Top 11 Buy Here Pay Here Dealers in Salem OR

Looking for a used car dealer in Salem OR but your credit is in bad shape?

Connect with top 11 buy here pay here Salem OR car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Salem's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Salem OR

  • Tremont Auto Sales, MA

  • Spiro’s Auto Sales, MA

  • A J’s Auto Sales Inc, MA

  • Toy Store Auto Sales, NH

  • Michaud Mitsubishi, MA

  • Have you ever considered buy here pay here Salem OR car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Salem OR compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Salem buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Salem dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Salem. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • CarMax, MA

  • Salem Classic Auto Sales, LLC., MA


  • Oceanside Auto Sales, MA

  • A-Starr Blanchard, MA

  • Did you know? These BHPH Salem OR dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Salem dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Buddy’s Auto Collection, MA

  • Why buy here pay here Salem OR car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Salem OR car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Salem OR dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Salem OR Works

    When the bank says no to your car loan, the buy here pay here Salem OR car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Salem OR dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Salem OR car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Salem OR Car lots Dealership

    The one thing is very true about buy here pay here Salem OR is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Salem OR dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Salem OR – Fast Approval Low or no credit score

    The buy here pay here Salem OR dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Salem OR Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Salem OR dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Salem OR

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Salem OR

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Salem OR, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Salem OR accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Salem OR is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Salem OR buy here pay here Reviews

    Here is what users says about Salem BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Salem dealer review by corey sutherland

      corey sutherland rated Tremont Auto Sales

      I was searching far and wide for the next right car, and I stumbled upon quite a gem. I found a beautiful 2013 Kia optima SX Turbo that was in excellent condition. When I arrived, I took it for a test drive and fell in love. I worked with Art to take the next steps and I was so grateful to have worked with him. Car buying is stressful enough, and he helped make it so much less stressful. I am so very happy with my new car. I didn't feel like I was pressured and that was so relieving. I would absolutely recommend taking a peek here before going to just any place.

    2. buy here pay here Salem dealer review by kris reid

      kris reid rated Tremont Auto Sales

      We had a fabulous experience with Art. He went above and beyond what we asked and even finished everything ahead of schedule. He was professional and punctual and we would definitely recommend Tremont Auto Sales! Thank you!

    3. buy here pay here Salem dealer review by Madelon Morin

      Madelon Morin rated Spiro’s Auto Sales

      This was our first time buying a car. James was extremely helpful, patient, and detailed with us. We had been to many dealerships before and were given the typical “salesman” run down but Spiros was the complete opposite. James is professional and knowledgeable. We will be back to buy our second car from them in 6 months. We are so happy and pleased with our purchase and would give them a higher rating if we could!! Thank you, James!!!

    4. buy here pay here Salem dealer review by Ashley Brown

      Ashley Brown rated Spiro’s Auto Sales

      I was very pleased with the service I received at SPIRO'S I went there with little hope that they would be able to finance me due to a recent repossession. They worked hard for me and got me into a great car!! Vasilios was very helpful and didn't judge my situation. Thank you so much:)

    5. buy here pay here Salem dealer review by Tia Ville

      Tia Ville rated A J’s Auto Sales Inc

      AJs is truly a fantastic place to buy a car. Seriously, they will work with you every step of the way and the customer service is beyond amazing!

    6. buy here pay here Salem dealer review by Marsha Jeyaraj

      Marsha Jeyaraj rated A J’s Auto Sales Inc

      This was my first time buying A car and I was kinda nervous about the whole thing. I had read all the reviews and inquired about the place before I could walk in and to my surprise everything what was said about this place was true. Bryan was the guy who helped me out, he found the best price within my budget and Insurance for me (which my other insurance was asking wayyy too much). He definitely went above and beyond helping me get the car I wanted which was a Jeep Patriot 16. The service and condition of the car was excellent and I am happy with how everything went. They are honest good business people which you can't find a lot these days.

