Top 14 Buy Here Pay Here Dealers in New Haven CT

Looking for a used car dealer in New Haven CT but your credit is in bad shape?

Connect with top 14 buy here pay here New Haven CT car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of New Haven's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in New Haven CT

  • City Lights Autos, CT

  • Wilson Maturo Motors, CT

  • CarHavn, CT

  • R & N Motors, CT

  • Uzun Auto Sales & Service West Haven CT, CT

  • Have you ever considered buy here pay here New Haven CT car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in New Haven CT compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a New Haven buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the New Haven dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in New Haven. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Primetime Auto Sales & Repairs LLC, CT

  • V B Motors LLC, CT

  • Boulevard Motors, CT

  • E J Auto Sales & Services, CT

  • Unique Auto Sales, CT

  • Did you know? These BHPH New Haven CT dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here New Haven dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.

  • Performance Auto Center, CT

  • York Auto Sales, CT

  • Northeast Motorcar, CT

  • Annex Used Cars, CT

  • Why buy here pay here New Haven CT car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here New Haven CT car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH New Haven CT dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here New Haven CT Works

    When the bank says no to your car loan, the buy here pay here New Haven CT car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here New Haven CT dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here New Haven CT car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here New Haven CT Car lots Dealership

    The one thing is very true about buy here pay here New Haven CT is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these New Haven CT dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here New Haven CT – Fast Approval Low or no credit score

    The buy here pay here New Haven CT dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH New Haven CT Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH New Haven CT dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership New Haven CT

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer New Haven CT

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in New Haven CT, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here New Haven CT accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH New Haven CT is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    New Haven CT buy here pay here Reviews

    Here is what users says about New Haven BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here New Haven dealer review by Blidisel 2741107110711

      Blidisel 2741107110711 rated City Lights Autos

    2. buy here pay here New Haven dealer review by Fruity

      Fruity rated Wilson Maturo Motors

      This dealership is the best so happy I went to them for a vehicle! Such a wonderful experience I received the the truck of my dreams and they handle everything! They even referred me to an excellent insurance agent! I recommend this dealership to everyone! I would give ten stars if I could! Superior Service and my car is amazing!

    3. buy here pay here New Haven dealer review by Brandy Long

      Brandy Long rated Wilson Maturo Motors

      My search for a new car ended here ive never been so satisfied Wilson Maturo Motors made it so easy to finance my car no stress no hassle no headache i strongly recommend stopping by if you are looking for a car! You won't be disappointed. Sincerely a very happy customer!

    4. buy here pay here New Haven dealer review by Ria Orta

      Ria Orta rated CarHavn

      I had seen the reviews for this place & I agree with everyone that made positive reviews. Great shop! I was told what was needed for my car step by step. I was quoted the part I needed and labor. It is true- they will give you a rental if needed till your car is ready. (Great rental-btw) I recommend this place and I will come back again! Everyone is really nice as well. Thanks guys!

    5. buy here pay here New Haven dealer review by kafanica mestosadusom

      kafanica mestosadusom rated CarHavn

      Ramiro is the best and honest guy in northeast... I’m glad i haved deal with him... thank you for everything,.,,,

    6. buy here pay here New Haven dealer review by Shannel Anaglate

      Shannel Anaglate rated R & N Motors

      OMG I have purchased my second vehicle from R & N Motors and I am sooo happy my first vehicle I have had for three years spark plugs is all that had to be done Rich Jr does not deal with Garbage!!!!

    7. buy here pay here New Haven dealer review by Monica Rodriguez

      Monica Rodriguez rated R & N Motors

      We live in California and our daughter goes to college in Hamden Ct. Purchasing a car from 3000 miles away can be pretty scary, we called a few dealerships that were “family owned”. Rich Jr. called us back and said he and his father had been in town for over 30 years and that he would take good care of our daughter, he wasn’t kidding! She came to his dealership, he walked her through the process and then told her to come by through the school year and he’d help her keep the car in great running condition. If you are looking for a great used car, you want to visit R&N Motors that truly exemplify What a Family Owned Business should be!

