Why buy here pay here Grand Prairie TX car dealerships is the right option?
Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Grand Prairie TX car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.
BHPH Grand Prairie TX dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.
How Buy Here Pay Here Grand Prairie TX Works
When the bank says no to your car loan, the buy here pay here Grand Prairie TX car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Grand Prairie TX dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.
Buy Here Pay Here Grand Prairie TX car lots – In-House Financing with Zero Down Payment
After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.
Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.
To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.
Know the Facts - Buy Here Pay Here Grand Prairie TX Car lots Dealership
The one thing is very true about buy here pay here Grand Prairie TX is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.
The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.
Because these Grand Prairie TX dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.
Buy Here Pay Here Grand Prairie TX – Fast Approval Low or no credit score
The buy here pay here Grand Prairie TX dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.
Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.
BHPH Grand Prairie TX Dealer – Preapproval of Application
However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Grand Prairie TX dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.
Advice on BHPH dealership Grand Prairie TX
Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.
Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.
Average Credit Score to Buy a Used Car from BHPH dealer Grand Prairie TX
The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.
If a customer is looking to buy a used car through traditional financing in Grand Prairie TX, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.
While buy here pay here Grand Prairie TX accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Grand Prairie TX is a great option for those who have poor bank record and bad credit score.
The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.
Grand Prairie TX buy here pay here Reviews
Here is what users says about Grand Prairie BHPH dealers listed here. You can read reviews of individual dealer at their profile page.
alluring auto rated Diana’s Buy Here Pay Here
nice cars with very minimum requirements you cant bet that shop with Diana and tell her i sent you -cece
Reviewed on Monday, May 04 2020 04:03:34 pm @ Google reviews.anthony jones rated Diana’s Buy Here Pay Here
Great sales person very helpful got me what i wanted come see Diana
Reviewed on Monday, May 04 2020 04:03:34 pm @ Google reviews.Angel Blue rated Buy Here Pay Here of Dallas(BHPH)
First place that delivered when they said they could get me into a car. They saved my job and got me and my daughter in a car when no one else would help. I’d recommend them to anyone!
Reviewed on Sunday, May 03 2020 02:15:57 am @ Google reviews.Gloria Smith rated Buy Here Pay Here of Dallas(BHPH)
Terrell is awesome he got me in a good car i had credit issues he came through
Reviewed on Sunday, May 03 2020 02:15:57 am @ Google reviews.Alfonso Portillo rated GV Auto Sales, LLC.
Great friendly customer service. Thank you
Reviewed on Monday, May 04 2020 04:03:32 pm @ Google reviews.Lydia Munoz rated GV Auto Sales, LLC.
Gus Vega is honest and was very helpful in getting the car I wanted. I will definitely do business with him again.
Reviewed on Monday, May 04 2020 04:03:32 pm @ Google reviews.Beautemarie rated Auto Liquidators Plus – Arlington
I am so happy I found this dealership. The process was completely painless. Nikki was incredible. She walked me through everything and was so sweet. I knew what I wanted and she made it happen. I would trust Nikki and Auto Liquidators Plus to anyone I know needing a car.
Reviewed on Sunday, May 03 2020 02:26:19 am @ Google reviews.Ms. B rated Auto Liquidators Plus – Arlington
Clean and inviting environment. Jennifer met us at the door with a smile and a willingness to help.
Reviewed on Sunday, May 03 2020 02:26:19 am @ Google reviews.Janis Davis rated DriveTime Used Cars
My experience was wonderful. My salesperson Roddy, was very courteous and listened to what I needed. He did not try to sell me something I didn’t want. But showed me options that better helped me with my selection. The other staff were genuinely friendly and didn’t even answer their personal cell phones while assisting me. That’s hard to find nowadays.
Reviewed on Sunday, May 03 2020 02:26:21 am @ Google reviews.Grand Master Fox rated DriveTime Used Cars
The Fox says "No muss, no fuss... nice cars at fair prices. My son bought his first car there, hassle-free no pressure transaction. He picked out a car, completed the paperwork and drove away in under an hour!"
Reviewed on Sunday, May 03 2020 02:26:21 am @ Google reviews.Yolanda Crockett rated Chacon Autos
I'm totally in live with my new car! Thank you Nissa, you are amazing. I had been looking for a reliable car for a few months because the two cars I was previously financing wasn't worth the money or the headache anymore. I was working with one woman before Nissa and she volley convinced me that she was wanting to help. Long story short, something told new to pull the carfax and it was a lemon. I began to research online and found chacon auto. I was intrigued that they understood about my situation of having less than perfect credit and still worked worth me. Nissa went the extra mile for me and even gathered all my information before I even picked the car up. It wasn't a all day thing. I literally came to the lot, test drove a couple cars, picked the one I loved and signed the papers and left with my dream car. It also only had 13,000 miles and they provide insurance for people like me that drove at least 2 hours away and I couldn't get it at the time. They give you am option of using there in science or getting your own. Thank you Chacon auto, you have a long time customer and I will let everyone know top come to you all when looking to purchase a car!!!!
