right option?
Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Florida FL car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.
BHPH Florida FL dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.
How Buy Here Pay Here Florida FL Works
When the bank says no to your car loan, the buy here pay here Florida FL car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Florida FL dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.
Buy Here Pay Here Florida FL car lots – In-House Financing with Zero Down Payment
After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.
Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.
To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.
Know the Facts - Buy Here Pay Here Florida FL Car lots Dealership
The one thing is very true about buy here pay here Florida FL is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.
The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.
Because these Florida FL dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.
Buy Here Pay Here Florida FL – Fast Approval Low or no credit score
The buy here pay here Florida FL dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.
Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.
BHPH Florida FL Dealer – Preapproval of Application
However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Florida FL dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.
Advice on BHPH dealership Florida FL
Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.
Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.
Average Credit Score to Buy a Used Car from BHPH dealer Florida FL
The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.
If a customer is looking to buy a used car through traditional financing in Florida FL, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.
While buy here pay here Florida FL accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Florida FL is a great option for those who have poor bank record and bad credit score.
The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.
Florida FL buy here pay here Reviews
Here is what users says about Florida BHPH dealers listed here. You can read reviews of individual dealer at their profile page.
Ave Gorham rated USA CARZ INC. BUY HERE PAY HERE (BBB A+ Ratings)
The owner Ted is a good guy and I’ll explain why. On March 15 I totally lost my previous car. I was in search for a car and was extremely need of one because of work. I had little to nothing to put down and he told me to come on in and sit and talk with him. And on April 16 I did just that and we work some stuff out and I brought my 2005 RVA 4 from him that day. I must say I don’t have no issues with my SUV. He is the type of guy if you honest with him he will go backwards and forwards for you. And I must say his cars are quality and not junk like some used cars. I will definitely will buy another car from him once mines is paid for. Also will recommend him to anybody that’s in need. Good guy!
Reviewed on Monday, May 04 2020 04:42:09 pm @ Google reviews.Tyler Oquain rated USA CARZ INC. BUY HERE PAY HERE (BBB A+ Ratings)
Bought a 09 Hyundai sonata from ted. great running car clean interior, I absolutely love my car I wouldn't trade it for anything. one of the best buy here pay here lots i have been to. he values honesty and is very professional. I recommend buying from to anyone
Reviewed on Monday, May 04 2020 04:42:09 pm @ Google reviews.ROBERTO ROMAN JR rated DriveTime Used Cars
Had a great experience with Julius. He was extremely professional outgoing and very knowledgeable. He took his time and showed us 3 different vehicles, he answered all my questions which made it easy to pick the right car for my family and I. I never felt pressured to buy, I would recommend Julius and the entire team at this location.
Reviewed on Monday, May 04 2020 04:42:23 pm @ Google reviews.Hailley Haton rated DriveTime Used Cars
Honestly, the entire staff here is amazingly helpful! I worked with Carmen specifically, and she was very attentive over the week that I worked with her and was able to find something I loved that was still in our budget. Literally nothing negative about my experience, the entire team was great and I would definitely recommend them! They were very honest and understanding of my individual situation, and worked with me through everything.
Reviewed on Monday, May 04 2020 04:42:23 pm @ Google reviews.zsazsa bodine rated my USA motors – 100% Credit Approval Best Dealership
I have never had a better car buying experience, new or used, than I had at My USA Motors. Raz is an exceptional human being that actually cares about his customers. What a novel idea! He goes out of his way to make sure that the vehicle you buy from him totally meets your expectations. He offers a great no-cost warranty and I could not be more pleased with the car I bought from him. He is the friendliest, down to earth, knowledgeable and interesting dealer I have ever dealt with. It was a real pleasure meeting him. I would HIGHLY recommend you visit his dealership before trying anywhere else. 20 stars!!!
Reviewed on Monday, May 04 2020 04:42:16 pm @ Google reviews.Dawn Mohammed rated my USA motors – 100% Credit Approval Best Dealership
I highly recommend everyone to buy a car from here. It’s the best there is. Raz is the most honest man I’ve ever met in my life. No bs. Thank you man. My husband is very happy. He loves his new ride
Reviewed on Monday, May 04 2020 04:42:16 pm @ Google reviews.David rated Ray’s Used Cars
All staff was excellent. Very Professional & Very Honest. Would highly recommend to anyone looking for Clean & Reliable used vehicle. Chris & Office Staff & Owner definitely treat you right. Thank you Ray's Used Cars.
