Best Buy here pay here dealers in Santa Maria CA

Checkout our list of 17 top buy here pay here car lots dealers in Santa Maria CA sorted by highest rating. We have ranked the Santa Maria's BHPH dealers based on reviews, location and our internal ranking system to provide you with the list of best dealers only.

  • Max Auto Sales, CA

  • One Love Cars, CA


  • Santa Maria Chrysler Dodge Jeep Ram, CA

  • Stowasser Buick Gmc, CA

  • Have you ever considered buy here pay here Santa Maria CA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Santa Maria CA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Santa Maria buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Santa Maria dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Santa Maria. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Elite Autoz, CA

  • Honda of Santa Maria, CA

  • Toyota Of Santa Maria, CA

  • Winn Hyundai of Santa Maria, CA

  • Santa Maria Nissan, CA

  • Did you know? These BHPH Santa Maria CA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Santa Maria dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Home Motors, CA

  • Santa Barbara Car Company, CA

  • Californiacar Sales, CA

  • BMW of Santa Maria, CA

  • Santa Maria Ford Lincoln, CA

  • The phrase buy here pay here Santa Maria CA car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Santa Maria Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Life Style Auto Sales, CA

  • L & M Motors, CA

  • Buy here pay here Santa Maria CA no down payment dealerships

    Looking for Santa Maria Buy here pay here dealerships with low or no down payment? Welll, you are on right place now. Here we have listed 17 best BHPH Santa Maria CA dealers you can contact to buy your vehicle. is an online portal which connects you with a nearby Santa Maria's car dealer in your area that will be most helpful to you. Once a dealer accepts your application for financing your vehicle you will be contacted to visit the dealer and shop your choice. We don't charge anything here. This portal is just to connect you with the best buy here pay here Santa Maria dealership.

    Buy here pay here Santa Maria CA car lots dealers

    Buy Here Pay Here Santa Maria CA Car Lots are the dealers who are specializes in helping people who have no credit, bad credit, low credit, or have been denied due to bankruptcy drive again. If you are looking to buy vehicle and have low credit it is quite difficult to get approved through traditional financing. Thus we offer an solution to find Santa Maria CA BHPH dealer you can contact for in house auto financing directly from the dealership to you. Even with bad credit or bankruptcy, these dealers can help you get the financing you need. We have listed 17 dealers above sorted by reviews and location near you. Feel free to view profile, read reviews and contact them you will the best financing you need to buy your vehicle.

    How does buy here pay here Santa Maria work?

    Well, the process is simple. You go to one of these 17 lots, you present your vehicle information, and then the salesperson will let you know what the going prices are for the particular model you are looking at. You can also go and see the rest of the cars if there are any. Once you find the one you are interested in, you can come back any time to buy it.

    Santa Maria CA buy here pay here Reviews

    Here is what users says about Santa Maria BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Santa Maria dealer review by Abner Juco
      Abner Juco rated Max Auto Sales

      Talk to Reynaldo about Mazda RX7 they have on sale, easy to deal with. Very accommodating and went beyond to get the transaction smooth. Called him on the phone and had a deal done. Did not hesitate to drive all the way from Seattle with a trailer to look at the vehicle, Car is more than I expected and well documented. Very honest and trustworthy dealer.

    2. buy here pay here Santa Maria dealer review by Breanna Liss
      Breanna Liss rated Max Auto Sales

      I bought my 2009 Toyota Camry from Sam at Max Auto Sales and I couldn't be happier. He was up front with the price and no hidden fees. He was also patient while I was setting up my insurance which trust me took forever. It's a great family owned business and they really do care about family and trying to make it work for everyone to get into a car no matter what your credit looks like. Plus I left with a full tank of gas and a sparkling clean car. Thank you Max Auto Sales you guys have a forever customer with me.

    3. buy here pay here Santa Maria dealer review by Kristine Garza
      Kristine Garza rated One Love Cars

      Totally professional. For a great deal on my car

    4. buy here pay here Santa Maria dealer review by Michael Marcelino
      Michael Marcelino rated One Love Cars

      I was a first time buyer and they were very straight foward about everything. Came to look at one vehicle and seen another, a lot of options. William worked with me and got me the lowest Rate he could find. I definitely recommend one love!

