Top 19 Buy Here Pay Here Dealers in Mississippi MS

Looking for a used car dealer in Mississippi MS but your credit is in bad shape?

Connect with top 19 buy here pay here Mississippi MS car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Mississippi's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Mississippi MS

  • Robertson Brothers, LLC, MS

  • Riverside Auto Sales, MS

  • Pops Auto Sales, MS

  • J & J Auto Brokers, MS

  • Byrider Pearl, MS

  • Have you ever considered buy here pay here Mississippi MS car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Mississippi MS compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Mississippi buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Mississippi dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Mississippi. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • MS Coast Auto Brokers Orange Grove, MS

  • Extreme Auto World, LLC, MS

  • American Car Center – Gulfport MS, Hwy 49 N, MS

  • Car-Mart of Corinth, MS

  • Swain Automotive, MS

  • Did you know? These BHPH Mississippi MS dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Mississippi dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.

  • Watkins Auto Sales, MS

  • MS Coast Auto Brokers, MS

  • Okees Used Auto Sale, Inc., MS

  • King Kars Inc, MS

  • Rides To Go, Inc, MS

  • The phrase buy here pay here Mississippi MS car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Mississippi Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Southaven Auto Sales, MS

  • Nu-Way Auto, MS

  • Buy Here Pay Here Auto Sales, MS

  • Southern Star Auto Group of Mississippi, MS

  • Why buy here pay here Mississippi MS car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Mississippi MS car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Mississippi MS dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Mississippi MS Works

    When the bank says no to your car loan, the buy here pay here Mississippi MS car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Mississippi MS dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Mississippi MS car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Mississippi MS Car lots Dealership

    The one thing is very true about buy here pay here Mississippi MS is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Mississippi MS dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Mississippi MS – Fast Approval Low or no credit score

    The buy here pay here Mississippi MS dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Mississippi MS Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Mississippi MS dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Mississippi MS

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Mississippi MS

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Mississippi MS, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Mississippi MS accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Mississippi MS is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Mississippi MS buy here pay here Reviews

    Here is what users says about Mississippi BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Mississippi dealer review by Amy Palmer

      Amy Palmer rated Robertson Brothers, LLC

      I would just like to thank Lauren, Josh, & Jeremy at Robertson Bros. for putting me in my new car. They were very helpful, knowledgeable, and friendly. They helped me when I needed it, more than once. I can honestly say they went above and beyond for me as soon as I walked through the door. Best dealership in town. Great atmosphere and the easiest vehicle purchasing experience I’ve ever had. Thanks y’all.

    2. buy here pay here Mississippi dealer review by Savannah Soliz

      Savannah Soliz rated Robertson Brothers, LLC

      I can't say enough good things about this car lot and the great family that runs it! I went in with no credit and they put me in a beautiful car that I'm so grateful first to GOD then to Me Josh for believing in me and helping me when I was in a desperate situation! They are wonderful. Go check them out you will be blessed

    3. buy here pay here Mississippi dealer review by Erica rushing

      Erica rushing rated Riverside Auto Sales

      The only place I will ever buy a car from! Owned and operated by nice, genuine people. They are welcoming and have good prices. I have bought 2 cars from them in the past and have never had any issues with them! Highly recommend.

    4. buy here pay here Mississippi dealer review by David Pittman Salaam

      David Pittman Salaam rated Riverside Auto Sales

      Local Gulf Coast Car Dealership. Superior Customer Service. Gulf Coast Owned. Located on Hwy 90. Easy access to and from the dealership. They keep a nice selection of SUV's.

    5. buy here pay here Mississippi dealer review by C Cupit

      C Cupit rated Pops Auto Sales

      Awesome dealership. Small place, with excellent customer service. Good honest people. They'll take good care of you. My car had a small issue and they fixed it no questions asked, and even bought me a warranty for the vehicle to reassure me. Family people that understand how important reliable transportation is.

    6. buy here pay here Mississippi dealer review by richmond boyd

      richmond boyd rated Pops Auto Sales

      Its a great to buy a truck, the people real good at service

    7. buy here pay here Mississippi dealer review by Melissa Adams

      Melissa Adams rated J & J Auto Brokers

      The people are amazing. Great vehicles very reasonably priced. Answered any questions without any hesitation. I recommend them to anyone.

    8. buy here pay here Mississippi dealer review by Jeff Nail

      Jeff Nail rated J & J Auto Brokers

      Good place to get your ride on

    9. buy here pay here Mississippi dealer review by Sharon Pointer

      Sharon Pointer rated Byrider Pearl

      Sherri was awesome. She let me decide what I could afford down and she made it happen. The least amount of time I have ever spent purchasing a car. That’s a plus in itself. Great selection of cars.....great insurance co to work with also. Thanks again Sherri.

    10. buy here pay here Mississippi dealer review by Patricia Manning

      Patricia Manning rated Byrider Pearl

      I started not to go to this place, but I called Sherry at JD Byrider in Pearl, MS . She asked me a few questions and told me to come in, so I did. I put God first and Sherry did the rest and now I'm back on the road again. I would recommend any body in need of transportation go to JD Byrider and ask for Sherry Thank you, Sherry and the gang, for your support. If you needed a scale rating and 10 was the highest, my rating would be 10. Happy New Year! My year is already a happy one!

    11. buy here pay here Mississippi dealer review by Amanda Toups

      Amanda Toups rated MS Coast Auto Brokers Orange Grove

      Have purchased 3 vehicles from this place and will most likely buy any future used vehicles from here. Ask for James, he is hands down the most honest and helpful car salesman I've ever met. You won't be disappointed.