Reviewed on Monday, May 04 2020 04:42:14 pm @ Google reviews.Shelby ODell rated Ray’s Used Cars
I just bought my first car on 2/24 and I couldn’t be more happier then I am!! They worked with me as a first time car buyer and helped me so I could have low monthly payments and explained everything that I asked. My family has bought vehicles from them in the past and have never had issues, they are the most reliable company I know!
Reviewed on Monday, May 04 2020 04:42:14 pm @ Google reviews.Luis D Vazquez rated FacilDeal Auto Center
Excellent place to buy. Definitely recommend them 100%. Very friendly, humble and extremely knowledgeable. Emanuel and Nick made my deal possible. I am very grateful with all their attentions and help. Thank you so much Facil Deal!!
Reviewed on Monday, May 04 2020 04:42:13 pm @ Google reviews.Rideon Deco rated FacilDeal Auto Center
Wanted a car. Found one I like. Can't afford it will go back
Reviewed on Monday, May 04 2020 04:42:13 pm @ Google reviews.Yianni Kakouras rated Julian’s Auto Showcase
Flew all the down from NC just to buy a car from them. It was a particular car so I was skeptical of traveling such a distance before being purchasing. I asked many questions and they all got answered straight up. Made my trip worth while and now I am a happy owner. Recommend them for anyone. Straight up and very kid. They were wonderful to work with.
Reviewed on Monday, May 04 2020 04:42:22 pm @ Google reviews.Tommy Henthorne rated Julian’s Auto Showcase
Amazing service! Danny got me rolling away in a car that I didn't even consider that I could afford. They worked with me on the price diligently and were very patient and accommodating. Very happy with my purchase, and will likely be back for my next car as well as recommending them to friends and family!
Reviewed on Monday, May 04 2020 04:42:22 pm @ Google reviews.KRS 1 rated Byrider Port Richey
Keith in service is one of the best. Any time that I need work on my car, he gets me in and fixes the problem quickly. His customer service is the best and JD Byrider is lucky to have him. Thanks Keith!
Reviewed on Monday, May 04 2020 04:42:15 pm @ Google reviews.Michael McDonald rated Byrider Port Richey
Friendly staff and they have an awesome service bay. Now on second vehicle from here, best place to purchase a good used vehicle! The service department is exceptional, very friendly and knowledgeable about their vehicles.
Reviewed on Monday, May 04 2020 04:42:15 pm @ Google reviews.Kirsten Kelley rated Allstar Car Sales
My very first time I came to Allstar, i was worried i would not have good enough credit to get what i needed. I told them exactly what i was looking for and even though they didn't have it on the lot, they had one at another location. They told me that I was approved and I got the monthly payments I was hoping for. When they get cars to put on their lot they have to pass an inspection, so you know you're getting a good quality vehicle. Two years later my husband needed a new car. He found the perfect one for a very reasonable price. This time it wasn't as easy, we had to jump through some hoops. But Debbie Andy and Liz didn't give up on us. They did everything in their power to get us a good deal. Their hard work and compassion is what makes this dealership stand out above the rest. If you're looking for someone you can trust look no further.
Reviewed on Monday, May 04 2020 04:42:20 pm @ Google reviews.Patrick Barrett rated Allstar Car Sales
Literally the best auto purchasing experience my wife and I have ever had in 27yrs. We are telling everyone we know to go to allstar! Thank you all very much!
Reviewed on Monday, May 04 2020 04:42:20 pm @ Google reviews.Jason Stokes rated DriveNation USA
Seven months ago, I bought a car from DriveNation USA, and I'm still highly satisfied with the experience. The salesman was straight-forward, polite, and easy to work with. He gave me a fair price on a good quality vehicle. The location is nice, not far from the scenic town of Bradenton. I would definitely go back.
Reviewed on Monday, May 04 2020 04:42:26 pm @ Google reviews.Teddy Fleming rated DriveNation USA
Scott and Jeff were super friendly. The establishment closed at 4 and Scott came back at nearly 8 to help sell us a car. Straight forward, honest guys.
Reviewed on Monday, May 04 2020 04:42:26 pm @ Google reviews.Samantha King rated Golden Oldies Auto Sales, Inc.
I wanna say thank you to Dean and Rick for making it possible to he in my dream car. I am so happy and thrilled for everything you guys have done. Please if you are in need of a vehicle please give Golden Oldies a call they treat you like family and are willing to do everything they can to get you in your dream car!!! Again thank you so much I am beyond happy!!
Reviewed on Monday, May 04 2020 04:42:18 pm @ Google reviews.Rachael Johnson rated Golden Oldies Auto Sales, Inc.
