Top 10 Buy Here Pay Here Dealers in Gresham OR

Looking for a used car dealer in Gresham OR but your credit is in bad shape?

Connect with top 10 buy here pay here Gresham OR car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Gresham's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Gresham OR

  • Lomeli’s Auto Sales, OR

  • Gresham Toyota, OR

  • Weston Kia, OR

  • Weston Buick GMC, OR

  • Tonkin Gresham Honda, OR

  • Have you ever considered buy here pay here Gresham OR car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Gresham OR compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Gresham buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Gresham dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Gresham. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • S and M Auto LLC, OR

  • Ron Tonkin Hyundai, OR

  • Hertz Car Sales Portland, OR

  • Gresham Chrysler Dodge Jeep Ram, OR

  • Troy Motors, Inc, OR

  • Did you know? These BHPH Gresham OR dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Gresham dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Why buy here pay here Gresham OR car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Gresham OR car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Gresham OR dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Gresham OR Works

    When the bank says no to your car loan, the buy here pay here Gresham OR car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Gresham OR dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Gresham OR car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Gresham OR Car lots Dealership

    The one thing is very true about buy here pay here Gresham OR is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Gresham OR dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Gresham OR – Fast Approval Low or no credit score

    The buy here pay here Gresham OR dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Gresham OR Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Gresham OR dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Gresham OR

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Gresham OR

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Gresham OR, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Gresham OR accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Gresham OR is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Gresham OR buy here pay here Reviews

    Here is what users says about Gresham BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Gresham dealer review by Katie O

      Katie O rated Lomeli’s Auto Sales

      Looking for an honest, family-owned mechanic on the eastside? Lomeli's is the one. Thought I had a bad thermostat right before Christmas and took my car there after hearing great things about Lomeli's from a close friend. They fit us in and basically saved Christmas by figuring out it was just a bad sensor (so much cheaper) and getting it fixed on Christmas Eve. Thank you, Lomeli's! About to call you regarding a Check Engine light, too.

    2. buy here pay here Gresham dealer review by Jennifer Price

      Jennifer Price rated Lomeli’s Auto Sales

      Love this place, they are honest and don't treat you like an idiot. Good people who know their stuff and love to earn your trust.

    3. buy here pay here Gresham dealer review by Colin McClain

      Colin McClain rated Gresham Toyota

      Natasha Harrington help me buy my dream car as fast and painless. Highly recommend Gresham Toyota.

    4. buy here pay here Gresham dealer review by Neal Salsgiver

      Neal Salsgiver rated Gresham Toyota

      This was the easiest and most enjoyable car buying experience I’ve ever had! I was so fortunate to have Kim Young walk me through the entire process from finding my truck online to driving it off the lot! She was such a joy to work with and I wouldn’t recommend anywhere or anyone else to buy your next car from. Thank you to Kim and to the Gresham Toyota team for helping me find my dream truck!

    5. buy here pay here Gresham dealer review by Brandee Bailey

      Brandee Bailey rated Weston Kia

      I was out of town about 4 hours North in WA this past week for a few days, and ran into car trouble yesterday when I attempted to drive back home. I do all of my car maintenance at Weston Kia and always have outstanding customer service. So of course I called them to see how they could help me out, if at all considering I was so far from home. My best friend Amanda is the warranty clerk and of course is always there to help me in any way she can so I called her first. But from there the service writer Kris went above and beyond for me. He got a tow truck all lined up for me and now they are getting me set up in a rental while my car is in the shop. The tow truck driver’s name is Don with Integrity Towing. He drove 3.5hrs to pick me up. He made sure myself and my car got back home safely. He made sure I was comfortable. Their master tech Mike is super knowledgeable and has been very helpful in this process. I always feel welcomed and taken care of whenever I am there. I would highly recommend them to anyone needing their Kia serviced.

    6. buy here pay here Gresham dealer review by Casey Collier

      Casey Collier rated Weston Kia

      This is my second buying experience at Weston. Their sales reps are so laid back, kind and down to earth. I love this place. Justin in financing was amazingly helpful. Clayton and Scott were awesome! Thank you so much for another easy buying experience!!

    7. buy here pay here Gresham dealer review by Richard becherer III

      Richard becherer III rated Weston Buick GMC

      Mike and the guys are top notch!! Took my F150 in for some work and before I knew it they were done. Way sooner than estimated! Mike is extremely talented and knowledgeable. If your rigs got a problem he's got a solution that he and his guys can carry out efficiently and effectively. I highly recommend these guys!!??

    8. buy here pay here Gresham dealer review by Shawn Hill

      Shawn Hill rated Weston Buick GMC

      Phil Maramoto was thoroughly knowledgeable about the used vehicle we purchased at Weston GMC. I was delighted by the level of professionalism and courtesy we were shown at this dealership. No hard sell. No games or gimmicks. Very attentive and honest. The purchase experience was smooth and straightforward. Will purchase from again.

