Top 13 Buy Here Pay Here Dealers in Honolulu HI

Looking for a used car dealer in Honolulu HI but your credit is in bad shape?

Connect with top 13 buy here pay here Honolulu HI car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Honolulu's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Honolulu HI

  • Island Auto Exchange, HI

  • Acura of Honolulu, HI

  • Car Depot LLC, HI

  • Choice Automotive, HI

  • Bayview Auto Sales, HI

  • Have you ever considered buy here pay here Honolulu HI car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Honolulu HI compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Honolulu buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Honolulu dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Honolulu. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Today Auto, LLC, HI

  • Auto Connection LLC, HI

  • Auto Biz, HI

  • Cars 4 Less Hawaii, HI

  • Auto X-Change, HI

  • Did you know? These BHPH Honolulu HI dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Honolulu dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Oahu Used Car, HI

  • Excellent Motor Group Inc, HI

  • A1 Auto Hawaii, HI

  • Why buy here pay here Honolulu HI car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Honolulu HI car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Honolulu HI dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Honolulu HI Works

    When the bank says no to your car loan, the buy here pay here Honolulu HI car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Honolulu HI dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Honolulu HI car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Honolulu HI Car lots Dealership

    The one thing is very true about buy here pay here Honolulu HI is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Honolulu HI dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Honolulu HI – Fast Approval Low or no credit score

    The buy here pay here Honolulu HI dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Honolulu HI Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Honolulu HI dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Honolulu HI

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Honolulu HI

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Honolulu HI, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Honolulu HI accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Honolulu HI is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Honolulu HI buy here pay here Reviews

    Here is what users says about Honolulu BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Honolulu dealer review by Shy Shy

      Shy Shy rated Island Auto Exchange

      What can we say about Wes. The most honest car sales man/ business owner we have ever meet. Of all the years we been purchasing vehicles we have never meet anyone like Wes. My husband and I purchased a 2015 Kia Soul. Great on gas. Vehicle was kept with care. Wes took us on the best test drive. We had an opportunity to put the vehicle though traffic, hills and windy roads. The best test drive ever. I highly recommend you reach out to Wes if your searching for a quality preowned vehicle.

    2. buy here pay here Honolulu dealer review by Hollister Ortiz

      Hollister Ortiz rated Island Auto Exchange

      Wes is amazing, great guy... go check out his car lot..

    3. buy here pay here Honolulu dealer review by Kathy Atoigue

      Kathy Atoigue rated Acura of Honolulu

      I had a short-notice service request due to running over a large screw that completely deflated my tire. The Service Dept took me in and efficiently fixed my tire, ensure I had a ride back to the Dealership and had a freshly cleaned auto. Quick and excellent service. So appreciated the personal touches to ensure I was taken care of.

    4. buy here pay here Honolulu dealer review by Alfred Casayuran

      Alfred Casayuran rated Acura of Honolulu

      These people are the best!!! Got there about a half hour early and they just took me in and the job done in a reasonable amount of time. From check-in to explaining what would be done and attention to me while I waited was exceptional.

    5. buy here pay here Honolulu dealer review by Christina Tauanuu

      Christina Tauanuu rated Car Depot LLC

      Super fast and friendly! Sam was definitely a huge help! There’s more cars on the lot than there are on their website. So your best bet would have to be going down there in person and checking it out!

    6. buy here pay here Honolulu dealer review by Tony Shildt

      Tony Shildt rated Car Depot LLC

      Folks, I never write a review. Especially when I think about writing a review regarding a car dealership. This time around, I needed to write for these guys. So based off of others reviews for Car Depot, I decided to stop here 1st for a vehicle. I cant express my gratitude enough for these guys. I moved to Hawaii to be with my family and needed a vehicle that would support us. The customer service here is one of the best car buying experiences I've had. And I've had my share... Above and beyond customer service is what you can expect to find here. Hands down will I recommend the Car Depot to those searching for a vehicle. Thank you very much to the team here! Mahalo, Tony

    7. buy here pay here Honolulu dealer review by jastinne may orenia

      jastinne may orenia rated Choice Automotive

      I had an amazing experience with Jazmine Asuncion. This is my first car purchase and I am very happy with the outcome. She explained the process well and slowed down the process to make sure I understood what I was signing up for. And most important, she got me to a monthly that I that worked for me! I 110% recommend seeing her to anybody looking into getting a car. Exceptional customer service!

    8. buy here pay here Honolulu dealer review by Devin Thompson

      Devin Thompson rated Choice Automotive

      By far the best dealership Ive ever worked with! There was no BS! straight to the point and not waste anyone’s time! I was given a fair price for my trade and an awesome price for the purchase vehicle. I’m extremely pleased working with these people. Strongly recommend them as I’ve never experienced a dealership like this before.

    9. buy here pay here Honolulu dealer review by Jade Marfil

      Jade Marfil rated Bayview Auto Sales

      Great attitude and very helpful eager to get in a car as fast as possible and on your way. They work with you on any issues you might have and tries to give you the best options as possible on what you can afford.

    10. buy here pay here Honolulu dealer review by Jorhay Vingua

      Jorhay Vingua rated Bayview Auto Sales

      Salesperson Mike is very friendly and knowledgeable. Not pushy, gives customers time to decide what they want

    11. buy here pay here Honolulu dealer review by S. C.

