Top 14 Buy Here Pay Here Dealers in Macon GA

Looking for a used car dealer in Macon GA but your credit is in bad shape?

Connect with top 14 buy here pay here Macon GA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Macon's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Macon GA

  • Watkins Auto Sales, GA

  • Motorworks Inc, GA

  • DriveTime Used Cars, GA

  • Car-Mart of Macon, GA

  • Import Auto Mall, GA

  • Have you ever considered buy here pay here Macon GA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Macon GA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Macon buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Macon dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Macon. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • HRM Auto Sales Inc, GA

  • 247 Auto Sales, GA

  • Rural America Motors, GA

  • Billy’s Auto Sales, GA

  • Budget Auto Sales, GA

  • Did you know? These BHPH Macon GA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Macon dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.

  • Car Central Auto Sales, GA

  • Interstate Auto Sales of Maco, GA

  • Expert Auto Brokers, GA

  • Car Land, GA

  • Why buy here pay here Macon GA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Macon GA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Macon GA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Macon GA Works

    When the bank says no to your car loan, the buy here pay here Macon GA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Macon GA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Macon GA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Macon GA Car lots Dealership

    The one thing is very true about buy here pay here Macon GA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Macon GA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Macon GA – Fast Approval Low or no credit score

    The buy here pay here Macon GA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Macon GA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Macon GA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Macon GA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Macon GA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Macon GA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Macon GA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Macon GA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Macon GA buy here pay here Reviews

    Here is what users says about Macon BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Macon dealer review by Bobby Stephens

      Bobby Stephens rated Watkins Auto Sales

      My husband and I visited Watkins Auto Sales to look for a vehicle for myself and our babies. I personally have a hard time trusting anybody when it comes to purchasing a vehicle. However, it wasn't hard at all once we met Columbus and started chatting with him about our wants/needs. He was very friendly and professional. He made buying a car so easy and I didn't leave feeling like we were pressured in to anything that we didn't want. I will highly recommend this place!! I will also be back when it's time to purchase another vehicle.

    2. buy here pay here Macon dealer review by Linn Watkins

      Linn Watkins rated Watkins Auto Sales

      I would highly recommend Watkins' Auto Sales to my friends and family. The owners are "super nice and very professional." I can't wait to return to purchase another "CAR.!" I had a difficult time trying to decide which car to buy. Due to their AWESOME advice and TIPS, I was able to make an EXCELLENT choice!!!

    3. buy here pay here Macon dealer review by Latorra Strong

      Latorra Strong rated Motorworks Inc

      Wow...I just want to say I've purchased plenty of cars but Jennifer has exceeded every sales person i have ever encountered. She worked late and started in contact with me the entire time making sure i was say ease and getting best deal on my Tahoe. If you don't think you can get a car I suggest you try her out she can make miracles happen I swear. You the Best Jen Thanks for everything. Tara

    4. buy here pay here Macon dealer review by Justin Nunalee

      Justin Nunalee rated Motorworks Inc

      The staff are really nice. If you have any body work that needs to be done they're awesome

    5. buy here pay here Macon dealer review by Hook'em Outdoors Ga

      Hook'em Outdoors Ga rated DriveTime Used Cars

      Good and reliable. Made me feel comfortable soon as I walked in. I would definitely recommend this place

    6. buy here pay here Macon dealer review by Mrs. Tay George

      Mrs. Tay George rated DriveTime Used Cars

      Ben and Dana were exceptional!!! Ben was very entertaining and informative with an awesome beard might I add! The atmosphere was wonderful and this is our 2nd vehicle through DriveTime. Dana has awesome customer service and very knowledgeable on anything you ask of her! Great place to shop and hang out! ??

    7. buy here pay here Macon dealer review by Watisha Williams

      Watisha Williams rated Car-Mart of Macon

      The sales representative and the assistant manager were very professional and thorough. The environment was pleasant and I would recommend this location to someone looking for a vehicle. Thanks car mart of Macon for assisting me and my son in the purchase of his 1st vehicle.

    8. buy here pay here Macon dealer review by Janique Fritzgerald

      Janique Fritzgerald rated Car-Mart of Macon

      Mrs Carolyn helped me get this Kia Soul and made sure I was able to get to work THANK YOU!!

