Best Buy here pay here dealers in Indianapolis IN

Checkout our list of 18 top buy here pay here car lots dealers in Indianapolis IN sorted by highest rating. We have ranked the Indianapolis's BHPH dealers based on reviews, location and our internal ranking system to provide you with the list of best dealers only.

  • DriveTime Used Cars, IN

  • Johnny’s Auto Motor, IN

  • Carplex, IN

  • DriveTime Used Cars, IN

  • Carplex, IN

  • Have you ever considered buy here pay here Indianapolis IN car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Indianapolis IN compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Indianapolis buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Indianapolis dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Indianapolis. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Joe’s Auto Sales, IN

  • Joe’s Auto Sales, IN

  • Joe’s Auto Sales, IN

  • Ray Skillman Hyundai, IN

  • Curtis Motor Sales, IN

  • Did you know? These BHPH Indianapolis IN dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Indianapolis dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.

  • Oak Motors, IN

  • Oak Motors, IN

  • Drive Away Auto Sales, IN

  • Credit World Auto Sales, IN

  • Motorama Auto Center Indy, IN

  • The phrase buy here pay here Indianapolis IN car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Indianapolis Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.


  • City Karz, IN

  • Augusta Motors Inc., IN

  • Buy here pay here Indianapolis IN no down payment dealerships

    Looking for Indianapolis Buy here pay here dealerships with low or no down payment? Welll, you are on right place now. Here we have listed 18 best BHPH Indianapolis IN dealers you can contact to buy your vehicle. is an online portal which connects you with a nearby Indianapolis's car dealer in your area that will be most helpful to you. Once a dealer accepts your application for financing your vehicle you will be contacted to visit the dealer and shop your choice. We don't charge anything here. This portal is just to connect you with the best buy here pay here Indianapolis dealership.

    Buy here pay here Indianapolis IN car lots dealers

    Buy Here Pay Here Indianapolis IN Car Lots are the dealers who are specializes in helping people who have no credit, bad credit, low credit, or have been denied due to bankruptcy drive again. If you are looking to buy vehicle and have low credit it is quite difficult to get approved through traditional financing. Thus we offer an solution to find Indianapolis IN BHPH dealer you can contact for in house auto financing directly from the dealership to you. Even with bad credit or bankruptcy, these dealers can help you get the financing you need. We have listed 18 dealers above sorted by reviews and location near you. Feel free to view profile, read reviews and contact them you will the best financing you need to buy your vehicle.

    How does buy here pay here Indianapolis work?

    Well, the process is simple. You go to one of these 18 lots, you present your vehicle information, and then the salesperson will let you know what the going prices are for the particular model you are looking at. You can also go and see the rest of the cars if there are any. Once you find the one you are interested in, you can come back any time to buy it.

    Indianapolis IN buy here pay here Reviews

    Here is what users says about Indianapolis BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Indianapolis dealer review by Lanell
      Lanell rated DriveTime Used Cars

      Charles and Nick you guys are awesome! GREAT CUSTOMER SERVICE!! All I can say is if your in need of a car they will try every single way possible to get you in to what you're needing! GIVE THEM A SHOT! Also thanks guys for even staying past closing to ensure I was pleased! I am very happy with my purchase!!!

    2. buy here pay here Indianapolis dealer review by Krystal Osborn
      Krystal Osborn rated DriveTime Used Cars

      DRIVE TIME IS ABSOLUTELY AWESOME, CHAD PITTMAN WAS VERY HELPFUL, DETAILED, AND WAS PATIENT AS I LOOK AT OPTIONS. I have never had an experience like this, they take care of your insurance, plates, and my car is covered for next 5 years if I have any isses!! I wish I could give 1000 stars, this place was a blessing in disguise!

    3. buy here pay here Indianapolis dealer review by Faby Denney
      Faby Denney rated Johnny’s Auto Motor

      Buying a car can be a nightmarish experience, but my sales rep Paul made it easy and pleasant. I had my two daughters with me when we went for our test drive and he was so kind and helpful. As a full time working/going to school mom I cannot express how thankful I was to have found people who are respectful and will work hard to help you in any way they can with your purchase even outside working hrs. I cannot recommend them enough. Thank you to all the staff at Johnny's but most specially my sales rep Paul, you rock!! I would definitely recommend them to anyone in the market for a new car =).