    9. buy here pay here Gresham dealer review by joan stevens

      joan stevens rated Tonkin Gresham Honda

      As an essential employee who can't stay home, I was pleased that Gresham Honda service was open to repair my 2007 Accord yesterday. I purchased my car from this dealership 12 years ago and have brought it back for each servicing. With a little over 248k miles so far, the a/c needed a new relay switch and to be recharged. (One of very few repairs over the years). They are practicing social distancing so I felt comfortable getting this taken care of. The service team is top notch! They were able to get my car in same day and had the repair done in a couple of hours... at a lower price than I was anticipating. (Thank you!!) They offer a few vehicles to sit in while waiting which they sanitize between customers (since their indoor seating is closed at this time). I highly recommend choosing Gresham Honda if you are looking for a reputable dealership to take care of your Honda.

    10. buy here pay here Gresham dealer review by Stewie Griffin

      Stewie Griffin rated Tonkin Gresham Honda

      Shout out to Tanner V. He helped with financing my recent purchase and went the extra mile to help me lookup and cancel my old warranty and GAP insurance packages for two cars back. I've shopped Tonkin as long as I can remember and have bought at least 4 cars and a number of referrals since 2004. Wouldn't go anywhere else. I hope the new corporate parent treats Tonkin family well and continues the tradition. Folks like Tanner deserve recognition and appreciation!

    11. buy here pay here Gresham dealer review by patrick goldsmith

      patrick goldsmith rated S and M Auto LLC

      i had an easy, no pressure experience here. it was great to feel like i was buying something instead of having it sold to me. nice guys with some solid cars at decent prices.

    12. buy here pay here Gresham dealer review by FRED LAKE

      FRED LAKE rated S and M Auto LLC

      I have never experience purchasing a car where I felt pressured to buy. That is until I found S and M Auto LLC. Not once did I feel pressured or intimidated. I was treated with the utmost courtesy. They even went out of their way to correct a couple of minor things on the car. I highly recommend S and M Auto LLC. as I am sure you will experience the same.

    13. buy here pay here Gresham dealer review by Mokemaster Flex

      Mokemaster Flex rated Ron Tonkin Hyundai

      Jennifer Lopez has amazing customer service. She was extremely knowledgeable and answered all my questions. I didn’t catch the name of the technician who was working on my car( he was a buff looking dude) But he did an excellent job And was super polite. My daughter was with me and I got to say out of all the Hyundai stores I’ve been to( Let’s just say all the car dealerships. Period) This one tops them in customer service and with a family friendly environment....

    14. buy here pay here Gresham dealer review by Nancy Burg

      Nancy Burg rated Ron Tonkin Hyundai

      Preston Harding was extremely helpful, polite, full of knowledge about the vehicle we were interested in (a Hyundai Santa Fe) and he walked us through every step of the process! He went above and beyond, even helping me pair my phone to the vehicle and teaching me how to use many of it's features that I was unfamiliar with. I highly recommend him if you are looking for a Hyundai (or something in their used inventory)! (Jason in Finance was also exceptional in his customer service!)

    15. buy here pay here Gresham dealer review by Inkblossoms B

      Inkblossoms B rated Hertz Car Sales Portland

      Terry Manary is the best. We visited today, shopping for a second vehicle with him (sold our first daughter an excellent Hyundai and now we're back shopping for our second daughter). He's kind, HONEST, thoughtful, not car-sleazy-salesman, just all-around-fabulous. See you soon!

    16. buy here pay here Gresham dealer review by Cherise Gary

      Cherise Gary rated Hertz Car Sales Portland

      Will Fulton worked with us. First over the phone answering all our questions then in person at the dealership. No-pressure, didn't feel rushed. He made the processes quick and painless. No games, the final price was exactly as negotiated (no last-minute surprises.) Professional yet personable. He went above & beyond — and even got me one of those huge balloons! :)

    17. buy here pay here Gresham dealer review by Terrence Carmody

      Terrence Carmody rated Gresham Chrysler Dodge Jeep Ram

      Usually very pleased. 9 out of ten times. With the exception being the last time I had my truck serviced. Think it was the mechanics last day. But like this time and all the other times, I'm very satisfied.

    18. buy here pay here Gresham dealer review by Allen Cress

      Allen Cress rated Gresham Chrysler Dodge Jeep Ram

      Keith, Kevin and the rest of the team at Gresham Jeep have done a great job keeping my 245,000 mile Wrangler happy! On a recent visit I asked them to check out the suspension, expressing concerns about tie rod ends and ball joints. They could easily have sold me both, but found the problem to be much simpler and less expensive than that. I appreciate their honesty and I’ve always been pleased with the outcome of the work they’ve done. This is a great group of people to work with!

    BHPH Gresham OR dealer

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