Top 16 Buy Here Pay Here Dealers in Tyler TX

Looking for a used car dealer in Tyler TX but your credit is in bad shape?

Connect with top 16 buy here pay here Tyler TX car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Tyler's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Tyler TX

  • Chacon Autos, TX

  • DriveTime Used Cars, TX

  • Cagle Auto Group, TX

  • Russell Brothers Auto Sales, TX

  • Byrider Tyler, TX

  • Have you ever considered buy here pay here Tyler TX car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Tyler TX compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Tyler buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Tyler dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Tyler. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Public Automotive Group Tyler, TX

  • Fairway Auto Center, TX

  • Auto House, TX

  • Quality Investments, TX

  • CarMax, TX

  • Did you know? These BHPH Tyler TX dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Tyler dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.

  • Glaspie Auto, TX

  • Express Auto Sales, TX

  • Jeff Buie Used Cars, TX

  • Cuvelier Used Cars Inc, TX

  • Pitt Stop Auto Sales, TX

  • The phrase buy here pay here Tyler TX car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Tyler Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Tyler Auto Finance, TX

  • Why buy here pay here Tyler TX car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Tyler TX car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Tyler TX dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Tyler TX Works

    When the bank says no to your car loan, the buy here pay here Tyler TX car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Tyler TX dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Tyler TX car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Tyler TX Car lots Dealership

    The one thing is very true about buy here pay here Tyler TX is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Tyler TX dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Tyler TX – Fast Approval Low or no credit score

    The buy here pay here Tyler TX dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Tyler TX Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Tyler TX dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Tyler TX

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Tyler TX

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Tyler TX, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Tyler TX accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Tyler TX is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Tyler TX buy here pay here Reviews

    Here is what users says about Tyler BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Tyler dealer review by Rosie Martin

      Rosie Martin rated Chacon Autos

      Walking in door or when you speak to staff on phone you you get excellent customer service it make you know this is a wonderful place. The Tyler manager Miguel is wonderful. I love the staff here. When looking to buy a car this is the place to go

    2. buy here pay here Tyler dealer review by Rio Alexander

      Rio Alexander rated Chacon Autos

      Ralph was awesome, helped in every way he could. Made the process so easy for us and put us in a car we are so in love with! I will recommend Chacon to anyone looking for a car. Everyone there made us feel like family.

    3. buy here pay here Tyler dealer review by Wallace Monson

      Wallace Monson rated DriveTime Used Cars

      A special shout out to John Nail and the staff and Management of DriveTime for making my buying experience a good experience to remember.

    4. buy here pay here Tyler dealer review by Jessica  Spivey

      Jessica Spivey rated DriveTime Used Cars

      This place was AMAZING and completely stress free while helping me find my next car! Colton was so friendly and very knowledgeable about every question I had but also, EVERY person I came in contact with was very professional, friendly, and welcoming. DriveTime made my car buying experience a breeze! Highly recommended!

    5. buy here pay here Tyler dealer review by Julia Davis

      Julia Davis rated Cagle Auto Group

      We have purchased 2 vehicles from them! We got our first van 2 yrs ago and upgraded it this year! We went back to them based on the first go round. We absolutely love them and appreciate everything they have done for us!

    6. buy here pay here Tyler dealer review by Jim Skipper

      Jim Skipper rated Cagle Auto Group

      The owner and salesman were helpful in working out a good deal for us. They are people who would be great neighbors and friends. They had an older model car I was looking for and they had it operating and looking like new!

    7. buy here pay here Tyler dealer review by Batsen Belfry

      Batsen Belfry rated Russell Brothers Auto Sales

      Well, I've been around since the business was started. Very competent folks. If you need it fixed right, these are the people to do it. They are very knowledgeable, and well worth seeking out.

    8. buy here pay here Tyler dealer review by Janica P. Wood

      Janica P. Wood rated Russell Brothers Auto Sales

      They are the greatest if you need any car repair. Fair prices and great employee's. Love them.?

    9. buy here pay here Tyler dealer review by Heath Blodgette

      Heath Blodgette rated Byrider Tyler

      Rosie was amazing ,an so was the staff, put us in exactly what we needed,at a price we could afford, Thanks to all at J.D.BYRIDER

    10. buy here pay here Tyler dealer review by Jamie Downey

      Jamie Downey rated Byrider Tyler

      Matt Milling and the rest of the team at JD Byrider made car buying such a great experience. We have been "toting the note" for YEARS but that ended today! They offer a warranty on each of their cars. Super friendly staff.. Jeremy and Leann went above and beyond to make sure our experience was top notch! Highly recommend!

