Top 19 Buy Here Pay Here Dealers in Renton WA

Looking for a used car dealer in Renton WA but your credit is in bad shape?

Connect with top 19 buy here pay here Renton WA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Renton's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Renton WA

  • Brotherton Cadillac, WA

  • Enterprise Car Sales, WA

  • Brotherton Cadillac, WA

  • Toyota of Renton, WA

  • Car Pros Kia Renton, WA

  • Have you ever considered buy here pay here Renton WA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Renton WA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Renton buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Renton dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Renton. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Sound Ford, WA

  • CarMax, WA

  • Younker Nissan, WA

  • Car Pros Hyundai Renton, WA

  • AutoNation Honda Renton, WA

  • Did you know? These BHPH Renton WA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Renton dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.

  • Walker’s Renton Mazda, WA

  • Elite Motors of Renton, WA

  • Walker’s Renton Subaru, WA

  • Good Chevrolet, Inc., WA

  • Younker Mitsubishi, WA

  • The phrase buy here pay here Renton WA car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Renton Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Highland Auto, WA

  • Renton Chrysler Dodge Jeep Ram, WA

  • Renton Auto Sales, WA

  • Spirit Auto Center of Renton, WA

  • Why buy here pay here Renton WA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Renton WA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Renton WA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Renton WA Works

    When the bank says no to your car loan, the buy here pay here Renton WA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Renton WA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Renton WA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Renton WA Car lots Dealership

    The one thing is very true about buy here pay here Renton WA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Renton WA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Renton WA – Fast Approval Low or no credit score

    The buy here pay here Renton WA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Renton WA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Renton WA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Renton WA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Renton WA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Renton WA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Renton WA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Renton WA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Renton WA buy here pay here Reviews

    Here is what users says about Renton BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Renton dealer review by Rachel Myrick

      Rachel Myrick rated Brotherton Cadillac

      Thank you to Jason and the whole team that came together to make my long distance quarantine style car buying experience great. Thank you for delivering my new car (a couple hundred miles round trip) on a Saturday night. Then taking the time to show me around all the fun features.

    2. buy here pay here Renton dealer review by Dontae Johnson

      Dontae Johnson rated Brotherton Cadillac

      Brotherton Cadillac was a great buying experience for my Family and I. Dwight Tardy our salesman was very patient and explanatory with us. One of a kind treatment from him and his staff, we won't be buying a car anywhere else anytime soon. Thanks for my CTSV Mr. Tardy

    3. buy here pay here Renton dealer review by Adrienne Thompson

      Adrienne Thompson rated Enterprise Car Sales

      This was by far the easiest, stress free car buying experience I have ever had! In the past I’ve purchased cars from big dealerships. I’ve felt pressure and then spent an entire day doing paperwork and then being pressured to sign up for pricey warranties and having the fear of God put into me if I didn’t. Enterprise started off the whole experience letting me know there would be no pressure from start to finish and even gave me a 7 day grace period if I changed my mind. It took only 2 hours from start to finish to purchase my car. They showed me the purchase price with and without warranties and GAP insurance and let me decide what I wanted with ZERO pressure. I have never left a car dealership hugging them sales associates until Enterprise. I love my Jeep Compass. I am confident in my purchase and extremely happy with my experience with Enterprise.

    4. buy here pay here Renton dealer review by gary gores

      gary gores rated Enterprise Car Sales

      If your in the market for a (like new) car,see these people. No haggle price (below KBB) 12 month warranty,seven day return , 12 months free road service. The process was painless. The staff courteous and professional. Absolutely no pressure. I dealt with Hanna, a very pleasant person to work with. I was there probably about two and a half hours. The only reason for that was they were making three sales at the same time! Needless to say, James, the finance person was quite busy. At any rate I highly recommend these folks, can't say enough about this Enterprise Car Sales location.

    5. buy here pay here Renton dealer review by Alexander Rosen

      Alexander Rosen rated Brotherton Cadillac

      Brotherton was the 4th dealership I called in the Puget Sound area, and the furthest from my home I had contacted. I should have called Brotherton first. I was immediately given a quote with a more than fair price, given the best deal possible without having to go back and forth and negotiate and present offers from other dealerships. It was clear Brotherton wanted my business and wanted to work with me, and was being honest and straightforward. I really really appreciated this. Other dealerships gave me the run around and presented me with a laughably high price for my desired vehicle. The staff I worked with at Brotherton were easy to work with, communicative, responsive, and kind. There was one hiccup with my lease deal and they went out of their to fix it as soon as possible It was likely the least stressful and least time consuming car leasing experience I’ve ever had. There are 4 or 5 GM dealerships closer to my home than Brotherton, but in the future I will not go anywhere else, I won’t even bother calling other dealerships.

