Top 18 Buy Here Pay Here Dealers in High Point NC

Looking for a used car dealer in High Point NC but your credit is in bad shape?

Connect with top 18 buy here pay here High Point NC car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of High Point's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in High Point NC

  • Blaylock Automotive Group, NC

  • Hometown Auto & Credit LLC, NC

  • Peters Auto Mall, NC

  • Vann York Honda, NC

  • Tim Taylor Auto Sales, LLC High Point, NC

  • Have you ever considered buy here pay here High Point NC car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in High Point NC compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a High Point buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the High Point dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in High Point. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Carolina Kia of High Point, NC

  • Vann York Bargain Cars, NC

  • MacDonald Motor Sales, NC

  • Cook Motor Company, NC

  • Vann York Nissan, NC

  • Did you know? These BHPH High Point NC dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here High Point dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Ilderton Dodge Chrysler Jeep Ram, NC

  • Sage Auto Sales, NC

  • Vann York Chevrolet Buick GMC, NC

  • Compra Aqui Paga Aqui Auto, NC

  • Odells Auto Sales, NC

  • The phrase buy here pay here High Point NC car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. High Point Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Kyle and Will Automotive, NC

  • Marloz of High Point, NC

  • Johnson Brothers Auto Sales LLC, NC

  • Why buy here pay here High Point NC car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here High Point NC car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH High Point NC dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here High Point NC Works

    When the bank says no to your car loan, the buy here pay here High Point NC car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here High Point NC dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here High Point NC car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here High Point NC Car lots Dealership

    The one thing is very true about buy here pay here High Point NC is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these High Point NC dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here High Point NC – Fast Approval Low or no credit score

    The buy here pay here High Point NC dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH High Point NC Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH High Point NC dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership High Point NC

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer High Point NC

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in High Point NC, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here High Point NC accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH High Point NC is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    High Point NC buy here pay here Reviews

    Here is what users says about High Point BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here High Point dealer review by Elizabeth Sherrill

      Elizabeth Sherrill rated Blaylock Automotive Group

      Ben was so nice and helpful! We found a great car at a great price and bought/drove it off the lot that same day! Wonderful team.

    2. buy here pay here High Point dealer review by Howard Arthur

      Howard Arthur rated Blaylock Automotive Group

      Love my new truck, bought it and drove it home all the way to Iowa! EZ Finance and AWESOME people!!

    3. buy here pay here High Point dealer review by Alpha Chic

      Alpha Chic rated Hometown Auto & Credit LLC

      Amazing experience!! Promptly greeted by Mr. Sean Conrad and Mr. "Mack" Black. My fiance was in the market for a newer car. We briefly looked over the lot and Sean then showed us a list of exactly what we were looking for. A beautiful Nissan had just been brought in and we were in love. After a quick test drive and a run of some number we were SOLD. We look forward to our new relationship with Hometown Auto!!!! They are super professional and their cars are amazing quality backed with a great warranty and perfect payments for our family!!! I highly recommend checking them out!

    4. buy here pay here High Point dealer review by brianna O

      brianna O rated Hometown Auto & Credit LLC

      This is an awesome place ! I definitely recommend anyone coming here. It was very easy, and honest people. They work with you and I couldn't be more pleased. Sean was a great help !

    5. buy here pay here High Point dealer review by Heather Jones

      Heather Jones rated Peters Auto Mall

      After our first time purchasing a car through Peters, we are very happy with our experience. After looking at several other lots and feeling like either the selection wasn't up to par or the salespeople were a little shady/dishonest, we decided to try Peters, and are glad that we did. We found the perfect car for us. We love our new Subaru! Our sales experience was fantastic, very low stress, and our salesman, Andre, wasn't at all pushy, was very friendly, and attended to our every need in a friendly and professional way, and was great at keeping the lines of communication open throughout the process. He was quick to follow-up with us when a small cosmetic issue popped up with the vehicle, and made sure that it was taken care of by the service department at no cost to us. The service department did a great job taking care of the issue, and it was a very quick visit. I would absolutely recommend Peters to anyone in need of a car - they will not harass you or pressure you, and make the car-buying experience easy. I would 100% come back and purchase another car if the need arose in the future. Wonderful selection and fantastic service.

