Top 17 Buy Here Pay Here Dealers in Fort Worth TX

Looking for a used car dealer in Fort Worth TX but your credit is in bad shape?

Connect with top 17 buy here pay here Fort Worth TX car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Fort Worth's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Fort Worth TX

  • DriveTime Used Cars, TX

  • Auto Maxx, TX

  • Discount Motors 3, TX

  • Auto Maxx, TX

  • Byrider Fort Worth, TX

  • Have you ever considered buy here pay here Fort Worth TX car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Fort Worth TX compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Fort Worth buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Fort Worth dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Fort Worth. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Auto Maxx, TX

  • My Car Store, TX

  • Cars-4-U, TX

  • Russell Smith Auto, TX

  • LONE STAR MOTORS II, TX

  • Did you know? These BHPH Fort Worth TX dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Fort Worth dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Auto Land, TX

  • Musa Auto Sales, TX

  • Petrie Auto Sales, TX

  • My Car Store – Ephriham Avenue, TX

  • Chapman Motor Co, TX

  • The phrase buy here pay here Fort Worth TX car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Fort Worth Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • My Car Store – Alta Mere, TX

  • My Car Store Wautaga Buy Here Pay Here, TX

  • Why buy here pay here Fort Worth TX car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Fort Worth TX car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Fort Worth TX dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Fort Worth TX Works

    When the bank says no to your car loan, the buy here pay here Fort Worth TX car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Fort Worth TX dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Fort Worth TX car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Fort Worth TX Car lots Dealership

    The one thing is very true about buy here pay here Fort Worth TX is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Fort Worth TX dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Fort Worth TX – Fast Approval Low or no credit score

    The buy here pay here Fort Worth TX dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Fort Worth TX Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Fort Worth TX dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Fort Worth TX

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Fort Worth TX

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Fort Worth TX, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Fort Worth TX accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Fort Worth TX is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Fort Worth TX buy here pay here Reviews

    Here is what users says about Fort Worth BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Fort Worth dealer review by Brooke Eppes Royal

      Brooke Eppes Royal rated DriveTime Used Cars

      Passion Empathy Leadership If you are ever in need of a great car buying experience and in a difficult situation... You need to call Laura Scott at DriveTime in Fort Worth! She is so patient and her ability to listen and understand you without saying a word is so comforting. She empowered me to make the right decision by listening to my words. She didn’t know my circumstances, other than I said I wanted to be able to do it on my own! She guided me through the process as a great leader does! There was no selling in our transaction and she will never know how much she built me up and made me proud of myself! She’s One in a Million! Thank you Laura for my new beginning! Your energy is amazing! ?????

    2. buy here pay here Fort Worth dealer review by Maydenis Craigen

      Maydenis Craigen rated DriveTime Used Cars

      David was a huge help and very upfront about what was available, prices, interest, features, etc. He helped us get a car that we really needed very quickly!

    3. buy here pay here Fort Worth dealer review by Latiesha Frazier

      Latiesha Frazier rated Auto Maxx

      This is my second car with them. They worked with me on my down payment and got me in the car that I wanted. Dexter and the assistant manager was so helpful. I love how she runs her office. And I even got to meet the owner which he was so very nice.. I am so happy!!!

    4. buy here pay here Fort Worth dealer review by Tom Dempsey

      Tom Dempsey rated Auto Maxx

      Everyone was so helpful and I will tell anyone I know when they are in need of a good used vehicle to be sure to check here first.They have a great selection of nice used vehicles.Financing was easy.

    5. buy here pay here Fort Worth dealer review by Delores Harris

      Delores Harris rated Discount Motors 3

      Jose was my salesman. He did an awesome job helping me get into a nice car. I couldn't be more pleased with what I got for what I'm gonna put out. I haven't named her yet. But she will be loved. Thanks to the Discount Motors 3 team. Thank you thank you thank you. BTW Jose "Joe" even helped me get affordable insurance. Will definitely send friends and family your way Jose.

    6. buy here pay here Fort Worth dealer review by Ladona Chancellor

      Ladona Chancellor rated Discount Motors 3

      Joe Martinez was amazing! Easy to work with and spent a lot of time showing us every vehicle that we wanted to see, he went above and beyond the call of duty to make sure we had what we wanted and that we were very happy with the car and service! If you are looking for a great salesperson and an amazing deal go see Joe!!!

