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Top 19 Buy Here Pay Here Dealers in Reno NV

Looking for a used car dealer in Reno NV but your credit is in bad shape?

Connect with top 19 buy here pay here Reno NV car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Reno's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Reno NV

  • Enterprise Car Sales, NV

  • Auto Warehouse, NV

  • Good Deals On Wheels, LLC, NV

  • Crawdaddy’s Used Cars, NV

  • Alan’s Auto Network, NV

  • Have you ever considered buy here pay here Reno NV car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Reno NV compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Reno buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Reno dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Reno. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Keith’s Kars & Lifestyle RV, NV

  • Budget Motors, NV

  • Best Deals on Wheels LLC, NV

  • Quality Motors, NV

  • Reno Tahoe Auto Group, NV

  • Did you know? These BHPH Reno NV dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Reno dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Summit Auto Sales, NV

  • Solano Auto Sales, NV

  • High Sierra, NV

  • Wilson Auto Sales, NV

  • Diamond Motors, NV

  • The phrase buy here pay here Reno NV car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Reno Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Mill Street Auto, NV

  • Victorian Auto Sales, NV

  • Street Dreams Auto Sales, NV

  • CarZone, NV

  • Why buy here pay here Reno NV car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Reno NV car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Reno NV dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Reno NV Works

    When the bank says no to your car loan, the buy here pay here Reno NV car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Reno NV dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Reno NV car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Reno NV Car lots Dealership

    The one thing is very true about buy here pay here Reno NV is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Reno NV dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Reno NV – Fast Approval Low or no credit score

    The buy here pay here Reno NV dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Reno NV Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Reno NV dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Reno NV

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Reno NV

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Reno NV, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Reno NV accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Reno NV is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Reno NV buy here pay here Reviews

    Here is what users says about Reno BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Reno dealer review by Linda Hiller

      Linda Hiller rated Enterprise Car Sales

      We had a great experience buying our new car from Enterprise on Mill St. in Reno, Nevada! We were a bit reluctant to buy a vehicle that had been used as a rental, but Kevin, our salesman, explained to us the system Enterprise has for selecting only the best cars to be sold to buying customers. Our favorite part of the experience was the no-haggle pricing which was very reasonable to begin with, and it took all the stress out of buying a new car. We have recommended Enterprise many times since we bought our vehicle and we will definitely look to Enterprise when we need another one!

    2. buy here pay here Reno dealer review by Melissa Welch

      Melissa Welch rated Enterprise Car Sales

      As a single mom with 2 teenagers, I was having a hard time buying a car within my budget. After a couple failed attempts I finally connected with Kira Mcalister at the local Enterprise car sales. She was amazing!! She found me something within my budget that I absolutely love. She made the process so easy. I am so happy and I can't thank Enterprise enough for the smooth and easy process!

    3. buy here pay here Reno dealer review by guentherbirgmann .

      guentherbirgmann . rated Auto Warehouse

      Never had a great Car buying experience before dealing with Abraham at Auto Warehouse in Reno. The Team from Auto Warehouse (Jesse, Fernando and Abraham) showed me what great customer service and experience is and about. Extremely helpful, courteous and treating their customers with respect and politeness. Never felt being pushed to a purchase or buy. The buying transaction was easy and very convenient. Great communication and follow up on everything after the sell. And I got a great Car!!!

    4. buy here pay here Reno dealer review by Abraham Alonso

      Abraham Alonso rated Auto Warehouse

      I got my Audi A7 here and The process was nice and simple. I am only 23 years old, traded in my Kia and same day I was out the door with my new Car! Fernando and Jesse are very honest and tell you how it is. Thanks for the pleasant experience !

    5. buy here pay here Reno dealer review by Diane Simon

      Diane Simon rated Good Deals On Wheels, LLC

      Francis was awesome!! She worked with me for over two weeks to help me find a car that fits my needs and budget! I had went to two other lots and the only thing I had to show for it was frustration! 10/10 would recommend!! Photo of the spiffy new car attached ?