Reviewed on Monday, May 04 2020 04:03:30 pm @ Google reviews.The Roberson Family rated Chacon Autos
Mrs. Nissa is so awesome. And truly works for you. Easy and fast, I may have spent only 1 hour to come in and get approved. I got approved for a 2017 Hyundai Elantra and still has the dealer warranty.
Reviewed on Monday, May 04 2020 04:03:30 pm @ Google reviews.Alexandria Diaz Hernandez rated AutoUSA
Best Auto Place To Get A Car!! Gina Garcia Got Me Into A Beautiful 16' Kia Optima With Low Miles And Affordable Monthly Payments! I Love It! If Anyone Needs A Car Come See Her Asap ??? Best Saleswoman Ever !
Reviewed on Sunday, May 03 2020 02:38:12 am @ Google reviews.arial freeman rated AutoUSA
Ms Gina was the absolute best. I have already recommended all of my family and Friends to her. She will most definitely get you in the car you want without doubt. Her great smile and friendly personality goes a long way. Thanks AutoUSA family for everything.
Reviewed on Sunday, May 03 2020 02:38:12 am @ Google reviews.Karla Valle rated Dario Auto Sales
We are so happy we found this place! We were needing a car ASAP and they were able to help us find the perfect car for the best price. Definitely will consider this place again when we are looking for our next car. Thank you so much for the great customer service!
Reviewed on Sunday, May 03 2020 02:38:19 am @ Google reviews.Nolisha Broomfield rated Dario Auto Sales
Mr Michael helped MI find the Perfect Vehicle at a affordable price! Easiest Process I've Ever Been through. Great Customer Service. Thank you for your Awesomeness!!!!
Reviewed on Sunday, May 03 2020 02:38:19 am @ Google reviews.Velencia Lewis rated Select Cars & Trucks
I came to select cars after driving by and leaving another place I stopped and was assisted by Georgina... She worked fast and for me the car that I wanted and with little time... She was very friendly, fast and professional. I thanked God for sending me today and glad she was there to help me!!! Thank you for all your help Georgiana you are a blessing!
Reviewed on Monday, May 04 2020 04:03:29 pm @ Google reviews.jaz . rated Select Cars & Trucks
Good service. Georgina Barajas is really nice and really helpful and did not took to long. Thank you so much
Reviewed on Monday, May 04 2020 04:03:29 pm @ Google reviews.R D L F rated Adonis Auto Group
The Experience was great. Wonderful customer service. Great selection to choose from. Definitely my next car will be out of here as well. Eric was awesome. Best anywhere. Strongly recommend!!
Reviewed on Sunday, May 03 2020 02:26:27 am @ Google reviews.Dedrick Cox rated Adonis Auto Group
These people do not play no games I came up here within 5 minutes I got me a car 2015 on top of that no credit no none of that....Man Eric Spencer he mean every word he tell you! And your girl Liz too!
Reviewed on Sunday, May 03 2020 02:26:27 am @ Google reviews.LaQuisha Lee rated Hernandez Auto Sales
I think this is a very honest car dealer. I've been driving my car for over a month and using it at times for Uber. And for a used car this car is still great with all the driving I've had to do. Jose gave me a great deal and believe me you can't go wrong getting a car from here. The quality of the cars are very good and affordable. And these days it's hard to find honest people when it comes to buying things. They treat you like family they wouldn't put you in nothing their family wouldn't drive.
Reviewed on Monday, May 04 2020 04:03:31 pm @ Google reviews.Bella Renee rated Hernandez Auto Sales
so far so good. pleasant and fast buying experience. went car hunting that day and found what i wanted at the first lot. i cant wait to see what the future brings. praying for a fast and easy pay off and i'm looking for an auto dealer who will look out for me in hard time . He assured me if i were to ever get behind on a payment just to keep him informed and keep the insurance and he would work with me until I was able to get caught back up if that were to ever happen . Thanks Hernandez auto sales
Reviewed on Monday, May 04 2020 04:03:31 pm @ Google reviews.Camellia Isabelle rated La Silla Auto Credit – Car Dealer, Used Car Dealer, Affordable Auto Credit , Car Credit, Used Car Finance in Grand Prairie, TX
La Silla Auto Credit is seriously a very trusted and reliable used car dealer in Grand Prairie, TX. I was looking for a used car dealer a few weeks ago because of my limited budget. My friend recommended La Silla Auto Credit to me and I am very satisfied with my used but looks new auto in very affordable budget. I will highly recommend this company to everyone!
