Top 17 Buy Here Pay Here Dealers in Hillsboro OR

Looking for a used car dealer in Hillsboro OR but your credit is in bad shape?

Connect with top 17 buy here pay here Hillsboro OR car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Hillsboro's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Hillsboro OR

  • Brookwood Auto Group, OR

  • Royal Moore Certified Pre-Own, OR

  • Beaverton Toyota, OR

  • Hertz Car Sales Beaverton, OR

  • Royal Moore Toyota, OR

  • Have you ever considered buy here pay here Hillsboro OR car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Hillsboro OR compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Hillsboro buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Hillsboro dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Hillsboro. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Dick’s Hillsboro Honda, OR

  • Dick’s Hillsboro Hyundai, OR

  • Hillsboro Auto Wrecking, OR

  • Oregon Automotive, OR

  • Elegant Auto Sales, OR

  • Did you know? These BHPH Hillsboro OR dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Hillsboro dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.

  • Dick’s MacKenzie Ford, OR

  • Royal Moore Auto Center, OR

  • Herzog Meier, OR

  • CarMax, OR

  • Kuni Auto Center, OR

  • The phrase buy here pay here Hillsboro OR car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Hillsboro Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Dick’s Auto Group, OR

  • Beaverton Hyundai, OR

  • Why buy here pay here Hillsboro OR car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Hillsboro OR car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Hillsboro OR dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Hillsboro OR Works

    When the bank says no to your car loan, the buy here pay here Hillsboro OR car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Hillsboro OR dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Hillsboro OR car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Hillsboro OR Car lots Dealership

    The one thing is very true about buy here pay here Hillsboro OR is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Hillsboro OR dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Hillsboro OR – Fast Approval Low or no credit score

    The buy here pay here Hillsboro OR dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Hillsboro OR Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Hillsboro OR dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Hillsboro OR

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Hillsboro OR

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Hillsboro OR, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Hillsboro OR accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Hillsboro OR is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Hillsboro OR buy here pay here Reviews

    Here is what users says about Hillsboro BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Hillsboro dealer review by Noe Sowa

      Noe Sowa rated Brookwood Auto Group

      Very friendly and helpful group of people. I got an amazing car for a great deal and I know they are trustworthy because the owner is a friend of my dads, and they make a lot of effort to let you know that if something does go wrong with the car, they are going to help you out they’re not scamming you. First oil change in 3 months is free and a discounted price on anything you need done on any of your cars! Definitely the best experience I’ve had buying a car.

    2. buy here pay here Hillsboro dealer review by RJ Moore

      RJ Moore rated Brookwood Auto Group

      Brookwood is a great place to buy a car, get a good deal and be treated like family. Definitely a community minded dealership.

    3. buy here pay here Hillsboro dealer review by Jerome Huddlestun

      Jerome Huddlestun rated Royal Moore Certified Pre-Own

      Amazing experience!! Hands down the best experience I've ever had purchasing a vehicle. In and out in just a couple hrs and they stayed open to make it happen. Recommend them for anyone looking for a reliable vehicle

    4. buy here pay here Hillsboro dealer review by Madeleine Saucy

      Madeleine Saucy rated Royal Moore Certified Pre-Own

      Brandon was the best. He was so helpful from the moment I contacted the car dealership... literally a personalized email from him in 5 min At 10:45pm. He was very helpful, knowledgeable, no stress, as well as funny. Brandon & Lee (the paper work guy) were awesome and I highly suggest you go here and buy your next car. Prices are very reasonable and there’s no “stereotypical sleezy car salesman” act here. It’s a professional and fun buying experience here. I’ll def be coming back next time I’m looking for a car.

    5. buy here pay here Hillsboro dealer review by Hunter Radcliffe

      Hunter Radcliffe rated Beaverton Toyota

      I went in about a week ago to check out a Tacoma, ended up not getting it, just because I wasn't fully ready yet. I was working with Alex Smith while I was there and I never felt pressured into getting it. I left that day and ended up keeping in contact with Alex throughout the week, he answered any and every question I had no hesitation. I kept searching for Tacoma's throughout the week and even when I searched elsewhere, my mind kept going back to Beaverton because of how helpful and genuine Alex had been. Today I ended up finding a 2020 Tacoma that I really liked, went in to go check it out and knew that this was the one, especially since there was the 0% financing deal going on. It took me a week to finally pull the trigger, but the whole time Alex was incredibly patient with me and never tried to be pushy about me getting it. Overall I had a great experience at Beaverton Toyota and would absolutely shop here again and recommend everyone else to do the same!