    6. buy here pay here Reno dealer review by Victoria Sandoval

      Victoria Sandoval rated Good Deals On Wheels, LLC

      I came here when my previous car broke down. It was my first time purchasing a car on my own and I wasn’t sure where to start and what to look for. Luckily Frances was able to help me. I didn’t feel any pressure when looking for a car but when I finally was able to make a decision Frances made it very easy and had me out of there within an hour. Great prices and even better customer services.

    7. buy here pay here Reno dealer review by Kacey Collins

      Kacey Collins rated Crawdaddy’s Used Cars

      I absolutely love this place, very welcoming. My husband and I went to buy our first vehicle and they explained everything so well, and made sure we were comfortable with the payments. They definitely want to make sure their customers are taken care of and comfortable. Amazing customer service, highly recommend anyone looking for a vehicle to go to crawdaddys :)

    8. buy here pay here Reno dealer review by Main Lover

      Main Lover rated Crawdaddy’s Used Cars

      This is a very good place i just bought a 2002 Ford focus and am so delighted with it Tom is a excellent salesman iv.e bought cars here before and have been a customer here for 20 plus years great job Tom.

    9. buy here pay here Reno dealer review by Grumpy Jew

      Grumpy Jew rated Alan’s Auto Network

      I am enjoying my newer Jeep Wrangler. The service from all of the employees there is great! I left no longer being grumpy with my old vehicle and am now happy with the whole quality of service and vehicle I now own. Thank you Alan's Auto Network.

    10. buy here pay here Reno dealer review by Hetaira Peaks

      Hetaira Peaks rated Alan’s Auto Network

      One of kind place! I'm a divorcee as well as a mother of 5 with next to no credit, ( one revolving account of only $2500 ). I explained to Tony C , ( sales rep ) that I'm beginning a new chapter in my life and would need a safe, reliable vehicle for myself and my children. With little income of just child support at the time, I thought that my situation was unworkable. I've had experiences with other dealerships but Alan's by far TOPs them all. Tony C along with Allen, ( manager) collaborated to find me the best deal. Not only are they complete gentleman but they resolve any issues or concerns promptly. It's refreshing to know that there are still honest, hard working auto salesmen out there whom assist in working towards your success rather than their bottom line. I would highly recommend Alan's to anyone searching for a sales group with integrity, honesty, and fairness. - Akilah S.

    11. buy here pay here Reno dealer review by Crazyweedhiker

      Crazyweedhiker rated Keith’s Kars & Lifestyle RV

      Recently purchased a Keystone Hideout and Keith was very easy to work with. The whole process was a breeze and truly no pressure! He has gone above and beyond. Being new to the RV world he has helped answer any questions or concerns we have had. I would definitely give him a shot and when we are ready to upgrade someday I hope we can buy from him.

    12. buy here pay here Reno dealer review by Steve

      Steve rated Keith’s Kars & Lifestyle RV

      I needed a car and Keith's Kars helped me out. Everyone was very nice and helpful. If there were any problems with the car Keith is willing to help out after the fact. I got a nice suv that was in pretty good condition. So far it's been running good with only 1 hiccup, but problem solved easily. I'd rather go to a family oriented place than a buy here die here car lot and that's what Keith's Kars is.

    13. buy here pay here Reno dealer review by Hailey Bishop

      Hailey Bishop rated Budget Motors

      The staff is incredibly nice, and not pushy at all. We bought an off road jeep, and there were of course some issues, they never hesitated to take a look and fix it after purchasing it. Would definitely buy from here again.