    5. buy here pay here Santa Maria dealer review by Jeannette Barrera
      Jeannette Barrera rated CARMOTIVE

      Big Mike, was AMAZING! Highly recommend him for your car needs. He was very detailed with going over the car super helpful and explained everything. Hooked us up with an amazing car! Thanks Big Mike for hooking it up with a new vehicle!

    6. buy here pay here Santa Maria dealer review by Shane Marriott
      Shane Marriott rated CARMOTIVE

      Had a great experience at Carmotive. My fiancé and I walked in not knowing much about the process and Andrew Lopez Jr took us through it very well, and was super nice and friendly. Showed us a great selection to choose from and worked with us on pricing. I have zero credit and they were able to make this happen for us. The owner came out and greated us with a nice welcome as well. Everything went very smooth and we were able to walk out with a car. Thanks guys!

    7. buy here pay here Santa Maria dealer review by Randy Vigil
      Randy Vigil rated Santa Maria Chrysler Dodge Jeep Ram

      Thank you Kelsey James!! She took care of all my questions and worked them in a timely manor. It was the best buying experience I have had in a long time. I was very impressed with staff from parts, detailing, finance to the GM. They were all up front with me and I never felt pressured. We worked out a Great Deal! Thank you for taking care of the customer. Rare these days.

    8. buy here pay here Santa Maria dealer review by Leslie Barton
      Leslie Barton rated Santa Maria Chrysler Dodge Jeep Ram

      Alex Solorio was my salesperson. He did an excellent job of presenting me with vehicles that met my needs. He really knows about cars. The new owner, Scott, was there and helped me get an excellent deal on my vehicle. My previous car died and I was not really prepared to finance another car at this time. Despite my less than perfect credit, I was able to get into an awesome car that meets my needs and that of my family. I am beyond pleased!!! This was also NOT the first dealership I went to for a new car. Santa Maria Chrysler Dodge Jeep was able to offer me far more and with much better financing than the other place I visited. On top of great service while I was there, Alex offered to have me come back so he could personally show me how to utilize all the luxury features on my new car! How awesome is that ?!!! Thank you Alex and Scott!!! :-) Leslie Barton, LMFT

    9. buy here pay here Santa Maria dealer review by Reylynn Purdue
      Reylynn Purdue rated Stowasser Buick Gmc

      Beyond friendly. Customer service was out of this world incredible. Michael the General sales manager help us with everything. Buying a car can take a very long time; and having three kids with us we expected it to be a horrid experience. It wasn't. They got us exactly what we wanted for a great price. What a wonderful company. If you need a car... come here first!

    10. buy here pay here Santa Maria dealer review by Paul Hokedo
      Paul Hokedo rated Stowasser Buick Gmc

      My wife and I have been researching for a SUV for our growing family and knowing Edgar Dominguez we went in to Stowasser GMC and found the perfect 2020 Acadia Denali! Thank you to Edgar Dominguez Finance Manager, Job Diaz sales Manager and Our sales rep Juan. Highly recommended!

    11. buy here pay here Santa Maria dealer review by The Unknown Mexican Chef Arzola
      The Unknown Mexican Chef Arzola rated Elite Autoz

      I would highly recommend this place to purchase your vehicle. Very friendly, Great Customer Service. Great choice of vehicles to choose from. No pressure at all from the salesperson. Ken is a great guy and is truly there to help you. Thank you again Ken. May God continue to Bless your business that your cup runneth over with sales. Amen ??

    12. buy here pay here Santa Maria dealer review by Danielle Ramos
      Danielle Ramos rated Elite Autoz

      My experience at Elite Autoz was awesome! Thanks to Ken and his crew, I was able to drive away with a beautiful Chevy truck! They are customer friendly and never make you feel pressured to buy. I highly recommend them to anyone looking to purchase a used vehicle. Thank you Elite Autoz for all your assistance!

    13. buy here pay here Santa Maria dealer review by averill henry
      averill henry rated Honda of Santa Maria

      Honda Santa Maria is a very friendly place to purchase a vehicle. The staff are very professional and knowledgeable of the models they sale. Most of all they truly make you feel like family whether you purchase or not. Service is the best. Service Manager Emmanuel and his crew of mechanics are thorough and work tirelessly to get the customer back on the road. In addition. Honda staff see to it that you are comfortable with snacks, computers, and big screen TV's to view should you choose to wait.