    6. buy here pay here Renton dealer review by Yannis Koumantaros

      Yannis Koumantaros rated Brotherton Cadillac

      This place has always taken care of the customer. Long time owner of a GMC, and recently bought a new one. Chris in Service is as good as it gets as a service underwriter. Very clearly communicates, no surprises, and will adapt to your communication style with email, text, voicemail, etc. He referred me to Gary in sales who hooked up a great process - not like the stuff you hear about, but hand written thank you notes after the fact, text, phone, email as you need, no pressure and customer first. Highly recommend this dealership...they do it right!

    7. buy here pay here Renton dealer review by Tanya McKiM

      Tanya McKiM rated Toyota of Renton

      I bought my new car here over 2 years ago. Very professional and reliable. Friendly and willing to help in anyway. Takes the time to answer questions. I have recommended this dealership to everyone I know. ?

    8. buy here pay here Renton dealer review by Tory

      Tory rated Toyota of Renton

      Great service, friendly staff, very helpful with all my car buying needs. I have bought my last several cars through them and wouldn't choose any other place to shop. P.S. I drive 150 miles each direction to buy from this store.

    9. buy here pay here Renton dealer review by Avi Singh

      Avi Singh rated Car Pros Kia Renton

      Had a phenomenal experience at Renton Kia working with Jeffrey Julien. Jeffrey was super friendly. No pressure at all, genuinely wanted to help me get the best car for me. When I first arrived, he discussed various Kia models at length. I actually didn't know about Kia models at all. Jeffrey took his time to patiently explain everything to me and helped me narrow down to what I wanted. We went for a test drive and everything went great. After this the specific car that I wanted was quite a bit hard to locate. But Jeffrey was persistent and located the exact Model/Color that I was looking for. Jeffrey was also pretty amazing with communication, even when I dropped the ball a few times in not responding. Finally, the closing, price discussion etc. went really smooth. They gave me a great price on the car that I loved, and I felt no pressure at any time. If I have any friends looking for a Kia, I would surely send them to Jeffrey at Renton Kia ;-)

    10. buy here pay here Renton dealer review by amber machado

      amber machado rated Car Pros Kia Renton

      Had an awesome experience with Terri! Came in to look at a used 2011 Subaru, she immediately greeted us at the door, printed out the car fax for us, and was completely straight up! We wound up loving the car and purchased it and drove off the lot within the same hour! Everyone we interacted with was super helpful but especially Terri! She did not pressure us at all, and didn’t try to push us on the car at all! We drove it straight to a mechanic to get a 3rd party inspection and the car is in as great of shape as Terri said it was! Thank you Terri! 10/10 recommend!

    11. buy here pay here Renton dealer review by Michael MacIntyre

      Michael MacIntyre rated Sound Ford

      I recently purchased a hybrid Escape with the help of Payton at Sound Ford and the experience was excellent. She was attentive, patient, and helpful without being pushy or overbearing. She knew the ins and outs of the vehicle very well and was savvy and articulate. The overall experience was a pleasure. I was in and out with a car within a few hours including test drive. I will happily go to get service there in future. Thanks very much to the staff. It was a great purchase.

    12. buy here pay here Renton dealer review by David Williams

      David Williams rated Sound Ford

      My roommate and I went in and we were working with Natasha & Bill. We first came in July of 2019. They were patient with us because Andy was undecided at that time if he was ready to buy. So we came back in December and the experience was phenomenal. Andy bought a New Mustang GT 5.0. Unfortunately I had to wait because I still owe too much on my 2018 Challenger. Bill was straight with me about what he could offer. No games true customer service. Natasha is a wealth of knowledge every question she answered with certainty. I will be back to buy a second mustang later this year from Natasha (Sales Representative) & Bill (Sales Manager). We are totally satisfied with the experience.