    12. buy here pay here Mississippi dealer review by Molly Kester

      Molly Kester rated MS Coast Auto Brokers Orange Grove

      Friendly and helpful staff. They made the car buying experience so much better. Great selection of cars also.

    13. buy here pay here Mississippi dealer review by Kevin Sykes

      Kevin Sykes rated Extreme Auto World, LLC

      Just bought a beautiful can from here!! They met us with a smile and friendly service at the front door and through the whole process. I was in and out in less than an hour with a great deal!!

    14. buy here pay here Mississippi dealer review by Lisa Smith

      Lisa Smith rated Extreme Auto World, LLC

      My credit rating wasn’t the greatest but Emily got me approved over the phone. I drove in from Cleveland and she had my perfect ride waiting on me! Emily made buying a vehicle such a pleasant experience and I got a great ride!!! I’ll definitely be using them in the future!!! I highly recommend Extreme Auto World for your next purchase.

    15. buy here pay here Mississippi dealer review by Msg Gaines

      Msg Gaines rated American Car Center – Gulfport MS, Hwy 49 N

      My salesperson Nathan Cook was absolutely amazing! My husband and I purchase experience was relaxing and stress free. We would definitely recommend to others and consider for future purchases.

    16. buy here pay here Mississippi dealer review by mack dixon

      mack dixon rated American Car Center – Gulfport MS, Hwy 49 N

      Cowboy was awesome, I have never had such an easy car selling experience, he was professional from his outfit, attitude and I just loved his shoes. Top salesman to me. He was working three customer at one time and never ignored any one of us.

    17. buy here pay here Mississippi dealer review by M B

      M B rated Car-Mart of Corinth

      I got my car back last September and Bree has been a wonderful help. I am thankful she was able to help me pick out such a good and dependable car not to mention during times of hardship she has been understanding and eager to help work with me. I definitely recommend Car-Mart. Go see Bree y’all she’s a great Agent!

    18. buy here pay here Mississippi dealer review by Julie Oliver

      Julie Oliver rated Car-Mart of Corinth

      Cassie was so friendly and very knowledgeable of the vehicles and answeared many questions. They are willing to work ppl and understand hardships. I recommend this place to anyone looking for a fair deal and excellent customer service!

    19. buy here pay here Mississippi dealer review by Ann So-Blessed

      Ann So-Blessed rated Swain Automotive

      I thank God for them working with me. Cool ppl

    20. buy here pay here Mississippi dealer review by Brenda Wade

      Brenda Wade rated Swain Automotive

      Completely painless! Bill Johnston was great and even offered to babysit our 2 year old. I would def go to him again

    21. buy here pay here Mississippi dealer review by Kathy Thomas

      Kathy Thomas rated Watkins Auto Sales

      The service department took great care of me today in a very efficient and professional way . Great job Guys ???

    22. buy here pay here Mississippi dealer review by Brittany Slaughter

      Brittany Slaughter rated Watkins Auto Sales

      My experience was great with Mr.White I will highly recommend Mr. White with Watkins Auto you will not be dissappointed.

    23. buy here pay here Mississippi dealer review by Marcus Corbett

      Marcus Corbett rated MS Coast Auto Brokers

      Come by to see me we have plenty of newer used inventory. So stop by and test drive your next Car!!!!! Also say you saw this on Google places and receive a discount on your purchase!!!??????

    24. buy here pay here Mississippi dealer review by Erica T

      Erica T rated Okees Used Auto Sale, Inc.

      Long as you do your part they will do theirs ! Love my Honda

    25. buy here pay here Mississippi dealer review by Suwana Saffold

      Suwana Saffold rated Okees Used Auto Sale, Inc.

      Great best used cars around

    26. buy here pay here Mississippi dealer review by Google User

      Google User rated King Kars Inc

      Honestly the best experience ever had with a car dealership. They were phenomenal to deal with. Honest dealer that look out for the buyer interest. Will come back in future.

    27. buy here pay here Mississippi dealer review by Google User

      Google User rated King Kars Inc

      Real good help. Best car dealership. Everyone is nice and helpful.

    28. buy here pay here Mississippi dealer review by Donna Walker

      Donna Walker rated Rides To Go, Inc

      Wonderful visit.2008,nissian rogue

    29. buy here pay here Mississippi dealer review by Whitney Anderson

      Whitney Anderson rated Southaven Auto Sales

      Mr Mike, Mr Richard & Mrs Brittany were all very very helpful with my car buying experience! I did not come prepared at all (1st time buyer) & they went above & beyond to help me & to make sure I left with the car I wanted. Thank you Southaven Auto sales!! Highly recommend!!

    30. buy here pay here Mississippi dealer review by Henry Madden

      Henry Madden rated Southaven Auto Sales

      This is Stephanie Madden n we purchased a truck here n we absolutely loved them they are excellent people to buy a vehicle from n we will definitely be purchasing our next vehicle there!!! Thanks Mr Mike n Mrs Charlotte!!!

    31. buy here pay here Mississippi dealer review by Elizabeth Carter

      Elizabeth Carter rated Nu-Way Auto

      If I could I would give them more than 5. Going here was great they were very helpful especially Mr.Troy. yall should really check them out.

    32. buy here pay here Mississippi dealer review by Brandy Knighton

      Brandy Knighton rated Nu-Way Auto

      It a great place to get a car friendly ppl there

    33. buy here pay here Mississippi dealer review by Oneil Mas

      Oneil Mas rated Buy Here Pay Here Auto Sales

      1500 down payment everyone is approved buy here pay here No DL Necessary

    BHPH Mississippi MS dealer

    Hope you like our list of buy here pay here Mississippi MS dealers. Do share it with your friends. Let us know your feedback, query or suggestion by contacting us from contact us page.