    14. buy here pay here Santa Maria dealer review by jeff miller
      jeff miller rated Honda of Santa Maria

      I found the car I wanted online. Scheduled a test drive. It had all the online described features and more. They were great and got us through the purchase process quickly.

    15. buy here pay here Santa Maria dealer review by Jeremy Perez
      Jeremy Perez rated Toyota Of Santa Maria

      This dealership is absolutely amazing! I really wanted a new Tacoma but was worried about the payment. Gerald was able to get me an amazing lease payment!! He made the entire process painless and was a pleasure working with! Scott the finance manager was very informative and professional and didn't force any additional things on us like other dealers did. I would highly recommend this dealership to family and friends! Thanks Toyota of Santa Maria!

    16. buy here pay here Santa Maria dealer review by David LeRoy
      David LeRoy rated Toyota Of Santa Maria

      This dealer supports our community in many ways. Good job.

    17. buy here pay here Santa Maria dealer review by Adam Arcadipane
      Adam Arcadipane rated Winn Hyundai of Santa Maria

      Winn Hyundai took great care of me Is my current service center for the car I leased from them. The staff are helpful and friendly!

    18. buy here pay here Santa Maria dealer review by lolianne pullman
      lolianne pullman rated Winn Hyundai of Santa Maria

      This was the 1st time I had taken my 2020 Hyundai Elantra in for service. Frank was very helpful & informative. They did a great job & finished my oil change/ tire rotation in a timely manner. Thank you!

    19. buy here pay here Santa Maria dealer review by Kathy Bertelsen
      Kathy Bertelsen rated Santa Maria Nissan

      I would like to recognize a remarkable car salesman, Michael Rayas of Santa Maria Nissan. After filling out an online loan application last week I was promptly contacted by Michael, who was able to set me up with an appointment within the hour. I found Michael to be highly interested in helping me find the best car to meet my needs and negotiate the best price. I would also like to commend Michael for his excellent knowledge of the vehicles I was interested in. I found him to be competent as he explained and demonstrated the many mechanical and electronic features of the cars. He explained them so that this, not so tech-savvy, older woman could understand. I highly recommend Santa Maria Nissan for your next car purchase. They went to great lengths to satisfy me, far exceeding my expectations, and negotiated a great deal for me. I suggest you ask for Michael of course, but I also found the sales managers and owner to be genuine people too, who were not just interested in a sale, but in making sure that I was satisfied.

    20. buy here pay here Santa Maria dealer review by Baylor B
      Baylor B rated Santa Maria Nissan

      Wow, the experience we had with Daisy, the internet sales representative, and Ryan, the general manager, was truly 5 stars! We had been looking for a car for a while and had visited several local dealerships and private parties as well. My husband found this used Honda, which met all of our criteria, on their website and started corresponding with them online. We live 2 hours south (without traffic) and could not arrange an in person test drive/inspection for over a week. Not only did they continuously, answer questions and assist us from afar, but they went as far as putting a "sold" sign in the car until we could coordinate our schedules. Once we made it to the dealership, the service got even BETTER! From the moment we walked into the dealership, we were treated with the utmost courtesy and professionalism, along with hospitality as if we were checking into a 5 star resort on vacation! The car is great, but the customer service was beyond phenomenal and so rare in today's business environment. They made the whole process extremely easy and actually ENJOYABLE! I have NEVER had a better car buying experience in my life. I can't recommend them enough!

    21. buy here pay here Santa Maria dealer review by Richard De A'Morelli
      Richard De A'Morelli rated Home Motors

      I had to deal with a warranty recall issue on my 2018 Chevy Trax. This dealer gave me prompt, efficient service. The work was done on time, and the rep kept me in the loop every step of the way. They arranged for a free shuttle ride even though I got there after the cutoff time, which I greatly appreciated. I'm happy with the service here and recommend it to others.

    22. buy here pay here Santa Maria dealer review by Arnt Arild Gaasland
      Arnt Arild Gaasland rated Home Motors

      We had troubbel with our rentel car and we got exellent help. Thanks to pam doucot the service representative who helped us alot.

