Top 15 Buy Here Pay Here Dealers in Kenosha WI

Looking for a used car dealer in Kenosha WI but your credit is in bad shape?

Connect with top 15 buy here pay here Kenosha WI car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Kenosha's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Kenosha WI

  • Zs Auto Sales, WI

  • Delong Auto Sales & Services, WI

  • Budget Motors Of Wisconsin Inc., WI

  • Sheridan Auto Sales and Repair, WI

  • Palmen Motors Dodge Chrysler Jeep Ram, WI

  • Have you ever considered buy here pay here Kenosha WI car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Kenosha WI compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Kenosha buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Kenosha dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Kenosha. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Anastos Motors, WI

  • Lot 31 Autosales, WI

  • Affordable Auto Sales, WI

  • Byrider Mount Pleasant, WI

  • Auto World, WI

  • Did you know? These BHPH Kenosha WI dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Kenosha dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.

  • 30th Avenue Car Corral, WI

  • Voves Auto Sales LLC, WI

  • Buhs Auto Sales, WI

  • Sheffield Motors Inc, WI

  • Car Source, WI

  • The phrase buy here pay here Kenosha WI car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Kenosha Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

    Why buy here pay here Kenosha WI car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Kenosha WI car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Kenosha WI dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Kenosha WI Works

    When the bank says no to your car loan, the buy here pay here Kenosha WI car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Kenosha WI dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Kenosha WI car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Kenosha WI Car lots Dealership

    The one thing is very true about buy here pay here Kenosha WI is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Kenosha WI dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Kenosha WI – Fast Approval Low or no credit score

    The buy here pay here Kenosha WI dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Kenosha WI Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Kenosha WI dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Kenosha WI

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Kenosha WI

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Kenosha WI, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Kenosha WI accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Kenosha WI is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Kenosha WI buy here pay here Reviews

    Here is what users says about Kenosha BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Kenosha dealer review by Kristyn Bartlett

      Kristyn Bartlett rated Zs Auto Sales

      I can not say enough good things about Zs Auto sales. Dakota was honest, friendly and straightforward. No wheeling and dealing just solid, honest prices and an all around good deal. Zs was also the only dealer that has affordable options. In fact, both my son and daughter bought cars here. I would highly recommend Zs to anyone. You will not be disappointed. A+

    2. buy here pay here Kenosha dealer review by Alden Hoskins

      Alden Hoskins rated Zs Auto Sales

      I would like to thank the guys at Zs for selling me my beautiful 2004 GTO! Staff was knowledgeable, friendly and honest. Best car buying experience I’ve ever had! If you’re looking for a good used car dealership go to Zs they don’t disappoint I’d recommend them to anyone!!!

    3. buy here pay here Kenosha dealer review by Jackie Sironen

      Jackie Sironen rated Delong Auto Sales & Services

      Took my vehicle here for years and always knew it was in great hands. Very friendly, honest and quick. Definitely one of the things I miss the most about living in Kenosha. Highly recommend!

    4. buy here pay here Kenosha dealer review by Jerry Wallo

      Jerry Wallo rated Delong Auto Sales & Services

      Great service good man turning the wrenches

    5. buy here pay here Kenosha dealer review by Bai Man

      Bai Man rated Budget Motors Of Wisconsin Inc.

      Bought a 99 Corolla from BMW in Feb 2019. Lasted a year without any repairs. I had to change my starter at some point. Minus that every other maintenance was optional. Car runs great. You can trust them!

    6. buy here pay here Kenosha dealer review by David Prill

      David Prill rated Budget Motors Of Wisconsin Inc.

      Honest fair and reliable vehicles at a great price

    7. buy here pay here Kenosha dealer review by Benny Rem

      Benny Rem rated Sheridan Auto Sales and Repair

      Love everything about this place from the owner, to the friendly workers, to the quality of work. I go there for everything!!!

    8. buy here pay here Kenosha dealer review by Ron Williams

      Ron Williams rated Sheridan Auto Sales and Repair

      I've been bringing my car here for years, he does excellent work at great prices!

    9. buy here pay here Kenosha dealer review by Taylor Smith

      Taylor Smith rated Palmen Motors Dodge Chrysler Jeep Ram

      LOVE HANS!!! He is the best salesman there and he is so hardworking. He got personal with me and we related on so many things and it made doing things like waiting so much easier. He was super understanding and did everything he could to get me a car AND HE GOT ME A CAR! He apologized for the wait, for the temperature, asked if I needed water, coffee, etc. He was honestly just so amazing. Definitely recommend asking for Hans.

    10. buy here pay here Kenosha dealer review by Heydi Lux

      Heydi Lux rated Palmen Motors Dodge Chrysler Jeep Ram

      This is the second Jeep that we buy from this dealership!! Jose the manger and Danny the salesperson took good care of us. We bought a Beautiful Jeep as a birthday present for our daughter. Great experience and excellent customer service! This guys did everything possible to get us a lower price, and they were very patient when finding us the perfect car. We’re Highly satisfied! We would 100% recommend Danny as a sales rep and Jose as a manager for anyone interested in buying their next car! ?????

    11. buy here pay here Kenosha dealer review by PAIGE SAUER

      PAIGE SAUER rated Anastos Motors

      Freddy was awesome. Extremely friendly and professional. He answered any questions we had about my car and even offered insight into maintenance and extra features. Awesome experience, would recommend to family or friends anytime!

