Top 18 Buy Here Pay Here Dealers in Louisiana LA

Looking for a used car dealer in Louisiana LA but your credit is in bad shape?

Connect with top 18 buy here pay here Louisiana LA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Louisiana's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Louisiana LA

  • Alpha Automobile Sales, LA

  • Lewis Motors LLC, LA

  • Redline Motorcars, LA

  • Bobby Lafleur Auto Sales, LA

  • Leto Auto, LLC, LA

  • Have you ever considered buy here pay here Louisiana LA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Louisiana LA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Louisiana buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Louisiana dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Louisiana. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Max Auto Sales, LA

  • Gene Koury Auto Sales, LA

  • AutoPlex 2000 Moss Bluff Pre-Owned Super Store, LA

  • Ponce Imports, LA

  • Diamond H Autoplex, LA

  • Did you know? These BHPH Louisiana LA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Louisiana dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.

  • H D Pay Here Auto Sales, LLC, LA

  • Insurance Auto Auctions Inc, LA

  • Rock-N-Roll Auto Sales, LA

  • Acadian Used Cars, LA

  • CarZone USA, LA

  • The phrase buy here pay here Louisiana LA car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Louisiana Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Clean Slate Motors – Baton Rouge, LA

  • Jefferson Wholesale, LA

  • Fontainebleau Auto Sales, Inc., LA

  • Why buy here pay here Louisiana LA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Louisiana LA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Louisiana LA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Louisiana LA Works

    When the bank says no to your car loan, the buy here pay here Louisiana LA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Louisiana LA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Louisiana LA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Louisiana LA Car lots Dealership

    The one thing is very true about buy here pay here Louisiana LA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Louisiana LA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Louisiana LA – Fast Approval Low or no credit score

    The buy here pay here Louisiana LA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Louisiana LA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Louisiana LA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Louisiana LA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Louisiana LA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Louisiana LA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Louisiana LA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Louisiana LA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Louisiana LA buy here pay here Reviews

    Here is what users says about Louisiana BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Louisiana dealer review by Leigh Broussard

      Leigh Broussard rated Alpha Automobile Sales

      The best experience I have ever had. They made the car buying process easy and I was not pressured in the least bit. I would recommend this place to anyone. After my hopes were down and I thought I wouldn’t of been able to get a car they were able to get me into the vehicle I wanted. These people are the BEST! In Johnston street.

    2. buy here pay here Louisiana dealer review by Christian Vice

      Christian Vice rated Alpha Automobile Sales

      Our experience with Alpha Auto Sales was great! From the moment we walked in Mike greeted us and made us feel at home. We have been looking every where for a vehicle and he got us in one within an hour. Mr. Wilson was great with the financing part as well! Would definitely be back!

    3. buy here pay here Louisiana dealer review by lela gail greer

      lela gail greer rated Lewis Motors LLC

      Excellent. Professional but that personal touch. I would highly recommend Bobby Howard. You looking for the best vechicle for your one! Go by and look!

    4. buy here pay here Louisiana dealer review by William Hardwick

      William Hardwick rated Lewis Motors LLC

      Bobby Howard is an amazing salesman. Helps you through the entire process and tries to make it as easy as possible!

    5. buy here pay here Louisiana dealer review by Amy Glover

      Amy Glover rated Redline Motorcars

      Thank you Alan and Anthony! We appreciate you working late while we drove from Arkansas, and we especially thank Anthony for making sure everything we wanted got done with excellence. We love the vehicle!

    6. buy here pay here Louisiana dealer review by Rebecca Delacerda

      Rebecca Delacerda rated Redline Motorcars

      We had a great experience here. The cars are reasonably priced and we got a great deal. Everyone was very helpful and took the time to answer all of my questions. They do not have sales people hovering over you while you look, which is a plus for me. It’s a very low key, low pressure business and I would recommend it for those that don’t like high pressure sales people that bugging you to make a decision.

    7. buy here pay here Louisiana dealer review by Marlena Dougharty

      Marlena Dougharty rated Bobby Lafleur Auto Sales

      Mr Barry was a breeze to work with.. Thank you!

    8. buy here pay here Louisiana dealer review by Rachel Marcantel

      Rachel Marcantel rated Bobby Lafleur Auto Sales

      Mr Barry is very nice and all the vehicles are very clean and affordable. I got my son his first vehicle here today.