On March 5, 2020, I went Golden Oldies Auto. I wasn't looking to buy that day, but I ended up driving off the lot with a 2015 town and country at a great price. They were able to finance me and still kept me within a reasonable monthly payment. I am new to the area, just moved here from Wisconsin 6 months ago. Finding a good dealership is hard on anyone, finding a dealership when you're still learning the area is even a greater challenge. I loved the friendliness and professionalism I encountered. The service was phenomenal and now this will be a lasting relationship with them. My next car I will visit Golden Oldies Auto to purchase.
Reviewed on Monday, May 04 2020 04:42:18 pm @ Google reviews.Antonio Torres rated Best Automotive LLC Buy Here Pay Here Apopka, FL
Great cars Honest establishment Super friendly will buy again from here
Reviewed on Monday, May 04 2020 04:42:11 pm @ Google reviews.Becky Barker rated Best Automotive LLC Buy Here Pay Here Apopka, FL
Sean Roche the sales manager is willing to go above and beyond to help with credit issues and get you approved with a low downpayment! All of the cars are newer with low millage. No ticking, no knocking, no funny smells!! Best dealership out of the 20, I visited in the past month!
Reviewed on Monday, May 04 2020 04:42:11 pm @ Google reviews.Parisian Man rated Cutie Cars LLC
Ron has been in the car business for decades. His cars are hand picked to insure you reliable transportation. Trades are welcome and financing is available. No pressure family owned. Give them a try.
Reviewed on Monday, May 04 2020 04:42:20 pm @ Google reviews.Randy Caputo rated Cutie Cars LLC
Love the place. Great cars for a good price.
Reviewed on Monday, May 04 2020 04:42:20 pm @ Google reviews.chevy J rated I-75 Autos
First and for most I want to talk the staff at I -75 Autos for entertaining my nephew doing my visit at the dealership. After visiting several dealerships over the past weeks. I chose to work with I - 75 Autos in buying my new SUV, working with Shane was one of the best choices I had made, he reached out to me to make sure that all my questions were answered before I even came to the dealership. He was respectful, understanding and professional from start to finish. He is an awesome person to work with, Shane made the process easy and painless and I am thankful for all that you did for me during my time at the dealership. I recommend you go and visit Shane and the rest of the staff at I - 75 Autos if you are in the market for a new or even another Car, Truck, Van or SUV that you go see Shane over at I - 75 Autos where that make you feel at home. Thank you again Shane for everything that you did for me to make it possible for me to take home my new baby I love it.
Reviewed on Monday, May 04 2020 04:42:27 pm @ Google reviews.Lynn Gilmore rated I-75 Autos
Fernando was excellent and the staff was very friendly.
Reviewed on Monday, May 04 2020 04:42:27 pm @ Google reviews.AandC Bryan rated Bill Owens Auto Sales
We had a great car buying experience here. We recommend buying your next used vehicle from Bill Owens Cars! Very nice inventory selection, good deal pricing and professional, knowledgeable service! Our truck was very clean.
Reviewed on Monday, May 04 2020 04:42:29 pm @ Google reviews.Mike T rated Bill Owens Auto Sales
Great people!! Our salesman Gerardo didn't try to sell me on any car, he walked around with me and answered the many questions I had about several vehicles until I made my own mind up. They done everything they could to get me in and out. Again great people and will buy from them again.
Reviewed on Monday, May 04 2020 04:42:29 pm @ Google reviews.Stephanie Kulek rated Car Credit
We've bought 3 cars from Car Credit since we've lived in Holiday. Miguel just sold us our last car 6 months ago and we couldn't be happier with it. It's the only buy here pay here place that also gives you a warranty which is a plus. The best part is they will find a car that fits your budget. They stand behind their cars and always help their customers. Buy here and you'll never be disappointed.
Reviewed on Monday, May 04 2020 04:42:12 pm @ Google reviews.Maple Max rated Car Credit
Miguel and Mike were a great help. Everything was explained in great detail. They were very nice and fun to talk to. Would definitely recommend these guys to anyone looking to lease or buy a car. The office was clean, the cars were clean and I am overall very happy with my experience.
Reviewed on Monday, May 04 2020 04:42:12 pm @ Google reviews.Amber Leto rated Ride and Drive Auto Sales
Bought my first car for my daughter here. Gorgeous Camry Hybrid. The hybrid battery started stalling 1 week after we bought and I called to tell them they had me drop it off to be fixed right away. I was shocked to see that a new battery runs $1500 to $1900!!! They fixed it and covered all expenses.