    13. buy here pay here Renton dealer review by Elizabeth Atrik

      Elizabeth Atrik rated CarMax

      Loved everything about my experience. Went home to the exact same car I wanted! Matthew was my sales consultant and he also did great. Thanks Carmax & Matt! Highly recommended, already sent couple of my people there. :)

    14. buy here pay here Renton dealer review by Niecy

      Niecy rated CarMax

      The process was painless not a hassle. Greeted with plenty smiles. (-:

    15. buy here pay here Renton dealer review by Angee Wong

      Angee Wong rated Younker Nissan

      I bought my new car here, my agent Dimitri was listening and the finance manager, helped me find the best deal

    16. buy here pay here Renton dealer review by Kyle Ae

      Kyle Ae rated Younker Nissan

      Andy and Mike were great! Made the process as painless as possible and worked quickly. Worked with Andy before I arrived so was able to test drive right away and were able to get me in the car with everything I wanted. Didn’t make pushy sales attempts and clearly explained all my add-on options during the process. Really appreciate the experience at Younkers!

    17. buy here pay here Renton dealer review by Reuben Pel

      Reuben Pel rated Car Pros Hyundai Renton

      The service crew were awesome! Very friendly and knowledgeable! They listened when I told them the needs of my car. They confirmed the service that they were going to do to my car. They worked quickly and I was in and out of there in no time. I definitely recommend them to any and all Hyundai owners to get their maintenance work done there. See you guys in another 3000 miles!

    18. buy here pay here Renton dealer review by JImmy Rogers Jr.

      JImmy Rogers Jr. rated Car Pros Hyundai Renton

      They never try to upscale in the service department They are upfront with the service. If you dont need they don't try to sale it to you. I appreciate that. Andy in service and Jane in sales are awesome

    19. buy here pay here Renton dealer review by Leta To

      Leta To rated AutoNation Honda Renton

      It kind of depends on when you bring your car in, I usually am bringing in my car for an oil change. Daniel is friendly and will usually recommend what is due on the car and if there are additional portions he will follow up within a short amount of time. My car is fairly new and so far everything has been going great. I expect to come here next time for my oil change!

    20. buy here pay here Renton dealer review by Chad Smith

      Chad Smith rated AutoNation Honda Renton

      Went in with low expectations... I don't like car dealerships in general...I was pleasantly surprised. I wasn't rushed... They had the right car for the industry price.. I knew my credit score... But was surprised that I got a better interest rate then the Norm. The sales rep... Sray was Amazing.

    21. buy here pay here Renton dealer review by Jolynn Price

      Jolynn Price rated Walker’s Renton Mazda

      I came in to test drive the new CX-30 and was surprised with how professional the sales team was. I was impressed! A special nod to Christian in particular. Thanks making the experience a good one.

    22. buy here pay here Renton dealer review by Melvin Deocares

      Melvin Deocares rated Walker’s Renton Mazda

      Doug was helpful and was able to help me trade in my car the same day! Very friendly and a great people’s person. Would recommend asking for Doug if seeking to buy a car from walkers Renton.

    23. buy here pay here Renton dealer review by Blessed Hall

      Blessed Hall rated Elite Motors of Renton

      Daniel and his staff are extremely professional. I found a car I absolutely fell in love with and he worked with me and got me financed so I could have a reliable car for my family and I. He made sure I felt comfortable with my deal and explained everything. If you are looking for an affordable, reliable car go see them! You won’t be disappointed! I have a already referred friends. And I can assure you having dealt with the previous dealership myself. THIS IS COMPLETELY DIFFERENT OWNERSHIP.

    24. buy here pay here Renton dealer review by Ajhani Luna

      Ajhani Luna rated Elite Motors of Renton

      S/o to Daniel at Elite Motors he went above in beyond to put me in my new car even during the COVID-19. He was fast and efficient with helping me get the job done. Everyone go and give him a call you wont be disappointed.

    25. buy here pay here Renton dealer review by Leutu Harman

      Leutu Harman rated Walker’s Renton Subaru

      Loved loved loved my experience here. Just bought my Mazda 3 & it fits my needs/wants. Kim is a great/Awesome salesman. Really loved how she considered my needs & wants! The whole team that worked with us was awesome! Great communication, professionalism & just about everything! Thank you so much to Kim for meeting my needs! Very satisfied!

    26. buy here pay here Renton dealer review by Miget Kaduku

      Miget Kaduku rated Walker’s Renton Subaru

      El Sablan was truly an amazing saleswoman; who helped through the purchase of my new car. I would highly recommend others to her! Knowledgeable, friendly and helpful.