    6. buy here pay here High Point dealer review by Mimi Hines

      Mimi Hines rated Peters Auto Mall

      Came looking and got just what I wanted my beautiful Nissan Rogue. Matt helped me the entire way and kept me informed about my options. If you want great service and attention like me then Matt is just up your alley! Thanks again Matt!

    7. buy here pay here High Point dealer review by M Terry

      M Terry rated Vann York Honda

      Brandon Wall and Al Hosley made the car shopping experience seamless. From the personal communication to the at home test drive, completion of paperwork and delivery of vehicle, everything was pleasant, professional and efficient. The attention to detail and service were second to none. Not to mention I got exactly the vehicle I wanted for a great price. I would highly recommend Vann York Honda to anyone shopping for a vehicle. Thanks for excellent sales and service!

    8. buy here pay here High Point dealer review by Weston Walters

      Weston Walters rated Vann York Honda

      After shopping around I decided on the car I wanted. Vann York Honda offered me the best deal around, thanks to Richard. Leslie was accommodating and responsive when I flip flopped on my choice of colors, and we had a fun test drive together. LaFonza got me the best interest rate and made financing my new ride a breeze. I was in and out over lunch! The Vann York folks set up my tint job with Pro-Tint and man I couldn't be happier with the final result. Leslie and Kim brought the car out to my house and made sure that I understood all the bells and whistles. By far the best car buying experience I've ever had and I can't tell you how much that means to a serious shopper like me. Thanks Vann York, I'm totally enjoying this sweet ride!

    9. buy here pay here High Point dealer review by John Taylor

      John Taylor rated Tim Taylor Auto Sales, LLC High Point

      A great place to buy from. Good used cars and trucks on lot and ability to get anything you maybe looking for.

    10. buy here pay here High Point dealer review by Bryan Osborne

      Bryan Osborne rated Tim Taylor Auto Sales, LLC High Point

      "Pleasant Experience"...Once AGAIN......I have purchased several cars from Tim, as well as my family, and always feel like I was treated fairly. Tim actually does what he says he's going to do, and goes above and beyond to make sure you are happy with your purchase. I highly recommend this dealership.. Also doesn't hurt that he's been in business in High Point since the early 90's...That alone should be enough to make you want to do business with Tim Taylor Auto Sales.

    11. buy here pay here High Point dealer review by Paul Manz

      Paul Manz rated Carolina Kia of High Point

      Had a great buying experience. Hard to beat the KIA/Hyundai warranty. Love our Stinger. Rick was, and is, super.

    12. buy here pay here High Point dealer review by William Greene

      William Greene rated Carolina Kia of High Point

      Thank again to Roderick Jackson and the kia team for making my purchase as smooth as possible, everyone was friendly and courteous and professional. They honored all of my requests and took additional time with me when I needed to find more paperwork for the transaction. I would highly recommend to friends and family to purchase from High Point Kia, go see Roderick he'll help you out thanks again Chris

    13. buy here pay here High Point dealer review by Eddie

      Eddie rated Vann York Bargain Cars

      We were looking for a car for our daughter .Glad we stopped here..Mark showed us a low miles 2008 Honda Civic..perfect for our teenage daughter! He helped us with financing and even suggested a warranty for our peace of mind! We had the car a couple days and check engine light came on..I called back and let Mark know..he immediately offered us a car to drive while they checked our situation..Turned out to be cracked head..when you buy used you never know what you may get...These guys gave us another car to drive while they worked on the civic. In the end they replaced the whole top end of the engine, new belts and hoses, and even did the 100,000 mile service for us...it took a few weeks to complete as parts took time to come in....Mark was very nice and professional through the whole process, he explained to us that since we had been without a car for almost a month...he would pay our first months payment...WOW...Totally amazed, it's a GREAT Car, we are very GRATEFUL for the Honesty and Integrity that Vann York Bargain Cars has shown us! We would definitely recommend this dealer to anyone, and as for us..if we need anymore cars in the future..we will call Mark first..THANK YOU for all the help and service you gave us...You went above and beyond in the process..more than I ever expected...and our Daughter loves her Car!

    14. buy here pay here High Point dealer review by Sara Cusumano

      Sara Cusumano rated Vann York Bargain Cars

      We had an excellent experience! We bought two vehicles from them in a matter of two days. They took care of us and made sure that were left happy! We won't buy vehicles anywhere else.