    14. buy here pay here Reno dealer review by Kayden Mavraedis

      Kayden Mavraedis rated Budget Motors

      The most amazing car dealership I have ever experienced. Fast service, amazing car, all of the workers are so nice and so great. Highly recommend this dealership. They will help you figure it out no matter what you need help with

    15. buy here pay here Reno dealer review by Thomas Holm

      Thomas Holm rated Best Deals on Wheels LLC

      I have already purchased a vehicle through these folks and let me tell you this the servie was just downright AWSOME!!!!! I plan on going theough them again for my second vehilce

    16. buy here pay here Reno dealer review by Eny Esparza

      Eny Esparza rated Best Deals on Wheels LLC

      I shared my experience with Saul on Facebook and I thought sharing it here would help other future buyers. I felt confident about my purchase and having my questions met with reassurance was greatly appreciated. Saul is such an informative individual when visting here. He speaks to the concerns and needs of the person buying, and that, speaks a lot. I encourage everyone to personal ask for Saul on your next trip!

    17. buy here pay here Reno dealer review by Amanda Thompson

      Amanda Thompson rated Quality Motors

      I have bought 3 cars from this company. All three have been good, dependable cars. They have always been affordable and worked with us on a down payment. Even if I thought I couldn’t qualify for a car I wanted, I qualified. I have never worked with a better dealership than them. Highly recommend.

    18. buy here pay here Reno dealer review by EvolutionPanda

      EvolutionPanda rated Quality Motors

      Great customer service. Tony worked with me through a lot to make sure I got a car. I would definitely recommend coming here and I will continue to go through this dealership for any of my car needs

    19. buy here pay here Reno dealer review by Victor Camp

      Victor Camp rated Reno Tahoe Auto Group

      This was the best experience that I have ever had buying a car! Customer service was excellent while narrowing the search for the vehicle that I finally decided on. They went above and beyond even though i had poor credit they made it happen. Thanks to them I will be able to keep working, for that I am grateful beyond words.

    20. buy here pay here Reno dealer review by Tracie Lansford

      Tracie Lansford rated Reno Tahoe Auto Group

      This was an amazing experience. No high pressure salesman. Great management. Eager to please. I highly recommend this group.

    21. buy here pay here Reno dealer review by Leah Wzientek

      Leah Wzientek rated Summit Auto Sales

      Carl and Heidi were the best. Not pushy at all. Just want to help you find the right car for yourself. We prefer their hands-off method instead of the typical used car lot. And the prices are perfect. No need for arguing if it's already at a reasonable price.

    22. buy here pay here Reno dealer review by Kellie Crosby-Sturtz

      Kellie Crosby-Sturtz rated Summit Auto Sales

      Nice people to work with! Great car at amazing price.

    23. buy here pay here Reno dealer review by Lou Manna

      Lou Manna rated Solano Auto Sales

      Did you ever dream of having family in the car business? Dream no more... It is a reality with Solano auto sales. They are truly caring and compassionate and honest human beings and really treat treated me and many others like family! This is the place if you’re looking for a used car and a great deal and wonderful people and incredible service!!! I had a wonderful used car buying experience from the Solano family! I bought a great car at a great price! Olman, Jerry and Pablo treated me very fairly and like part of their family. They were honest, caring and helpful every step of the way and beyond! I tried many other places and Solano Auto Sales was the best!

    24. buy here pay here Reno dealer review by Justin Domenici

      Justin Domenici rated Solano Auto Sales

      It was a pleasure to deal with Jerry and Pablo. They are very knowledgeable of cars and from my description they found me the perfect truck at an incredible price. I will recommend Solano Auto sales to as many people as I can.

    25. buy here pay here Reno dealer review by Karen Sheeks

      Karen Sheeks rated High Sierra

      Thank you High Sierra Auto Sales! Painless car buying from a dealership that feels more like a visit with good friends. No pressure to buy and effortless paperwork. If you need a used car, go see them. You won’t be disappointed. I will never go anywhere else.

    26. buy here pay here Reno dealer review by ricardo Guardado

      ricardo Guardado rated High Sierra

      The best!!!!

    27. buy here pay here Reno dealer review by Jane Burns

      Jane Burns rated Wilson Auto Sales

      Have bought a couple of cars for Wilson's I will not go anywhere else. Family owned and operated and they are fair and reasonable. I even took a friend and she purchased a car. If you have an issue they try and take care of it.

