Why buy here pay here Winston–Salem NC car dealerships is the right option?
Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Winston–Salem NC car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.
BHPH Winston–Salem NC dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.
How Buy Here Pay Here Winston–Salem NC Works
When the bank says no to your car loan, the buy here pay here Winston–Salem NC car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Winston–Salem NC dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.
Buy Here Pay Here Winston–Salem NC car lots – In-House Financing with Zero Down Payment
After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.
Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.
To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.
Know the Facts - Buy Here Pay Here Winston–Salem NC Car lots Dealership
The one thing is very true about buy here pay here Winston–Salem NC is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.
The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.
Because these Winston–Salem NC dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.
Buy Here Pay Here Winston–Salem NC – Fast Approval Low or no credit score
The buy here pay here Winston–Salem NC dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.
Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.
BHPH Winston–Salem NC Dealer – Preapproval of Application
However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Winston–Salem NC dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.
Advice on BHPH dealership Winston–Salem NC
Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.
Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.
Average Credit Score to Buy a Used Car from BHPH dealer Winston–Salem NC
The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.
If a customer is looking to buy a used car through traditional financing in Winston–Salem NC, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.
While buy here pay here Winston–Salem NC accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Winston–Salem NC is a great option for those who have poor bank record and bad credit score.
The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.
Winston–Salem NC buy here pay here Reviews
Here is what users says about Winston–Salem BHPH dealers listed here. You can read reviews of individual dealer at their profile page.
Jillian Morton rated DriveTime Used Cars
They are very polite. they are very focused on getting you into a car within your budget and or price range. The whole process from the time we walked through the door, selecting a car, test drive and filling out all the paperwork for the loan and the cat took about an hour and a half. Very pleasant experience all the way around. All the staff for this location worked on helping us get are vehicle. The vehicles that they have for sale are all very clean and look to be in great condition. They have a wide variety of vehicles available. If you see a car you like online that is at a different store they can have the car shipped to a local store. If you need a car come in and give them a try...you'll be pleased.
Reviewed on Sunday, May 03 2020 02:37:21 am @ Google reviews.Brandie Hampton rated DriveTime Used Cars
Okay, so if I’m going to be completely honest then I’ll start at the beginning. My husband and I started looking a couple years ago and the lady we dealt with did not impress us. In fact, she was the main reason we never returned. My husbands car unexpectedly died on us recently and we decided to shop around. We looked at many places and the low down payment at drive time was a huge plus. Shauna was who helped us this time and from the start she was great. We almost didn’t go back, but working with her was so easy that we did. I am so glad we did because she got us in one of our favorite cars on the lot, she worked hard to make sure we understood everything, and every problem we had she had a solution! Hands down I would say she’s the best person I’ve ever worked with for buying a car!
Reviewed on Sunday, May 03 2020 02:37:21 am @ Google reviews.Christa Cuthrell rated Hometown Auto & Credit
I was scared to go in and look for a new car but when I walked in Rick welcomed me with a great smile and made sure I would be satisfied before I left. He did not tell me any false information and provided GREAT customer service from start to finish! I will definitely be back in the future for another vehicle.
Reviewed on Sunday, May 03 2020 02:37:27 am @ Google reviews.Ashley Whitfield rated Hometown Auto & Credit
Lewis Rogers was my salesman and he did an outstanding job! He very personable and kept a smile on my face the whole time. He also took the time to explain everything in detail throughout the process and made sure that I left without any questions unanswered. He did an amazing job and I would recommend him to anyone needing a car.
Reviewed on Sunday, May 03 2020 02:37:27 am @ Google reviews.Kimberly Glenn rated Affordable Motors inc
Awesome customer service! Ali went out of his way to make sure the car I purchased from them was serviced properly and the warranty was upheld! The service he provided was above and beyond his after purchase responsibility. I would recommend Affordable Motors to anyone looking for a reliable and friendly family business! Would definitely buy there again, thanks Ali!! (2014 Honda Accord)
Reviewed on Sunday, May 03 2020 02:37:19 am @ Google reviews.mario andres rated Affordable Motors inc
I got my inspection on my car done here. My mechanic recommended it to me. I like it. I used to pay $30 for my inspection before and now I come here and pay $20!!! And the service is good. they're kind and efficient. They serve good coffee and it's in a principal road. It's also a car dealership and it is decorated with pictures with it's happy clients.
Reviewed on Sunday, May 03 2020 02:37:20 am @ Google reviews.T rated New Era Motors
I was recommended by a friend to visit New Era for a new vehicle. Came in, and left with exactly what I wanted SAME DAY. Ben was awesome to work with, and super understanding of all my needs. He was very knowledgeable of the cars I was interested in, and was honest. He didn’t nag and try to force me into buying, which was greatly appreciated! I recommend this place to anyone! Awesome cars and very professional! Thanks Ben!
