Top 19 Buy Here Pay Here Dealers in Murfreesboro TN

Looking for a used car dealer in Murfreesboro TN but your credit is in bad shape?

Connect with top 19 buy here pay here Murfreesboro TN car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Murfreesboro's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Murfreesboro TN

  • Prestige Motors Inc, TN

  • Right Price Auto Sales, Inc., TN

  • Mid-Town Motors Cars, TN

  • Discount Auto Sales (Murfreesboro, TN), TN

  • STAR ONE MOTORS, TN

  • Have you ever considered buy here pay here Murfreesboro TN car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Murfreesboro TN compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Murfreesboro buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Murfreesboro dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Murfreesboro. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Byrider Murfreesboro, TN

  • Rite Ride Inc, TN

  • Absolute Auto center, TN

  • Zoom Auto Finance, TN

  • National Auto Sales, TN

  • Did you know? These BHPH Murfreesboro TN dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Murfreesboro dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • City Auto – Murfreesboro, TN

  • FIRST AUTOMOTIVE, TN

  • International Cars Co, TN

  • Car Zone of Murfreesboro, TN

  • Easy Auto Murfreesboro, TN

  • The phrase buy here pay here Murfreesboro TN car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Murfreesboro Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Star Auto INC, TN

  • Floyd Auto Sales Inc., TN

  • Speedway Motors, TN

  • Auto Masters, TN

  • Why buy here pay here Murfreesboro TN car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Murfreesboro TN car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Murfreesboro TN dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Murfreesboro TN Works

    When the bank says no to your car loan, the buy here pay here Murfreesboro TN car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Murfreesboro TN dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Murfreesboro TN car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Murfreesboro TN Car lots Dealership

    The one thing is very true about buy here pay here Murfreesboro TN is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Murfreesboro TN dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Murfreesboro TN – Fast Approval Low or no credit score

    The buy here pay here Murfreesboro TN dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Murfreesboro TN Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Murfreesboro TN dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Murfreesboro TN

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Murfreesboro TN

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Murfreesboro TN, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Murfreesboro TN accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Murfreesboro TN is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Murfreesboro TN buy here pay here Reviews

    Here is what users says about Murfreesboro BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Murfreesboro dealer review by Chadric McConnell

      Chadric McConnell rated Prestige Motors Inc

      Helped me with my down payment situation.... really helpful and honest... really recommend anyone here!!!

    2. buy here pay here Murfreesboro dealer review by Brigette Brown

      Brigette Brown rated Prestige Motors Inc

      I happened upon Premier Motors by accident in 2014 and I purchased a 2006 GMC Envoy that I love. The salesman Les is the best. I was really impressed with the friendly professional service I received. I was so pleased that I referred people to go there. I kept in contact over the years because I had spoke with Les about a Dodge Charger. Well as luck would have it my daughter bought my dream car from Les a 2015 Dodge Charger at his new Murfreesboro location known as Prestige Motors. She gets compliments on it daily. It's been dubbed the hardest Charger in town and she loves it. Thank you Les and once again I will be back.

    3. buy here pay here Murfreesboro dealer review by Bradley Young

      Bradley Young rated Right Price Auto Sales, Inc.

      I found a great car at a great price! Eric was very helpful and nice. Everyone their was including the owner. I am very satisfied with my purchase and the customer service I received. Thank you Right Price Auto for helping me out and working with me and being nice to me. In the future I'm sure I will buy another vehicle from Right Price.

    4. buy here pay here Murfreesboro dealer review by Robert Brooks

      Robert Brooks rated Right Price Auto Sales, Inc.

      Fantastic experience here. The people were absolutely amazing to work with they are very friendly and honest! I think we have just found our forever car buying spot! Thank you Right Price for the new van!

    5. buy here pay here Murfreesboro dealer review by Kathryn Mangrum

      Kathryn Mangrum rated Mid-Town Motors Cars

      I bought a car from Melissa today. She was so sweet! It was my first time buying a car and it was a wonderful experience!

