Top 12 Buy Here Pay Here Dealers in Frisco TX

Looking for a used car dealer in Frisco TX but your credit is in bad shape?

Connect with top 12 buy here pay here Frisco TX car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Frisco's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Frisco TX

  • Crest Cars, TX

  • Crest Cadillac, TX

  • Crest INFINITI, TX

  • Pristine Automotive Company, TX

  • Hendrick Volkswagen Frisco, TX

  • Have you ever considered buy here pay here Frisco TX car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Frisco TX compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Frisco buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Frisco dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Frisco. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • David McDavid Honda Of Frisco, TX

  • Land Rover Frisco, TX

  • Toyota of Plano, TX

  • AutoNation Ford Frisco, TX

  • E Z Drive Auto, TX

  • Did you know? These BHPH Frisco TX dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Frisco dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.

  • Low Price Auto Sales, TX

  • Castle Hills Motors, TX

  • Why buy here pay here Frisco TX car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Frisco TX car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Frisco TX dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Frisco TX Works

    When the bank says no to your car loan, the buy here pay here Frisco TX car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Frisco TX dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Frisco TX car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Frisco TX Car lots Dealership

    The one thing is very true about buy here pay here Frisco TX is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Frisco TX dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Frisco TX – Fast Approval Low or no credit score

    The buy here pay here Frisco TX dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Frisco TX Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Frisco TX dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Frisco TX

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Frisco TX

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Frisco TX, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Frisco TX accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Frisco TX is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Frisco TX buy here pay here Reviews

    Here is what users says about Frisco BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Frisco dealer review by Jeff D

      Jeff D rated Crest Cars

      I would like to thank Felix and Jimmy of Crest Cars at Frisco Tx for making my dream vehicle purchase a breeze. Both of these guys are amazing! They are very professional and really reach out in any way possible to make a reasonable deal possible. I highly recommend these two if you need assistance in your next vehicle purchase, the best decision to go with these guys!

    2. buy here pay here Frisco dealer review by C Mumph

      C Mumph rated Crest Cadillac

      Shawn has an amazing attitude and always going above and beyond to take care of us. Shawn is always courteous and professional. I appreciate the way he handles all of the issues we've needed repaired. It's very stressful to take time away from work to have repairs made and his demeanor makes it a pleasant experience. The absolute best experience I've ever had and definitely makes me appreciate Cadillac! Everyone in the pickup/drop off service area is very courteous. I’m so happy to be part of the Crest family.

    3. buy here pay here Frisco dealer review by Dan Horn

      Dan Horn rated Crest Cadillac

      What a fantastic dealership. The staff is knowledgeable and friendly. The dealership is big, beautiful and clean. They have an awesome cafe inside that offers snacks, drinks, and full meals. Thoroughly impressed at the level of customer care. If you want to be treated with respect and do business with all the games and running around crest is a fantastic option.

    4. buy here pay here Frisco dealer review by Tim Woolridge

      Tim Woolridge rated Crest INFINITI

      I would like to truly thank specifically the excellent and exceptional customer service provided by John R. Chavez II! I can honestly say he was a true turning point in my view of the Crest Infiniti Service department. Thank you John for all you do and he is what should be the gold standard for your service departments!

    5. buy here pay here Frisco dealer review by ray kelley

      ray kelley rated Crest INFINITI

      Me service Representative (Philip) was attentive and kind. He did everything diligently.

    6. buy here pay here Frisco dealer review by Steven Waldren

      Steven Waldren rated Pristine Automotive Company

      Honest broker. Car was/is better than advertised and the price was right. All documentation and the vehicle's condition was in order on delivery and when I requested a follow-up action, it was timely and accurate. I've owned more than a dozen cars and this purchase was my first completey online transaction. I am very pleased and willing to do the same for the next.

    7. buy here pay here Frisco dealer review by Heather Bowling

      Heather Bowling rated Pristine Automotive Company

      Phillip is a great guy,gives good deals and will work with you when it comes to your payment. Thanks Phillip?