    9. buy here pay here Macon dealer review by Helen Shoushtari

      Helen Shoushtari rated Import Auto Mall

      Great service and wonderful people. I got a good low mileage car at a good price. Highly recommend visiting for all your car buying needs

    10. buy here pay here Macon dealer review by Emory Gates Jr

      Emory Gates Jr rated Import Auto Mall

      Excellent place to go for a vehicle. Great prices. Clean and welcoming car lot. They did things that dealerships wouldn’t have did for their customers. Will recommend them to anyone. 20 years strong in business and I see why; keep it up.

    11. buy here pay here Macon dealer review by stephen koehler

      stephen koehler rated HRM Auto Sales Inc

      Best car sales ever. Highly recommend buying here. They are honest and helpful. We have purchased several cars for our daughters here and have never had any issues with service or getting a quality car!

    12. buy here pay here Macon dealer review by Jumah Hashim

      Jumah Hashim rated HRM Auto Sales Inc

      They have a very nice selection of cars

    13. buy here pay here Macon dealer review by Eastside Rikk

      Eastside Rikk rated 247 Auto Sales

      Very Very Good people... I can’t speak for anyone else’s experience but as for me... went and got a car had some issues gave them a call... the owner or the head man went and got me the car that I actually wanted! I mean it gets no better than that! Even worked with me on the down payment and stayed open a little longer to give me a chance to get off work! I’m talking about y’all may not be understanding what I’m saying... the people went out the way to make me happy! Also gave me several options as to how we can straighten it! But before giving me any option I was asked what do I think I wanna do! Great people and service! I pray the business continues to be successful for 100+ years!

    14. buy here pay here Macon dealer review by Solomon Ward

      Solomon Ward rated 247 Auto Sales

      Great place and affordable prices

    15. buy here pay here Macon dealer review by Mikemmia Wimberly

      Mikemmia Wimberly rated Rural America Motors

      They are really understanding and helpful Patrick and dexter took great care of me and made sure I was happy

    16. buy here pay here Macon dealer review by ronny Fort

      ronny Fort rated Rural America Motors

      friendly staff,very knowledgeable,there was not high pressure and they were able to secure financing....THANKS

    17. buy here pay here Macon dealer review by George McGuire

      George McGuire rated Billy’s Auto Sales

      An honest used car dealer! I've bought 4 cars this past decade from them. I always pay cash! I tell him what I want and how much I have to spend in cash and he either takes me one out of his stock or finds me a car that meets my needs. I'm a paraplegic and Billy and his brother always finds what's best for me. I don't need the newest or greatest car but the ones he finds are perfect for me. If theres a quirk in a car he'll be honest and give you the heads up! I've bought several cars at half of blue book value but it depends on what's available and I always pay cash!

    18. buy here pay here Macon dealer review by Karen Ross

      Karen Ross rated Billy’s Auto Sales

      I will recommend Billy's towing, he was excellent with coming and rate.

    19. buy here pay here Macon dealer review by Amanda Jones

      Amanda Jones rated Budget Auto Sales

      Bought my jeep from these wonderful people! By far the best customer service I have ever experienced. If you're looking for an affordable vehicle that runs well and people that treat you like family, this is definitely where you want to go.

    20. buy here pay here Macon dealer review by Daisy Mae

      Daisy Mae rated Budget Auto Sales

      Great place to buy a car! They are willing to work with you. & the staff is amazing.

    21. buy here pay here Macon dealer review by Shantell Harper

      Shantell Harper rated Car Central Auto Sales

      Excellent place to purchase a used car from. Just paid it off and had no problems with the owner nor the vehicle. Would purchase again.

    22. buy here pay here Macon dealer review by Chyna Franklin

      Chyna Franklin rated Car Central Auto Sales

      Great place to buy a car!!

    23. buy here pay here Macon dealer review by Mariah Kay

      Mariah Kay rated Interstate Auto Sales of Maco

      - I just purchased my second car from here. I always go to Alexis because he’s going to put you in something nice & quick. For the most part , it was a fast process and the down payment was very reasonable especially with my credit.

    24. buy here pay here Macon dealer review by lamika slaughter

      lamika slaughter rated Interstate Auto Sales of Maco

      Thanks to Bryson, I got the vehicle I needed at a wonderful price! He was very understanding when it came to helping me. I recommend this place to everyone and anyone!

    25. buy here pay here Macon dealer review by Black Diamond

      Black Diamond rated Expert Auto Brokers

      Great customer service outstanding cars willing to work with all customers just amazing i support this black owned company. To david fuller and james sound like to me yall hating ?? God bless yall heart

    BHPH Macon GA dealer

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