Top 16 Buy Here Pay Here Dealers in Fort Lauderdale FL

Looking for a used car dealer in Fort Lauderdale FL but your credit is in bad shape?

Connect with top 16 buy here pay here Fort Lauderdale FL car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Fort Lauderdale's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Fort Lauderdale FL

  • DriveTime Used Cars, FL

  • Rolling Wheels Inc, FL

  • Reliable Rides/ Carfinders, FL

  • Kaler Leasing Services, FL

  • Happy Car Sales, FL

  • Have you ever considered buy here pay here Fort Lauderdale FL car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Fort Lauderdale FL compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Fort Lauderdale buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Fort Lauderdale dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Fort Lauderdale. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • AutoShow Sales And Service, FL


  • Auto Express Credit, FL

  • Mint Motorcars Inc, FL

  • Ride 4 U, FL

  • Did you know? These BHPH Fort Lauderdale FL dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Fort Lauderdale dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.


  • Best Buy Repo’s, FL

  • Auto Sensation Inc, FL


  • Drivers Choice, FL

  • The phrase buy here pay here Fort Lauderdale FL car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Fort Lauderdale Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Anything On Wheels, FL

  • Why buy here pay here Fort Lauderdale FL car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Fort Lauderdale FL car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Fort Lauderdale FL dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Fort Lauderdale FL Works

    When the bank says no to your car loan, the buy here pay here Fort Lauderdale FL car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Fort Lauderdale FL dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Fort Lauderdale FL car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Fort Lauderdale FL Car lots Dealership

    The one thing is very true about buy here pay here Fort Lauderdale FL is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Fort Lauderdale FL dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Fort Lauderdale FL – Fast Approval Low or no credit score

    The buy here pay here Fort Lauderdale FL dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Fort Lauderdale FL Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Fort Lauderdale FL dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Fort Lauderdale FL

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Fort Lauderdale FL

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Fort Lauderdale FL, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Fort Lauderdale FL accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Fort Lauderdale FL is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Fort Lauderdale FL buy here pay here Reviews

    Here is what users says about Fort Lauderdale BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Fort Lauderdale dealer review by Alexandria Berry

      Alexandria Berry rated DriveTime Used Cars

      Phenomenal customer service from the moment I set foot in the building. Juan Prado is literally an angel. He's an exceptional person with a bright, colorful, charismatic personality. He is the absolute best and made sure I thoroughly understood the process, answered all my questions, and gave me good quality advice on car buying. He gave me a variety of options and helped me narrow it down to the best car for me. I thought the process would be painfully long and he would only care about the sale but he sure as hell proved me wrong. Janet is amazing as well. Both together are a great duo. I'm pleasantly surprised and beyond satisfied with the time I've spent at DriveTime. I would continue doing business with them. If your interested in getting a new car, DriveTime and Juan Prado are your best bet! ???

    2. buy here pay here Fort Lauderdale dealer review by nickeshia beatty

      nickeshia beatty rated DriveTime Used Cars

      Juan was amazing with his customer service. He made sure that I felt comfortable in the decision I was making about my car! I appreciate how aware of my time he was too. He made sure to apologize for any delays and was helpful in getting me a new car! Thank you!

    3. buy here pay here Fort Lauderdale dealer review by Jose Mejia

      Jose Mejia rated Rolling Wheels Inc

      Wife and I were looking everywhere for a decent car for my wife. We needed a small suv for the her to be able to get in/out of the car with the baby easily. We went as far as lake worth and down to pines and on the way home we found this little dealership just a few blocks from the house. AVI is the man to talk to. He drives a hard bargain but ita because he has total confidence in the cars he buys and sells. He offers his help if there is any additional help you need after the fact of buying the car and rachel is a delight to work with. He's a very honest and charming salesman but you can rest easily that he won't put you in a car that will leave you stranded. We've had our car for about a month now and have taken long road trips with no issues. I even took it to a mechanic after we purchased it because even though AVI told me the car didn't need any maintenance... I wasn't just going to take his word for it, especially if I was going to put my wife and baby in the car. Turns out the mechanic said the same thing.. the car was in great shape, didn't even need an oil change. Great experience overall.

