Why buy here pay here Lewisville TX car dealerships is the right option?
Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Lewisville TX car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.
BHPH Lewisville TX dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.
How Buy Here Pay Here Lewisville TX Works
When the bank says no to your car loan, the buy here pay here Lewisville TX car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Lewisville TX dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.
Buy Here Pay Here Lewisville TX car lots – In-House Financing with Zero Down Payment
After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.
Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.
To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.
Know the Facts - Buy Here Pay Here Lewisville TX Car lots Dealership
The one thing is very true about buy here pay here Lewisville TX is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.
The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.
Because these Lewisville TX dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.
Buy Here Pay Here Lewisville TX – Fast Approval Low or no credit score
The buy here pay here Lewisville TX dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.
Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.
BHPH Lewisville TX Dealer – Preapproval of Application
However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Lewisville TX dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.
Advice on BHPH dealership Lewisville TX
Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.
Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.
Average Credit Score to Buy a Used Car from BHPH dealer Lewisville TX
The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.
If a customer is looking to buy a used car through traditional financing in Lewisville TX, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.
While buy here pay here Lewisville TX accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Lewisville TX is a great option for those who have poor bank record and bad credit score.
The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.
Lewisville TX buy here pay here Reviews
Here is what users says about Lewisville BHPH dealers listed here. You can read reviews of individual dealer at their profile page.
Taniqua Jenkins rated Neighborhood Autos Lewisville
Very easy process. Nice people and most of all understanding. Bruce took care of everything while I was working so I didn't waste time sitting there. When able to visit the office I was in and out within an hour with keys. Thanks so much Bruce for your care and patience with my decision making. Thanks John for being honest.
Reviewed on Monday, May 04 2020 04:35:18 pm @ Google reviews.BNPixPro Series rated Neighborhood Autos Lewisville
TEXAS Sized THANK U to Michael, John & Sherry!!! It's my 3rd Purchase with them. I've gone from Bad credit due to SEVERE ID Theft; Purchasing my lil DREAM AWD SUV!!! Everytime; Michael has listened & found BEST DEAL for What I Want & Need!!! NEVER PROBLEM with Vehicles Either!!! This Disabled Widow REALLY APPRECIATES Their HONESTY, GREAT DEALS & KEEPING ME N BUDGET!!!! AGAIN Y'ALL DA BEST!!! LOVE MY LIL SUV!!! Be Sure ask for Michael; He's Sold me 3 Great Vehicles now, at Price I can afford!!!!
Reviewed on Monday, May 04 2020 04:35:18 pm @ Google reviews.Nathaniel Tamulewicz rated Old Town Auto Sales
Darryl is by far, the best used car salesman I've ever had the pleasure of working with. He's the one I went to when I got my 2009 Ford Focus. Honestly, I owe it all to my fiance' because of the fact her and the family are family friends with Darryl. She was able to recommend me to him. Anyhow, I bought my car from Darryl in 2015. One of the best decisions I ever made. He's honest, tells you how it is, and doesn't try to swindle you. You pay for what you see and not a cent more. Only drawback is that the cars do not come with warranties. But I can work with that. Warranty or not, I haven't had any major problems with my car and I'm very pleased with what I bought from him. It's not just Darryl I'm pleased with. Everyone that works at Old Town Auto Sales is very courteous and is always a pleasure to conduct business with. I will always be buying my future cars from Old Town Auto Sales for as long as they're in business.
Reviewed on Monday, May 04 2020 04:35:23 pm @ Google reviews.Luis Melendez rated Old Town Auto Sales
Great deals!
Reviewed on Monday, May 04 2020 04:35:23 pm @ Google reviews.Willie Martinez rated DriveTime Used Cars
I really appreciate the great service provided from the start to close of the deal. I applied online, received phone calls within an hour or so. set an appointment and met with Chris Baker. Everything was explained and communication was to the point. I chose a vehicle and he passed me to Bria Sparks who also was very professional and closed the deal. probably the quickest professional service i have had any dealership i can remember. I highly recommend this Drive Time location. Five Stars !!!!!!!!
Reviewed on Monday, May 04 2020 04:35:20 pm @ Google reviews.Lebron James rated DriveTime Used Cars
Awesome & Amazing Service!! Since my daughter is on her second car purchase from DriveTime I decided to go see what they had to offer I made an appointment at the Lewisville location and met with Rita Wilson. We went over my options and what I was looking for. The car was located at the Arlington location so they went and got the car, I test drove it and decided that was whet I wanted Rita was awesome she went over all the paperwork and then Sarah, the Sales Manager explained everything to me in regards to what I was signing I haven’t purchased a car in 14 years and I was in and out in 2 hours. The best customer service ever and have already recommended them to my friends Rita you Rock and so does your customer service!! Above & Beyond!! Thanks a Million!!
