Top 11 Buy Here Pay Here Dealers in Hampton VA

Looking for a used car dealer in Hampton VA but your credit is in bad shape?

Connect with top 11 buy here pay here Hampton VA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Hampton's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Hampton VA

  • DriveTime Used Cars, VA

  • Audi Hampton, VA

  • Garrett Motors Inc, VA

  • A-Z Auto Sales, VA

  • The Auto Connection, VA

  • Have you ever considered buy here pay here Hampton VA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Hampton VA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Hampton buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Hampton dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Hampton. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Hampton Chevrolet, VA

  • First Team Hampton Chevrolet, VA

  • Casey Auto Group, VA

  • E Z Auto Rentals, VA

  • Goode’s Automotive Inc, VA

  • Did you know? These BHPH Hampton VA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Hampton dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Pay Here Used Cars, VA

  • Why buy here pay here Hampton VA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Hampton VA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Hampton VA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Hampton VA Works

    When the bank says no to your car loan, the buy here pay here Hampton VA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Hampton VA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Hampton VA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Hampton VA Car lots Dealership

    The one thing is very true about buy here pay here Hampton VA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Hampton VA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Hampton VA – Fast Approval Low or no credit score

    The buy here pay here Hampton VA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Hampton VA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Hampton VA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Hampton VA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Hampton VA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Hampton VA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Hampton VA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Hampton VA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Hampton VA buy here pay here Reviews

    Here is what users says about Hampton BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Hampton dealer review by Miss Priss

      Miss Priss rated DriveTime Used Cars

      Wow Selina was absolutely wonderful! I mean words can’t even begin to describe the absolutely amazing experience that I had with her. Selina was so funny, yet professional. Selina allowed me to take my time (as much time as I needed) throughout thee entire car buying process. She was very honest with me from beginning to end and she did not sell me any false promises. I am very thankful for Selina, she is an angel. She really restored my faith in car salesmen/saleswomen. Thank you Selina for everything, I love my 2018 Hyundai Elantra!

    2. buy here pay here Hampton dealer review by Crystal Jordan

      Crystal Jordan rated DriveTime Used Cars

      I must begin by saying God sent me to this specific location in Newport News, VA! Terrance Hayes is PHENOMENAL!!! He was EXTREMELY professional, kind, knowledgeable and went miles after miles to make sure my experience was a great one!! He even helped me get a better quote on automobile insurance!!!!! It’s a MUST to buy your next dream car from him!!!! Terrance, thank you so much. May God bless you beyond any mans measure.

    3. buy here pay here Hampton dealer review by William Pyle

      William Pyle rated Audi Hampton

      Ray from Audi service is absolutely exceptional. He's a true professional and very upfront with everything going on with my car. He takes care of my vehicle and the particulars very meticulously. The service department does an awesome job keeping my vehicle clean and everyone here is very professional thanks guys.

    4. buy here pay here Hampton dealer review by Jason Meservey

      Jason Meservey rated Audi Hampton

      Beautiful used cars!!

    5. buy here pay here Hampton dealer review by Ashley Vallo

      Ashley Vallo rated Garrett Motors Inc

      Amazing place. People are awesome and sweet. I got the vehicle that is perfect for my needs. I had been searching for a vehicle and turned down by multiple places because of proof of income and they gave me an opportunity ? haven't been more please with a dealership then I am with this one

    6. buy here pay here Hampton dealer review by Claudia Valenzuela

      Claudia Valenzuela rated Garrett Motors Inc

      Fast, easy, friendly, and most importantly great service. Worked with you and you take the car you want not the one they want to give you.

    7. buy here pay here Hampton dealer review by Rona Reynolds

      Rona Reynolds rated A-Z Auto Sales

      We left home today hoping to find the ride my husband has been seeking but knowing it probably would not occur today. Farid, Brandi and the team at A-Z proved us wrong. Fair pricing, an awesome warranty, excellent financing and an overall pleasurable, productive and painless experience is what we found at A-Z Auto. Thank you!!!

    8. buy here pay here Hampton dealer review by jeff castillo

      jeff castillo rated A-Z Auto Sales

      Recommended by my uncle ( who is a mechanic) and 2 friends who also bought their cars here, I just bought my SECOND car from Farid ! A-Z is the only place we trust, honest and best prices around, they treat you like family ! I can't thank you all enough for the excellent service and help ! Keep up the great work!

    9. buy here pay here Hampton dealer review by Regina Robinson Knox

      Regina Robinson Knox rated The Auto Connection

      The service was excellent...#theypickedmeup... People were friendly and worked hard at getting me riding... Thanks auto connection!!