    27. buy here pay here Renton dealer review by Todd  Gunderson

      Todd Gunderson rated Good Chevrolet, Inc.

      I bought a used car from good Chevrolet. The sales man was Andrey the giant! He was easy going no pressure sales. The purchasing was smooth and fast. He didn't try to talk me into something I didn't want as most sales guy would. However buying a used car has risks and the very next day after buying the car I got a check engine light. I took it back to them that day to check it out. I was told no worries we will take care if it! That is exactly what they did, so not only did I get to experience their sales department but also their service. It was a easy and fast process, they ordered a part and put it on my car fixed the issue without any hassle. I'm more than happy with this dealership and if you're in the market for a car I would recommend Andrey the Giant! Great guy to work with!

    28. buy here pay here Renton dealer review by Dave Scholl

      Dave Scholl rated Good Chevrolet, Inc.

      My experience at Good Chevrolet was great. My salesman, Johnny Lin was great too. He sold me the truck we wanted at the advertised price. No high pressure. Finance was quick and easy. Would use them again. Txs

    29. buy here pay here Renton dealer review by Jill Alles

      Jill Alles rated Younker Mitsubishi

      Buying a car from Younker Mitsubishi was the best car buying experience I've had. We called and made an appointment to drive a specific car. Alisa was our contact and had the car ready to go when we arrived. The test drive went great, and Alisa was professional and knowledgeable while also relaxed and not at all pushy. After the test drive we were ready to buy the car, and Alisa answered all of our questions and worked within our timeline of one hour as we had a previous commitment that afternoon. She connected us with Ray in Finance who was equally fast, efficient, and professional. We especially appreciate Alisa's and Ray's professionalism and ability to work with our quick timeline. It was an extremely positive purchase experience.

    30. buy here pay here Renton dealer review by mark perry

      mark perry rated Younker Mitsubishi

      If you ask for Michael Sodergren, you will have the best car buying experience. 10+ year of experience.

    31. buy here pay here Renton dealer review by Alexis Nilson

      Alexis Nilson rated Highland Auto

      I have had bad luck with car dealerships in the past, it has really discouraged me. Let me just say this dealership isn’t one of them! They are 10 out of 10 in my book. Very kind, not pushy for sales, listened to my needs and wants. Great with fixing vehicles, communication is wonderful with them! I Now have my second car through them so I highly recommend!! Jebran and Toni are great :)

    32. buy here pay here Renton dealer review by ANK Construction Inc

      ANK Construction Inc rated Highland Auto

      I bought 2 cars from Highland Auto. The experience was awesome, friendly staff and quick process. I would highly recommend and buy again from in future.

    33. buy here pay here Renton dealer review by Ann Roswell

      Ann Roswell rated Renton Chrysler Dodge Jeep Ram

      OMG, get your car from these guys! I wish I could give them 10 stars- what a treat they are! I’m 62 years old and this was the BEST experience I’ve EVER had buying or leasing a car in my whole life!!! David (sales), Kenny (Mgr) and Shawn (finance) were all FABULOUS!!! I am over the moon in love with my new Jeep and David is really an outstanding salesman and a real gentleman. I NEVER once felt any kind of sales pressure from him (my biggest fear on any car lot!) He was so much fun, really informative-that guy knows his stuff, but he is so professional and relaxed that I felt really comfortable looking at everything, asking lots of questions and didn’t feel rushed at all. I’m in sales myself, so I know that kind of amazing salesman comes from great management and Kenny didn’t disappoint! In fact, they were all so wonderful that I brought my son in the next day and he ended up driving home in a beautiful BMW-thank you, David!! And Shawn (sorry if I am spelling his name incorrectly) was so helpful with the financing, explained everything so clearly and wrapped everything up so fast-it was absolutely painless. These guys are really a class act. My son and I are both thrilled with our new cars-thank you so much, David, you’re the best!!!

    34. buy here pay here Renton dealer review by Paul L. Smith

      Paul L. Smith rated Renton Chrysler Dodge Jeep Ram

      Right from the very start Greg was terrific in sales! Everything is as promised and all that I expected. Received terrific value on set of oil changes the service staff was just exceptional

    35. buy here pay here Renton dealer review by David L Long Jr.

      David L Long Jr. rated Spirit Auto Center of Renton

      One of the Nicest private car lots in Washington State

    BHPH Renton WA dealer

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