    6. buy here pay here Hillsboro dealer review by John Pearce

      John Pearce rated Beaverton Toyota

      Jacob Juarez, the Sales Associate was great to work with and they are lucky to have him represent Beaverton Toyota. The fact that there was 1 person to work with from start to finish made this our best car purchase experience yet. Everyone at your dealership seemed super nice and the facility is very impressive. We drove across town to this dealer because they had the best selection of the car we were looking at, and it turned out to be worth the drive. Thanks Jacob, we love our Prius Prime!

    7. buy here pay here Hillsboro dealer review by Michaela Cachola

      Michaela Cachola rated Hertz Car Sales Beaverton

      In the middle of COVID-19, I made the crazy decision to buy a car! I was no longer comfortable commuting to work on public transportation and decided now was the time. Ken Aiken at Hertz made it an easy and smooth process for me. As a first-time car buyer, I was very nervous but Ken and Jason did an excellent job in creating a comfortable and warm atmosphere while also following the CDC guidelines. Would definitely buy from them again.

    8. buy here pay here Hillsboro dealer review by Brent Alexander

      Brent Alexander rated Hertz Car Sales Beaverton

      A great experience all around. Maureen was an absolute pro in helping us find the car we were looking for (I paid roughly $800-$1000 LOWER then Kelly Blue Book AND the car is still under the manufactures warranty!). I went in pre-approved through my credit union but Shawn was able to find me a better loan a full 2 points lower! If you're in the market for a really good used car, SUV or Truck give Maureen Jones a call. You really can't go wrong with a vehicle from these people.

    9. buy here pay here Hillsboro dealer review by Kelsey Moore

      Kelsey Moore rated Royal Moore Toyota

      On Saturday, both my husband and I came in to purchase new vehicles after an impaired driver hit both of our parked vehicles and totaled them. Thomas McHugh was our salesman and he was wonderful to work with! I had previously mentioned the vehicle I was most interested in, and he had it pulled up and waiting for me to test drive when I arrived for my appointment. He then had us drive to their used lot promptly so my husband could test drive the vehicle he had his eye on. Thomas was very thorough throughout the process and very helpful with any questions or concerns we had. The following day, my husbands key had a low battery, and Thomas was more than happy to get that fixed for us ASAP and free of charge. I would definitely recommend Royal Moore Toyota to family and friends, and if you do go in, be sure to ask for Thomas. He will make sure you leave happy!

    10. buy here pay here Hillsboro dealer review by Wade Kilpatrick

      Wade Kilpatrick rated Royal Moore Toyota

      Amy Burn was fantastic from the minute we started talking. Very easy to speak with and get a hold of if we had questions. There was no pressure to buy. She was very knowledgeable with the vehicle we were looking at. I would not hesitate to buy or lease from Amy and Royal Moore again. This place is hands down top notch. Thank you Amy for all your help and guidance. We love our new 2020 Toyota Tacoma.

    11. buy here pay here Hillsboro dealer review by Albert Rodriguez

      Albert Rodriguez rated Dick’s Hillsboro Honda

      Anthony was wonderful. I scheduled my appointment gave all the proper identification and was test driving a clean used vehicle. The whole process was pretty fast especially with how things are currently with the virus. I was given a quote and signed immediately. I would definitely recommend Anthony as a salesman.

    12. buy here pay here Hillsboro dealer review by Jeanette Mullican

      Jeanette Mullican rated Dick’s Hillsboro Honda

      Anthony and Kile helped me to get my new CR-V. They were patient and helpful. Kile had to babysit my daughter and I while Anthony went to get the exact car I wanted at another dealership. We were there most of the day but they got the paperwork done right away so once Anthony got the car, we wouldn't have to wait. They forgot to have me sign some paperwork but instead of making me come back in, Kile drove to my house to sign. They are really great people.

    13. buy here pay here Hillsboro dealer review by Genny Garrick

      Genny Garrick rated Dick’s Hillsboro Hyundai

      Had such a great experience— came in because my tire pressure light was on, and they had me fixed up quickly and back out the door even though I didn’t have an appointment. The technician (T) was amazing. Thank you all so much!

