mega888

Top 19 Buy Here Pay Here Dealers in Mobile AL

Looking for a used car dealer in Mobile AL but your credit is in bad shape?

Connect with top 19 buy here pay here Mobile AL car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Mobile's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Mobile AL

  • DriveTime Used Cars, AL

  • Lakesideimports.net, AL

  • Westbay Auto Brokers, AL

  • Nissan of Mobile, AL

  • CAR LAND, AL

  • Have you ever considered buy here pay here Mobile AL car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Mobile AL compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Mobile buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Mobile dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Mobile. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Exit 1 Auto, AL

  • MCD Motors, AL

  • Pearl Motors Inc, AL

  • CARBOX, AL

  • Elite Motors, AL

  • Did you know? These BHPH Mobile AL dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Mobile dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.

  • Mobile Chevrolet, AL

  • Skco Automotive, AL

  • Universal Motors, AL

  • Champion Automotive, AL

  • Lcm Motorcars, AL

  • The phrase buy here pay here Mobile AL car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Mobile Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Best Buy Autos, AL

  • Suncoast City Auto Sales, AL

  • Quality Automotive, AL

  • Auto Net Mobile LLC, AL

  • Why buy here pay here Mobile AL car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Mobile AL car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Mobile AL dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Mobile AL Works

    When the bank says no to your car loan, the buy here pay here Mobile AL car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Mobile AL dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Mobile AL car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Mobile AL Car lots Dealership

    The one thing is very true about buy here pay here Mobile AL is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Mobile AL dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Mobile AL – Fast Approval Low or no credit score

    The buy here pay here Mobile AL dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Mobile AL Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Mobile AL dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Mobile AL

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Mobile AL

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Mobile AL, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Mobile AL accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Mobile AL is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Mobile AL buy here pay here Reviews

    Here is what users says about Mobile BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Mobile dealer review by Chris Cole

      Chris Cole rated DriveTime Used Cars

      What a great team! Everyone was very helpful from the sales associates to the management. I got top dollar on my trade in and love my new vehicle. They got my payments to what I wanted them to be. I'm ready to buy another car (even though I don't need one) just to work with them again. I would recommend working with Brittany to everyone. Thanks again DriveTime!

    2. buy here pay here Mobile dealer review by Calin Johnson

      Calin Johnson rated DriveTime Used Cars

      Went to drivetime in Mobile Alabama on 5/23/19 and Billy Setzer help me out , So nice so well mannered . I would go back any day if he was there to help .thxs Billy setzer I love my jeep Laredo you sold me today .

    3. buy here pay here Mobile dealer review by stoney Rodriguez

      stoney Rodriguez rated Lakesideimports.net

      Bj and Edwin were great straight up guys would recommend them to anybody def will go back for my next truck thanks guys

    4. buy here pay here Mobile dealer review by Larry Saunders

      Larry Saunders rated Lakesideimports.net

      Great place to find a nice truck

    5. buy here pay here Mobile dealer review by Stephanie Young

      Stephanie Young rated Westbay Auto Brokers

      I would recommend them to anyone! He is very reasonable with pricing on his vehicles. The vehicles are very dependable! We just got our second vehicle from him!!!

    6. buy here pay here Mobile dealer review by Ashjoe Foster

      Ashjoe Foster rated Westbay Auto Brokers

      Friendly staff nice selection of cars and trucks!

    7. buy here pay here Mobile dealer review by Marie Lange

      Marie Lange rated Nissan of Mobile

      This place was fantastic I would use them over and over again so helpful so pleasant

    8. buy here pay here Mobile dealer review by Trendy Things

      Trendy Things rated Nissan of Mobile

      I purchased a 2020 Nissan Pathfinder. Mr Middleton was a HUGE help and made sure to take his time and explain everything to me. The sales manager was AMAZING going out of his way to get the color I wanted. Even the finance manager took the time to help me get a lower finance rate. Everyone was so helpful during this process. I’ll definitely be back in the future.

    9. buy here pay here Mobile dealer review by Mathew Harvill

      Mathew Harvill rated CAR LAND

      Great service. You could tell Mitchell, Willie and Matt work hard to attend to everyone they can. With the service on top of the car selection along with the 0% interest. My first choice when comes to getting any type of vehicle. They make sure your set and don’t tell you SOL after you drive off the lot. They look out for you unlike a lot of other places. 5 stars all day.

