Top 18 Buy Here Pay Here Dealers in Pueblo CO

Looking for a used car dealer in Pueblo CO but your credit is in bad shape?

Connect with top 18 buy here pay here Pueblo CO car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Pueblo's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Pueblo CO

  • Medina Motors Inc., CO

  • CarPros, CO

  • Mercado Motors, CO

  • Southwest Motors, CO

  • Thompson Auto Sales, CO

  • Have you ever considered buy here pay here Pueblo CO car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Pueblo CO compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Pueblo buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Pueblo dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Pueblo. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Liberty Motors, CO

  • More-Skinny Used Cars, CO

  • Milligan Motors, CO

  • Fulton’s Used Cars Inc., CO

  • Spradley Ford of Pueblo, CO

  • Did you know? These BHPH Pueblo CO dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Pueblo dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.

  • AutoWorld LLC, CO

  • CarHop Auto Sales & Finance, CO

  • Discount Motors, CO

  • J&C Auto Sales, CO

  • Five Star Auto Sales and Service, CO

  • The phrase buy here pay here Pueblo CO car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Pueblo Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Massa Auto Pawn & Sales, CO

  • Top Notch Auto Sales, CO

  • Local Motors Inc, CO

  • Why buy here pay here Pueblo CO car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Pueblo CO car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Pueblo CO dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Pueblo CO Works

    When the bank says no to your car loan, the buy here pay here Pueblo CO car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Pueblo CO dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Pueblo CO car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Pueblo CO Car lots Dealership

    The one thing is very true about buy here pay here Pueblo CO is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Pueblo CO dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Pueblo CO – Fast Approval Low or no credit score

    The buy here pay here Pueblo CO dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Pueblo CO Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Pueblo CO dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Pueblo CO

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Pueblo CO

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Pueblo CO, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Pueblo CO accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Pueblo CO is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Pueblo CO buy here pay here Reviews

    Here is what users says about Pueblo BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Pueblo dealer review by hi yAngelo Medina

      hi yAngelo Medina rated Medina Motors Inc.

      Great service and the cars are cheaper than most places in town

    2. buy here pay here Pueblo dealer review by Fredrick Casanova

      Fredrick Casanova rated Medina Motors Inc.

      This place has great people. I have bought 3 cars here and have had no problems.

    3. buy here pay here Pueblo dealer review by Manhattan _24

      Manhattan _24 rated CarPros

      5/5 Stars. CarPros will certainly exceed your expectations. Fuzzy, Passion and Ryan made the expirence a great one! Thank you Ryan and Jeff for making buying a car such a great time! I had bought two cars from them and will go to them first when looking for a third. Thank you again!

    4. buy here pay here Pueblo dealer review by James Fernandez

      James Fernandez rated CarPros

      We bought our son's first car at CarPros, and we couldn't be more satisfied. Ryan went above and beyond what one would expect from a dealership. Our car buying experience at CarPros was amazing, and we will be recommending them to all of our friends and family. Thank you, CarPros!

    5. buy here pay here Pueblo dealer review by Lee Shuwarger

      Lee Shuwarger rated Mercado Motors

      STOP LOOKING AT OTHER PLACES AND BUY YOUR NEXT CAR/TRUCK HERE!! I don't know where to start. These people are wonderful, kind, patient, and HONEST. From the moment we stepped on their property, they were kind to us. They negotiated a deal for me without any pressure, nastiness, or guilt. These are they type of people I want over to my house for a cookout.

    6. buy here pay here Pueblo dealer review by Louis Bobian

      Louis Bobian rated Mercado Motors

      Nice people and awesome customer service

    7. buy here pay here Pueblo dealer review by Dillon Siepker

      Dillon Siepker rated Southwest Motors

      Had the best experience buying a car for the first time off the lot thanks to Travis! He worked his magic and got me into one of the vehicles that I liked he definitely helped make my day and make my family's drive time that much more safer. Thanks for all you did today! God bless you are truly the MVP.

    8. buy here pay here Pueblo dealer review by Tiffany Gromacki

      Tiffany Gromacki rated Southwest Motors

      I can honestly say without a doubt this place is amazing! Andre Martinez is an awesome salesman he worked with my husband all morning to do anything he could to get my husband in the Jeep he wanted and made my husband so happy! We had tried so many places and no one would work with us and they did! If your looking for a vehicle this place delivers 110 percent! If we were still gonna be in Colorado I would buy another vehicle from them!

    9. buy here pay here Pueblo dealer review by blake boucher

      blake boucher rated Thompson Auto Sales

      Great place to buy a vehicle! They do not pressure you like most dealerships when the salesmen are on you like Vulture’s. Called my bank and we were in and out of the place in less than an hour! They also have quality inventory to choose from. I will definitely return to Thompson Auto when I am shopping for another quality used vehicle!

