Top 18 Buy Here Pay Here Dealers in Pearland TX

Looking for a used car dealer in Pearland TX but your credit is in bad shape?

Connect with top 18 buy here pay here Pearland TX car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Pearland's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Pearland TX

  • Kar Elite Auto Sales, TX

  • DriveTime Used Cars, TX

  • Gates Used Cars, Inc., TX

  • King Of Cars, TX

  • Byrider Hobby, TX

  • Have you ever considered buy here pay here Pearland TX car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Pearland TX compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Pearland buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Pearland dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Pearland. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • DN Motor Cars, TX

  • Armadillo Motors, TX

  • Premier Motors of Pearland, TX

  • Big Star Ford, TX

  • Bayway Chevrolet, TX

  • Did you know? These BHPH Pearland TX dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Pearland dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Carnes Motor Company, TX

  • Aja Auto Sales Inc, TX

  • Shabana Motors, TX

  • Ez Keys Autos, TX

  • Space City Auto Center, TX

  • The phrase buy here pay here Pearland TX car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Pearland Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • BAS Motors, TX

  • Fredy Used Car Sales, TX

  • Talisman Motor Company, TX

  • Why buy here pay here Pearland TX car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Pearland TX car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Pearland TX dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Pearland TX Works

    When the bank says no to your car loan, the buy here pay here Pearland TX car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Pearland TX dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Pearland TX car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Pearland TX Car lots Dealership

    The one thing is very true about buy here pay here Pearland TX is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Pearland TX dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Pearland TX – Fast Approval Low or no credit score

    The buy here pay here Pearland TX dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Pearland TX Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Pearland TX dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Pearland TX

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Pearland TX

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Pearland TX, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Pearland TX accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Pearland TX is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Pearland TX buy here pay here Reviews

    Here is what users says about Pearland BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Pearland dealer review by Alisha Gatten

      Alisha Gatten rated Kar Elite Auto Sales

      Best car dealership I have ever dealt with! I will not go anywhere else ever again. They were willing to work with us and the friendliest people around. Highly recommend

    2. buy here pay here Pearland dealer review by Chante Boudreaux

      Chante Boudreaux rated Kar Elite Auto Sales

      I have had the best experience in customer service with this dealership. Rolando and his employees made me feel very comfortable and helpful when selecting the best choice of car for me. He has very sufficient cars that's reliable and optional financing available for any customer situation. When looking for a very honest dealership this is the place to come to.

    3. buy here pay here Pearland dealer review by Pivotal Press

      Pivotal Press rated DriveTime Used Cars

      I came into Drive Time just looking around and was meet by Corey Smith. Mr. Smith was very friendly. I wasn't sure about what I wanted. He was so patient with me. He explained everything and made sure all my questions were answered. I finally decided on a vehicle and was very pleased with my purchase. Thank you Mr. Corey for all your help and patience. Mrs. K.R.

    4. buy here pay here Pearland dealer review by Racquel Caldwell

      Racquel Caldwell rated DriveTime Used Cars


    5. buy here pay here Pearland dealer review by Rose Smith

      Rose Smith rated Gates Used Cars, Inc.

      Recently purchased a vehicle from Gates. Loved the service and selection! Clint and Dawn were wonderful. I wasn't the easiest person to deal with, at best I'm skeptical about buying vehicles and frankly was just starting my search. Clint remained calm and courteous no matter what I threw out and accommodated everything. I will be in the market for a couple more vehicles this year and using Gate's. Thank you both for everything, see you soon. Rose

    6. buy here pay here Pearland dealer review by david monte

      david monte rated Gates Used Cars, Inc.

      We had a Great Experience with Clint at Gates Used Cars. He was very reasonable and got us Excellent Financing for our 2012 Suburban! The process was easy, quick and he had everything ready to go when we came back

    7. buy here pay here Pearland dealer review by Marie Prier

      Marie Prier rated King Of Cars

      Houston this is the place you need to shop if you are looking for great service and fantastic vehicles. My experience with King of cars started about 2 to 3 years ago with Ashely N. She always kept in touch with me and letting me know about all the specials they had to offer. Well as fate would have I would make my way back to the lot and had the most wonderful, pleasant ,experience with Ashely. What I love about King of Cars is the are no hidden prices fee or lies that come with purchasing a vehicle. What you see on that sticker is what you pay including down payment now how transparent is that? If you are looking for quality used vehicles with excellent customer service then please go see the King if Cars team. They have a wonderful selection of vehicles the best sales person ever in Ashely. Don’t believe me then go to the website or to the lot itself. Yo tax time is here and looking for that beautiful ride with out breaking your pockets well that is the place!!!! Go see my girl Ashely and I promise you won’t be sorry!!