    10. buy here pay here Mobile dealer review by Kori Jones

      Kori Jones rated CAR LAND

      My husband and I have used Regency Automotive which is part of the CARLAND family in the past. Words can't Express the appreciation that I have for Mr Willie, Mitchell and Matt who kept me calm in a distress situation as they came to my my families aid. My husband and I both got a vehicle on the same day. IF THERE'S AN ISSUE, PLEASE DON'T FRET. If it's a problem from their end they will work to get it resolved. THANK YOU AND GOD BLESS.

    11. buy here pay here Mobile dealer review by Mohammad alsheikh

      Mohammad alsheikh rated Exit 1 Auto

      Great place

    12. buy here pay here Mobile dealer review by Sereniti Scruggs

      Sereniti Scruggs rated Exit 1 Auto

      Moe is an angel. He not only helped me get a car I needed but he gave me sound advice you wouldn't expect from a car salesman. Even helped me move my things to the new car in the cold! Great team. Great deals. Awesome service. ?

    13. buy here pay here Mobile dealer review by Rick-N-Amy Mckinney

      Rick-N-Amy Mckinney rated MCD Motors

      MCD motors it's great I never thought that I was going to get approved for a vehicle I ran by their website and immediately Angie called me and we talked a little bit and she said fill out an application online so I did she called me back she asked me a couple questions and by the end of the day I drove ran away in the 2016 pickup truck which is great because we needed a second vehicle so I definitely recommend MCD motors to anyone that is trying to get into a vehicle they're great respectful and it was actually a fun experience I want to give a shout out to the guys you MCD motors for making it happen. Thanks guys

    14. buy here pay here Mobile dealer review by Susan Nettles

      Susan Nettles rated MCD Motors

      They know how to use their resources to fit my needs. Super nice, super helpful.

    15. buy here pay here Mobile dealer review by Mona Carletta

      Mona Carletta rated Pearl Motors Inc

      If you are ever looking for a great car please come here and please ask for Robert, I admit I was hard to work with but Robert found me and my three kids the perfect car, it fit perfectly in my budget and he was super patient with me!! I recommend anybody please come here!! I was the first person to buy a car for the month of March I am blessed with a 2017 Ford Focus Hatch and it only had 40,000 miles It rides like butter.... Smooth!! Thank you Pearl Motors and Robert! I will be back to get a car for my son!

    16. buy here pay here Mobile dealer review by Robin Self

      Robin Self rated Pearl Motors Inc

      I highly recommend Pearl Motors and Robert to anyone! The whole process was super easy and fast! My family was in a bind needing another vehicle ASAP. From start to finish, Robert was very helpful. He wasn’t pushy and listened to what I had to say. He was very upfront and honest. I told him what I had for a down payment and what I could afford monthly. He helped me get into a vehicle that fit my budget and was very patient with me as I looked and test drove several vehicles trying to make the best decision. Go see Robert! I will definitely be referring people to this dealership and to Robert!!!

    17. buy here pay here Mobile dealer review by jimmy salter

      jimmy salter rated CARBOX

      the best car dealership in mobile it was fast and professional my sales person is bendoff he will work hard to get you done and lee the best manger in town i will advise anyone to come check them out they work with your credit..

    18. buy here pay here Mobile dealer review by Krystina Grantham

      Krystina Grantham rated CARBOX

      Great place! Everyone treats you like family, my sister was with us and had her 6 month old baby who was bored and ready to go home and no one batted a eye at him screaming or made us feel it was a issue just talked to him and us. Great place to do business they helped us every way they could would most defiantly refer them to anyone looking to purchase a new car/truck

    19. buy here pay here Mobile dealer review by Steven Warren

      Steven Warren rated Elite Motors

      Go see Stride. He'll take great care of you!

    20. buy here pay here Mobile dealer review by Asia Coleman

      Asia Coleman rated Elite Motors

      elite motors is one of the best car lots I have been to if something wrong they are going fix it , they also have great cars and will work hard to put you in one! Thanks kevin,stride and Dominique

    21. buy here pay here Mobile dealer review by Carl parker

      Carl parker rated Mobile Chevrolet

      Courtney Mauldin was awesome she knew every detail about the vehicle I was purchasing and answered every question I had. And Pete Yeo the sales manager was great he wouldn’t let me settle on a truck he made absolutely sure I left in the truck I wanted. I have never experienced that level of customer service before. The whole experience was great. I will return to purchase another vehicle from them.

    22. buy here pay here Mobile dealer review by James Wylie

      James Wylie rated Mobile Chevrolet

      I want to thank the dealer for hosting the 2020 Corvette event! Everyone was very courteous and helpful! I didn't expect the lunch that they also provided. This was the perfect opportunity to ensure that I could fit in the car (6'6" and 250 lbs), and I DID!! So excited for my order to arrive!