Reviewed on Monday, May 04 2020 04:42:13 pm @ Google reviews.Kimberly Davis rated Ride and Drive Auto Sales
To anyone looking to get a decent preowned car , go and check them out. My wife and I have purchased 2 cars from Ride and Drive. First car was a 1996 Taurus. Had it 3 years . never a problem. Recently bought a 2004 Suzuki Grand Vitara. Zero issues at all. Tina and Dale are so easy to deal with. Easy to finance. Low weekly payments. Thank you for honesty and reliable vehicles. Next time we need a preowned car. We'll come see you. Joey Davis
Reviewed on Monday, May 04 2020 04:42:13 pm @ Google reviews.alejandro cristy rated Car Loan Unlimited
The owners truly care and help their costumers. You can get a great deal here regardless of your credit. Trust me there, they are my parents!
Reviewed on Monday, May 04 2020 04:42:22 pm @ Google reviews.Douglas McClure rated Car Loan Unlimited
Best buyhere payhere in central florida
Reviewed on Monday, May 04 2020 04:42:22 pm @ Google reviews.Carlos Oquendo rated Friendly Finance Auto Sales
I'm very pleased to say this is much more then a car dealership. Mr. Tom went above and beyond to get my deal done. Big thank you from me to you. I came from Tampa to NPR to buy a 2004 jeep wrangler and it was well worth it. If anyone is looking for a great used car and great customer service don't hesitate to go to Friendly Finance Auto Sales.
Reviewed on Monday, May 04 2020 04:42:26 pm @ Google reviews.Lynn Muschong rated Friendly Finance Auto Sales
Spoke with Sir Tom, and not only was it good to hear his voice of knowledge and kindness, but once again, he took a second to hear of a recent ride I had recently overcome... Nice and friendly, the downhome way.
Reviewed on Monday, May 04 2020 04:42:26 pm @ Google reviews.Claus Langrock rated Autos Garibaldi Inc.
Ok
Reviewed on Monday, May 04 2020 04:42:28 pm @ Google reviews.Jose Luis rated Autos Garibaldi Inc.
Atención personalizada, comodas instalaciones y gran variedad de vehiculos
Reviewed on Monday, May 04 2020 04:42:28 pm @ Google reviews.Randall Metzgar rated Chaney’s Used Cars
Great place to buy a car
Reviewed on Monday, May 04 2020 04:42:19 pm @ Google reviews.regina Milne rated Chaney’s Used Cars
Awesome place to buy your vehicles. I bought a 2019 with 15k miles with a great deal to go with it!
Reviewed on Monday, May 04 2020 04:42:19 pm @ Google reviews.Angie Munnaa rated Lake County Auto Mall
I had a great car buying experience. Aron made it very easy and convenient for us to get back on the road along with Vasu helping us out a lot!!! We really appreciate it! We will definitely be coming back here for another vehicle purchase. They were both very welcoming and even stayed after hours to make sure we could take the car home the same day! Thanks a lot for the great customer service ? ?
Reviewed on Monday, May 04 2020 04:42:17 pm @ Google reviews.Janey Grrrl rated Lake County Auto Mall
Aron was great. Helpful, but gave us space when it was obvious we needed it. We definitely left spending more than we thought we would today but we also left with a much better car than we thought we would too. Altogether a great experience.
Reviewed on Monday, May 04 2020 04:42:17 pm @ Google reviews.Kelly Edenfield rated Joel’s Auto Sales Inc.
Awesome family company. Good pricing perfect customer service i had great experience. Left in a grest car
Reviewed on Monday, May 04 2020 04:42:24 pm @ Google reviews.Maria Gaddy rated Joel’s Auto Sales Inc.
Great buying experience. Jennifer was very helpful and patient. Thoroughly explained everything to me. Highly recommended. Thanks for getting me back on the road!
Reviewed on Monday, May 04 2020 04:42:24 pm @ Google reviews.Jason Poyner rated Buy Here Pay Here of Winter Haven, Florida
Everyone was wonderful and helpful
Reviewed on Monday, May 04 2020 04:42:10 pm @ Google reviews.Michael Byrnes rated Gaede Auto Sales llc
We purchased a 2008 Ford Mustang. The entire process took less than an hour. Dan and his team were very professional and honest. They went above and beyond to make sure we were happy. Thank you, Gaede team!! We will be back soon to purchase another vehicle. Update- We purchased another great car from Dan and his team! Thank you Dan and team we love our Mustangs!
Reviewed on Monday, May 04 2020 04:42:25 pm @ Google reviews.Wrap World Creations rated Gaede Auto Sales llc
Honest
Reviewed on Monday, May 04 2020 04:42:25 pm @ Google reviews.