    11. buy here pay here Tyler dealer review by Amber Russom

      Amber Russom rated Public Automotive Group Tyler

      I just got a car from them this past friday. Love my new car. The day we went in service was a bit slow as they were very busy and had 2 employees call in for that day. But everyone was very welcoming and very friendly and very apologetic for service being so slow. If you happen to stop in there ask for Poblo Martinez he was the one who went threw the whole process with me (application, test drive) he was simply the best. I think I laughed threw the whole thing! He will do what he can to get you approved and in a car. I highly recommend Tyler Public Automotive Group!!! You can tell them I referred you!!!!

    12. buy here pay here Tyler dealer review by Heather Williams

      Heather Williams rated Public Automotive Group Tyler

      Our visit to Public Auto was not short of amazing. We have 1 car already with Public and noticed that making our payments on time made our credit score rise tremendously. We went Monday to get a second car. The service was the best. We were very indecisive on which car we wanted and the staff wasn't pushy trying to get us into a car we didnt want or couldn't afford. As a matter of fact, it was the exact opposite. They were very patient, accommodating, funny, friendly, and made sure we were satisfied with the car and the payments. I would definitely recommend Public to anyone and everyone looking for a good, honest dealership. Thanks Public

    13. buy here pay here Tyler dealer review by James Gerety

      James Gerety rated Fairway Auto Center

      When we moved to Tyler 3 years ago, we were connected with the owner, Barney Rubin through a long time friend - and we could not be more pleased with how we have been treated ever since that first meeting! Fast forward a little..Oddly enough, after our first vehicle purchase from Fairway.. moving onto our second, you'd think Barney and the Sales Team would want to sell us a vehicle no matter the circumstances. However, I think it speaks to the character of those that work here when they actually recommended we NOT trade in, but to wait a little while longer. They spent time asking questions as to why we wanted to trade, what the long term vision was for our vehicles and after through all that - the best choice was to wait! Who does that?? Talk someone OUT of spending money at their store? Especially in car sales. More than that...From picking up our vehicle at work / home (a service they offer for $10, that is WELL worth it), to the staff learning our kids names and genuinely caring about them - we could not feel more at home with the folks at Fairway Auto Center. #FairwayForLife

    14. buy here pay here Tyler dealer review by Bill Powers

      Bill Powers rated Fairway Auto Center

      I had nothing less than a great experience purchasing my 2009 Dodge Ram Sport with only 53,111 miles. Wonderful truck!! The process was fast and professional and I appreciate the team that made it possible to get into this truck. My sincerest thanks to all of you.

    15. buy here pay here Tyler dealer review by Cash Roberson

      Cash Roberson rated Auto House

      Super friendly, very helpful, honest men here giving GREAT experiences. I love my 2007 Tahoe and my family gets their cars from here too. No lights on the dashboard stressing me out, no problems with the body or interior, SUPER satisfied customer and sending folks to them!! You won’t be disappointed!!!

    16. buy here pay here Tyler dealer review by Daniel Perez

      Daniel Perez rated Auto House

      Johnny Watkins is a terrific car Salesman. Mr. Watkins sold me a Chevrolet Z71. We have owned that vehicle for over 12 years. This truck was also my teenage Sons first vehicle. Never had a major issue. Great vehicle even better buying experience.

    17. buy here pay here Tyler dealer review by •Gatcha• •Gamer•

      •Gatcha• •Gamer• rated Quality Investments

      I really like Brett, he is a very good sales rep, he listen very well to what I like and want and very courteous. I haven't bought anything yet, saving my money for that right vehicle. I like that have all the information you need to know what you are buying, I am definitely going back to do business with him..They are 100% honest with you and that goes a long way with me..thank you guys Thank you, Brett

    18. buy here pay here Tyler dealer review by Crystal Griffith

      Crystal Griffith rated Quality Investments

      Very nice folks and an excellent inventory to choose from! Taylor & Brett will take care if you with no pressure.

    19. buy here pay here Tyler dealer review by amy moore

      amy moore rated CarMax

      This was my second vehicle to purchase from CarMax. The first vehicle I purchased from the Garland location and my newest vehicle was purchased from the Tyler location. CarMax makes it so easy to buy a car from them! They are not pushy with their financing and was happy that I received a better interest rate with my credit union. I don’t know that I will purchase a vehicle anywhere else other than CarMax in the future and that decision is based all on their honesty, friendliness & ease of doing business with not to mention the great inventory of vehicles! Look no further than CarMax ??????

    20. buy here pay here Tyler dealer review by Loretta Belknap

      Loretta Belknap rated CarMax

      Car-Max (Tyler, TX) was an excellent choice for a superb vehicle! From looking at their website, to initializing an application, to transferring a vehicle I loved and then finalizing the purchase was sincerely one of the best! Any questions, they listened and responded in a timely manner. No pressure sale like some New Car Dealerships I encountered in the past. Financing was top notch and finalization to keys in hand smooth and simple. No gimmicks at all!! I suggest to look and submit a pre-approval application for the amount that fits your budget and once approved, it's an easy process. I personally believe you will agree to the convenience and personal attention you receive is out of this world. Thank you to all that is employed at Tyler-Car-Max!! We will see you again someday....