    8. buy here pay here Pearland dealer review by Moe Meeks

      Moe Meeks rated King Of Cars

      Ashley was amazing. Got me into the right car in less than an hour. I couldn’t be more happy, I love my Jeep

    9. buy here pay here Pearland dealer review by Manuel Hernandez

      Manuel Hernandez rated Byrider Hobby

      Great personal and friendly family atomosphere recommend for everyone

    10. buy here pay here Pearland dealer review by Juan I

      Juan I rated Byrider Hobby

      Honestly I have to hand it to them, they Really are good. Had everything together, very patient with and understanding of their customers. If you need a second chance stop by here first, they really do help you. Ask for Peggy, she was great!!

    11. buy here pay here Pearland dealer review by J P

      J P rated DN Motor Cars

      I have purchased 2 trucks from Adam at DN Motors. This dealership is very fair on trades and pricing of the vehicles. I don’t buy new trucks when I can find used trucks that are clean inside and out like DN Motors. Absolutely one of the best dealerships to work with. Adam is very honest and easy to work with. If you are in the market to purchase a used vehicle for yourself or someone else, I highly recommend DN Motors.

    12. buy here pay here Pearland dealer review by Sean Martin

      Sean Martin rated DN Motor Cars

      What a great Experience!! I had been shopping for a few days and I gotta say, Salesmen are LAZY these days, so you can imagine my surprise when Adam at DN Motor Cars was as friendly and helpful as if he knew me and knew I was just looking for a great deal, well it was raining and we looked at at least 5 different trucks, he never once acted bothered, or upset, he would be helpful, answered all of my questions and we worked together to make a great deal for each of us. I love my new 2500 and if you are looking for a great deal on a great truck or car, and you want to be treated like family..GO SEE ADAM! I will buy my next truck here!!! Thank you DN for everything! Sean M

    13. buy here pay here Pearland dealer review by chalan lynch

      chalan lynch rated Armadillo Motors

      Thanks to Kirk I was able to get me a great car thank you so much I would refer everyone I meet to you guys. I was going through some things but thank god he worked with me thank you so much

    14. buy here pay here Pearland dealer review by Paizlee Curtis

      Paizlee Curtis rated Armadillo Motors

      Coolest dealership I know

    15. buy here pay here Pearland dealer review by Paul Molina

      Paul Molina rated Premier Motors of Pearland

      Excellent Service. Highly recommend to take a look and consider if in the market for a used vehicle.

    16. buy here pay here Pearland dealer review by Tim Calvin

      Tim Calvin rated Premier Motors of Pearland

      Sam is great too deal with!!

    17. buy here pay here Pearland dealer review by Billy Jalomo

      Billy Jalomo rated Big Star Ford

      Rene was awesome! She is very knowledgeable and friendly. Always has a great attitude and finds solutions to your issues. The service on my vehicle was done in a fast and efficient way. I had everything done overnight and was very pleased with the quality of service. Thank you Big Star Ford Service!

    18. buy here pay here Pearland dealer review by Crystin Rogers

      Crystin Rogers rated Big Star Ford

      Recently bought my truck from Big Star Ford & I absolutely LOVE IT! My sales guy Jarrod did an awesome job at meeting my expectations & got me in the truck of my dreams! If anyone is looking to buy a new or used vehicle...ask for Jarrod! You won't regret it!

    19. buy here pay here Pearland dealer review by Jake Gardiner

      Jake Gardiner rated Bayway Chevrolet

      I was and still am very pleased with the car buying experience that I had at Bayway Chevrolet. Especially with Amarr Clark. He is a very low pressure salesman who made the process very enjoyable. In fact, I would say there was hardly any pressure at all. I highly recommend asking for him if you’re looking to add a new Chevrolet to your garage. You won’t be disappointed!

    20. buy here pay here Pearland dealer review by William Polk

      William Polk rated Bayway Chevrolet

      Lots of inventory to choose from, staff were attentive and friendly. But couldn't reach a satisfactory deal with them on a truck. Mostly due to incentives being available only on certain vehicles and to certain types of buyers/leasers.