Reviewed on Monday, May 04 2020 04:35:20 pm @ Google reviews.Tara Brooks rated Chacon Autos
Traci is amazing made care shopping fun! Explained everything so we understood it. She recommended 2 different vehicles both of which were great. Definitely will be back for car number 2. Keith is also awesome!! Entire staff friendly!
Reviewed on Monday, May 04 2020 04:35:21 pm @ Google reviews.Kim Evans rated Chacon Autos
Tracy and Keith I could write a book about how awesome you guys are at chacon auto... when I started to feel discouraged about my issue with not been able to get a car you guys turn that feeling around for me and got me in a nice car and I got to drive home in the same day... I’m definitely gonna let my friends and family know about you guys... The customer service y’all provide is so awesome and I love bit of y’all service... Everyone is welcoming but I love how Keith the boss greet and meets you when he sees u pulling in. I love there customer service that have the best customer service and satisfaction... They don’t just put you and a car they let choice what of kind you like or help choose what is best fit for you as well.... SHOUT OUT TO KEITH AND TRACY YALL GO SEE THEM I PROMISE YOU THEY WILL MAKE IT HAPPEN FOR YOU....
Reviewed on Monday, May 04 2020 04:35:21 pm @ Google reviews.Robert Gill rated Car-Tyme
Great place to buy your next auto
Reviewed on Monday, May 04 2020 04:35:19 pm @ Google reviews.Shannon Parker rated Car-Tyme
Great people, great place to buy a good vehicle
Reviewed on Monday, May 04 2020 04:35:19 pm @ Google reviews.Jason Delacerda rated My New Used Car/My New Used Bike
My wife and I was really happy with the great customers. They was not pushy very patient n helpful to make a great deal.They help us get a vehicle that we wanted and happy with it . . Thank you for everything. We definitely will share to my people we know about the great place.
Reviewed on Monday, May 04 2020 04:35:25 pm @ Google reviews.Robert's Automotive Repairs rated My New Used Car/My New Used Bike
We've been fortunate to have had dealings with Jonathan and Val for over a year now and definitely recommend My New Used Car to anyone needing a second-chance vehicle in the DFW Area. Fantastic people to work with.
Reviewed on Monday, May 04 2020 04:35:25 pm @ Google reviews.Maria Fernandez rated Huffines Chevrolet Lewisville
Craig and Steve went above and beyond on their customer service. We purchased a car for my son as a early graduation present! Process was simple and very professional. They even gave me a big bow for the car! I have recommended this dealership to all my friends and family! Thank you for your humbleness and excellent service !
Reviewed on Monday, May 04 2020 04:35:28 pm @ Google reviews.Rapheal Faleti rated Huffines Chevrolet Lewisville
I had a great experience with this dealership. I really enjoyed working with David who always responded to my calls and email. Everyone here is so professional and courteous. Unfortunately they didn't have the car that I really wanted but I still had a great experience with them and I look forward to eventually doing business with them one day.
Reviewed on Monday, May 04 2020 04:35:28 pm @ Google reviews.Rosemary Dotson rated Manna Motors
Great service always there to help. Something wrong with car they fix with no problems they will call and check how you are doing with your new vehicle as well.
Reviewed on Monday, May 04 2020 04:35:22 pm @ Google reviews.Tony Martin rated Manna Motors
Nice people. You can find a gem here.
Reviewed on Monday, May 04 2020 04:35:22 pm @ Google reviews.Jason Adams rated Triple J’s Auto Sales
My experience with Triple J's has been better than I could have imagined possible, after having visited several competitors first. This place has proven that they will not mislead you, by staying true to the initial quotes from start to finish. This place has proven that they will stand by the vehicle sold by taking care of costs for power steering issues that occurred shortly after purchase - their was no evidence to suggest they could have known about the issue, it was top notch on test drive. These guys have nice cars, at a decent price, and the people who work here actually care about doing the right thing. Car shopping used to be stressful, but now that I know about the triple J's I know that my next car will be a pleasure to shop for. Hip Hip Hooray, for Triple J's!!