    4. buy here pay here Fort Lauderdale dealer review by Michelle Couture

      Michelle Couture rated Rolling Wheels Inc

      My experience with Rolling Wheels was amazing from start to finish. Kenny found exactly what I was looking for at an incredible price, and Avi finalized & closed the sale with ease. These guys are experienced, trustworthy, professional, and friendly, and make buying a car a wonderful experience. I absolutely love my new Toyota Camry and couldn’t be more pleased!

    5. buy here pay here Fort Lauderdale dealer review by michelle yopp

      michelle yopp rated Reliable Rides/ Carfinders

      Five star purchase from start to finish!! Albert delivered an amazing car with first class service! Highly recommended, Albert was very attentive to my needs and questions.

    6. buy here pay here Fort Lauderdale dealer review by Eric Pintar

      Eric Pintar rated Reliable Rides/ Carfinders

      Very pleased with Reliable Rides service. They got us the car we were needing for our teenagers and delivered it on time in a perfect condition!

    7. buy here pay here Fort Lauderdale dealer review by Elizabeth Lyall

      Elizabeth Lyall rated Kaler Leasing Services

      Ron and Santos are amazing. They make the process streamlined with getting a vehicle and for those of us with less than stellar credit. This is our third vehicle with Kaler he has always treated us as family. Understanding and taking into consideration our situation. Our family has purchased several vehicles from Ron and we will go back for our next vehicle.

    8. buy here pay here Fort Lauderdale dealer review by Nick Flamand

      Nick Flamand rated Kaler Leasing Services

      A great experience. Good deal. The car was in very good shape. Overall an easy, fast and affordable car buying experience. I will return to check their inventory if I need a car in the future.

    9. buy here pay here Fort Lauderdale dealer review by Josh Jackson

      Josh Jackson rated Happy Car Sales

      I had an amazing experience with Corey and Rich as they helped me buy my first car! These guys are seasoned and they are willing to listen to all your problems and put you in the most affordable and reliable car! I would not suggest any other company beside Happy Car Sales!! They are the best!

    10. buy here pay here Fort Lauderdale dealer review by Izzy Rivera

      Izzy Rivera rated Happy Car Sales

      Had A Really Pleasant Experience. From Initial Contact with Denise to The Sales staff as Well as Management. Very Happy With My Purchase of a 2012 Caravan RT. Thank You Guys for Everything. I will be Purchasing another vehicle soon and Will absolutely getting it from Happy Car Sales. See You Guys Soon.

    11. buy here pay here Fort Lauderdale dealer review by Kristan Allyce

      Kristan Allyce rated AutoShow Sales And Service

      This has been the absolute BEST car buying experience EVER. Professional, personable, knowledgeable, ETHICAL... I don't have enough adjectives to use, but Chris and his team were on it. They not only met my every expectation, but they exceeded each of them. My car is BEAUTIFUL, clean, no issues. My daughter also purchased her car here back in December, and she LOVES her car!! Thank you SO much, Chris!! All my referrals will go to you - and it goes without saying, my next car will be purchased through you! Thank you again!!!

    12. buy here pay here Fort Lauderdale dealer review by Toni Gore

      Toni Gore rated AutoShow Sales And Service

      Sergio with Auto Show Sales & Service was amazing to work with! I must say, I was very reluctant and nervous about buying a car online and having it delivered to me out of state. Sergio made the entire transaction painless and easy! I am absolutely in love with my new car and I would recommend Auto Show and Sergio to others as well. They absolutely deserve a FIVE STAR rating for going above and beyond to make sure I was pleased with everything.... every step of the way :-)

    13. buy here pay here Fort Lauderdale dealer review by Alexander Estrella

      Alexander Estrella rated THE AUTOBLOCK

      Working with Miguel on acquiring the vehicle that I was interested in was seamless, and I couldn’t asked for less. The communication that I have built with him was essential to develop an agreement in the end; straightforward and honest throughout the process. I highly recommend you contacting him on any questions or interest on a vehicle.