      S. C. rated Today Auto, LLC

      Today I purchased a Kia Soul here for my wife. The car runs and looks great. The owner Bing is very helpful, friendly and honest. You will get an excellent vehicle and also at a fair price. I highly recommend checking this place out if you're car shopping.

    12. buy here pay here Honolulu dealer review by Tarkan Ariyak

      Tarkan Ariyak rated Today Auto, LLC

      Friendly English speaking staff. No hassle service and.very professional.

    13. buy here pay here Honolulu dealer review by gary mizuno

      gary mizuno rated Auto Connection LLC

      Excellent customer service and beautiful cars! Owner and staff makes car buying a pleasant experience. If you're in the market of buying a car, see Auto Connection. They will not disappoint.

    14. buy here pay here Honolulu dealer review by Eric H

      Eric H rated Auto Connection LLC

      By far the most honest and reputable place to purchase a vehicle on the island. I have purchased five cars from them and they have always stood behind there vehicles. Thank you guys for being the BEST!!

    15. buy here pay here Honolulu dealer review by Lindsey Beck

      Lindsey Beck rated Auto Biz

      I highly recommend Auto Biz! The employees were very kind and Charles Marshall was very professional, knowledgeable and answered all of my questions. Thanks to him, I have a beautiful 2011 BMW. I am extremely grateful. The car runs great, the interior is in excellent condition. The financing portion went smooth and Charles had everything organized and ready to go. Definitely a 5 star experience for me. Again, I definitely recommend this place. Thank you!

    16. buy here pay here Honolulu dealer review by Glass Castle

      Glass Castle rated Auto Biz

      Love this place! Bought a car 7 years ago and came back today to switch for a new one. I refuse to go anywhere else. Staff treats you like family but I have to say Charles was great!! Helped me find the perfect car for me & even better to land a great deal on it! Thanks Charles

    17. buy here pay here Honolulu dealer review by Desiree Vega

      Desiree Vega rated Cars 4 Less Hawaii

      I absolutely love this place I’ve been with them for a couple years now and they’ve been nothing but blessings. My car runs great and even if I have a problem there willing to help. My car payments are so reasonable based off what I can afford. I love Henry and Tony they truly care about their customers and I would recommend them 1000x Thank you cars for less!!!!

    18. buy here pay here Honolulu dealer review by DC Rocks

      DC Rocks rated Cars 4 Less Hawaii

      Great place, willing to work with you even with credit issues.

    19. buy here pay here Honolulu dealer review by Sean Smith

      Sean Smith rated Auto X-Change

      Long time standing in auto business stand up people, Sam, and Sean are great guys if they can help you they will...make sure your Happy. If they can't they will let you know what needs to be done to get what you want .......Aloha..... great selection of Automobiles........Exotic, imports , customs.....etc.

    20. buy here pay here Honolulu dealer review by Victor Slickvic Harris

      Victor Slickvic Harris rated Auto X-Change

      Ramen ya has the best ramen all around the island whenever you want to go to a good ramen place you should definitely go to this Ramen y'all

    21. buy here pay here Honolulu dealer review by Kit Tabilang

      Kit Tabilang rated Oahu Used Car

      Straight foward Owner. Good place for a second hand car.

    22. buy here pay here Honolulu dealer review by Lisa Kaolulo

      Lisa Kaolulo rated Oahu Used Car

      You get what you pay for here. The owner Stanley works with you and your budget. Great guy

    23. buy here pay here Honolulu dealer review by Linda J Virtudes

      Linda J Virtudes rated Excellent Motor Group Inc

      My boyfriend was looking for a 4x4 Ford Sports trac and we went to see one in Waipahu however the condition was poor and had major rust. I was searching online and found one at this car dealership. We initially was hesitant as reading the review it wasn't strong. We went yesterday and we were pleasantly surprised to have such excellent service with Chris and also had the pleasure of talking to the owner. My boyfriend purchased the truck and got a great deal and it comes with.a 2 year warranty. There are some minor thighs that need to be done and the dealership will have those fixed for him. This is on top of the discounted price and there was no hesitation on their part. Thank you for everything and we will let our friends know to go there to purchase a used car.

    24. buy here pay here Honolulu dealer review by James Slye

      James Slye rated Excellent Motor Group Inc

      Good workers

    25. buy here pay here Honolulu dealer review by Perfecto D

      Perfecto D rated A1 Auto Hawaii

      Having never bought a vehicle from a used car dealership before, we were pleasantly surprised with a great experience. A huge and varied inventory allowed us to select the perfect car and Masa was very professional and cut us a deal that we couldn't refuse on a beautiful car. The entire process was smooth and painless. He even had the paperwork ready and got us in and out in no time. Would definitely recommend buying a car from A1 Auto!

    26. buy here pay here Honolulu dealer review by Chris Heckle

      Chris Heckle rated A1 Auto Hawaii

      John and Masa and Panda are great to work with. I purchased a car for my daughter and I got a great deal at a great price. John also provided my daughter with excellent assistance when the car needed some service, which I really appreciated. I was told when I purchased the car that we were part of the A1 family and they have done an excellent job at making us feel that way. By the way, my daughter rented a car when her car was in for service and she said that was a great experience too. I recommend A1 to anyone looking for a great used car.

    BHPH Honolulu HI dealer

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