    14. buy here pay here Hillsboro dealer review by Scott Ackerman

      Scott Ackerman rated Dick’s Hillsboro Hyundai

      Great service for sales but mostly great maintenance service on their vehicles.

    15. buy here pay here Hillsboro dealer review by Shawn B

      Shawn B rated Hillsboro Auto Wrecking

      I like these guys a lot. Prices are the best I've encountered. The lobby is very clean and the back must be organized because I never have to wait long for a part. When I bought a hood the tech pointed out all the highspots and defects so I could make an informed decision.

    16. buy here pay here Hillsboro dealer review by Damon Hughes

      Damon Hughes rated Hillsboro Auto Wrecking

      Made my trip easy. Had the part ready to go and even removed what I didn't need!

    17. buy here pay here Hillsboro dealer review by Kita Pham

      Kita Pham rated Oregon Automotive

      I had such a great experience with this dealership. They have amazing customer service. I worked with Jesus and everything was super easy. They did not judge my credit situation or made me feel bad about it like most dealerships did. They were able to work with the budget that I had and got me approved instantly. They delivered my car and made sure that I was overall happy. They get back to you super quick and answered all of the questions I had. I will absolutely be getting my next car from them!

    18. buy here pay here Hillsboro dealer review by Jeffrey Delacruz

      Jeffrey Delacruz rated Oregon Automotive

      Walked in and walked out with a 2018 Volkswagen in less than 2 hours. This car dealership is amazing with helping you find the best cars with the best prices, and they will DO their very best to help you get approved on getting it. They are amazing and have great customer service. If you’re looking for a car, this dealership is the place to go. Thank you Miguel! #TEAMMIGUEL

    19. buy here pay here Hillsboro dealer review by patti wood

      patti wood rated Elegant Auto Sales

      Left a prior 1 star review. After today’s interaction with Corey, deleted previous review and have upgraded to 5 stars as deserved. Customer service from Corey and everyone else in the office was outstanding. Ended up purchasing the car which we went to look at. And rather then having to drive 30 min home and Uber 30 minutes back to drive the car home ourselves, The staff are delivering the car to our house for free. Would go back to Elegant Auto Sales again in the future. Amazing place overall!

    20. buy here pay here Hillsboro dealer review by Pacific Northwest Adventuring

      Pacific Northwest Adventuring rated Elegant Auto Sales

      Actually I came to trade in a car and was low balled. While I waited I looked at several cars and trucks and I know cars because I've been working on the for 30 years. I do look forward to spotting something that floats my boat I'll call in. I do remember Jason was a great salesman and knows his cars. Don't take my opinion to far as it's just an opinion.

    21. buy here pay here Hillsboro dealer review by Dillon Garcia

      Dillon Garcia rated Dick’s MacKenzie Ford

      In light of all that's going on, I went in on a Friday night while the public was still determining if schools etc were going to close for the following Monday, it seemed to be just Tim and I at the dealership that day, and he did a perfect job helping me through the process of buying a Mustang. He was extremely cautious to make sure the building was clean around the areas we were doing business in, helpful from beginning to end, and didn't rush a single step, even when I asked to wait on approval from an outside bank for a loan. Ultimately the dealer was able to find me the best rate possible on a vehicle that was worth the purchase price, thank you to Tim in sales and Darwin in finance! Loving the new ride.

    22. buy here pay here Hillsboro dealer review by Timothy Evans

      Timothy Evans rated Dick’s MacKenzie Ford

      Shrek (Tim) helped me get into a car that suited my needs wants and still stay in my budget. Thanks to Ryan and Darwin as well

    23. buy here pay here Hillsboro dealer review by A Vaughan

      A Vaughan rated Royal Moore Auto Center

      Good honest people. Met Daniel the sales Manager and Jim a salesman who took me around the car lots. Got immediate quotes and Daniel showed me the comparison of their new car pricing to used pricing. New is a no brainer due to all the manufacturer givebacks. My wife ended up purchasing from another dealership but Daniel ....and Jim reviewed the deal confirming she got a fair shake. I am so impressed with Daniel and Jim I wil be purchasing our next Subaru from them in a few months

    24. buy here pay here Hillsboro dealer review by Jillian Ashby Real Estate John L Scott NE Office

      Jillian Ashby Real Estate John L Scott NE Office rated Royal Moore Auto Center

      Today I took my new-to-me car in for my appointment to get my car door looked at. Ray Valero fixed it without me having to do anything additional. I also purchased my car from Royal Moore Toyota last month and they were amazing. Ray was my person who worked to get a great sales person. The sales person was Howard. Both Ray and Howard were awesome. Thank you for another job well done.

