Top 10 Buy Here Pay Here Dealers in Newport News VA

Looking for a used car dealer in Newport News VA but your credit is in bad shape?

Connect with top 10 buy here pay here Newport News VA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Newport News's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Newport News VA

  • Auto Max of York County, VA

  • 1st Choice Auto Sales, VA

  • Hilton Motors Inc., VA

  • Casey Honda, VA

  • Casey Kia, VA

  • Have you ever considered buy here pay here Newport News VA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Newport News VA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Newport News buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Newport News dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Newport News. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Casey Chevrolet, VA

  • Deer Park Auto Sales Corporation, VA

  • Priority Buy Here Pay Here Newport News, VA

  • Wholesale Direct Auto Sales, VA

  • Premier Auto Sales, VA

  • Did you know? These BHPH Newport News VA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Newport News dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.

    Why buy here pay here Newport News VA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Newport News VA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Newport News VA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Newport News VA Works

    When the bank says no to your car loan, the buy here pay here Newport News VA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Newport News VA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Newport News VA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Newport News VA Car lots Dealership

    The one thing is very true about buy here pay here Newport News VA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Newport News VA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Newport News VA – Fast Approval Low or no credit score

    The buy here pay here Newport News VA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Newport News VA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Newport News VA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Newport News VA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Newport News VA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Newport News VA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Newport News VA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Newport News VA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Newport News VA buy here pay here Reviews

    Here is what users says about Newport News BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Newport News dealer review by Busy Leigh Allen

      Busy Leigh Allen rated Auto Max of York County

      I was in a vehicle search for the perfect van for my personal business, after visiting MULTIPLE used dealerships, my journey ended with Mr Bob at Auto Max, I Really wish I had found him first, Auto Max is now my go to dealer for life! I recommend them to Everyone! Thank you Auto Max! I've had my van for 3 months now and I'm still very happy with my vehicle and how much I paid for it!

    2. buy here pay here Newport News dealer review by Paige Brooks

      Paige Brooks rated Auto Max of York County

      The owner of the business is very friendly and flexible to work with. The price on the used car we bought was great and came with a carfax which is a big peace of mind. They have a great selection to choose from and the process took very little time. Bob the owner, is an angel. This man has been so patient with us and our special situation in regards to getting a vehicle. I honestly didn't think we would get so lucky. He is an amazing person, who is more than understanding and willing to help anyone he can. I truly believe this. If you are looking for a vehicle, this is the place. They will work with you in any way they can to help you. They are truly wonderful people. The vehicle had a small mechanical problem, that was unknown until after we had received the car, and Bob took care of it. He had us take the car to a repair shop that he works with, and had the vehicle repaired and back to us in one day, and did not charge us anything. He took responsibility, even though we were willing to pay for the repairs. They are truly amazing here and I highly suggest them. 5/5 stars

    3. buy here pay here Newport News dealer review by ITZ US

      ITZ US rated 1st Choice Auto Sales

      My family and I stopped by this dealership to check out a few vehicles. The owner had a couple in front of her that she was working with, but that didn’t stop her from helping the both of us. She asked for them to excuse her for a second while she answered our questions. She asked us what vehicles we were interested in and offered us the keys to the them. She apologized to both of our families. To them for her having to stop working with them briefly to help us, and to us because she wasn’t able to “help” us at the moment but she would as soon as she’s done. She was very friendly. Although, we didn’t purchase a vehicle that day we plan to go back and do so soon! ??

    4. buy here pay here Newport News dealer review by Malon Eason

      Malon Eason rated 1st Choice Auto Sales

      Great deal on well maintained vehicles...

    5. buy here pay here Newport News dealer review by Carla Keene

      Carla Keene rated Hilton Motors Inc.

      The customer service that I received at this business has been exceptional all the employees have gone above and beyond to provide outstanding service. Ash (Owner) has always been very professional, nice, and certainly surpassed my expectations. Isa is very nice and very, very knowledgeable, he also goes above and beyond with the customer service that he provides for Hilton Motors. Antuan is very knowledgeable, friendly and has exceptional customer service as well. All in all I am very pleased with the experience I have had with this business. I have purchased 2 vehicles with this business and plan to continue to do business with Hilton Motors for years to come. Highly recommend this business!!

    6. buy here pay here Newport News dealer review by Deon TIRRELL

      Deon TIRRELL rated Hilton Motors Inc.

      Ash is very helpful,kind, very professional. He has great car, affordable monthly payments,bad credit is no problem. He has lots of luxurious sedans

    7. buy here pay here Newport News dealer review by Lee Coates

      Lee Coates rated Casey Honda

      I purchased a 2019 Honda Ridgeline this past Saturday from Casey Honda. This was by far the best experience I have had in 43 years of buying cars. Both the salesman (Rick Cutchins) and the finance manager (Ryan Beard) were awesome to deal with. They both treated me with respect and acknowledged that I was an experienced car buyer. I have not always had that in the past at other car dealerships. Rick was truly a genuine person and actually listened when we discussed everything from my truck purchase to home and family. That's what a car buyer wants, a relationship and being genuine. Additionally, the actual technical process of paying for my truck was by far the best I have seen to date. I work for a technology company and appreciate companies that utilize technology in the best way possible. Casey uses both an iPad and a smart board to complete the purchase and loan paperwork. At the end fo the process they give you a USB drive with all your paperwork in specific folders so you can store them easily on your own computer. The entire finance process was quick and painless. Well done Casey!

    8. buy here pay here Newport News dealer review by Louise Riendeau

      Louise Riendeau rated Casey Honda

      I started off with a less than positive experience with Casey Chevrolet and Casey Honda that left me feeling like I wanted to walk away. Then I got a phone call from Darrel Heaton, the GM ,and my experience was completely different! Darrel was awesome and helped me through the process of choosing my vehicle. He allowed me to take two different cars home over a period of 6 days so that I could live with them and figure out which one best suited my family. He put me with Joe, the salesman, who was equally as awesome! From the point that Darrel took over, my experience was awesome! I would highly recommend Casey Honda !

