Top 19 Buy Here Pay Here Dealers in Stamford CT

Looking for a used car dealer in Stamford CT but your credit is in bad shape?

Connect with top 19 buy here pay here Stamford CT car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Stamford's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Stamford CT

  • Stamford Lincoln, CT

  • HiFive Buy Here Pay Here Near Me, NY

  • Stamford Ford, CT

  • Toyota of Stamford, CT

  • Harbor View Auto Sales LLC, CT

  • Have you ever considered buy here pay here Stamford CT car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Stamford CT compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Stamford buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Stamford dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Stamford. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Riley Mazda, CT

  • Kia of Stamford, CT

  • Stamford Hyundai LLC, CT

  • Mike’s Motors, CT

  • Riley Volvo Cars Stamford, CT

  • Did you know? These BHPH Stamford CT dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Stamford dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Town Fair Tire, CT

  • Bianco Auto Sales Ltd, CT

  • Minchin Buick GMC, CT

  • Subaru Stamford, CT

  • Stamford Motorsports, CT

  • The phrase buy here pay here Stamford CT car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Stamford Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Prestige Volkswagen of Stamford, CT

  • Autobahn Used Cars Stamford, CT

  • Genesis of Stamford, CT

  • Jeep Chrysler Dodge Ram City Service Department, CT

  • Why buy here pay here Stamford CT car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Stamford CT car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Stamford CT dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Stamford CT Works

    When the bank says no to your car loan, the buy here pay here Stamford CT car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Stamford CT dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Stamford CT car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Stamford CT Car lots Dealership

    The one thing is very true about buy here pay here Stamford CT is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Stamford CT dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Stamford CT – Fast Approval Low or no credit score

    The buy here pay here Stamford CT dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Stamford CT Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Stamford CT dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Stamford CT

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Stamford CT

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Stamford CT, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Stamford CT accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Stamford CT is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Stamford CT buy here pay here Reviews

    Here is what users says about Stamford BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Stamford dealer review by Martha Black

      Martha Black rated Stamford Lincoln

      I have been going to Stamford Ford Lincoln for many years, leasing a Ford Escape...….They do not disappoint!! The service department is always so professional and completes work in a timely manner. The sales department gets a 5 Star rating and more!! I told them what I could afford (I am retired!) and they did not try to " wheel and deal" with me like so many salesmen do! They were understanding and gave me an "OK" to go right away!! Thank you for your positive approach to everything and also a thank you to the General Manager who came to me with a hand-shake just before I drove away in my new Escape!

    2. buy here pay here Stamford dealer review by Willow Sage Apothecary

      Willow Sage Apothecary rated Stamford Lincoln

      I brought my Truck from another dealer ( Hoffman) and it was always had bad customer service ( communicate) from them, but when I came to Stamford Lincoln they gave my family outstand customer service. Now I stay where I'm appreciated. See you guys at our Grand Opening December 20 Ridgeway Shopping Center 28 Sixth Street Stamford CT.

    3. buy here pay here Stamford dealer review by Karen K Kari

      Karen K Kari rated HiFive Buy Here Pay Here Near Me

      I went to Hi5 online to purchase a vehicle. My salesman, he was very attentive and knowledgeable. He made my car buying experience so easy. I have recommended him to all my friends and family if your looking to purchase a car and need bad credit car financing go to HiFive Cars dot com. You will be glad you did. Thanks!

    4. buy here pay here Stamford dealer review by Phil a Broder

      Phil a Broder rated HiFive Buy Here Pay Here Near Me

      Recently made a purchase. These guys went above and beyond to help me. Would definitely recommend for pre-owned cars. Great guys to do business with.

    5. buy here pay here Stamford dealer review by Lucas Mello

      Lucas Mello rated Stamford Ford

      It was my first time buying a vehicle in America, and I couldn't ask for better customer service! The whole process was fast and honest regarding price, finance, and vehicle options... The Mustang was my childhood dream, and the entire dealership team did a great job of securing an excellent financing option. They didn't sell a car; they sold a dream that came true!

    6. buy here pay here Stamford dealer review by ?????? ?????????