Reviewed on Monday, May 04 2020 04:35:17 pm @ Google reviews.Susie Jasso . rated Triple J’s Auto Sales
Wide variety of inventory! Reasonable prices, staff is friendly and easy to work with. Cars are clean and run great. Purchasing my car was an easy process with them. Highly recommend them if you're in the market!
Reviewed on Monday, May 04 2020 04:35:17 pm @ Google reviews.robert benitez rated Lewisville Mitsubishi
The salesman and finance departments at this dealership were great. I got a tremendous interest rate the City Employees Credit Union in Dallas could not match. I sent information as requested by the Credit Union to only be informed more was needed. I finally changed financing positions from this Credit Union after over 30 years.
Reviewed on Monday, May 04 2020 04:35:27 pm @ Google reviews.Charlie Francis rated Lewisville Mitsubishi
Thank you Alan Hernandez in the service department for helping us solve a major ongoing timing issue on our Eclipse. Very knowledgeable and more than helpful! 5 star service for sure! Can not thank you enough.
Reviewed on Monday, May 04 2020 04:35:27 pm @ Google reviews.Ryan Wooten rated LAKE CITY INVESTMENT, PRE-OWNED CAR DEALER
First I wanna say, Claudia is awesome. She was very welcoming and understanding of my indecisiveness. I was actually shopping for an SUV, but the one I wanted had been sold prior to me arriving. I actually ended up getting a really nice BMW. It had low miles and was in excellent condition. Even the BMW dealership that i get it serviced at told me it was very well taken care of. I would recommend anyone looking for a vehicle to give Lake City Investments a try!
Reviewed on Monday, May 04 2020 04:35:23 pm @ Google reviews.Robert Gutierrez rated LAKE CITY INVESTMENT, PRE-OWNED CAR DEALER
Good Deals and Great Service.
Reviewed on Monday, May 04 2020 04:35:23 pm @ Google reviews.sheree coleman rated Adl Auto Sales
Great staff and manager!! Easy transaction! Great vehicles. They will work with you and get the best car for you. They always your best interest at heart.
Reviewed on Monday, May 04 2020 04:35:19 pm @ Google reviews.LaMonte Shepard rated Adl Auto Sales
I recently bought a used vehicle from this dealership. My experience was nothing but pleasant! Ricky and John are some really good guys. I would buy from them again if need be. I’d also recommend them to others who are in need of a used vehicle.
Reviewed on Monday, May 04 2020 04:35:19 pm @ Google reviews.Shawn Spain rated Lewisville Car
Sam is honest and a good person, he takes care of his customers and his vehicles. Trust me I know.
Reviewed on Monday, May 04 2020 04:35:25 pm @ Google reviews.Signs Express rated Lewisville Car
Good service and good deals
Reviewed on Monday, May 04 2020 04:35:25 pm @ Google reviews.Bria Cleary rated SANTOS MOTORS
Julian is the BEST! I have a less than best credit score and he made me feel so welcomed and found me a amazing car! He was very honest and transparent with me and the whole process. Hooked me up with a 2 year warranty bumper to bumper. And he is constantly getting new inventory so you have options!!! Santos motors is the move if your looking for a new whip.
Reviewed on Monday, May 04 2020 04:35:29 pm @ Google reviews.Laronda Tubbs rated SANTOS MOTORS
Great customer service. Julian went over and beyond to ensure l was totally satisfied with my purchase. He even added a few complimentary perks and offered an extended warranty.
Reviewed on Monday, May 04 2020 04:35:29 pm @ Google reviews.Natasha Chard rated Charlton Motors
I found the staff to be extremely helpful & nice staff. I had a positive experience.
Reviewed on Monday, May 04 2020 04:35:24 pm @ Google reviews.Allen Baker rated Charlton Motors
Allen Salyers is amazing! Very friendly and honest. Highly recommend working with him to get your next car.
Reviewed on Monday, May 04 2020 04:35:24 pm @ Google reviews.Joahim Morales rated AutoMart Of Dallas
Fast and Easy got in my car in less than 45mins dont see why they have any bad reviews. These guys are straightforward with you. The trucks that I got was extremely cheap and the financing was so easy as well even with my bad credit. Will be coming here for my next work truck. The only the reason why I only gave them 4 stars was because the truck was in the color I wanted it to be but can't always be picky with bad credit
Reviewed on Monday, May 04 2020 04:35:26 pm @ Google reviews.HIDRO CLUBS rated AutoMart Of Dallas
Excellent service thank you Gabriel!
Reviewed on Monday, May 04 2020 04:35:26 pm @ Google reviews.