    23. buy here pay here Mobile dealer review by Lyntricia Nesbitt

      Lyntricia Nesbitt rated Skco Automotive

      Good experience friendly service and a wide variety of cars to choose from

    24. buy here pay here Mobile dealer review by Jennifer Caine

      Jennifer Caine rated Skco Automotive

      Best car buying experience I have ever had

    25. buy here pay here Mobile dealer review by Jasmin Brown

      Jasmin Brown rated Universal Motors

      I got a 2015 Honda Accord with just 500 down. And a way lower down payment then what any of the other places said. The finance guy did awesome and it didn't take long at all either! You best believe I'm gonna be back!

    26. buy here pay here Mobile dealer review by DAVID GREENE

      DAVID GREENE rated Universal Motors

      These people are amazing! They have sold my family 3 vehicles! And have sold many of my friends cars and although some did most didn't have good credit at all but they got exactly what the wanted and with greats payments! My payment is just a little over 200! Love these folks!

    27. buy here pay here Mobile dealer review by Shekita McGary

      Shekita McGary rated Champion Automotive

      Great customer service!!! Reggie assisted us an even though we couldn't get in a car he referred us to somewhere else where they were able to do so

    28. buy here pay here Mobile dealer review by Bibi McWilliams

      Bibi McWilliams rated Champion Automotive

      I only have great things to say about this business. I was in and out in less than two hours with a car that was affordable and economical. The finance manager, did exactly what he said he would and has stuck by his word. The staff are friendly and knowledgeable. I will continue to do business with Champion Automotive.

    29. buy here pay here Mobile dealer review by SShaw6174 .

      SShaw6174 . rated Lcm Motorcars

      Always great working with LCM.

    30. buy here pay here Mobile dealer review by Curtis Brown

      Curtis Brown rated Lcm Motorcars

      They listen to what you want, then apply in to what you want to spend. Making sure you leave there satisfied. Great used vehicles, very friendly team.

    31. buy here pay here Mobile dealer review by Kitty Cannon

      Kitty Cannon rated Best Buy Autos

      Very friendly and honest i will continue to go there

    32. buy here pay here Mobile dealer review by Beth Kaufman

      Beth Kaufman rated Best Buy Autos

      I have been with them for over a year. I had some issues and they helped me through. I am on my second car from them. I’m happy with the service and the staff.

    33. buy here pay here Mobile dealer review by marie Chavez

      marie Chavez rated Suncoast City Auto Sales

      Tommy Marcet made my car buying process fast and easy! Would absolutely reccomend!!!

    34. buy here pay here Mobile dealer review by Ben Tuberville

      Ben Tuberville rated Suncoast City Auto Sales

      Tommy and the guys at Suncoast City were awesome and got me financed with less than stellar credit. Go see them for top service!!

    35. buy here pay here Mobile dealer review by Jenn Davis

      Jenn Davis rated Quality Automotive

      Hi see Josh, tell him Ashley Davis and wife bought daughter's Amanda 1st car there he will treat you right.

    36. buy here pay here Mobile dealer review by Tim Taylor

      Tim Taylor rated Quality Automotive

      Great place to get a car from I brought a 2012 Ford Fiesta from them last month only thing I’m worried about right now is that I just recently sent it back to see what’s going on with it cause they saying I may have blown the motor it’s my only transportation I have at the moment only had it for 32 days just worried if the guys or going to look at it cause it been up there for 6 days today and ain’t heard nothing about how to go by getting it fix like I said great people great place to get a car from cause they will work with you but anyway get back with me soon you guys

    37. buy here pay here Mobile dealer review by Deandre Robinson

      Deandre Robinson rated Auto Net Mobile LLC

      OMG!!! If you need a car at a cheap price and low monthly payments Auto Net is the place for you! The owner Mr.Alex has been very pleasant to work with he’s kind and understanding and always willing to work with you. If the car need attention don’t worry because Mr.Alex always looking out for his customers I just purchased a 2013 Dodge Avenger at a low price and will be done paying it off in a year this is truly a blessing I’m glad I found Auto Net and the finance lady Ms.Pamela she’ll get you squared away and rolling in no time I highly recommend this place if you looking for an updated vehicle for a low price I believe no other car lot has cars at a unbelievably price as Auto Net!

    38. buy here pay here Mobile dealer review by Johnny Bowl

      Johnny Bowl rated Auto Net Mobile LLC

      Best place to buy car in town truly wonderful Steve helped us find our daughter the perfect car.

    BHPH Mobile AL dealer

    Hope you like our list of buy here pay here Mobile AL dealers. Do share it with your friends. Let us know your feedback, query or suggestion by contacting us from contact us page.

    mega888