      ?????? ????????? rated Stamford Ford

      Best service of the world & seller Michael Mykytey the best sales consultant!!! «(recommend to everyone)»

    7. buy here pay here Stamford dealer review by Rich F

      Rich F rated Toyota of Stamford

      Wonderful experience beginning with Rose who handled my Internet inquiry regarding a Toyota RAV4. Rose was very responsive to my inquiries and requests and we were able to quickly come to an agreement price with her general sales manager, Sal. Upon arriving at the dealership, Sal had the vehicle ready for a test drive which was expertly handled by Nixon, their car specialist. Nixon walked me through all of the features of the vehicle and have me recommendations on how and when to use them. The ride was great and we completely the deal quickly with Anthony the finance manager. My wife and I are looking forward to many happy years driving our new RAV4! Thanks everyone at Toyota of Stamford!

    8. buy here pay here Stamford dealer review by walter alfaro

      walter alfaro rated Toyota of Stamford

      I get a excellent toyota camry 2012 , I'm writing this review after many years, never is late to said good experiences with toyota of stamford

    9. buy here pay here Stamford dealer review by Myra Perez

      Myra Perez rated Harbor View Auto Sales LLC

      this was the best experience or me and my daughter. Angel is a very caring and caring and knowledgeable salesman. He was able to put us in our dream car. :)

    10. buy here pay here Stamford dealer review by tanya oliveras

      tanya oliveras rated Harbor View Auto Sales LLC

      Hassle free sales...help from beginning to end

    11. buy here pay here Stamford dealer review by Jacqueline C

      Jacqueline C rated Riley Mazda

      I purchased a 2019 Mazda 3 and the service department at Riley's Mazda are amazing! They go above and beyond I never experienced such an amazing group of people. They are giving exceptional service during these hard times. I am so satisfied for all they do for me.

    12. buy here pay here Stamford dealer review by Carl Johansen

      Carl Johansen rated Riley Mazda

      My wife and I were looking at new vehicles over the Memorial Day weekend and were very pleased to learn that Riley Mazda was going to be open for a few hours on the holiday itself. We really wanted to explore our options at Mazda before making a deal with another brand later in the day. We headed to Riley first and met Hunter who braved the pouring rain to show us a few different models. We really wanted two things, a manual transmission and non-halogen headlights. Hunter happened to have just the car, a new '17 Mazda3 Grand Touring and with the special running that day, we made a deal. We love our new 3 and so do our pups! This family owned dealership is honest and great to work with. I highly recommend coming here if you're looking for a new or used car. Keep up the good work guys.

    13. buy here pay here Stamford dealer review by Stephan De Vita

      Stephan De Vita rated Kia of Stamford

      Kia of Stamford has an excellent service department. The entire staff is always attentive to my needs when my vehicle requires service. Brian, Service Manager runs a very thorough operation. His immediate staff if Juan and Astrid are always attentive. Oscar, service technician has hands of gold.

    14. buy here pay here Stamford dealer review by Nick Datt

      Nick Datt rated Kia of Stamford

      Pleasant experience at Kia of Stamford. This is a small dealership with a cozy atmosphere without the high pressure sales tactics of the mega dealers. Kyle was a pleasure to deal with and explained all the features of the car and arranged for a test drive. The sales manager is Ernesto who gave his best numbers without wasting alot of time. Car was ready for pickup when promised and signing the papers with the finance manager didn't take more than 15 minutes after which I was able to drive out with my new car! So do your homework online to find out what you like, get your numbers together and then Kyle and Ernesto will make sure you can get a great deal!

    15. buy here pay here Stamford dealer review by Ashley Lewis

      Ashley Lewis rated Stamford Hyundai LLC

      Chris was incredible to work with! He was honest, reliable and we felt like we could really trust him! He was able to stick within our budget, and wasn't pushy! He didn't hide anything, and wanted us to leave as happy customers! I would certainly use Chris at Stamford Hyundai again! Great Experience!

    16. buy here pay here Stamford dealer review by Marc Sternberg

      Marc Sternberg rated Stamford Hyundai LLC

      Hensley was very professional and straightforward and provided excellent customer service. He picked me up from the train station multiple times on short notice, provided thorough answers/explanations to all of my questions, and made every effort to guide me through the buying process efficiently. I would highly recommend him to others.