    10. buy here pay here Pueblo dealer review by Joe Dicino

      Joe Dicino rated Thompson Auto Sales

      I would rate Thompson Auto Sales with a 10 stars! I recently purchased a Nissan Frontier Truck from Bill and Dave, and I was more than satisfied with their professionalism. They treated me with respect and worked with me on the purchase and I have high regard for them. Thompson Auto Sales in Pueblo, Colorado gets a big thumbs up, and if you were to rate this dealership from 1-10, I would give them a big 10 PLUS!! The vehicle I purchased from them was spot on and had a few minor repairs that needed to be looked at and they went ABOVE AND BEYOND to make sure before the vehicle left the lot that everything was in tip-top shape. IF ANYONE IN PUEBLO OR ANYWHERE ELSE IS LOOKING TO PURCHASE A VEHICLE FROM A DEALERSHIP, I HIGHLY RECOMMEND THOMPSON AUTO SALES, THEY ARE FAIR AND HONEST AND WILL WORK WITH YOU...NOT AT ALL LIKE ANY OTHER DEALERSHIP I DEALT WITH... DAVE AND BILL ARE THE BEST BAR NONE!!! Thanks again Bill and Dave for all your help in purchasing the Nissan, I am so very grateful...

    11. buy here pay here Pueblo dealer review by Hubert Cumberdale

      Hubert Cumberdale rated Liberty Motors

      Did not end up purchasing a vehicle from them but the salesman ST was awesome. Professional and did not pressure us at all. Worked with us and when we decided to go a different route he was very understanding and thanked us for giving them a chance. GREAT SERVICE

    12. buy here pay here Pueblo dealer review by Jamie D. Kellams

      Jamie D. Kellams rated Liberty Motors

      We were treated so wonderfully at Liberty Motors. I am so in love with my new car ?? thank you so much for working so hard to get me in this car. We are very appreciative!! The whole crew treats you as if you are family and work really hard to make sure you leave in the car of you will love. Thanks to the entire crew.

    13. buy here pay here Pueblo dealer review by Deanna Logan

      Deanna Logan rated More-Skinny Used Cars

      We just purchased our fourth vehicle from these guys and have never had anything bad to say about them. You can actually believe what they tell you and trust they are giving you a great deal. They always remember us and make us feel more like friends than customers. I feel good about recommending them to anyone I know who is looking for a used car. Bob and Greg stand behind their cars like no other dealership we've been to.

    14. buy here pay here Pueblo dealer review by Kim Hughes

      Kim Hughes rated More-Skinny Used Cars

      Dave the mechanic is outstanding!

    15. buy here pay here Pueblo dealer review by Theresa Lannigan

      Theresa Lannigan rated Milligan Motors

      My husband and I bought a Chevy Cruze fr ok m Mat and Yanney, they were both so great to work with. The office girls are so nice. We would definately buy another vehicle from them again.

    16. buy here pay here Pueblo dealer review by Felimon Espinoza

      Felimon Espinoza rated Milligan Motors

      Many affordable cars for people just starting off....also, very friendly.

    17. buy here pay here Pueblo dealer review by Charles Welch

      Charles Welch rated Fulton’s Used Cars Inc.

      To much to say about this positive 5 star experience! I purchased a $33,000 vehicle sight unseen (just a single picture posted on their website because truck was going to full detail before posting more pics) but I didn't want to wait for it to get back so I placed a deposit/paid in full before I flew out from California to Colorado to get it. Brandon picked me up from the airport in the truck and I drove it straight back to Southern California 1200 miles no problems better than described! Steve and Michelle were great as well followed up with every step to be sure I was 100% completely satisfied. Don't hesitate to buy from these guy's it was a perfect purchase.. Thank you Fultons Used Cars! Charles Welch aka Chuck

    18. buy here pay here Pueblo dealer review by Mel Baca

      Mel Baca rated Fulton’s Used Cars Inc.

      Very pleased with my experience here. Rick was very friendly and helped me thru the entire process. Buying the truck sight unseen was scary but when it showed up it was nicer than described. Will be shopping here when I'm ready for another!

    19. buy here pay here Pueblo dealer review by Sarah Vito

      Sarah Vito rated Spradley Ford of Pueblo

      For the past two years I’ve been able to make Spradley my one stop shop for all things automotive. Ive bought 2 vehicles from Ryan and highly recommend him. He isn’t pushy, takes time to find exactly what I want, and doesn’t disappear after the sale. He’s very knowledgeable on each vehicles specs and provides good insight into the best deals to ensure you’re getting what you pay for. Thank you Jeff and Howie in the service department for always taking care of me when I’m in. It’s refreshing to know I have a reliable set of hands on my car. They make sure the work is done right the first time. These 3 guys are the only reason I continue to support Spradley and send others their way as well.

    20. buy here pay here Pueblo dealer review by Scott Rieger

      Scott Rieger rated Spradley Ford of Pueblo

      This beautiful mustang was a family members. Beautifully cared for; it is a Masterpiece. Go to Spradley Ford in Colorado Springs. While you’re there drive home a new Ford.