    8. buy here pay here New Haven dealer review by Jenna D

      Jenna D rated Uzun Auto Sales & Service West Haven CT

      Amazing place, the best experience I’ve had at a auto shop. Very professional, accommodating, and wonderfully thorough. He walked me through the issues I was having with my front struts and worked with me to find the most affordable, commonsense solution for them. Super transparent and honest. Would recommend to anyone!

    9. buy here pay here New Haven dealer review by Abu Anas

      Abu Anas rated Uzun Auto Sales & Service West Haven CT

      Great people. Very helpful

    10. buy here pay here New Haven dealer review by Lisa C

      Lisa C rated Primetime Auto Sales & Repairs LLC

      I've bought several used cars over the past 10 years and working with Juan at Primetime Auto was by far the nicest and easiest experience I've ever had. I asked for a maintenance inspection and for the car vehicle history before I arrived, and he emailed them to me without a fuss. The car was in impeccable condition when I arrived for a test drive, and exactly as described, if not better! We negotiated a slight discount for condition of the tires. Juan said he would complete items on the maintenance report and register the car as quickly as possible. I put down a deposit and he turned it all around within a day. If a second key turns up, I would add a sixth star to this rating. The greatest thing about my car buying experience was that I don't know anything about Juan...he didn't ramble on about his life (like so many other salesmen), or talk over the test drive to prevent me from listening to the car. He was straight up professional and let the car speak for itself. I love this car! If you see a car for sale in his website that you like, then call him. You won't be disappointed. A+ dealer

    11. buy here pay here New Haven dealer review by Julius Morro

      Julius Morro rated Primetime Auto Sales & Repairs LLC

      Awesome pulled up and was taken care of right away very pleased!

    12. buy here pay here New Haven dealer review by Johnny Fuller

      Johnny Fuller rated V B Motors LLC

      Good place fix your car prices really good

    13. buy here pay here New Haven dealer review by Onoh Udensi

      Onoh Udensi rated V B Motors LLC

      Swapped out my power steering pump last minute for a reasonable price, less than 30 minutes. Thanks.

    14. buy here pay here New Haven dealer review by George Owusu

      George Owusu rated Boulevard Motors

      Big ups to Blvd motors!!!! Five star for sure. My custom Dodge Challenger was totaled by another driver. Choosing Blvd motors allowed my to get back into a CLEAN RT challenger basically back in the same position I needed to be in wit very respectable numbers. They where able to make magic work throughout the clearing of my first loan. As long as u have all proper documents I highly recommend u choose Blvd motors!!! U can’t go wrong ?????????????????????

    15. buy here pay here New Haven dealer review by Jack Jakups

      Jack Jakups rated Boulevard Motors

      I've purchased many cars here and have had work done on my cars here. Great cars, haven't had a problem with any of them. The service is great. Honestly, if I could give more stars I would. This is the best used car dealership that I have ever dealt with ! I look forward to continuing doing business with them for a very long time.

    16. buy here pay here New Haven dealer review by Nwobu Christian

      Nwobu Christian rated E J Auto Sales & Services

      We sell and buy used vehicles we also make repairs

    17. buy here pay here New Haven dealer review by john smith

      john smith rated E J Auto Sales & Services

      Needed a bad tire taken off the rim I needed and another tire i had taken off its rim to put on good rim. They took me in right away .good prices..will use again

    18. buy here pay here New Haven dealer review by Ashley Bacon

      Ashley Bacon rated Unique Auto Sales

      Went for my second car, and i was immediately greeted. I picked out my car, theu let me test drive it and the couple things that was wrong was fixed in 2 days and i was able to take my baby home. I bought the car back because the back up camera was fuzzy and was told they would order me a new one... Great Customer Service and Great Staff

    19. buy here pay here New Haven dealer review by Frankie  Rodriguez

      Frankie Rodriguez rated Unique Auto Sales

      Awesome they're just awesome

    20. buy here pay here New Haven dealer review by Aldo L Fernandez

      Aldo L Fernandez rated Performance Auto Center

      Honest people that stand back behind the cars they sell. I have gotten not one but two vehicles from them, don’t think I will never need to go anywhere else. If there is an issue they will fix it for you and that keeps me coming back because have had horrible experiences at other places that once they sell you they don’t want to deal with any issues but at Performance Auto you can tell that people is their first concern and they aim to keep their customers happy. Recommend 100%!!!