    15. buy here pay here High Point dealer review by damac49 .

      damac49 . rated MacDonald Motor Sales

      Great place to buy a previously owned car. They used to be Cars That Go and now have a new location and name. Randy McDonald is the owner but I think he changed the name after me ( my name is McDonal). I've bought five cars from these folks. They are honest christians and will give you great service.

    16. buy here pay here High Point dealer review by Daniel Mc Donald

      Daniel Mc Donald rated MacDonald Motor Sales

      Small private owned dealer. Buy here pay here. Prices are comparable to KBB and they dont charge finance fees. I've bought four, uh hmm five cars from them. Christian folks and I keep coming back.

    17. buy here pay here High Point dealer review by Daniel Davey

      Daniel Davey rated Cook Motor Company

      Good company to work with if you need a car and your credit isn't good. Show up with a down payment and get yourself a car. Very honest and well worth your time to take a look and see if they have what you want. Very happy with my experience. Would, and have, recommended to anyone looking for a used car.

    18. buy here pay here High Point dealer review by Chaz Batson

      Chaz Batson rated Cook Motor Company

      Had Derek Black as my sales rep. Phenomenal service and extremely personable, finance manager fantastic service also. Made the paperwork process quick and painless.

    19. buy here pay here High Point dealer review by Patience Stewart

      Patience Stewart rated Vann York Nissan

      I've had quite a few experiences buying cars and the car I bought last night was by far the best experience I've ever had. Jay helped me get exactly what I wanted and misty sealed the deal for me and got me a great deal! Both employees were super sweet and incredible to work with! I would highly recommend purchasing a vehicle here!

    20. buy here pay here High Point dealer review by Dan Felts

      Dan Felts rated Vann York Nissan

      The guys at High Point Nissan (Vann York) are like no other. I purchased a 2009 Toyota Camry here with nothing but friendly faces and smiling staff. You will be back to purchase your next car should you decide to buy from them. SERVICE: The Service department here is top notch. They all go above and beyond to help and work with you. If you go ask for Tony and tell him Toyota Dan sent you!

    21. buy here pay here High Point dealer review by Jack Kidder

      Jack Kidder rated Ilderton Dodge Chrysler Jeep Ram

      I was looking for a new truck... and other dealers didn't want to give me all the advertised discounts.. because I didn't have a trade in and I didn't have a competitors vechile or I wasn't military... what ever they advertised wasn't the cost... others tried to sell me the same truck I purchased at Ilderton for $2500 more than Ilderton sold it to me for! And Ilderton delivered it to me in Raleigh for $100! If you can find a like or better dealer than Ilderton you have found a great dealership! Sales and service and financial people there are great!

    22. buy here pay here High Point dealer review by John Cortez, Jr.

      John Cortez, Jr. rated Ilderton Dodge Chrysler Jeep Ram

      Love my new 2019 Dodge Challenger. Working with Brandon was as simple as the last vehicle I purchased from him at Ilderton (2018 Jeep Cherokee). Striping is prefect. I highly recommend Brandon to anyone looking for their next ride.

    23. buy here pay here High Point dealer review by Matthew Shearin

      Matthew Shearin rated Sage Auto Sales

      By far the best group of guys at a dealership I've dealt with. Very good inventory, very reasonable prices and they want to see you happy in your puchased car. Zak and Steve are both extremely patient guys, they dont pressure you into a buy, nor do they ignore you. And I was told should anything go wrong with the car to bring it back. I am beyond pleased with my purchase and would advise anyone to them. Especially if your like me and rebuilding credit, they really do work with you.

    24. buy here pay here High Point dealer review by Alitta Haney

      Alitta Haney rated Sage Auto Sales

      I’ve had a really hard time getting into a car, because of my credit and my job, and Zak put me in Mazda Tribute in no time, everyone there was really friendly and took their time without pressuring me! I highly recommend shopping with Sage Auto! Amazing people!

    25. buy here pay here High Point dealer review by A.J. Montesa II

      A.J. Montesa II rated Vann York Chevrolet Buick GMC

      On February 21, 2020, I purchased a brand new 2020 Yukon Denali XL as my wife's 40th birthday present. I negotiated via phone & e-mail correspondence, and did my credit app online. EVERYTHING WENT 100% SMOOTHLY. Grant Anderson my sales rep and sales manger Zack Frame, did a FANTASTIC job. They even provided a bow to surprise my wife! Great job and will definitely do business at Vann York again!

    26. buy here pay here High Point dealer review by James Chase S.