    4. buy here pay here Indianapolis dealer review by ashley Mack
      ashley Mack rated Johnny’s Auto Motor

      Great please. Staff is very nice. I'm always treated with respect.

    5. buy here pay here Indianapolis dealer review by Michael Van Cleave
      Michael Van Cleave rated Carplex

      Yesterday I purchased my second vehicle from Carplex Indy always excellent excellent service. Nikeya found the car I was looking for and her working with Mark got the price and payments I like. Beautiful car...low mileage they work hard to get you the deal you want.You definitely have a loyal customer for life...Thanks guys.

    6. buy here pay here Indianapolis dealer review by Amber Thomas
      Amber Thomas rated Carplex

      Today i experienced the most amazing experience from Ms. Nikki. She was very energetic and upbeat from the get go. I had a few set backs and this team did everything in their power to get me in my car. I appreciate everything you did for me in this experience. Thank you again from the bottom of my heart.

    7. buy here pay here Indianapolis dealer review by Ekaterina Koon
      Ekaterina Koon rated DriveTime Used Cars

      DaJuan did everything to help us get a great deal! I absolutely love my new car. We brought all 3 of our young kids with us and the entire staff there was extremely kind and helpful. Great place to buy a car.

    8. buy here pay here Indianapolis dealer review by Kyle Riddle
      Kyle Riddle rated DriveTime Used Cars

      Ernesto was very helpful with any questions we asked. He went over everything with the vehicle in great detail. Definitely a good feeling doing business with someone like that thanks again.

    9. buy here pay here Indianapolis dealer review by Ja'Da Miller
      Ja'Da Miller rated Carplex

      Erica Was really awesome, everything was smooth and fast sailing. She called first to start the process and asked a lot of good questions. Came back with options that I would like and in my price range. The whole Carplex team was friendly and nice. Thanks !

    10. buy here pay here Indianapolis dealer review by Samantha Pollyea
      Samantha Pollyea rated Carplex

      Amazing group of professionals!

    11. buy here pay here Indianapolis dealer review by Tiffony Sturgeon
      Tiffony Sturgeon rated Joe’s Auto Sales

      Very knowledgeable and friendly staff. Got me set up with what I needed and I"m very happy with how the whole process went. Thank you Jack! I love my car!

    12. buy here pay here Indianapolis dealer review by Kayla Vaughn
      Kayla Vaughn rated Joe’s Auto Sales

      They were absolutely great. Put me in a beautiful Lexus ES 300 ! Shout out to Edward for being so patient and trustworthy!!!!!!!!! I highly recommend you come here. And the rest of the staff is very friendly ?

    13. buy here pay here Indianapolis dealer review by Eric Stevens
      Eric Stevens rated Joe’s Auto Sales

      Eddie got me in a new car fast and easy, great service.

    14. buy here pay here Indianapolis dealer review by Beautifulcurves Boutique
      Beautifulcurves Boutique rated Joe’s Auto Sales

      Javier Is a good sale person. He work with me even with my bad credit. He let me pick what I want & he work with me for my down payment. So far my Chevy Cruz 2013 is running real good. I appreciate him so much for work with me. You have license and money but get turn down because your credit at most car lot. Javier he will work with you. If Y’all looking to buy a new car go check his lot out. He do his best to help you and get you in the car you want.

    15. buy here pay here Indianapolis dealer review by David Childress
      David Childress rated Joe’s Auto Sales

      Great place, nice people, I bought a motorcycle there and they treated me right

    16. buy here pay here Indianapolis dealer review by derrick huesman
      derrick huesman rated Joe’s Auto Sales

      If you are in the market for a decent used car, then Joe's Auto East is the place for you. They offer weekly or bi weekly parent plans, and they are willing to work with you if you've demonstrated an ability to make timely consistent payments. The employees are professional grade, and treat you like a person instead of dollar signs. Ask for Santos or Brian.

    17. buy here pay here Indianapolis dealer review by Terri Renee Stalcup
      Terri Renee Stalcup rated Ray Skillman Hyundai

      Awesome staff, was taken care of quickly and the work done well.

    18. buy here pay here Indianapolis dealer review by Sahne YARO
      Sahne YARO rated Ray Skillman Hyundai

      They are nice and helpful except they won't hesitate a second to put up to fifteen hard inquiries on your credit report for the sake of selling you a car. At least that was my experience. And I got turn down by half of the banks because I have too many hard inquiries, ironic.