    6. buy here pay here Murfreesboro dealer review by Donna Maria

      Donna Maria rated Mid-Town Motors Cars

      I've never purchased a car so simplly. All staff was VERY courteous. I enjoyed my experience and would recommend all looking for a vehicle stop by. Donna Maria

    7. buy here pay here Murfreesboro dealer review by Thegmail User

      Thegmail User rated Discount Auto Sales (Murfreesboro, TN)

      It was was pleasure working with Troy and Alan. They were very straight up and honest with me and got me in the exact car I was looking for with no hassles. I recommend anybody looking for a solid car to visit Discount Auto Sales. They will do everything in their power to get you in a great vehicle. I left feeling like family. Thank you guys.

    8. buy here pay here Murfreesboro dealer review by Lena Angel

      Lena Angel rated Discount Auto Sales (Murfreesboro, TN)

      Allen and Carl were awesome!!! Got my dad back mobile with no hassle!!!! Vehicles are all in good shape with reasonable prices. Looking for a new used vehicle without feeling like their trying to talk you o it of your drawers come see these guys!!!!!!

    9. buy here pay here Murfreesboro dealer review by Amy Bobbitt

      Amy Bobbitt rated STAR ONE MOTORS

      Fantastic dealership, great communication, seamless process, friendly salesman, purchased my truck from them today. Amazing experience and highly recommend!

    10. buy here pay here Murfreesboro dealer review by James Barksdale

      James Barksdale rated STAR ONE MOTORS

      Great staff, Great prices. Malik was attentive to our needs and took care of everything we asked for. No high pressure sales pitch; they let their vehicles do the talking for them. With such great prices on good quality vehicles, how can you go wrong. I highly recommend!

    11. buy here pay here Murfreesboro dealer review by John Boisseau

      John Boisseau rated Byrider Murfreesboro

      Sean was great. He helped me find a vehicle tgat fut my budget. I only paid $200 Down. Ask for Sean. He will explain everything simple.

    12. buy here pay here Murfreesboro dealer review by AnyaRussianSpunk Fox

      AnyaRussianSpunk Fox rated Byrider Murfreesboro

      I'm very pleased to say that we had wonderful experience with J.D Byrider!!! I want to say that the whole team is wonderful at working with us, Deverick helped us out and he was wonderful, since I just came of off maternity leave my finances didn't balanced out to what I needed and he worked with me untill we found a perfect solution so I could have been approved for a car!! I was approved and now I'm in a wonderful car which I love very much!!! My car fits my quarky personality and it's a wonderful family car for my first child!!! I will and already have been talking non stop about how wonderful Byrider is and everyone should go and give them a call!! If you need a car and you have no way to get a car because of your past credit mishaps then Byrider is definitely your place!!!

    13. buy here pay here Murfreesboro dealer review by Jessica McClure

      Jessica McClure rated Rite Ride Inc

      I absolutely recommend Rite Ride to anyone! Great cars with a variety to choose from m. Reliable and nice! Always understanding and works with you to fit your needs! Also every time I pay it all goes to my balance so no interest or hidden fees so I see a difference every receipt!!! Staff is friendly and professional,Avery was just amazing at helping me get what I wanted!!

    14. buy here pay here Murfreesboro dealer review by Victoria Pruitt

      Victoria Pruitt rated Rite Ride Inc

      We went to about 4 different dealerships...... they all gave us the run around! When we walked into Rite Ride, Avery immediately started helping us. He worked with us on our down payment & helped us stay on budget!! I recommend this place to anyone looking for a good, reliable vehicle! There is no pressure in buying & everyone is very understanding! Thank you Rite Ride!!

    15. buy here pay here Murfreesboro dealer review by Sergio Velasquez

      Sergio Velasquez rated Absolute Auto center

      I just want to shout out to my man michael Smith , for helping me get a car. Great service and great attitude . I just want to say a big thanks again

    16. buy here pay here Murfreesboro dealer review by Olivia Powell

      Olivia Powell rated Absolute Auto center

      Staff was super friendly. Aaron was great in working with us to get our monthly payment where we wanted it.

    17. buy here pay here Murfreesboro dealer review by Tim Bragg

      Tim Bragg rated Zoom Auto Finance

      Awesome people and terrific buying experience!