    9. buy here pay here Louisiana dealer review by Jolene king

      Jolene king rated Leto Auto, LLC

      Love it.. my family has been dealing with them for at least 10 years! My mother has purchased at least four vehicles from them and had each one of them for years without any problems. Very nice people. ?

    10. buy here pay here Louisiana dealer review by Elliott Sanders

      Elliott Sanders rated Leto Auto, LLC

      Bought a clean, low mileage vehicle for my daughter. Dave is a straight forward negotiator and businessman. His wife Malissa is an equal and intregal partner of the business. Together they helped me make my daughter and grandkids happy.

    11. buy here pay here Louisiana dealer review by Deborah Brooks

      Deborah Brooks rated Max Auto Sales

      Gilbert sold a rava 4 to my son yesterday and I was so impressed with their sales service financing that I traded my SUV in for a Toyota highlander. His overall sales service was excellent.

    12. buy here pay here Louisiana dealer review by Amanda Bellard

      Amanda Bellard rated Max Auto Sales

      We've had a great experience here so far! If that changes, will update. The whole team was A+! Friendly and treated as if we were long time friends and customers! We got a great deal even though our credit is not so great! My husband was laid off when the oilfield hit a couple years back so we had lost our previous vehicle to a repossession. We were still approved! And... Warranty comes with! Didn't have to pay extra! Also, vehicles have the Carfax sitting in them waiting , each is also updated!! I personally love this! They take the time each day to apply this to their vehicles! ~Ask for Gilbert Rodriquez, and tell him we sent you! ? Update: We are at 5,000 miles in our new SUV and the check engine light has come on. The computers show it to be the catalytic converter. We are currently waiting on the "ordered " part to arrive. At the 2 week point we received a call from the meinike service worker for an update that states our part is delayed in shipping, and will be another week or 2. Will continue to update... Update: Part is in and scheduled to be fixed? Update: Car fixed Update: Check engine light back on, already scheduled to be checked out! Out of all of this, customer service has been on point! Update: Part that was ordered was not good, advised by meinike check up. Waiting to hear back. Final update: After about 2 months of waiting, turns out it's the 2nd catalytic converter. With that being said, it is not covered under warranty, nor was the 1st. The 1st one was done out of respect in just selling the car to us and it having this major fix. The 2nd one will be on us. Overall I would still give them 5 stars as they went above and beyond, and also fixed some of this situation. My only complaint in that would be to be a little more time efficient on the decision. They knew we were moving states away. If I would habe known this 2 months prior I had a mechanic, and could habe easily gotten it fixed at a more cost efficient way. We have family mechanics. I still say thank you!

    13. buy here pay here Louisiana dealer review by Zacarbia Davis

      Zacarbia Davis rated Gene Koury Auto Sales

      Randy was awesome ,he explains everything too you and makes sure you understand everything . Also, he was very polite and he will work with you .THANKS RANDY (:

    14. buy here pay here Louisiana dealer review by Chaunda Gallien

      Chaunda Gallien rated Gene Koury Auto Sales

      Very friendly and helpful staff with a nice selection of vehicles to fit every budget.

    15. buy here pay here Louisiana dealer review by Justin Ardoin

      Justin Ardoin rated AutoPlex 2000 Moss Bluff Pre-Owned Super Store

      I got to give a quick shout out to Cody Fruge for the best salesman/service out of a dealership! They have the best selection of vehicles in the Moss Bluff area. Cody was nice, straight forward and easy to work with. Give them a chance to earn your business!

    16. buy here pay here Louisiana dealer review by Wendelyn Webb

      Wendelyn Webb rated AutoPlex 2000 Moss Bluff Pre-Owned Super Store

      Awesome place to buy a vehicle! My salesmen were great. From the time I walked in until the time I walked out, they all treated me and my children very kindly. Todd-Kory-the lady at the desk, everyone was just great. They understand just what customer service is all about ?

    17. buy here pay here Louisiana dealer review by Wilbert Landry Jr.

