Top 8 Buy Here Pay Here Dealers in Provo UT

Looking for a used car dealer in Provo UT but your credit is in bad shape?

Connect with top 8 buy here pay here Provo UT car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Provo's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Provo UT

  • Firehouse Auto Sales, UT

  • Shift Auto Sales, UT

  • Rocky Mountain Motor Cars, UT

  • AUTOMAXX, UT

  • Tyacke Motors, UT

  • Have you ever considered buy here pay here Provo UT car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Provo UT compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Provo buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Provo dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Provo. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • AUTOMAXX, UT

  • GT Auto Sales, UT

  • Happy Valley Motors LLC, UT

  • Why buy here pay here Provo UT car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Provo UT car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Provo UT dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Provo UT Works

    When the bank says no to your car loan, the buy here pay here Provo UT car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Provo UT dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Provo UT car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Provo UT Car lots Dealership

    The one thing is very true about buy here pay here Provo UT is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Provo UT dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Provo UT – Fast Approval Low or no credit score

    The buy here pay here Provo UT dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Provo UT Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Provo UT dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Provo UT

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Provo UT

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Provo UT, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Provo UT accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Provo UT is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Provo UT buy here pay here Reviews

    Here is what users says about Provo BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Provo dealer review by Tori Linde

      Tori Linde rated Firehouse Auto Sales

      Firehouse Auto did a great job at helping me through the car buying process. Even with the pandemic, they were flexible with my schedule and made sure no one else was at the lot when I was. I was able to take the car for a long test drive and they talked me through everything I would need to know. There were no hidden fees or pushy salesmanship. I would highly recommend.

    2. buy here pay here Provo dealer review by Nate Thompson

      Nate Thompson rated Firehouse Auto Sales

      Firehouse Auto Sales delivers! I had been looking for the right truck for almost a year without success. Most likely because I was wanting something pretty spectacular for the right price. Jeremy took on the challenge and within a few weeks found the truck I was after. The price was excellent and wouldn't have been possible without his willingness to search and find the right truck for me. Jeremy treated me with respect, appreciation and ensured I was satisfied with my purchase. THANK YOU Firehouse Auto Sales and Jeremy Millet. My new 2014 F150 is awesome!

    3. buy here pay here Provo dealer review by Jennifer Whitmeyer

      Jennifer Whitmeyer rated Shift Auto Sales

      I bought my first car from Shift and I am more than satisfied with how everything went! With me being completely new to the whole process of buying a car, Sergio was so helpful in explaining everything to me and making sure I understood how to purchase the car and what I would need. I am very thankful for such an awesome experience here and I would DEFINITELY recommend this place to anyone who is in the market to buy a used car!

    4. buy here pay here Provo dealer review by James Phillips

      James Phillips rated Shift Auto Sales

      Sergio is great to deal with! Honest and affordable transportation with the feeling of being treated like family! Shop here for sure.

    5. buy here pay here Provo dealer review by Casandra Silva

      Casandra Silva rated Rocky Mountain Motor Cars

      I was looking for a new a car and was lucky enough to find Rocky mountain! I walked out with a car same day. This was the easiest, fastest and by far the best experience with an Auto purchase that I have ever had! They are extremely flexible everyone their was very friendly. I highly! recommend this dealership, especially if you are in struggling. They are the kind of people that actually want to help you not just take your money and run.

    6. buy here pay here Provo dealer review by Nathaniel T14

      Nathaniel T14 rated Rocky Mountain Motor Cars

      Rich was kind and very upfront with all details. He also made the experience easy. At one point I thought it was too easy. It turned out it was a very easy process and informative. Very knowledgeable and very professional. The lady in the front was so kind and helped us with the coffee machine, she made us feel comfortable and Rich made us feel confident because he explains everything and very upfront with all details. They help out a lot of people and they can help you. Give them a call, you won’t regret it! Thank you for being understanding to our situation!

    7. buy here pay here Provo dealer review by Sara Rapier

      Sara Rapier rated AUTOMAXX

      This is my second time buying from Automaxx. They are fantastic!! Such a great car buying experience both times. The staff were extremely helpful, friendly, and didn’t pressure me in any way. They got me into just the car I wanted, and kept to my budget. It has even more perks and features than the website said, so I am completely thrilled. Thanks JD and Marcos for another fantastic car buying experience. I highly recommend them to everyone.

    8. buy here pay here Provo dealer review by Sarah Hertig

      Sarah Hertig rated AUTOMAXX

      Marcos did an awesome job helping me out. He took all my concerns into consideration. This is a no pressure dealership. I recommend this place if you are looking for a new vehicle.

    9. buy here pay here Provo dealer review by Kevin Low

      Kevin Low rated Tyacke Motors

      Excellent used car dealership. Very nice vehicles with low miles. Prices are very good. Low pressure atmosphere. Chris is awesome , I test drove the vehicle , decided to buy it, I was in and out in a hours time. Was a very smooth process and I highly recommend these guys !

    10. buy here pay here Provo dealer review by Paul Dodge

      Paul Dodge rated Tyacke Motors

      Just found this great place to purchase a late model service vehicle for our fleet. I literally purchased it over the phone with complete confidence. One of my people stopped by, inspected and put a deposit on it. Looking forward to doing more business with these kind folks.

    11. buy here pay here Provo dealer review by Hannah Decker

      Hannah Decker rated AUTOMAXX

      At most car dealerships I feel like the salesperson is trying to rob me, Eduardo was awesome. I felt like he really wanted to help us get the best deal. Very honest. He answered all of our questions and wasn’t pushy. I never felt like he was trying to sell us something. 10/10 would recommend. ?

    12. buy here pay here Provo dealer review by Danielle Kindred

      Danielle Kindred rated AUTOMAXX

      Ed was awesome! Super nice and personable. Great and quick service! He also explained everything in detail and answered all the questions I had. He helped me get the car I wanted and so far I love it! I

    13. buy here pay here Provo dealer review by Dylon Chandler,

      Dylon Chandler, rated GT Auto Sales

      Great place. I’m going thru extreme credit troubles right now and these people always make sure I’m taken care of. Two cars from them now. Even with terrible credit I’m only paying $300 a month. And when there is a slight problem with the mechanics the owner himself tries his best to fix any problem at all. Sarah chandler

    14. buy here pay here Provo dealer review by Ronald Sanchez

      Ronald Sanchez rated GT Auto Sales

      Most awesome dealership I ever bought a car from

    15. buy here pay here Provo dealer review by Rilee Jensen

      Rilee Jensen rated Happy Valley Motors LLC

      Great guy. Great cars. Recomend 100%

    16. buy here pay here Provo dealer review by Norm Wilkinson

      Norm Wilkinson rated Happy Valley Motors LLC

      Great deals and easy financing. I've bought a few cars here and had a great experience each time.

    BHPH Provo UT dealer

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