    21. buy here pay here Pearland dealer review by Margarita Cuellar

      Margarita Cuellar rated Carnes Motor Company

      Got 2 vehicles from here and both run very good and in great conditions. Gus and Liz are friendly, thank you both for your service and help on our trucks. When license plates came in they put them on and got truck washed. I will be back when we decide to get my luxury vehicle. Thanks again.

    22. buy here pay here Pearland dealer review by Jeffrey Stone

      Jeffrey Stone rated Carnes Motor Company

      Luis and Myron were amazing to work with and were very professional helping me with my selection on a pre-owned vehicle . Their cars are extra clean and well maintained . They had over 100 cars to choose from and I found one that exceeded my expectations , they worked with me on my financial needs/down payment . This is THE place to go to get re-established and still have a great vehicle to own !! I highly recommend!!

    23. buy here pay here Pearland dealer review by Rod Hill

      Rod Hill rated Aja Auto Sales Inc

      Greatest place to buy a car

    24. buy here pay here Pearland dealer review by victor contreras

      victor contreras rated Aja Auto Sales Inc

      Very good cars

    25. buy here pay here Pearland dealer review by Rayne Reed

      Rayne Reed rated Shabana Motors

      This place is Amazing! I've had 2 cars with them and a car accident in one and they were there the whole way! They are always willing to work with you! Especially in time like this, where everyone is effected by covid-19! Special thanks to the finance manager Mr. M! He helped keep on the road!

    26. buy here pay here Pearland dealer review by Barbara May

      Barbara May rated Shabana Motors

      They were friendly quick and made me smile when my son drove off with his own car...

    27. buy here pay here Pearland dealer review by Kishia Matthews

      Kishia Matthews rated Ez Keys Autos

      I highly recommend anyone to stop by and see the quality and affordable cars they have to offer. Excellent customer service to their customers is the experience you’ll receive. Ask for Joanna when you do. You won’t be disappointed, the entire staff is great.

    28. buy here pay here Pearland dealer review by Jose Hernandez

      Jose Hernandez rated Ez Keys Autos

      Great place to go if your looking for a good reliable, affordable vehicle

    29. buy here pay here Pearland dealer review by isaac hernandez

      isaac hernandez rated Space City Auto Center

      Was helped by a man chris beers and had an amazing experiance. Well informed individual who went above and beyond to help me! Highly recommend

    30. buy here pay here Pearland dealer review by Marie Munoz

      Marie Munoz rated Space City Auto Center

      THANK YOU!! Space City Auto for getting me into something practical, RELIABLE, gas efficient, much newer with low mileage, with a guarantee. The approval was FAST & easy, even though I was frustrated & skeptical. Jerrel made the whole process smooth and non- stressful, I can't tell you how much I appreciate that. I will definitely be back when I want to buy my Jeep! ? If you need a GOOD car, fast with no hassle, call Space City Auto!

    31. buy here pay here Pearland dealer review by Akhil Rajender

      Akhil Rajender rated BAS Motors

      Got a 2010 Ford Explorer... Runs great.. initially had some trouble.. since it was under warranty, it was fixed for no cost.. thanks to Mr. Akbar

    32. buy here pay here Pearland dealer review by Cheryl McTear

      Cheryl McTear rated BAS Motors

      Really nice people... They are awsome!

    33. buy here pay here Pearland dealer review by Friday Oleske

      Friday Oleske rated Fredy Used Car Sales

      Great salesman and Manager Johnathan. Helped me with all my car buying needs and I will buy from them again

    34. buy here pay here Pearland dealer review by Anna Castillo

      Anna Castillo rated Fredy Used Car Sales

      I had a great experience here. I worked with Blanca. She was kind and straight to the point. My son loved her. I like how up front they were with me. Let me know what I can get and helped me drive off the same day. I 100% recommend.

    35. buy here pay here Pearland dealer review by Debbie Duchek

      Debbie Duchek rated Talisman Motor Company


    36. buy here pay here Pearland dealer review by Steven Francesco

      Steven Francesco rated Talisman Motor Company

      I purchased my vehicle from here and they have been very good to me. I have been making payments for almost 2 years already without any problems. The only time I ever had an issue making a payment on time, I called the dealership and they worked with me. I would recommend them to anyone, because they work with all types of credit and have quality vehicles.

    BHPH Pearland TX dealer

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