Reviewed on Monday, May 04 2020 04:03:34 pm @ Google reviews.Jessica Gonzalez rated La Silla Auto Credit – Car Dealer, Used Car Dealer, Affordable Auto Credit , Car Credit, Used Car Finance in Grand Prairie, TX
Had an awesome experience, they have excelente costumer service makes you feel like family, their quality of cars are nothing but the best would definitely recommend!!
Reviewed on Monday, May 04 2020 04:03:34 pm @ Google reviews.Rodolfo leyva rated M D Auto Sales
Every car I purchase there are in good condition they treat there customers with excellent standards very understandable I highly recommend to purchase a good running vehicle here??
Reviewed on Monday, May 04 2020 04:03:31 pm @ Google reviews.james owen rated M D Auto Sales
Wayne is a great guy to work with. He was very forthcoming with information about the cars and very easy to do business with.
Reviewed on Monday, May 04 2020 04:03:31 pm @ Google reviews.DJRegulator MTZ rated Delgado Auto Sales, LLC
The sales guy is amazing. The prices are the best in town. Vehicles are very well maintained.
Reviewed on Monday, May 04 2020 04:03:32 pm @ Google reviews.Raul Perez rated Delgado Auto Sales, LLC
The sales people were very helpful and all the cars are nice and clean it's nice to go to a car lot and the inventory is clean
Reviewed on Monday, May 04 2020 04:03:32 pm @ Google reviews.Clint Nouis rated Lightning Motorsports
Kevin was awesome, I came down from Minnesota and was picked up at the airport by them, the truck was exactly as stated in their sales ad. Drove the truck home without any issues and will be coming down again in the future. By far the easiest and fastest car buying experience ever.
Reviewed on Monday, May 04 2020 04:03:35 pm @ Google reviews.MICKI STARY rated Lightning Motorsports
INCREDIBLE service!! I will never buy anywhere else due to the amazing customer service at Lightning Motorsports! Kevin and his team were impeccable - a no haggle, easy, super quick buying process, fantastic pricing and excellent financing options. I’ve bought a LOT of nice cars in my life... never had this kind of experience and will be back every single time I buy in the future!! I definitely and highly recommend Lightning Motorsports - you will not be disappointed!!
Reviewed on Monday, May 04 2020 04:03:35 pm @ Google reviews.Billy Cooks rated DFW CAR MART
Great dealer, these guys will work with you through any situation and very fair. I'm almost done with my terms for my car and cant wait to purchase my next. All their cars are very reliable. Great experience.
Reviewed on Sunday, May 03 2020 02:26:17 am @ Google reviews.GadgetBeat 30 rated DFW CAR MART
Got my 2016 Kia soul from here and I love it. The staff and owners are nice and informative, they really help in any way possible to make sure your vehicle stays going. No issues at all since having my ride for almost a year. They work with payments that fit your budget as well. Great place to buy a car.
Reviewed on Sunday, May 03 2020 02:26:17 am @ Google reviews.Riley Wilson rated AUTO PLAZA Auto Finance
MR RON WAS I GOOD PERSON AND VERY HELPFUL AND I LOVED HIS SERVICES
Reviewed on Sunday, May 03 2020 02:17:00 am @ Google reviews.Mayra Navarro rated AUTO PLAZA Auto Finance
This place was great, literally just walked in no appointment and got attended right away with great customer service from kaay Everything was explained with sufficient detail and they let me drive off in the car I wanted ?? Definitely recommend this place if anyone in the car market ?
Reviewed on Sunday, May 03 2020 02:17:00 am @ Google reviews.M Miller rated Metro Auto Sales
I dealt with Eliman to buy a 2014 Ford Transit. The experience was easy and Eliman went above and beyond to make the deal work. He communicated with me every step of the way which I really appreciated. I highly recommend him.
Reviewed on Sunday, May 03 2020 02:26:30 am @ Google reviews.Claybird rated Metro Auto Sales
I recently (02/2020) purchased a work truck from Metro Auto Sales. My experience was resoundingly positive, and Eliman was great salesman with which to work. Transparent pricing, and an expansive work truck selection will make us repeat customers. Well done Metro, we will be shopping here in the future for company vehicles.
Reviewed on Sunday, May 03 2020 02:26:30 am @ Google reviews.