    28. buy here pay here Reno dealer review by Charlie Gray

      Charlie Gray rated Wilson Auto Sales

      Great price on a nice truck and super simple process. In and out in an hour! Nice guys, too.

    29. buy here pay here Reno dealer review by Kristina Truitt

      Kristina Truitt rated Diamond Motors

      I highly recommend them. Hassel free and great people. I love my Tahoe and have had no problems with it. If I ever buy another vehicle, I would go back to them. After dealing with Champion Chevrolet years ago I swore I'd never buy another used vehicle, but these people definitely changed my mind. Due your research to avoid issues. I carfaxed the truck first to make sure it didn't have any problems. It's great having a vehicle that you don't have to worry about it breaking down every time you drive it. I'd give them 10 stars if I could.

    30. buy here pay here Reno dealer review by Allen Winford

      Allen Winford rated Diamond Motors

      I came in and was genuinely taken care of. I have low credit and they worked with me for reasonable payments on top of a great down payment! I 100% recommended this place.

    31. buy here pay here Reno dealer review by kevin barnes

      kevin barnes rated Mill Street Auto

      Got our 2008 gmc yukon here and lance is amazing. Stood by everything he told us and completely restored my faith in used car lots. Would and have sent my frends and family to the wonderful team at mill street auto. They are rockstars!!!

    32. buy here pay here Reno dealer review by Danny Eastep

      Danny Eastep rated Mill Street Auto

      So glad you guys have gotten rid of the old manager. Such a horrible experience with him at the helm. Nothing but great things to say about Mill Street Auto. He had no business being there. Since he left I can see the difference in vehicles, service, and quality of dealership and customer experience in get real, smart choice. I will be sending folks your way!

    33. buy here pay here Reno dealer review by Robert Anderson

      Robert Anderson rated Victorian Auto Sales

      I had been shopping for a new vehicle for a bit and knew what I wanted and knew what I wanted to pay. These guys were reasonable and had the carfax in hand. Not sure why people are complaining about being over blue book??? Blue book is a base starting point and none of the vehicles I looked at were at or below blue book after shopping in six different states.And having the carfax in hand is releasing all known information as far as I am concerned. After negotiating the price I wanted to pay being $1300 below asking price we made a deal. I would suggest friends to these guys anytime.

    34. buy here pay here Reno dealer review by Genecispino Brown

      Genecispino Brown rated Victorian Auto Sales

      They have a friendly staff, they offer buy here pay here, which is great if you credit score is not the best. They offer a 12 month no interest plan, and for those that are building their credit or are first time buyers, they work with credit lenders that help you establish your credit. They even have lenders that offer as low as 2.9% APR for a 72 month term for those with good credit.

    35. buy here pay here Reno dealer review by Danielle Walker

      Danielle Walker rated Street Dreams Auto Sales

      I love my new truck! The sales guys aren't pushy at all, and let me take my time in deciding.. the cars are clean inside and out and you can tell they have been taken care of! They even filled my gas tank before I left ? i couldn't be happier with my new ride!

    36. buy here pay here Reno dealer review by Debbie Medeiros

      Debbie Medeiros rated Street Dreams Auto Sales

      I can’t rave enough about Street Dreams! I absolutely hate buying a car because of the pressure you receive from the dealers. NOT THIS TIME! Michele (Mickey) was very attentive and allowed us to totally check out the truck before asking us about seeing the manager. Only when we said we would like to get more information did she bring out Mike. They were both a dream to work with. To top it off we had two small children 5 and 6 with us and Mickey and Mike were very patient with them as well. Street Dreams gave us top dollar for our trade in. Thank you so much for the wonderful experience Street Dreams!

    37. buy here pay here Reno dealer review by Dylan Hermeling

      Dylan Hermeling rated CarZone

      Great customer service. Helped me make my purchase from out of state. Glad I got this beast of a SUV

    38. buy here pay here Reno dealer review by mike abshire

      mike abshire rated CarZone

      Not a bad place to buy a car truck or suv and my credit sucks.

    BHPH Reno NV dealer

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