    14. buy here pay here Fort Lauderdale dealer review by Doug Pederson

      Doug Pederson rated THE AUTOBLOCK

      I live in Texas but I’m buying a 1934 three window Ford Coupe in Fort Lauderdale, Florida, online and not from Migel at The AutoBlock. But I call Migel randomly because he is geographically adjacent to the dealership I’m buying from. I “hire” Migel to inspect his competitors car for me to verify it’s beautiful and at least a fair price if not a good price. Migel goes WAY overboard and inspects inside the car, under the car and outside the car! He sends me pictures of everything. He makes the seller start the car so he can hear the engine run. He reports back to me EVERYTHING and in doing so he arms me with information to reduce my buying price by $2,000!!!!!! Thank you Migel!!! Great job! Doug Pederson

    15. buy here pay here Fort Lauderdale dealer review by hayato nakanishi

      hayato nakanishi rated Auto Express Credit

      The best dealer ever. I didn’t know too much about the car, but they helped me pick out the car for me. I highly recommend this place and cannot thank you guys enough. Definitely made the first car purchase simple and easy. They are honest and no hidden fee or anything.

    16. buy here pay here Fort Lauderdale dealer review by Prencess Po

      Prencess Po rated Auto Express Credit

      Absolutely a(n) AMAZING DEALERSHIP ! Great attitude, great personalities, Homey environment. The process was fast, and quick and they really know their stuff, to get you what you want n more importantly what you need. I would Recommend any and everyone. Don’t wait you could be in your new car today, try it out PERIOD ! ?

    17. buy here pay here Fort Lauderdale dealer review by William Bald

      William Bald rated Mint Motorcars Inc

      Great experience. Joe and Bill are straight forward and put out a great product. It was a 3hour ride. But well worth it! The whole staff was great. Even watch my dog while we got the deal done. Just a great place.

    18. buy here pay here Fort Lauderdale dealer review by Joi Whitmore

      Joi Whitmore rated Mint Motorcars Inc

      This was HANDS DOWN the best car buying experience. Everything was very transparent working with Joe. I had an injury and wasn't able to get to the dealership to test drive the car, and Joe brought the car to me. The car was priced extremely well! They were also able to give me an amazing trade in offer on my car. Overall, exceeded my expectations and I will definitely work with them again in the future!

    19. buy here pay here Fort Lauderdale dealer review by steven banks

      steven banks rated Ride 4 U

      This is my third vehicle I have purchased, Eric was most gracious and very easy to work with and David got me approved on a new vehicle, thanks again love the Fusion......

    20. buy here pay here Fort Lauderdale dealer review by Junior Mathias

      Junior Mathias rated Ride 4 U

      G.T. was very professional and helpful with showing me the best options. Very informative. I will definitely recommend family and friends to him. Thank you G.T.

    21. buy here pay here Fort Lauderdale dealer review by Jabria Nichole

      Jabria Nichole rated ORIGINALAUTOCLUB.COM

      I bought a 93 Geo Prizm last year and my car runs with no issues...I lucked up buying the cheapest and probably one of the oldest cars on the lot. I'm looking to buy me a second car from them, hopefully a van or SUV. I just recommend buying the warranty or taking a mechanic with you. What do you people expect buying used and old cars for cheap??? You have to maintain the vehicle.

    22. buy here pay here Fort Lauderdale dealer review by Mike Kurowski

      Mike Kurowski rated ORIGINALAUTOCLUB.COM

      Cheap car, runs good. 3 months now

    23. buy here pay here Fort Lauderdale dealer review by Brian Hunter

      Brian Hunter rated Best Buy Repo’s

      Phil was incredibly informative to the best of his knowledge. Bought a car at his word and he arranges shipping. Vehicle had a few more issues than we realized. Phil assisted with repairs and was incredibly helpful and patient. I would recommend Phil and his dealership to anyone who wants honesty, fair prices and friendly service. I am happy with my Infiniti purchase.