    18. buy here pay here Murfreesboro dealer review by Nicole Scharf

      Nicole Scharf rated Zoom Auto Finance

      Donna is the BEST!!!!!! Altogether great place. Mark loves his Veloster (:

    19. buy here pay here Murfreesboro dealer review by Matt Bray

      Matt Bray rated National Auto Sales

      Drove up from the Atlanta GA area to purchase a toolbox top and cargo glide tray at a very good price, and everyone I met was extremely friendly, courteous, and professional.

    20. buy here pay here Murfreesboro dealer review by Keith Ditinno

      Keith Ditinno rated National Auto Sales

      If I could give Homer and Gary 6 stars I would . I’m not the type guy to usually write reviews , but these guys definitely deserve my praise and thank you . I run hard , don’t have time to mess with issues , and use my trucks everyday . I have bought two trucks from these guys and will continue to do so as long as they are in business . They sell great trucks , stand behind everything they sell , and wouldn’t ever sell anything that they wouldn’t feel comfortable driving themselves . I have test driven other trucks at other dealerships and they didn’t even compare to the quality or fair price that National offers . If you don’t want to waste your time or money , go see Homer or Gary first . Their integrity, quality , and knowledge will make you feel comfortable and confident that you have stopped at the right place to buy a truck . Thanks again fellas for doing what you do . I’ll see ya in a couple years when I’m ready to buy again . I will always refer you to everyone I know !

    21. buy here pay here Murfreesboro dealer review by Card Collector

      Card Collector rated City Auto – Murfreesboro

      Staff is super friendly and accommodating... easy to work with regardless of your budget. Worked with me on a Jeep for my 16-year olds birthday ... went the extra mile and I highly recommend! Buy here and save yourself a few trips!

    22. buy here pay here Murfreesboro dealer review by Amy Mahaffey

      Amy Mahaffey rated City Auto – Murfreesboro

      The salesman, Bill was the absolute best! And the finance guy, Richard Pace, was the absolute greatest. They helped us out so much! They were the nicest people to work with! I highly recommend buying a vehicle from City Auto. I was literally in & out! And I love my Acadia!!

    23. buy here pay here Murfreesboro dealer review by Brianna Drennon

      Brianna Drennon rated FIRST AUTOMOTIVE

      This is by far one of the best car experiences I’ve had. He helped me out step by step with choosing a car, setting up payments, and he even worked with my down payment. They have a great selection of cars as well. I’d definitely recommend their lot over everyone I’ve dealt with.

    24. buy here pay here Murfreesboro dealer review by Lory Anderson

      Lory Anderson rated FIRST AUTOMOTIVE

      My Family and I had the best experience at First Auto!! We were greeted by Rami who welcomed us with such care, friendlyness , and welcomed us with great customer service!! We were also greeted by Sam and Bo who were very kind and helpful as well. If you are looking for a place to buy a car you have to go and visit them to see for yourselfs. You will be glad you did. We also meet others who worked there and they were very friendly as well and very supported of our needs as well. Thank ya'll for everything you did to help us get into a wonderful vehicle!!!! ??????????????????????????????????????????

    25. buy here pay here Murfreesboro dealer review by Kaylee hernandez

      Kaylee hernandez rated International Cars Co

      I knew buying a car was stressful but at International Cars Co. was nothing like that. I had the BEST customer service and i left that place with an amazing deal and great car ! I would definitely be recommending this place to my family and friends. I have no regrets purchasing my car here. Reasonable prices and nice cars!

    26. buy here pay here Murfreesboro dealer review by Lesa Cox

      Lesa Cox rated International Cars Co

      These folks are amazing! I bought my Juke from them, and they we super friendly. Hala and Jamil are excellent, no pressure and will help you find what you like. I called them after I bought my Juke and wondered what detail spray their detail person uses. They said , come by we'll give you a bottle. Wow. The detail man is very good, the cars are very clean and smell good. When I came by, they asked how I liked the car, everything good? I told them the only thing going on was the back window didnt roll down. They had me come in today and the fixed it for me. I offered to pay , they said no. I get better treatment here than when I bought my new car! I highly recommend this place.