    25. buy here pay here Hillsboro dealer review by Peter Wong

      Peter Wong rated Herzog Meier

      Bought a vehicle from this dealership about 2 months ago. Ayman and Patrick are very easy to work with and helpful. I would definitely come back and purchase another vehicle from them again.

    26. buy here pay here Hillsboro dealer review by N H

      N H rated Herzog Meier

      Ease bought my daughter's first car. Very helpful staff and Sol is the sales person who helped us. He is very knowledgeable and nice.

    27. buy here pay here Hillsboro dealer review by Paul Chefor

      Paul Chefor rated CarMax

      Great customer service from the entire staff. Was an easy and smooth process to sell my vehicle. Paying off the balance on your vehicle will take up to 15 days. Not sure while it takes that long for a big company like CarMax.

    28. buy here pay here Hillsboro dealer review by Alex I

      Alex I rated CarMax

      It was amazing! Darren from sales and Christine from Service department did an amazing job in making us feel welcome and a part of the family. I'll definitely be coming back for our next car!

    29. buy here pay here Hillsboro dealer review by Jessica Ferrell

      Jessica Ferrell rated Kuni Auto Center

      When you go to Kuni do yourself a favor and ask for Marcus. If Marcus isn't around come back when he is. We went into our car buying experience with Kuni focused on exactly what we wanted, educated on what to look and ask for, and ready to make a deal. We walked in and Marcus greeted us right away. We told him the exact car that we had seen online that we would like to test drive. He jumped to grab the keys and took us out for a spin. We joked with Marcus that his reviews on Google were awesome and had to make sure that we contributed to that. All throughout this buying process Marcus provided us with any and all information about the car and the history that he had. He made sure to point out a scratch that was noted on the history report and walked through the inspection point my point with me. Marcus is awesome. He's a family man, he's a nice guy, he's a great salesman. All throughout the process with Marcus we felt like he had our best interests in mind.

    30. buy here pay here Hillsboro dealer review by Falmog Manmaw

      Falmog Manmaw rated Kuni Auto Center

      Audra was great! She was very detailed about what was going to happen while I was there and as well as answered all my questions. It was a fantastic visit! ????. Thanks, KuniBMW! ??

    31. buy here pay here Hillsboro dealer review by Lou Pallotta

      Lou Pallotta rated Dick’s Auto Group

      Just what you'd expect from country folk. Kind, competent and friendly. And they do the right thing when it comes right down to it. I recommend them highly!

    32. buy here pay here Hillsboro dealer review by Jessica Ferraro

      Jessica Ferraro rated Dick’s Auto Group

      Buying a used car a thousand miles away definitely turns the radars on and increases the risks, but Aaron in sales quickly put me at ease with his straightforward, genuine efforts to help me navigate it all and ultimately exceed my high expectations. He never pushed, just supported my needs and answered my questions. Once I arrived, Aaron made it fast and fun to get through the inspection, test drive and purchase. I was thrilled to actually see this hard-to find car in beautiful condition, which I tested well on the long drive home, and pleased by the extensive servicing, detailing and full tank that made me feel like this used-car purchase was more like new. I got a good deal on an excellent car from a really great salesperson, and I have a feeling this is how they roll in general here.

    33. buy here pay here Hillsboro dealer review by Jan Croeni

      Jan Croeni rated Beaverton Hyundai

      Excellent service team, very responsive to need for loaner car and technician kept me apprised of the status of my vehicle's progress. I brought it in for a 90K check up. I had a mailer so they reduced my $1,5xx cost by $150. Dealership service departments are traditionally higher cost, which is the only reason I would probably not return for any minor service. However, for warranty-required check-ups or major service, I would definitely return and recommend.

    34. buy here pay here Hillsboro dealer review by Diane Kaydoctor

      Diane Kaydoctor rated Beaverton Hyundai

      Leased a 2020 Kona EV SEL. Hamid was a fantastic salesman--honest, answered all of my questions, courteous and straightforward. The rest of the team was able to work with me to arrive at a lease payment I could afford. Overall, a fantastic experience. I would recommend this dealer to anyone.

    BHPH Hillsboro OR dealer

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