    21. buy here pay here Pueblo dealer review by Chris Downs

      Chris Downs rated AutoWorld LLC

      At a time when I needed help with a newer car, I had the Best Experience from Johnny B and the entire staff from Autoworld! Johnny shared with me the best vehicle they had that would be the best for our family. The Entire staff went above and beyond any other car dealership I have been to. The car we need at the price we can afford with care and concerns as they continuously shared their mission is "To serve our customers"! I recommend AutoWorld very Highly! Thank you for your great service All!!!

    22. buy here pay here Pueblo dealer review by brian valencia

      brian valencia rated AutoWorld LLC

      AutoWorld LLC , Is by far hands down the best dealership I have ever done business with. The friendly staff assist you in every way they are straight forward with you and not pushy like most places. They want you to be happy when you leave! Vehicle I purchased had a minor issue and they never hesitated they immediately did everything in a timely manner! To make sure I was happy! For the best car buying experience don't look past auto world! They will take care of you!!!!

    23. buy here pay here Pueblo dealer review by Ladie Kathryn

      Ladie Kathryn rated CarHop Auto Sales & Finance

      Phil is incredibly friendly and helpful. He definitely makes the car buying experience a fun one. No high pressure sales tactics and I love that you get the vehicle report automatically!

    24. buy here pay here Pueblo dealer review by Lydell Martinez

      Lydell Martinez rated CarHop Auto Sales & Finance

      Thanks Phil for the time n patient he had with me to help with a vehicle. I got into a great car so far. Really great staff smart at what they do and where very nice to help me with any concern I had. Thank you very much!!!

    25. buy here pay here Pueblo dealer review by Marisol Estrada

      Marisol Estrada rated Discount Motors

      My experience at discount motors was awesome! Anthony Mannino was very helpful and helped me get MY DREAM CAR! Thank you !

    26. buy here pay here Pueblo dealer review by Linda Hernandez

      Linda Hernandez rated Discount Motors

      Thank you so much for helping us close our deal Michael, the process went smooth and the customer service was amazing! Not to mention this is our 2nd vehicle purchase. Come ask for Michael at Discount Motors for your next vehicle purchase, he will help in any way he can. Thanks Michael! ?

    27. buy here pay here Pueblo dealer review by Frank Guerra

      Frank Guerra rated J&C Auto Sales

      Cruz is awesome

    28. buy here pay here Pueblo dealer review by Joy Giron

      Joy Giron rated J&C Auto Sales

      They are very professional and have cars to fit every budget. I will buy from the again.

    29. buy here pay here Pueblo dealer review by Howie Folk

      Howie Folk rated Five Star Auto Sales and Service

      Don't understand some of the reviews. I worked here until I had a serious medical issue pop up. I have been in the business for 25 years and ran franchise dealers and some independents as well. These guys are legit and very up front. You know what you are buying. If it has high miles, its not gonna be perfect, but priced accordingly. If it's newer, of course it'll be immaculate. I've checked their prices and compared them to the market, they are often thousands below market. There are no hidden things here. They go above and beyond when it comes to customer service. If you had to return your vehicle, it's because you don't pay your bills and the bank won't do the loan, or maybe you can't prove what you posted on the credit app. I assure you its not the dealers fault. They want you to be approved so they get paid. Duh. The owner is a stand up guy and will do whatever it takes to make sure you are happy. Its a great place to work and also a great place to be a customer. I miss working there. And those who post a 1 star review, be real, I know you are not telling the whole story.

    30. buy here pay here Pueblo dealer review by Justin Sanchez

      Justin Sanchez rated Five Star Auto Sales and Service

      5 star gets 5 stars. Mario knows how to treat his customers and can get the job done. Fair price for great service.

    31. buy here pay here Pueblo dealer review by Gail Bussey,- Bussey-Barth

      Gail Bussey,- Bussey-Barth rated Massa Auto Pawn & Sales

      Eric and John I have dealt with for at least seven years. They have always helped me gave me good advice and been great when I need a lending hand. I couldntvask ask for two better people.

    32. buy here pay here Pueblo dealer review by Jae Cho

      Jae Cho rated Massa Auto Pawn & Sales

      Hey Eric Thank you so much your help. You guys are the best.

    33. buy here pay here Pueblo dealer review by Galen Tacker

      Galen Tacker rated Top Notch Auto Sales

      Great people who care about others had a good time talking with Michaelan great test drive ask if we had any ? About the truck now its just time too think it over and see what we need too do. Thanks Guys

    34. buy here pay here Pueblo dealer review by Dion Studinski

      Dion Studinski rated Local Motors Inc

      I just bought my second Honda from these guys. The first one was great that I never had any issues with. They worked with me and made it really easy to trade up and get a newer one because I drive a lot for work.

    BHPH Pueblo CO dealer

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