    27. buy here pay here Murfreesboro dealer review by Gerald Fletcher

      Gerald Fletcher rated Car Zone of Murfreesboro

      I was in the market for a truck and saw that they had a 2010 f150 that was in really good shape and had low miles. The owner made me a deal over the phone and said "if you buy a vehicle from me I promise I'll take care of you". I got the truck from him and drove it home and fell in love with it. A few days later it started to have an issue with the engine and I called the dealership and they were quick to cover the whole cost and make sure it was done right! This dealer has integrity and is honest. He will not hesitate to make everything perfect for you, I would buy from them again!

    28. buy here pay here Murfreesboro dealer review by C Goodwin

      C Goodwin rated Car Zone of Murfreesboro

      Honest and trustworthy good people good cars

    29. buy here pay here Murfreesboro dealer review by Kayla prewett

      Kayla prewett rated Easy Auto Murfreesboro

      This was definitely the best and easiest car buying experiences I’ve ever had. They brought the car to my home and was very simple. All I had to do was give them a specific time. Kristen is super nice and friendly, Raphael was very patient and didn’t push anything on me. Rick was amazing as well. Very good staff!!!

    30. buy here pay here Murfreesboro dealer review by Shaquille Ladd

      Shaquille Ladd rated Easy Auto Murfreesboro

      The staff was great they fought hard to put my friend in what his heart desired. Ralphael is the best rep hands down. Ill tell all of murfreesboro about them!!! Easy and fast

    31. buy here pay here Murfreesboro dealer review by Don Petel

      Don Petel rated Star Auto INC

      Exquisite service, friendly faces and very professional. Daughter is extremely happy with her Lexus, a great vehicle overall that we feel confident it will be a good vehicle for her and her family. Pricing was extremely fair and our warranty was affordable. We will be returning for future business for sure.

    32. buy here pay here Murfreesboro dealer review by Sandra Stevens

      Sandra Stevens rated Star Auto INC

      They are the Nicest buy here pay here dealership i have seen

    33. buy here pay here Murfreesboro dealer review by Kim Fox

      Kim Fox rated Floyd Auto Sales Inc.

      Great people to work with! Made the whole process very simple, quick and easy! Got me in the car I wanted at the payments I could afford. Joseph took the time to answer all of my questions and I had many, and made sure everything was perfect and I was happy before I drove away!! Would highly reccomend Floyd's Auto Sales!! Thank you Joseph!

    34. buy here pay here Murfreesboro dealer review by A Buckaroo

      A Buckaroo rated Floyd Auto Sales Inc.

      They seem very honest and are willing to work with you. I am very please with the vehicle I have.

    35. buy here pay here Murfreesboro dealer review by james edwin

      james edwin rated Speedway Motors

      Today i came in talk to them about a truck they was very helpful and they help me to get a nice dodge with low miles on it and i want to tell them thank you for being helpful with my first truck

    36. buy here pay here Murfreesboro dealer review by Jaclyn Stanley

      Jaclyn Stanley rated Speedway Motors

      I came down to speedway because my boss bought 3 cars off of them and had a wonderful experience every time. They did the same with us! We went down to look at truck for my husband and was able to get him in a Ram for $0 down and reasonable payments! It was so quick, easy, and hassle free that I asked about trading my.m car in too. They were able to accept my trade and get me into a newer, better vehicle with lower payments!! We couldn’t be happier! We’re planning on coming back in a couple months to get a car for my daughter as well!! Please come check these guys out, you won’t regret it!

    37. buy here pay here Murfreesboro dealer review by Marie Waters

      Marie Waters rated Auto Masters

      I just bought a Dodge Journey. It was the best experience I have ever had in my life. I recommend going here if you need a vehicle. Thanks guys you both are awesome.

    38. buy here pay here Murfreesboro dealer review by Marie Gilmore

      Marie Gilmore rated Auto Masters

      Great prices, excellent service!! It was on time and very friendly!! Recommend it to everyone!!

    BHPH Murfreesboro TN dealer

    Hope you like our list of buy here pay here Murfreesboro TN dealers. Do share it with your friends. Let us know your feedback, query or suggestion by contacting us from contact us page.