    21. buy here pay here New Haven dealer review by Fernando Cepeda

      Fernando Cepeda rated Performance Auto Center

      Great dealership!!! the owner it's a honest guy, they always try to sell the best car for you. Highly recommend.

    22. buy here pay here New Haven dealer review by Alexis Lape

      Alexis Lape rated York Auto Sales

      Hands down the best car buying experience we've had! Mike was very honest and reasonable, and extremely helpful throughout the entire process. He, unlike many used car dealerships, was not out to take advantage of people, and I left knowing I got a great deal on my trade-in! 100% recommend this place to anyone thinking about buying a used car.

    23. buy here pay here New Haven dealer review by Stephen Trajeski

      Stephen Trajeski rated York Auto Sales

      Mike the owner is a very honest man. And that is very rare to find at a Used Auto shop. I was gonna buy a truck from him and we were all set to pickup the truck the next day. He called me later that day and told me about a couple of leaks he noticed when he was preparing the truck for me. He actually called me and informed me that he just noticed the minimal leak. He gave me sometime to speak with my family about the issue. I ended up getting a Hyundai Sante Fe in stead of the SUV I originally looking at cause of the leak issue. My Hyundai rides like it is still brand new at a great price. They finance at York Auto also, so it was quick and easy. Getting to the point, Most Used car dealers would of just let me buy the SUV that had issues and would of never said anything about a leak. So if you want a nice car at a decent price I recommend York Auto Sales. And I want to thank everyone for such a good job on helping me find a reliable vehicle so I can get to work even in bad weather conditions. I work at a hospital so regardless how bad the weather is I still have to get to work and Mike was able to satisfy my need for a good AWD SUV.

    24. buy here pay here New Haven dealer review by Kimberly Wilhelm

      Kimberly Wilhelm rated Northeast Motorcar

      The service is great. Nice inventory. Very accommodating. They’re really not like other dealers who don’t care and try and push you in and out of the door. Although the process was quick, they took time to answer all of my questions and allowed me too look at every vehicle on the lot! The owner is not going to let you drive out of there in a vehicle that he doesn’t feel good about. They are a ways away from me, but it’s worth the drive. Super cute dog.

    25. buy here pay here New Haven dealer review by MarineMom

      MarineMom rated Northeast Motorcar

      I don't know where to start........... So the week of Oct. 31st I was told that I HAD TO get rid of my SUV that I've had for almost 11 years ASAP and I was DEVASTATED!! I'm so used to having a vehicle that my mindset was "I can't be without a car...I HAVE TO LOOK NOW!!" I got on Northeast Motor Cars' website ( I have family who purchased cars through them as well) and began looking. I found another SUV for a decent price and immediately inquired about it. I got online and applied for auto financing. THAT SAME DAY I received a response from Bruce and was told that I was approved. I ended up going there after work to check out the truck.....and I fell in love. This all took place on a Wednesday, by Monday I was rolling off of the lot with my Chevy!!?? (Almost done here...) Monday I DROVE there with the truck (that I SHOULDN'T HAVE been driving?). When the Chevy was ready, I had no clue what I was going to do with the older truck. I knew I had to junk it but WHERE was I going to have it in the mean time??? My registration was transferred to the Chevy and the older truck had no plates on it. Well, Bruce allowed me to leave the truck there until I was able to get someone to pick it up!! It stayed over night because it was late in the evening when I got the Chevy. The next night I was able to have the older truck towed away (tears). Whitney stayed with my son and I until the truck was gone...(the towing happened late in the day ALSO)!! VERY LONG STORY SHORT.....ALL OF THEM WERE GREAT!!! (Bruce, Whitney, Stella (??the boxer??)and her owner.....(sorry dude, I forgot your name?). They made this whole transition (from my OLDER TRUCK that I the NEWER SUV that I LOVE) EASIER!!!!!

    26. buy here pay here New Haven dealer review by Ron Hardy

      Ron Hardy rated Annex Used Cars

      Richie and Richie was both very informative about the process and the cars are all very clean

    BHPH New Haven CT dealer

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