    24. buy here pay here Fort Lauderdale dealer review by Ryan Oliver

      Ryan Oliver rated Best Buy Repo’s

      Great dealer! Working with Phil has been a smooth and great experience. All the cars on his lot are top quality as he picks them himself. Stand up guy that's easy to work with.

    25. buy here pay here Fort Lauderdale dealer review by Keith Carlisle

      Keith Carlisle rated Auto Sensation Inc

      Purchased the Yukon, excellent service and a excellent staff I will definitely do more business with them in the future.

    26. buy here pay here Fort Lauderdale dealer review by Tony Dino

      Tony Dino rated Auto Sensation Inc

      I don't understand the bad ratings. I bought a car here a month ago that ended up having a few issues but the owners have resolved all of them with no cost to me (In fact, several service shops speak very highly of the owners). Also you can't beat the warranty that covers everything that could possibly go wrong in the first 3 months after buying a car. You don't need full coverage insurance with their Loan program which is a huge deal for people on a budget. The owner (Neil) really goes out of his way to make everything right. He is a man of his word. If you want to save money pay cash.

    27. buy here pay here Fort Lauderdale dealer review by miamisett .

      miamisett . rated BIG BOB’S CARS

      Bob has all the cars you want to see. Definitely the best place to walk to, but drive home. The staff are really nice and helpful too! I'll be back to buy another car, for my daughters graduation for sure!

    28. buy here pay here Fort Lauderdale dealer review by Jessica Farbman-Price

      Jessica Farbman-Price rated BIG BOB’S CARS

      The experience at Big Bobs Cars with the sales team was amazing! If anyone is looking for a used car with easy financing check this place out. 1865 SW 4TH AVE #D4, DELRAY BEACH FL 33444

    29. buy here pay here Fort Lauderdale dealer review by Donald Hare

      Donald Hare rated Drivers Choice

      I waited 2 months to write this review. Bought a 2010 Mini Cooper (Base) with 100k miles for $4k. Needed new brake pads, tires, had to glue a mirror and some trim on. WHICH IS NORMAL FOR A CAR WITH 100,000 MILES ON IT. People who complain about this dealer are so far out of touch with reality I wouldn't trust their instructions on how to boil water. Small used car dealer. 10 to 15 cars maybe. Little lot with small shop. Prices are fair - I researched Mini Coopers for 3 weeks before deciding on this one. Doesn't matter who you buy from, if you buy a high millage vehicle IT WILL NEED WORK Dudes! Thanks for the nice Mini Al!

    30. buy here pay here Fort Lauderdale dealer review by Claudia Crespo

      Claudia Crespo rated Drivers Choice

      I just have to appreciate Alex for all the help provided, I'm really great full for everything he have done, helping with payments or any other problems I have, he have been very helpful, I highly recommend this place, thank you Driver's Choice, for everything, I love my car, ??

    31. buy here pay here Fort Lauderdale dealer review by Miami Dade College

      Miami Dade College rated Anything On Wheels

      I bought my 2014 Jeep Wrangler here back in December 2016. I bought it at 19 years old and the staff was really nice and stayed open late for me since I was coming from far. I’ve had the car for a year and a half now and I still love it. No gimmicks, great price and now that I am selling my Jeep, I am selling it for the same price I bought it for. I remember jumping on the deal at the time because of the price. I recall being in and out in less than an hour. Here’s the car I bought, I’ve added bumper lights etc since then.

    32. buy here pay here Fort Lauderdale dealer review by Ciara Thomas

      Ciara Thomas rated Anything On Wheels

      Great people, great service, & Great deals..... I would definitely recommend people. I came in looking for a truck or suv for my man as a gift, they made me so happy with meeting my needs with every concern I had about getting a car for him ((being that he didn’t know what’s was going on))... At first I started to give up due to frustration but with the great service form MR.ALVIN & the managers I end up being just fine lol.... My Man love his SUV & they made us very happy ??? Thanks again AOW I’ll be coming back very soon.

    BHPH Fort Lauderdale FL dealer

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