    17. buy here pay here Stamford dealer review by Louis Louis

      Louis Louis rated Mike’s Motors

      I recently purchased a Toyota Camry with the help of the staff at Mike's Motors. The staff were genuine, responded to any inquires I had and overall helpful. I've driven the car I purchased for 3 weeks now and I love it! I live 60 miles away at the moment, however I just made an appointment to service the vehicle and get an oil change with Mike's Motors. With that said, I highly recommend their services to anyone searching or servicing their vehicle!

    18. buy here pay here Stamford dealer review by Tasha Brown

      Tasha Brown rated Mike’s Motors

      Great price on my new car!!! Very friendly and helpful!!! I highly recommend them!!

    19. buy here pay here Stamford dealer review by GORDON ROBERTS

      GORDON ROBERTS rated Riley Volvo Cars Stamford

      Brought my new 2020 V60 in response to a safety recall, and the service — during the pandemic — was conscientious and efficient. The car was completed earlier than promised, and was delivered back to me fully-detailed and with a full tank of gas. No prob!

    20. buy here pay here Stamford dealer review by Max Cohen

      Max Cohen rated Riley Volvo Cars Stamford

      I called several dealerships around CT and MA to price out my wife's XC90 and Riley was significantly lower than anyone else. Desiree was great to deal with and made the process quick and easy.

    21. buy here pay here Stamford dealer review by Samir Raslan

      Samir Raslan rated Town Fair Tire

      Prompt, efficient service, knowledgeable staff, and good prices.

    22. buy here pay here Stamford dealer review by David Flynn

      David Flynn rated Town Fair Tire

      I never leave reviews but Marvin at Town Fair Tire deserves one. He came right out to my car and asked what the problen was, he was informative, explained what the problem was and completed the fix quickly. Marvin even gave me a small discount because he saw that I had a car seat in the back and I was expecting my first child soon. Definitely a great neighborhood shop you can go to and feel like you're getting a fair deal.

    23. buy here pay here Stamford dealer review by Teresa - Romana Powers

      Teresa - Romana Powers rated Bianco Auto Sales Ltd

      Recently purchased a used Subaru that was in phenomenal shape. I went to a number of dealerships that gave me a bit of a run around, or kept me there trying to sell me on other vehicles I wasn't interested in. Went to Bianco and Laura greeted me and didn't give me any kind of run around. She could tell I knew what I wanted, and didn't waste my time on other vehicles or paperwork. She worked with Frank to make sure I got exactly what I wanted and had excellent communication during and after the purchase. They've checked in on me, and made sure the vehicle is ready to trek back to MO. Laura is fantastic and already passed her name along to some peers for when they are shopping!

    24. buy here pay here Stamford dealer review by Chris A

      Chris A rated Bianco Auto Sales Ltd

      My wife and I recently purchased a used 2011 Range Rover, and I have to say the overall experience was pretty excellent. Ed and the team here were very open and direct and answered all our questions and concerns. Hands down the best experience I've ever had with a used car dealership. If you are looking for a used car and don't know where to start, talk to Ed. Very nice guy that actually seems like he wants to help.

    25. buy here pay here Stamford dealer review by John Gonzalez

      John Gonzalez rated Minchin Buick GMC

      Would like to give HUGE shout out to the team at Minchin GMC of Stamford, CT. Joe Z. and JD went above and beyond!!! My family and I had a vision of our family vehicle and these guys delivered!!! Since getting our ride we have been cruising around and joy riding or sitting in the driveway watching movies!!! Will recommend Minchin GMC of Stamford to everyone!!!

    26. buy here pay here Stamford dealer review by Drew B

      Drew B rated Minchin Buick GMC

      We purchased an Acadia from them for my wife a year ago and had a great experience with Joe Z and the whole crew. So, when my daughter needed a car, we went back to them. We found a trade-in that she liked and were all set to buy it. In the course of certifying it, they discovered a problem with the vehicle. I know a little bit about cars and this would have been an easy problem to hide- and many dealers might have done just that. Instead, Minchin refused to sell it and kept looking until they found the right car in perfect condition (they returned the other to the manufacturer). THAT is why we go there. They aren't out for the quick buck. They are building relationships. I trust them with my children's safety. What greater praise can I give?