    8. buy here pay here Frisco dealer review by LEVENTE KUSAI

      LEVENTE KUSAI rated Hendrick Volkswagen Frisco

      I made an appointment online for service and came in the earliest as possible. I had my car serviced and belts replaced for having 110,000 miles on it. I like prefer this dealership much better then Irving because here they're honest and straight forward. Joshua Frank provided exceptional customer service! They don't try to sell you service that's not needed. I also found a great coupon on their website which was 3% x age of vehicle. I would bring my car without a doubt if I ever have too. The only issue I had was I never received an email for my appointment. I had to email the dealership which responded back to me quickly that my appointment was in the system!

    9. buy here pay here Frisco dealer review by Willow Floors

      Willow Floors rated Hendrick Volkswagen Frisco

      Great customer service with a very knowledgeable salesperson (George Strong). Attentive to details and patient with us as we decided between 2-3 different models. Listened to what we needed and did his absolute best to make it was a stress-free process. All management and finance staff were also very nice and attentive to our needs. Dealership was clean, social distancing was taking place and all our needs were addressed!

    10. buy here pay here Frisco dealer review by Debra Robinson

      Debra Robinson rated David McDavid Honda Of Frisco

      We enjoyed our experience to the service department like never before! Eric Delgado is a highly professional gentleman who took care of my car "across the board". He offered convenient times to bring in my car and gave me a warm welcome when I arrrived. Eric sent me a quick text with all the necessary work required to get my car back on the road safely. I received an easy to understand cost break down. I selected everything that I could afford to repair at this time; my advisor was very respectful of my wishes. My car runs beautifully again. I love my Honda Accord!!! Thanks, Eric!!!

    11. buy here pay here Frisco dealer review by R Basak

      R Basak rated David McDavid Honda Of Frisco

      I frequently visit this place for a regular maintenance for my Honda car such as oil change, tire rotation, 4 wheel alignment etc. I did not know before but later got the information that that do state inspection and send the inspection report to dmv electronically. Almost all the times I waited there while vehicles are being worked upon. They have a lot of good place to seat and relax , or use you laptop or phone or even take complementary cafe/tea/chocolate drinks together with popcorn. My over all experience is good and I would recommend without any hesitation. For last 1-2 month renovation is going on for the servicing area to increase concurrent servicing capacity. Based on the speed to work it looks it should be over by another month (Apr-2020).

    12. buy here pay here Frisco dealer review by Brandon Montague

      Brandon Montague rated Land Rover Frisco

      As always you all are great when it comes to getting my vehicle serviced. Mike Pike is my service manager who I normally work with and he has been excellent. He is always very prompt and keeps me in the loop on what's going on and I really appreciate it. I had a couple USB ports stop working and he arranged to have it fixed ASAP and provided me a loaner. Upon getting it home I had a small concern and Mike sent someone out to grab the car. They sorted it out quickly and brought the car right back. Great dealership and great service. Please thank Mike again for me.

    13. buy here pay here Frisco dealer review by Michele Valencia

      Michele Valencia rated Land Rover Frisco

      I had an excellent service experience today. Luis, my service advisor, called to inform me of my recommended annual service, made the appointment, greeted me when I arrived and had a loaner waiting. This was the best experience I’ve had yet at this dealership.

    14. buy here pay here Frisco dealer review by Julian Purdy

      Julian Purdy rated Toyota of Plano

      I enjoyed coming to this Toyota of Plano location on April 11, 2020 because the service personnel are very professional and friendly. They do excellent work on my wife’s vehicle every time and in a timely fashion. Keep up the great work. I appreciate you all! Thank You! For your service!

    15. buy here pay here Frisco dealer review by Angela Wilson

      Angela Wilson rated Toyota of Plano

      On yesterday, January 17, 2020, I purchased my new 2019 Toyota Highlander LE from Richard Lindsay and my buying experiencing was truly amazing. Richard was professional, knowledgeable, patient and helpful in assisting me with making my purchase. His customer service and interpersonal skills were outstanding and he made me feel as if I were the only customer at the dealership. He didn't pressure me or make me feel that I had to make a hasty decision. He allowed me to take the time that I needed to make sure I was purchasing the right vehicle for me. Thanks to Richard and Donald Grayson, Finance Manager, and everyone in between, the buying process was seamless and painless. I am so glad that I chose to buy my new vehicle at Toyota of Plano and I look forward to returning whenever my car needs servicing. I highly recommend Toyota of Plano and Richard Lindsay for a positive and stress-free car buying experience. Thanks to All!