      Wilbert Landry Jr. rated Ponce Imports

      It was a wonderful experience my sales rep was so nice and helpful made my time there pleasant

    18. buy here pay here Louisiana dealer review by Richard Antoine

      Richard Antoine rated Ponce Imports

      Good customer service and real friendly staff

    19. buy here pay here Louisiana dealer review by Malick Abdelhadi

      Malick Abdelhadi rated Diamond H Autoplex

      Amazing service, excellent company. They have carfax reports on all the vehicles. A+

    20. buy here pay here Louisiana dealer review by Mandy Chatterton Alsayyed

      Mandy Chatterton Alsayyed rated Diamond H Autoplex

      Great people

    21. buy here pay here Louisiana dealer review by UndergroundRecruitTV .

      UndergroundRecruitTV . rated H D Pay Here Auto Sales, LLC

      Corey and Joey were GREAT! Both were friendly and very upfront on the options available. Will find a way to help and work with you within their power. Would definitely purchase from them again.

    22. buy here pay here Louisiana dealer review by Kris Daig

      Kris Daig rated H D Pay Here Auto Sales, LLC

      Excellent prices and professional service.. I love this place!

    23. buy here pay here Louisiana dealer review by George Schayer

      George Schayer rated Insurance Auto Auctions Inc

      Great people to deal with. Professional staff. On line bidding getting better all the time.

    24. buy here pay here Louisiana dealer review by Debbie Buckman

      Debbie Buckman rated Rock-N-Roll Auto Sales

      Keith is a wonderful person. He worked with me on a great ride and kept payments were I could make them based on my income. Great staff. Love Shelley, she is a strong woman. God bless these ppl.

    25. buy here pay here Louisiana dealer review by Debbie Buckman

      Debbie Buckman rated Rock-N-Roll Auto Sales

      I can't say enough good things about these ppl. There wonderful

    26. buy here pay here Louisiana dealer review by Erica Price

      Erica Price rated Acadian Used Cars

      Just want to say I had the best experience with my purchase. They did not stop till they got me what I wanted! I love my new Buick Enclave it rides smooth like a airplane....?? And the owner Mr. Mike makes you feel welcome in his place... If your looking for a nice used car or utility vehicle that's the place to go.......

    27. buy here pay here Louisiana dealer review by Kathy Willingham

      Kathy Willingham rated Acadian Used Cars

      My last auto was from Acadian. Would not even consider another dealership when needing new one. Mike, Guy, Ryan, only people to deal with. First, they only deal with excellent pre-owned, they quickly and easily put your package together, everything is top-drawer service. But SELECTION of autos is their forte as well. On any given day I could find 3 or 4 cars to satisfy all my desires. I love Acadian Used Cars!

    28. buy here pay here Louisiana dealer review by David Jamesjr

      David Jamesjr rated CarZone USA

      Great selection of quality used vehicles, awesome customer service, knowledgeable and friendly staff, and my salesman was entertaining and he went the extra mile to ensure that my purchase was fast and as painless as possible.

    29. buy here pay here Louisiana dealer review by Jay Grant

      Jay Grant rated Clean Slate Motors – Baton Rouge

      Great service from Mr. Marvin! He went above & beyond to help us get into the best car on the lot! Thanks so much Clean Slate! Ask for Mr. Marvin when you go..Thanks!??

    30. buy here pay here Louisiana dealer review by ron hadley

      ron hadley rated Clean Slate Motors – Baton Rouge

      So this is my 4th car with this company. The service is professional and upfront. They are courteous, fun & helpful. I drove of the lot with a 2018 in mint condition and extremely low mileage. Most rent to own, in house financing companies are beating the people’s pocket. There is something for all income brackets. But the most important attribute is the way they make you feel. They are the best. Lori was my salesperson and he was phenomenal. He kept it real and made my deal work! Awesomeness is what I call this. Then Kesha is who I reached out to because she was my previous salesman. She is now the manager and that makes me happy. She was very professional and excited to have me back. She made me feel like I was the most important deal at the time. Thank you all!

    31. buy here pay here Louisiana dealer review by Renee' Gautreaux

      Renee' Gautreaux rated Fontainebleau Auto Sales, Inc.

      Ray and staff were very helpful in finding the right car for me. They worked with my budget and answered all my questions. I found a great vehicle that has proved very dependable plus I got a warranty as safe keeping and they helped me sell my old car. I highly recomend Fontainbleau Auto Sales.

    BHPH Louisiana LA dealer

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