    27. buy here pay here Stamford dealer review by Harlem Brown2

      Harlem Brown2 rated Stamford Motorsports

      I am treated how a loyal customer should be treated , like I just bought the motorcycle yesterday , Chris and Mike take the time to understand the needs of the customer, observes how they treat their equipment and makes sure he handles it with the same care and attention to detail, that makes the difference to me because the motorcycle is an investment , costs a lot and brings down the stresses one experiences during the week. Thank You, keep up the good work and consistency, its appreciated "

    28. buy here pay here Stamford dealer review by Ziyad Tariq

      Ziyad Tariq rated Stamford Motorsports

      Awesome place to shop for new or used bikes.

    29. buy here pay here Stamford dealer review by Joe Tan

      Joe Tan rated Prestige Volkswagen of Stamford

      I'd been searching for a Golf R everywhere from New Jersey, where I live, all the way down to Maryland. When I did find inventory available the representative I'd email with made me feel like they didn't want to be bothered by my questions. When I got in contact with Joe my experience was the exact opposite. Even though we were working via email, he was courteous, quick to respond, and didn't make me feel like I was wasting his time. On top of all that, he was able to give me a deal that I couldn't get from any of the other dealers I'd spoken to in 4 other states! When I finally decided to purchase the car he was able to get everything set up in a matter of hours. At the dealership the great customer service continued. My car was up front and ready to go. Even with the extra precautions the dealership was taking to make sure that we were all keeping distance and staying safe, I was in and out in about an hour. Great customer service, respectful of customers, and on top of all that an amazing deal! I'm glad I got the chance to work with Joe and the team at Prestige VW!

    30. buy here pay here Stamford dealer review by Tara Mitchell

      Tara Mitchell rated Prestige Volkswagen of Stamford

      I test drove the Golf R with William Aquino and was SOLD! Prestige did not have the color I wanted in inventory but were very efficient in finding what I wanted at another dealer. Within 10 days of my test drive I left the dealership with my new car! Great experience!

    31. buy here pay here Stamford dealer review by Troy Joseph

      Troy Joseph rated Autobahn Used Cars Stamford

      Great people there.

    32. buy here pay here Stamford dealer review by JAY SHAW

      JAY SHAW rated Autobahn Used Cars Stamford

      FRANK HALL OF AUTO BAHN IS THE BEST SERVICE SHOP WE HAVE DEALT WITH. WE CAN ALSO SAY THAT OUR EXPERIENCE IN BUYING A USED CAR FROM AUTO BAHN IS IS ALSO HIGHLY PROFESSIONAL. THE CAR WE PURCHASED HAD BEEN SERVICED BY AUTO BAHN. IT WAS DELIVERED TO US IN " LIKE NEW" CONDITION. THE PAPER WORK AND REGISTRATION WERE HANDLED WITHOUT A HITCH. JAY SHAW STAMFORD CT.

    33. buy here pay here Stamford dealer review by Rich Garcia

      Rich Garcia rated Genesis of Stamford

      Absolutely no pressure. Excellent salesman very transparent customer focused dealer. I recommend it highly

    34. buy here pay here Stamford dealer review by Faith Scimeca

      Faith Scimeca rated Jeep Chrysler Dodge Ram City Service Department

      I had a great experience with the service department at "Jeep Chrysler Dodge Ram City" in Stamford. The service advisor Ralph was extremely friendly, knowledgeable and honest. I also interacted with a few of the service technicians who were welcoming and knowledgeable too. If you need to bring your Jeep, Dodge, Ram or Chrysler vehicle in for service, I would highly recommend using this dealership!

    35. buy here pay here Stamford dealer review by Caballeros Hardwood Floors

      Caballeros Hardwood Floors rated Jeep Chrysler Dodge Ram City Service Department

      Fast service. Good experience

    BHPH Stamford CT dealer

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