    9. buy here pay here Newport News dealer review by J Z

      J Z rated Casey Kia

      I can’t speak for all of Casey but I can say that Casey Kia treated my parents fairly and respectfully. My parents had an issue with their airbag on their 2014 Kia and Casey Kia was able to diagnose and repair the issue and do a state inspection on the vehicle in the same day. The price for the repair was fair and they didn’t try to sell them on anything that they didn’t need nor did they try anything with the inspection. Overall, my parents are very happy that they have their car back in a safe condition for a fair price and I’m happy that they were treated with the respect that they deserve.

    10. buy here pay here Newport News dealer review by Suzanne Ferree

      Suzanne Ferree rated Casey Kia

      I drive from Williamsburg to get my car serviced here because I think Christine is the best. She is honest and straight forward. She explains things so you understand and tells you actually what need and what you can wait on till next time. Facility is very clean and organize with a calm quite atmosphere. Mechanics are very prompt and timely. I am very comfortable here.

    11. buy here pay here Newport News dealer review by James Horton

      James Horton rated Casey Chevrolet

      The salesperson James was amazing. Very knowledgeable. Made me feel comfortable, relaxed, and simplified the process. The manager, Travis, was awesome! Helped a lot and made the negotiations easy and straight forward. Mary, in service, was nothing short of fantastic helping me get my parts installed and even set up getting some service done on my other vehicle. Buying a vehicle is a long process. They made it a little more fun and seem a couple minutes shorter.

    12. buy here pay here Newport News dealer review by Tony Touche

      Tony Touche rated Casey Chevrolet

      Kind, courteous, fast, and affordable. So initially my wife and I went searching for a brand new vehicle at a few other places to compare prices. We got the usually sales person run around until we came here. Not only did they ensure that we got what we asked for, we got so much more. The price was more than competitive and there was no run around. I felt like what we wanted mattered and I thank you for your time and effort. Well done indeed.

    13. buy here pay here Newport News dealer review by David Hurst

      David Hurst rated Deer Park Auto Sales Corporation

      I've never been treated better by anyone than I have Mike. He's an honest and great person who went out of his way for me when he didn't have to and I truly thank him. It's rare these days to deal with someone who is as good a person as he is and I'm glad I met him and bought my Jeep from him. I truly hope to stay in touch with him for years to come and I wish him all the best! Just a great person. Thank you Mike!

    14. buy here pay here Newport News dealer review by Rebekah Hughes

      Rebekah Hughes rated Deer Park Auto Sales Corporation

      Excellent experience purchasing my Jeep! Mike and Art are honest, trustworthy and very knowledgeable. Mike went out of his way to explain different details and features about my Jeep and was very patient with me during the buying process. Even after owning the vehicle for a few days, Mike called to check in on me to make sure I was still happy with the purchase. That kind of customer service is above and beyond. I definitely recommend Deer Park Auto to anyone looking to purchase a vehicle (especially a Jeep!).

    15. buy here pay here Newport News dealer review by Jaimie C

      Jaimie C rated Priority Buy Here Pay Here Newport News

      We bought a nice, clean 2007 Toyota Avalon. The cars come with CARFAX as well.They are so nice at the Newport News location. I recommend them for your car needs! The variety is always changing and if you don't see one at Newport News, they can show you cars at the Norfolk site. Excellent customer service

    16. buy here pay here Newport News dealer review by Brenda McGinty

      Brenda McGinty rated Priority Buy Here Pay Here Newport News

      Yvonne Hamilton was such a blessing in helping us find the right vehicles that fit our lifestyles and budget. She took her time, listened to our needs, and helped us, taking up all of her day. She was pleasant, easy to talk to and made everything so easy. Gregg the finance guy was just as nice and helpful. Thank you so much for everything, we are so excited!

    17. buy here pay here Newport News dealer review by Kristina Provenzano

      Kristina Provenzano rated Wholesale Direct Auto Sales

      Excellent car buying experience. The owner, Mike, really listened to what I wanted and took the time to find the perfect vehicle at a great value. My trade in price was fair, exceeding a competitor's price! Michael Dye was nothing short of extremely responsive and professional. The staff as a whole, go above and beyond to provide a friendly and relaxed car buying experience. Highly recommended for your car buying needs!

    18. buy here pay here Newport News dealer review by Michael Dye

      Michael Dye rated Wholesale Direct Auto Sales

      Great affordable cars, trucks, and suv's! And great people too. They treat everyone with respect, and work super hard to find the right vehicle and financing for your budget. Excellent service after the sale too! Keep up the good work!

    19. buy here pay here Newport News dealer review by Shamia Maxwell

      Shamia Maxwell rated Premier Auto Sales

      A year ago, I was on my way home, and I spotted the car that I’ve always wanted. They were closed Thursday, but I went in there Friday and Kelly was very professional and upfront. My experience was awesome. They showed respect and common courtesy. Every time would go to make a payment, Brian would stop what he’s doing, speak and smile. I’ve never had a problem with these people and this is my very first car payment. They were very reasonable and very understanding. As long as you communicate with them, you would not have any problems. I have 2011 Chevrolet Impala and I fell in love with it the moment I saw it. Thanks Brian and Kelly.. you guys are awesome. I would definitely get another car from them!

    20. buy here pay here Newport News dealer review by Twinkle S

      Twinkle S rated Premier Auto Sales

      They are always very friendly and helpful I've got Two cars from there and have never had a problem

    BHPH Newport News VA dealer

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