    21. buy here pay here Tyler dealer review by John Boyd

      John Boyd rated Glaspie Auto

      Good folk James will take care of you and make good deal also buys cars

    22. buy here pay here Tyler dealer review by Brooke Arey

      Brooke Arey rated Glaspie Auto

      I have had my vehicle for iver 6 months, and im starting to wonder if it was wrecked. Other than that, these guys are awesome. They're very lenient, and willing to work with you if anything ever comes up!

    23. buy here pay here Tyler dealer review by Jim Nipp

      Jim Nipp rated Express Auto Sales

      What a great selection of clean, reasonably priced trucks & SUVs! I bought a Ford Expedition from Mark yesterday and spent less than 30 minutes in the dealership from the time I walked in until I drove away in my like-new, single-owner truck. No haggling necessary, he was asking a very reasonable price - I’ve looked at a dozen of these and no games or silly dealership tricks were necessary here. Carfax was clean, vehicle was clean, price was below Blue Book. I would feel comfortable sending my wife or one of my kids to Mark for a vehicle without worrying that they might be taken advantage of.... and truthfully, I can’t remember the last time I felt that way about a car dealer! I rated 5 stars only because a 6 star rating isn’t possible. I’ll be sending my friends and family to Express from now on! Jim Nipp Whitehouse, TX

    24. buy here pay here Tyler dealer review by Joshua Hurley

      Joshua Hurley rated Express Auto Sales

      Excellent vehicles and customer service. They will do whatever it takes to get you into a car or truck. Cars are very clean. The detail shop does awesome work.

    25. buy here pay here Tyler dealer review by Erick Jest-E Bradley

      Erick Jest-E Bradley rated Jeff Buie Used Cars

      In and out with a new car!

    26. buy here pay here Tyler dealer review by Charity Railsback

      Charity Railsback rated Jeff Buie Used Cars

      Fantastic customer service! Will definitely be purchasing from them again in the future

    27. buy here pay here Tyler dealer review by Chad Dyer

      Chad Dyer rated Cuvelier Used Cars Inc

      You cannot find a better place to get a car from. Parker and Gene are two of the best men I have ever met. Very trust worthy and stand behind there vehicles. We have bought multiple vehicles from them and have never had a issue one with the cars or getting in and out quickly. I recommend all my family and friends to them. Gene and Parker, Thank you very much for making my car buying experience easy and fast. From my family to yours, Thank you. Chad n Wes Dyer...

    28. buy here pay here Tyler dealer review by Karm' Ella-Rose

      Karm' Ella-Rose rated Cuvelier Used Cars Inc

      I love this place!! Mr Gene Cuvelier retired and now his son Parker has taken over the family business. He will DEFINITELY FOLLOW IN HIS FATHER'S FOOTSTEPS!! From personality, to the great service provided. We have now bought 3 vehicles from this place and I would highly recommend it if your looking for someone HONEST, and is willing to go the extra length to make sure it fits what you're looking for!! Thanks Cuveliers! Your Awesome!! Looooove my new car!!????

    29. buy here pay here Tyler dealer review by Nece Gomez

      Nece Gomez rated Pitt Stop Auto Sales

      My husband bought a car from here a couple years back and it was a great buy so naturally I wanted to get mine from here as well. Their customer service was amazing. They worked with us and made sure we got the car we wanted. I definitely recommend and will be back! ? A luxury car with affordable payments at an affordable price. Thank you Pitt Stop

    30. buy here pay here Tyler dealer review by Crystal Williamson

      Crystal Williamson rated Pitt Stop Auto Sales

      Best used car buying experience ever! AJ was so helpful and accommodating. He waited for us to get there after hours twice and we got a good interest rate on the financing. All of the cars on the lot were high quality, well maintained cars. I highly recommend this place.

    31. buy here pay here Tyler dealer review by GOT_EM83 2002

      GOT_EM83 2002 rated Tyler Auto Finance

      I've been doing business with them for almost 3 years now and I haven't had a bad experience yet. Everyone is so friendly and nice. Rena has always been helpful. The owner was super and very pleasant when helping me trade in the first car I got from them to the car I have now. Like any dealership, you can't go in not knowing something about cars and what to look for. Just because it's pretty on the outside doesn't mean it's going to be any good. So far both cars that I've gotten have been in great shape.

    32. buy here pay here Tyler dealer review by Gwendolyn  Miller

      Gwendolyn Miller rated Tyler Auto Finance

      They gave me a chance and put me in a ride!

    BHPH Tyler TX dealer

    Hope you like our list of buy here pay here Tyler TX dealers. Do share it with your friends. Let us know your feedback, query or suggestion by contacting us from contact us page.