    10. buy here pay here Hampton dealer review by Rhoda Shafer

      Rhoda Shafer rated The Auto Connection

      6 yrs ago I walked in yes got car same day and I kept and paid that off..they were always helpful and I am getting ready to come in for another..deer totaled it..let's see how it is 2nd time around

    11. buy here pay here Hampton dealer review by Tania Glenn

      Tania Glenn rated Hampton Chevrolet

      The staff were welcoming and professional. This is my second car from this dealership. My recent experience was better than the first time. I felt they understood my financial situation and made me feel in control. They weren't trying to rush me to decide. My experience has inspired family and friends to inquiry about getting a car from them. Great job!

    12. buy here pay here Hampton dealer review by Michelle Manatan

      Michelle Manatan rated Hampton Chevrolet

      I love the way they kept in contact with me, the way that I preferred, was not pushy, or "sharky" about selling me a car. I had intentions of buying that day, and they got me the perfect car, for the perfect price, within an amazing budget and lower APR than I had expected! They were very knowledgeable and descriptive of their vehicles and how things worked, also just a happy environment

    13. buy here pay here Hampton dealer review by Kimberly Mantooth

      Kimberly Mantooth rated First Team Hampton Chevrolet

      We love buying our cars from here. Daijha is fantastic! So helpful, patient, and informative! Andy worked with us to get a deal we were happy with and Ernest made sure we got the best interest rate available. Thank you for being such an amazing team!

    14. buy here pay here Hampton dealer review by Walter Schultz

      Walter Schultz rated First Team Hampton Chevrolet

      Bought my 2016 Silverado here last June. It was a great buying experience. Back today for first free oil change under Lifetime Warranty. I'm very happy to report zero issues plus in and out quickly. Super nice people. I already recommended them to a few others. Update: The other day was the second time I brought our Silverado in for service and the experience was even better than the outstanding service received the last time. Efficient check in and fast outstanding service. They told me a couple hours and I was waiting on it. It was done in an hour plus ran it thru the car wash! The truck was given back to me in better shape than I left it.

    15. buy here pay here Hampton dealer review by Clarence White

      Clarence White rated Casey Auto Group

      Ms. Denise Keaton (Service) and Ms. Wanda (Title shop) were awesome. We live in Norfolk and had to come back to your establishment on numerous occasions because logistics had not been set up correctly. Ms. Keaton, once she found out that we had come from Norfolk, eased our anxieties and made sure that the service that was supposed to be done, would get done that day. She even offered and gave us movie tickets so as not to go to Norfolk just to return that evening to pick up the vehicle. Ms. Wanda was awesome and corrected a wrong with the titling of the vehicle that did not get corrected as we thought it did. Please thank these ladies for their professionalism and patience. If me or anyone in my family purchases another vehicle from your establishment, it is because of these two ladies.

    16. buy here pay here Hampton dealer review by Kylah Griesinger

      Kylah Griesinger rated Casey Auto Group

      Ladonna was our car dealer. She was helpful in working within our budget. She has a great attitude, and she loves what she does. I love that Casey’s auto recognizes our service members and all their hard work as my husband serves and was the one purchasing the vehicle. He loves his Chevy Malibu. We are customers for life!!! Thanks Ladonna! ?

    17. buy here pay here Hampton dealer review by black ravennest

      black ravennest rated E Z Auto Rentals

      Have to give my man Henry & Staff the Five ? s.... got my first car in 20yrs from there 2011 Chrysler 200 Limited BlackonBlack!! Everyone was Awesome the atmosphere was pleasant, no stress, there is no other place in Newport News to go other than E Z Auto

    18. buy here pay here Hampton dealer review by Christopher Violette

      Christopher Violette rated E Z Auto Rentals

      Bought my first truck here, bought my wife's van here. Great service, they're flexible, and honest. I don't think I will be shopping anywhere else.

    19. buy here pay here Hampton dealer review by Carol Sinclair

      Carol Sinclair rated Goode’s Automotive Inc

      So glad i took an acquaintances advice to come to Goodes.!! My first time here,and felt like family. It was a rainy Saturday,first come first serve basis.Stephanie was extremely knowledgeable,down to earth,made me feel at ease on this first trip. Even got my lunch ordered by one of the mechanics! It was a long morning,but everything was explained,drove my Mini Clubman home,it ran better than its ever done.!! I will be back.....THANKS GUYS? Ms.C

    20. buy here pay here Hampton dealer review by jennine patterson

      jennine patterson rated Pay Here Used Cars

      This place was very professional and easy to finance from. Will recommend them to anyone.

    21. buy here pay here Hampton dealer review by Wendy Ervin

      Wendy Ervin rated Pay Here Used Cars

      Family owned and operated, this is a great company to do business with. They are affordable and friendly. You have the option of taking the vehicle on a test drive and swing by your mechanic. Anything that you have a concern about, they will gladly look at it and fix it if necessary before you leave the lot. Flexible payments that are very much affordable and a wide variety of vehicles to choose from. A great place to buy a car from!!!

    BHPH Hampton VA dealer

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