    19. buy here pay here Indianapolis dealer review by Joey Dodge
      Joey Dodge rated Curtis Motor Sales

      My wife bought a car and its place on Thursday this past week they were fantastic okay great customer service very professional they didn't push her into anything she didn't want they work wear I find a vehicle she want it it's a great bought 2013 Ford Escape SE

    20. buy here pay here Indianapolis dealer review by LaRell Humphries
      LaRell Humphries rated Curtis Motor Sales

      Great lot

    21. buy here pay here Indianapolis dealer review by Destiny Lutane
      Destiny Lutane rated Oak Motors

      I visited today as a young woman unsure about this process for I've never bought a vehicle before and made payments! I was greeted immediately and friendly by Larry Amburgy. He was kind, reassuring and very helpful when I didn't understand something! If you come to oak motors on the south side come see Larry!

    22. buy here pay here Indianapolis dealer review by Shaunda Goings
      Shaunda Goings rated Oak Motors

      Larry needs a raise! He's so cool and professional. Everything done in a timely manner and reasonable payments. Even drove away in a better car than I thought I could get! I'd recommend this place to anyone! So happy! ?

    23. buy here pay here Indianapolis dealer review by Isaiah Hubbard
      Isaiah Hubbard rated Oak Motors

      Came in looking for a car and sat down with Kevin and he was great assistance. He helped me out a lot and made sure I was making the right choice with a car. Really recommend coming here and getting a car they work with you and help find the best deal for you. Really great service!

    24. buy here pay here Indianapolis dealer review by Fawn Ramey
      Fawn Ramey rated Oak Motors

      Best car buying experience ever! Had to drive to Anderson to pick up our car. It was a blast to and from. Antoine was so much fun. He was helpful and efficient. At closing we worked with Lainey, hopefully I spelled that right. She was a joy! Everyone is down to earth and in high spirits!!! Will be back!

    25. buy here pay here Indianapolis dealer review by Ashley Clark
      Ashley Clark rated Drive Away Auto Sales

      Kayla was super helpful. Found a good quality car for less. Love it. Would highly recommend.

    26. buy here pay here Indianapolis dealer review by michael gordon
      michael gordon rated Drive Away Auto Sales

      Decent car lot i have bought a good amount of vehicles from them through out the years

    27. buy here pay here Indianapolis dealer review by Phyllis Brown
      Phyllis Brown rated Credit World Auto Sales

      Love the people there, very friendly and fair. The down payments are clearly marked on the vehicles and there's no funny stuff at the closing of your contract. I've had my van over a year now and only minor maintenance issues... so update, once again they have given me a reason to review them, got another car because some douche hit me head on and totaled the van I got from them, gave me a great deal. Note van was still running great after three years..

    28. buy here pay here Indianapolis dealer review by Natacha Lambert
      Natacha Lambert rated Credit World Auto Sales

      Always super friendly. Whenever I come I'm always greeted with a smile. Great place to get a car.

    29. buy here pay here Indianapolis dealer review by tom mccool
      tom mccool rated Motorama Auto Center Indy

      Purchased my car from there. They are helpful and friendly anytime I have questions or need some work done to the car.

    30. buy here pay here Indianapolis dealer review by Martin Rosales
      Martin Rosales rated Motorama Auto Center Indy

      They good folks good cars ... They treat folk right that why we have pay off three diff cars and have two now with them... If need good car and service check them out they treat you right

    31. buy here pay here Indianapolis dealer review by Karrey Little
      Karrey Little rated MICHIGAN MOTORS

      Bought 2 vehicles from these guys, very friendly and helpful, I will buy every car from them forever! They were very honest about their vehicles and gave me a great price. I recommend anyone searching for a car to look here, thank u guys so much!

    32. buy here pay here Indianapolis dealer review by Moncef Laouini
      Moncef Laouini rated MICHIGAN MOTORS

      Bought a solid car for a good price.

    33. buy here pay here Indianapolis dealer review by Robert Nieten
      Robert Nieten rated City Karz

      I bought a Olds Aurora a few years back. They did me right. The staff was always friendly and helpful. I was always able to speak to their boss. Am going back soon to buy a second vehicle.

    34. buy here pay here Indianapolis dealer review by Jennifer Mitchell
      Jennifer Mitchell rated Augusta Motors Inc.

      This place has the most friendly and knowledgeable staff I’ve seen in a while. Had a few hiccups that they fixed right away. Would totally recommend this place!

    BHPH Indianapolis IN dealer

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