    7. buy here pay here Fort Worth dealer review by DeMario Black

      DeMario Black rated Auto Maxx

      Justin was great! Bad credit still gote in a good quality vehicle. I recommend any one looking for a vehicle to come here. They are guaranteed to get you something for your money.

    8. buy here pay here Fort Worth dealer review by Alexia Arredondo

      Alexia Arredondo rated Auto Maxx

      Amanda the sales lady She is super helpful , Funny Very understanding , patient And cute !! She got us approved and in a nice car ! I highly recommend Amanda & Oshea!

    9. buy here pay here Fort Worth dealer review by JOHN Mendiola

      JOHN Mendiola rated Byrider Fort Worth

      Tim showed us excellent customer service. He not only sold us another vehicle but he did it by making us feel very relaxed. Not only focused on selling us a vehicle but he also made sure that we were comfortable and satisfied with what we were purchasing. His knowledge made us know that it was the right choice of vehicle. Meliza also displayed excellent customer service. Closing of a vehicle as we know is a long and dreadful process with all the signing and reading of the contract. However, she made the environment feel friendly and at ease. The knowledge she had of her duties made this process quick and hassle free. Also her smile is very welcoming and Makes you glad you chose Byrider for all your vehicle needs.

    10. buy here pay here Fort Worth dealer review by lee monty

      lee monty rated Byrider Fort Worth

      byrider is thee best car dealer I can speak of for myself. I am a first time car buyer ive looked all over Dallas tx went to all these car dealer who say 1st buyer we got u bad or no credit we got you and ive been to 8 car dealerships from the worse to the best and it was always something that kept me from being approved the last dealership i went to 1 of the salesperson secretly told me about byrider in fort worth tx went the next day and had NO PROBLEMS AT ALL all i had to do is bring in all the paper work that byrider needed and now im a real 1st time car buyer and in my new car THANK YOU SOOOOOO MUCH BYRIDER AND 1 OF THE BEST SALESPERSON TIM FLOW

    11. buy here pay here Fort Worth dealer review by Corie Hadder

      Corie Hadder rated Auto Maxx

      THEY ARE ALWAYS SO NICE-ESPECIALLY THAT ALICIA GIRL BURIED IN THE CORNER!!!! SHE IS SO HELPFULL EVERYTIME I SEE HER, I WOULD RECOMMEND THIS COMPANY TO ANYONE NEEDING TO BUILD THEIR CREDIT AND WANTING A QUALITY RIDE!! EVERYTHING COMES W A FREE WARRANTY ALSO...

    12. buy here pay here Fort Worth dealer review by Karen Williams

      Karen Williams rated Auto Maxx

      These people were so sweet and helpful.

    13. buy here pay here Fort Worth dealer review by Rev Terry McBETH

      Rev Terry McBETH rated My Car Store

      Jarrett & Mya was amazing! When I first pulled up in the parking lot they came out greeted me and told me that they believed could help me and they did. They made sure that I got something I wanted and that my first car buying experience was good. They made my car buying experience like no other and made sure I didn’t give up. Thank you so much for all of your hard work and getting me into a new car!!

    14. buy here pay here Fort Worth dealer review by Evelyn Whitaker

      Evelyn Whitaker rated My Car Store

      Sara treated me like family, if you need a car. Go to my car store a place you can call home. I love My Car Store.

    15. buy here pay here Fort Worth dealer review by thatoopboi 2

      thatoopboi 2 rated Cars-4-U

      Best people in the world

    16. buy here pay here Fort Worth dealer review by Anthony Palacios

      Anthony Palacios rated Cars-4-U

      I came home from prison in 2014 jobless and wasnt sure what I was going to do. I asked Sam for a job and even though he wasnt in the position to have another employee he took me in and gave me an oppurtunity. I will always be forever grateful for that.

    17. buy here pay here Fort Worth dealer review by Lee Flanary

      Lee Flanary rated Russell Smith Auto

      I'm buying my second vechical from them now..great staff..and they'll help u in anyway and no hassling car buying experience

    18. buy here pay here Fort Worth dealer review by latisha rogers

      latisha rogers rated Russell Smith Auto

      Good staff always willing to work with u!!