      James Chase S. rated Vann York Chevrolet Buick GMC

      Lee Smith helped tremendously in buying my CPO 2015 Chevy Cruze. Promptly got all the info we needed om the car. Chill guy, would be happy to do business with him again

    27. buy here pay here High Point dealer review by Tempestt Ray

      Tempestt Ray rated Compra Aqui Paga Aqui Auto

      Love these guys. Quick and easy. Nice looking vehicles

    28. buy here pay here High Point dealer review by Tony Anderson

      Tony Anderson rated Compra Aqui Paga Aqui Auto

      Thanking God for all things. Out here looking for another vehicle. Got two in mind. I want twins. She wants a SUV. Here's another car identical to the one we got.

    29. buy here pay here High Point dealer review by Zena Harmon

      Zena Harmon rated Odells Auto Sales

      They work with you mr odle nice men

    30. buy here pay here High Point dealer review by Dan Shoaf

      Dan Shoaf rated Odells Auto Sales

      Got a good deal on a clean, low mileage, well maintained vehicle here!

    31. buy here pay here High Point dealer review by None Your business

      None Your business rated Kyle and Will Automotive

      DaQuain "LP" Terry was so nice, and did everything possibly to help us. He sat and listened to me talk and talk like we were long time friends. We appreciate everything he did for us. This place will work the hardest to get everything to work out just the way you want it to. You really feel like you're part of the family at this place. I love the design in the inside of the building too. Definitely give them a try. If for some reason things don't work out you can rest assure that everything possible was done to make it work. They work steady non stop to get it to work out for you.

    32. buy here pay here High Point dealer review by Theresa Henry

      Theresa Henry rated Kyle and Will Automotive

      Good people good place to get a car

    33. buy here pay here High Point dealer review by MrDrwho1985 .

      MrDrwho1985 . rated Marloz of High Point

      Nice people that work with all type of credit. Easy location too.

    34. buy here pay here High Point dealer review by Dave Johnson

      Dave Johnson rated Marloz of High Point

      After researching a new (used) car for several months, I found exactly what I wanted at Marloz, a 2014 Nissan Altima SL. I did my due diligence as everyone should and was very impressed by what others had said about Marloz of High Point. Combine that with being voted Best of Southern Triad last year and I felt pretty confident about buying my car from them. Then I met a few members of their staff including the Sales Manager Jake Stutts. Any trepidation I may have felt about buying a used car was immediately erased as everyone made me feel like part of the family. I have a few blemishes on my credit (who doesn't) and I was concerned about paying an outrageous interest rate. I had been quoted something absurd by an online company so I was expecting the worst. To my surprise, Jake had worked very hard to find me an excellent rate (a little higher than a person with perfect credit would pay, but 12 points lower than the online company had quoted me). Plus the loan was with a local credit union which made things even better. I was pressed for time so I asked for the paperwork to be prepared before I got there. I e-mailed them some documents they needed and showed up about an hour later. I was told the paperwork was ready for me to sign, was taken to the finance managers office (who has been doing finance for 40 years he told us) and signed the paperwork as he described what I was signing. All in all, in took about 10 minutes. I was given the key fob, Jake took a picture of me next to my new ride, and I drove off into the sunset;-) This was the MOST awesome car buying experience I have ever had. No muss, no fuss and the car is AWESOME! I normally wouldn't go into such detail about an shopping experience, but I was so impressed I really think everyone needs to know about them especially when many dealers treat their customers so poorly. This is NOT one of those places and you can feel very comfortable buying a car here.

    35. buy here pay here High Point dealer review by Ken Lyon

      Ken Lyon rated Johnson Brothers Auto Sales LLC

      Bought my 2008 GMC 3500 Crew Cab almost one year ago. Dillon was exceptionally helpful in answering my questions and allowing my mechanic to inspect the vehicle. The price was fair and the truck has performed flawlessly doing everything I need it to do. I would be very comfortable buying another vehicle from this dealership especially if Dillon is the person I get to deal with as the sales person.

    36. buy here pay here High Point dealer review by Hailey Smith

      Hailey Smith rated Johnson Brothers Auto Sales LLC

      great prices and reliable cars! I bought a car from this dealership 6 years ago. The car is a dream. had no issues ever, only thing I ever had to do was get the oil changed. 10/10 recommend checking these guys out if you’re looking to buy :)

    BHPH High Point NC dealer

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