    23. buy here pay here Santa Maria dealer review by natasha weninger
      natasha weninger rated Santa Barbara Car Company

      We got our car today and had to snap a pic of it as we parked it, and I can't thank these guys enough, we're thrilled with our car. Thank you SBCARCO!

    24. buy here pay here Santa Maria dealer review by Darren Threlkeld
      Darren Threlkeld rated Santa Barbara Car Company

      Just finalized the purchase of an SUV and have been both satisfied and impressed with Santa Barbara Car Company. Both Juan (sales) and Joan (general manager) were really great to work with and did a great job. Coming from north SLO county, we didn't know what to expect, nor did we have the luxury of living nearby and able to just check in or regularly talk in person. Joan and Juan both made that distance irrelevant. After our initial test drive and inspection, I provided Joan with a list of issues I found, which they began correcting immediately. Then after I made an appointment for an independent pre-purchase inspection (PPI), they delivered the vehicle to and from the servicing shop. The PPI found some issues, large and small, and SB Car Co set to work correcting them all within two days without any increase in our agreed-upon price. For all the stigma that sometimes goes with a used-car lot, SB Car Co never pushed us, treated us unfairly, nor gave us the runaround. No bait-and-switch, no smarmy salesmen, no up-sells. Nothing but fair, honest and easy-going, at a very fair price. Thank you, Santa Barbara Car Company!

    25. buy here pay here Santa Maria dealer review by jessi c
      jessi c rated Californiacar Sales

      The guys here were so good. The car I was interested in the front tires were bald and the stereo didnt work. They fixed both issues. Loved working with them. Me being a single female I was apprehensive going and buying a car by myself

    26. buy here pay here Santa Maria dealer review by Jackie Muldoon
      Jackie Muldoon rated Californiacar Sales

      I’ve purchased seven cars here and happy with each one. Ron and Martin are great to work with. The cars and trucks have been very reliable! I send all my friends there.

    27. buy here pay here Santa Maria dealer review by Travis Morrow
      Travis Morrow rated BMW of Santa Maria

      This place takes wonderful care of me and my 535d. The service manager there, Josh Luna, went above and beyond when I ran into a fuel pump issue. Highly recommended!

    28. buy here pay here Santa Maria dealer review by Abhijeet Singh
      Abhijeet Singh rated BMW of Santa Maria

      Jesus and Cameron were very nice and helpful. Cameron is very knowledgeable sales representative (genius) and told/showed us the many features of BMW X7. Beautiful test drive route. My second best test drive. Areas of improvement: Waiting area/room.

    29. buy here pay here Santa Maria dealer review by Angelica Padilla
      Angelica Padilla rated Santa Maria Ford Lincoln

      Good service,. Patrick is awesome, Richard picked me up promptly

    30. buy here pay here Santa Maria dealer review by Wal mouz
      Wal mouz rated Santa Maria Ford Lincoln

      I bought a 2017 Fusion from Hertz Car Sale with only one smart key. I reached out to this location to program a second key bought from a third party seller, and Patrick was very professional, flexible, and helpful. The service was excellent and the price was very affordable, as opposed to all the wrong stigmas about getting a service directly from an authorized dealer. Highly recommend!

    31. buy here pay here Santa Maria dealer review by Stewart Webb
      Stewart Webb rated Life Style Auto Sales

      Great price. Good terms. Nice staff

    32. buy here pay here Santa Maria dealer review by James May
      James May rated Life Style Auto Sales

      Nice. Place. To. Viste

    33. buy here pay here Santa Maria dealer review by Julie Chavez
      Julie Chavez rated L & M Motors

      Franky and his crew are awesome! My daughter gave him the make and model she hoped to purchase and he brought a few options for her to choose from. His detail specialist had the cars cleaned and lined up ready for her selection. The sales experience was quick and easy. We are very happy with L & M Auto Sales, their service and love the car we bought from them.

    34. buy here pay here Santa Maria dealer review by Shannon Harvel
      Shannon Harvel rated L & M Motors

      I’ve bought 3 vehicles here. All of them have been in amazing condition! They work hard to ensure you get the car you want at a great price! They’ve helped me build my credit over the years and have always taken great care of me! They literally go over and beyond for their customers! Thank you always to David, Jordan and Franky! You are the BEST!

    BHPH Santa Maria CA dealer

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