    7. buy here pay here Salem dealer review by Paul Dumas

      Paul Dumas rated Toy Store Auto Sales

      Had a great experience with Dave. Happy new owner of a Jeep Wrangler. Very straight forward group of people here. I definitely recommend them highly. I went there based on reviews and I’m happy to say the good reviews were correct. Feel really good about my purchase. Thanks guys!

    8. buy here pay here Salem dealer review by Edgar S

      Edgar S rated Toy Store Auto Sales

      Was good on their word. I found a problem and they fixed , would buy again.

    9. buy here pay here Salem dealer review by Jeffrey Baxter

      Jeffrey Baxter rated Michaud Mitsubishi

      If your looking to get a brand new Mitsubishi or a high quality used car with low miles then Michaud Mitsubishi is the best place to look. They have great prices on both their new cars that has brought me to buy both 2 cars from them at really good prices with amazing financing. The service they provided on both was amazing with a quick turn around time. The team sales team is incredibly friendly and easy to work with. The service team is extremely knowledgeable and provide amazing prices! I would highly recommend checking this place out when your looking for your next car, or to get your current car serviced.

    10. buy here pay here Salem dealer review by Debbie Andruskiewicz

      Debbie Andruskiewicz rated Michaud Mitsubishi

      Best service ever. I recommend Bart he's the greatest

    11. buy here pay here Salem dealer review by Michelle Whalen

      Michelle Whalen rated CarMax

      Wanted to be sure and review my recent experience at CarMax, Danvers, MA for others thinking of purchasing a car there. I am a new customer and my experience with this dealership was really positive; I felt like they had my best interest at heart during the entire process. Antonio was awesome! He treated us with respect and happily spent extra time with us to answer our many questions about the car, options, pricing, and a variety of details. Case in point, a few weeks after having the car, I couldn’t figure out how to set up the Bluetooth; I stopped back in, and Antonio came right out and walked me through the process -he made it so easy! It’s been about 2 months now, and I am still thrilled with my 2014 MB E350 purchase. I would highly recommend this dealership to new customers, as they really appreciate your business and work to ensure you are happy on all levels. CarMax has an incredible selection of cars, and by far had the best options for what I was looking for! Check them out if you’re looking for a great experience; they’re not high pressure, or fast talking, like the other dealerships out there! Thanks, Michelle

    12. buy here pay here Salem dealer review by Meghan Taggart

      Meghan Taggart rated CarMax

      I recently purchased a car at CarMax Danvers after finding a car I was interested in online and made an appointment to see it. I have bought and leased many cars and also work with car dealers fairly often as an Insurance Agent . I have to say this was the best experience I have ever had . The place is very organized and I did not feel that pressure and fake nice atmosphere that is at most dealerships. My sales consultant was Dallas and he was very professional and everything was upfront and easy. Dallas took me on my test drive and secured my financing , no running to the back office to check with the manager and having to haggle . And my car was ready to pick up the next day just as promised .

    13. buy here pay here Salem dealer review by Deiby Espaillat

      Deiby Espaillat rated Salem Classic Auto Sales, LLC.

      Good cars no issues

    14. buy here pay here Salem dealer review by Diego Amoroso

      Diego Amoroso rated Salem Classic Auto Sales, LLC.

      Great place to buy a car!

    15. buy here pay here Salem dealer review by Lukwago Timothy

      Lukwago Timothy rated PK MOTOR CARS

      Great service, fast delivery and also nice cars

    16. buy here pay here Salem dealer review by Uni Auto Rental Inc.

      Uni Auto Rental Inc. rated PK MOTOR CARS

      Very satisfied with the work and services.

    17. buy here pay here Salem dealer review by Baby Palermo

      Baby Palermo rated Oceanside Auto Sales

      I have dealt with Tommy and his staff for years I highly recommend this auto sales and repair, their honest and fair

    18. buy here pay here Salem dealer review by Isabella Rose

      Isabella Rose rated Oceanside Auto Sales

      got me a car loan quickly and a great deal on my Jeep

    BHPH Salem OR dealer

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