    12. buy here pay here Kenosha dealer review by Alyssa Rovik

      Alyssa Rovik rated Anastos Motors

      I am 28 years old and this was my first experience buying a car. I didn't have great experience with other car dealerships. Anastos' was so great. They made it easy for me to look at cars that were within my budget. I did not feel any pressure to run numbers or even leave with a car. My sales agent Freddy was hands down the best person I have worked with. He gave great options and opinions on each car. He did not make me feel uncomfortable or make me question my decisions. Seriously the best experience I have received. I LOVE my Nissan. They provide the best value for what I was looking for. I am so thankful for this service. This made me a believer that car buying doesn't have to be stressful. Thank you Anastos Motors -Kenosha! I will definitely be recommending you to my friends and family!

    13. buy here pay here Kenosha dealer review by Nicholas Mercier

      Nicholas Mercier rated Lot 31 Autosales

      Best experience I’ve ever had buying anything. Didn’t try and sell me a car - they asked what I wanted and literally put me in that exact vehicle. Took their time finding my perfect ride and I will never buy another vehicle from anyone else. These guys are knowledgeable, fair, and they actually care. Highly recommend Lot 31.

    14. buy here pay here Kenosha dealer review by Bobby Shelby sr

      Bobby Shelby sr rated Lot 31 Autosales

      Good place to get a nice car

    15. buy here pay here Kenosha dealer review by james moreno

      james moreno rated Affordable Auto Sales

      Excellent service and helpful staff. David, the owner found the right vehicle for me on my budget. Above and beyond for a used car dealership. I highly recommend Affordable if your in the market for a used vehicle. JM

    16. buy here pay here Kenosha dealer review by larry turtle

      larry turtle rated Affordable Auto Sales

      Started an electrical business and was in need a couple cargo vans. Found a 2006 Sprinter On Affordable Auto Sales Website and took a look the next day. I was preparing for a let down considering the price was below any I had previously looked at. Lucky for me it was a solid Van. Runs Great. Already Told Affordable to get me another one. Great people and It helps a ton being a small business. Thanks Affordable!!!

    17. buy here pay here Kenosha dealer review by David Mclellan

      David Mclellan rated Byrider Mount Pleasant

      Jason and Jeremy were awesome! They were courteous and very professional. They were able to put me in something I could afford and worked with me on my budget. Great experience and it did not take long for this whole process to complete.

    18. buy here pay here Kenosha dealer review by Jacquline Dailey

      Jacquline Dailey rated Byrider Mount Pleasant

      J.D. Byrider was Amazing. I really love the car we ended up getting. It might have taking 3:30 he's got get the car. But Jason and Jeremy stayed after hours to make sure we went home with a car to day. We really love the car. Thank you so much Jason and Jeremy, I will be sure to tell people about you.

    19. buy here pay here Kenosha dealer review by De'Andre Patton

      De'Andre Patton rated Auto World

      Purchased several cars from them. Always a great experience. They go the extra mile to make the customer happy.

    20. buy here pay here Kenosha dealer review by Nicholas Demopoulos

      Nicholas Demopoulos rated Auto World

      They will work to help you, wont push anything on to you and wont BS you. They were unable to help me but I was impressed with them none the less.

    21. buy here pay here Kenosha dealer review by Google User

      Google User rated 30th Avenue Car Corral

      Searched online for a used car, Car Corral had the exact car they said they online. Staff was very accommodating and great to deal with. No hassles or trying to hard sell. I will definitely be coming back here for my next used car. Would highly recommend them!!

    22. buy here pay here Kenosha dealer review by Thomas Rutledge

      Thomas Rutledge rated 30th Avenue Car Corral

      I'm very grateful to Car Coral for offering a warranty with the car I purchased. If I needed anything, they always returned my call, and stood behind the car they sold me. Absolutely buy a used car here! Thanks again. Tom Rutledge.

    23. buy here pay here Kenosha dealer review by curtis sanders

      curtis sanders rated Voves Auto Sales LLC

      Purchased a 2008 chevy cobalt 3 weeks ago. There were some minor issues which were corrected promptly. They had no problem letting me take the car to my mechanic before the purchase. He gave me the green light. Like any other used car lot, you need to know what to look for and have someone you trust look at it for you. The staff was courteous and helpful. All I am waiting for right now is the title. No complaints whatsoever!

    24. buy here pay here Kenosha dealer review by Craig Bricco

      Craig Bricco rated Voves Auto Sales LLC

      Nice people. Daughter bought a vehicle.

    25. buy here pay here Kenosha dealer review by Jon Strange

      Jon Strange rated Buhs Auto Sales

      great place to work. easy to get along with staff.

    26. buy here pay here Kenosha dealer review by Greg Goshaw

      Greg Goshaw rated Sheffield Motors Inc

      I needed a car and found a nice 2010 Chevrolet Malibu at Sheffield Motors. I enjoy it but I noticed that the right passenger door didn't lock or unlock automatically. I brought it in and told them about it and they fixed it without hesitation. They go above and beyond to satisfy their customers. Not many businesses can truthfully say that.

    27. buy here pay here Kenosha dealer review by Alex Morelli

      Alex Morelli rated Sheffield Motors Inc

      Bought a jeep from them for a great price! Took care of anything I needed.

    BHPH Kenosha WI dealer

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