    19. buy here pay here Fort Worth dealer review by Zeke Johnson

      Zeke Johnson rated LONE STAR MOTORS II

      Came in and got the vehicle I always wanted!!! Chris Tootle made sure I left a happy customer. I will strongly recommend this place. Great cars. Great service. Everyone on staff is a bonafied employee

    20. buy here pay here Fort Worth dealer review by Marcus Williams

      Marcus Williams rated LONE STAR MOTORS II

      Great place and very nice people best car lot I been too Byron is the man

    21. buy here pay here Fort Worth dealer review by Ur Daddy

      Ur Daddy rated Auto Land

      Called about a specific vehicle and Will responded promptly. Told me despite bad credit and new job just started he could get me approved. Drove 40 minutes and test drove a few and he was very patient and was not pushy like most. He made the process very enjoyable. Finally found an explorer that felt right and after a little paperwork I was drivin home. I will definitely be buying more from him. Great job will and thanks for all your help!

    22. buy here pay here Fort Worth dealer review by cheryl kelly

      cheryl kelly rated Auto Land

      This is the greatest place to buy a car. Customer service is outstanding. Notes only 18 months. Low down easy work with you payments. I LOVE AUTO LAND Oh I just paid off my ?.

    23. buy here pay here Fort Worth dealer review by David Flores

      David Flores rated Musa Auto Sales

      I love their customer service and deals.

    24. buy here pay here Fort Worth dealer review by Briana Stephens

      Briana Stephens rated Musa Auto Sales

      I thought that it would be hard for me to get approved because they had such nice cars. When I went in Martin was so helpful and the application process was so easy. I would recommend all my family and friends to come here. Happy with my new car and plan to pay it off early do to an amazing financing price. If you want good quality come see Martin and the team.

    25. buy here pay here Fort Worth dealer review by Holly Burris

      Holly Burris rated Petrie Auto Sales

      Lee was a wonderful salesman and got us into the Jeep we wanted!! He was very upfront and kept great communication. Easy, low pressure buying experience. Be sure to ask for Lee! He can definitely help you! *if his boss see's this, he deserves a bonus and paid vacation!

    26. buy here pay here Fort Worth dealer review by jessica johnson

      jessica johnson rated Petrie Auto Sales

      My experience at Petrie autos was awesome Oscar my sales man was very humble, and very kind answering all my questions I needed to know about my vehicle. He was very professional, helpful, friendly, and very knowledgeable on all the vehicles there. I would recommend anyone to come finance a vehicle from this awesome car lot. Oscar will get you in and out, in a timely manner. Very fast service Oscar is the best salesman in the world. I’m in love with my car.

    27. buy here pay here Fort Worth dealer review by Alvin Wilson Jr

      Alvin Wilson Jr rated My Car Store – Ephriham Avenue

      Angel is amazing he went above and beyond to help us get into a car and came back with a beautiful suv. Amazing monthly price we are so happy with our purchase and would recommend anyone try here!! Thank you angel

    28. buy here pay here Fort Worth dealer review by Deaunica Baker

      Deaunica Baker rated My Car Store – Ephriham Avenue

      Lucy was ABSOLUTELY AMAZING! She was quick and provided ASTONISHING customer service to my boyfriend and I. We were in and out the same day without all the extra hassle and hours spent like at most car dealerships. We HIGHLY recommend this place and HIGHLY recommend Lucy. Thank you Lucy for being so amazing and helping us get into our brand new vehicle. YOU ROCK!!!

    29. buy here pay here Fort Worth dealer review by DEZaRAE Lee

      DEZaRAE Lee rated Chapman Motor Co

      Very friendly people I've been with them for a while they're very sweet

    30. buy here pay here Fort Worth dealer review by Crabrosa Moni

      Crabrosa Moni rated Chapman Motor Co

      Cars are nice and run great. I've had my truck over a year no problems. Staff is helpful friendly and supportive. I recommend this dealer!

    31. buy here pay here Fort Worth dealer review by Christopher Stephens

      Christopher Stephens rated My Car Store – Alta Mere

      Greg is an amazing man. My car needed repairs soon after I initially purchased it, and he without asking or hesitation made sure it was towed to his location. Repairs done in a couple days at most, and even waived my deducible which was such a huge help right now. Thank you for the courtesy and kindness and of course diligence.

    32. buy here pay here Fort Worth dealer review by Gloria Dehoyos

      Gloria Dehoyos rated My Car Store – Alta Mere

      Great Customer Service the Service Center was really good with assisting me with the repairs on my Hyundai Genesis Thanks to Greg and Chris for all yall's help

    BHPH Fort Worth TX dealer

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