    16. buy here pay here Frisco dealer review by Richard Martel

      Richard Martel rated AutoNation Ford Frisco

      Exceptional service by this dealership again! Service Advisor, Austin, was also exceptional, recommending the 75,000 mile interval scheduled maintenance service that was overdue. He kept me informed throughout the maintenance being performed on my vehicle and answered all my questions about the maintenance that was performed. Austin also had my vehicle washed prior to my leaving the dealership. I purchased my vehicle from this dealership location and have had all my maintenance performed by them. To me, that's a great plus if I ever have a question if a specific maintenance has been performed.

    17. buy here pay here Frisco dealer review by Kassi Anderson

      Kassi Anderson rated AutoNation Ford Frisco

      Love the people. They are the best customer service and you will always get more for your money!

    18. buy here pay here Frisco dealer review by tom powers

      tom powers rated E Z Drive Auto

      Charlie is great to deal with

    19. buy here pay here Frisco dealer review by Charles Moorehead

      Charles Moorehead rated E Z Drive Auto

      Great place to buy a car e.z. finance

    20. buy here pay here Frisco dealer review by Maggy Small

      Maggy Small rated Low Price Auto Sales

      They have very reasonable prices and have exceptional customer service!!!

    21. buy here pay here Frisco dealer review by Renata Lewis

      Renata Lewis rated Low Price Auto Sales

      Great customer service! Wouldn't go anywhere else! ?

    22. buy here pay here Frisco dealer review by Eric Drager

      Eric Drager rated Castle Hills Motors

      Castle Hill Motors had a very good deal on a van I couldn't pass up. Everyone I dealt with was very friendly, helpful, and above all, not pushy. They were also very helpful with financing, got me a very good deal , better than I expected. They were very respectful that I was informed, and came in for a specific vehicle, and they made the deal happen. It was a very easy experience, I was in and out in no time.

    23. buy here pay here Frisco dealer review by Nicholas Craig

      Nicholas Craig rated Castle Hills Motors

      Castle Hills Motors is a used car lot and as such you have to know what you're getting yourself into BEFORE you go. This is a business like any other and they are here to make money. However, if you go in with a good attitude and are willing to negotiate and treat everyone with respect you will get a great deal and customer service that beats out any car buying experience I've had before. I highly recommend seeing Gerardo, I've never met a used car salesman that was more honest and helpful in my life. He truly cares about his customers satisfaction. In fact of the 4 or so people I dealt with through the buying process they all went above and beyond to show that they are all about their customers. Was this a flawless purchase... no. But, you have to keep in mind these vehicles are used and Castle Hills has no way of knowing everyth about each vehicle on their lot. They will however work with you on correcting any issues. I bought the 2007 Ram 2500 with a 5.9 Cummins in the pictures. It's a 13 year old truck, of course there are going to be some issues. However, when I pointed these issues out AFTER purchasing they honored me as a customer and had the vehicle repaired. On top of that they gave me another vehicle to use while they fixed the couple things that I needed done. Moral of the story is this: if you need a car or truck and need help with financing. These guys are amazing. Do your homework on the vehicle you want to buy and be willing to negotiate. Also, be respectful and courteous and you can expect the same in return. In fact, they will do everything in their power to see you off in the car or truck of your dreams with a smile on your face. Gerardo and the rest of the Castle Hills Team, thank you again for making sure I was satisfied with my car buying experience. I truly appreciate everything you guys did to make this purchase happen. If you go in show them this review and tell them Nick Craig sent you.

    BHPH Frisco TX dealer

    Hope you like our list of buy here pay here Frisco TX dealers. Do share it with your friends. Let us know your feedback, query or suggestion by contacting us from contact us page.