Reviewed on Sunday, May 03 2020 02:37:28 am @ Google reviews.Felicia Nash rated New Era Motors
Very honest...Professional...the owner even took time out of his busy schedule to answer our questions. We were very impressed. You didn’t try to sell us a car. The car sold itself... although we pondered back and forth, every time we pulled into the lot we felt welcome...my husband and I gave my daughter her first car yesterday thanks to your company. 2013 Ford Fusion Hybrid, off white leather interior, beautiful blue, excellent car fax reports...she was so happy she couldn’t speak for moment because of her tears of joy. Thank New Era Motors for making it possible for us to purchase our baby an up to date car at a reasonable price...#nocarnote...Thank you Lord!!!?? New Era You Rock!!! Thanks Jake & Benjamin???
Reviewed on Sunday, May 03 2020 02:37:28 am @ Google reviews.Janice Bauguess rated Autoworld of Winston-Salem
The staff were friendly! Thank you for making my purchase easy and affordable! We are loving the truck.
Reviewed on Sunday, May 03 2020 02:37:29 am @ Google reviews.Terri Shelton rated Autoworld of Winston-Salem
This place is great, no pressure at all. Ryan is a great finance man and very professional. Would, and have recommended this place to people. If they have a car you want, go there, they will have the best deal.
Reviewed on Sunday, May 03 2020 02:37:29 am @ Google reviews.Jeannie D. Bynum rated Frank Myers Auto Maxx
Purchased my son’s first auto, a 2009 Nissan Frontier, with Jessica yesterday! Jessica was great, no pressure... everyone was very helpful and made the process easy! Special thanks to Cassandra for reaching out to tell me about this truck that they just got in... it was exactly what I was looking for, actually better! A great experience, we highly recommend!!!
Reviewed on Sunday, May 03 2020 02:37:24 am @ Google reviews.Mark Lawson rated Frank Myers Auto Maxx
I can’t say enough good about EVERYONE who helped me get into my new truck today! Staff was more than friendly and they really made my dad and I feel at ease during the whole process and really have no complaints. Especially Chris there at the dealership. Truly a great salesman but a great guy all around. He helped and kept us updated on each step of getting approved to handing my the keys at the end. If you looking for a new/used vehicle go ask for Chris! He will most assuredly do all he can to help you out. And be sure & let him know Mark L. sent ya.. ? And I will be a repeat customer. Recommended ?
Reviewed on Sunday, May 03 2020 02:37:24 am @ Google reviews.keith crittle rated Triad Autoplex
Brandon is the most honest car dealer in the trial he has great cars and great guy
Reviewed on Sunday, May 03 2020 02:37:18 am @ Google reviews.Timothy Jackson rated Triad Autoplex
My first time getting a car and I had been to a few other car dealership looking for a nice good car for myself but none wasn’t like this place. Once I came and got super great service. Helped pick out the Right car for me and willingly helped me out with everything else I needed. If you not sure with who you already went to please stop and come look and shop here because you won’t leave unsatisfied.
Reviewed on Sunday, May 03 2020 02:37:18 am @ Google reviews.Houston Pinnix rated First Class Auto Choice LLC
Donnie is very knowledgeable about the business and will do everything he can to help you. I highly recommend this company!
Reviewed on Sunday, May 03 2020 02:37:31 am @ Google reviews.Josh's Adventures rated First Class Auto Choice LLC
First Class Auto is a great place to go if you are in need of a car. The dealer will acomadate you to the best of his abilities and get you the vehicle that you truly desire. I reccommend everyone to check them out and thier vehicles, throughout your entire experince you will not be dissapointed.
Reviewed on Sunday, May 03 2020 02:37:31 am @ Google reviews.Allison Floyd rated Clayton Auto Sales
Came in to drive an F-250. I spoke with Chad and he was very helpful. He let me test drive the vehicle. Pressure-free environment and friendly staff.
Reviewed on Sunday, May 03 2020 02:37:33 am @ Google reviews.Angela M Venable rated Clayton Auto Sales
Always a pleasure doing business with these guys! Awesome dude's!
Reviewed on Sunday, May 03 2020 02:37:33 am @ Google reviews.Kimberly Lebeau rated America’s Auto Mart Inc
Highly recommend!! We purchased a used car that was in like new condition- with an amazing car fax - for a very fair price! The owner, Dane, was wonderful to work with! He was helpful, quick to respond, honest, and never pushy. He spent time making us feel like family, before and after the sell. They have a great selection of vehicles, and make the process very easy. We will be back!
Reviewed on Sunday, May 03 2020 02:37:27 am @ Google reviews.Robert Porter rated America’s Auto Mart Inc
Mr. Dane Smith was a pleasure to deal with. He honestly did everything he said he would. He went above and beyond with helping me sell my truck, however, I believe his focus is more on serving others not just the sale of a vehicle. I’m fully convinced he’s just a good guy running an honorable business.
Reviewed on Sunday, May 03 2020 02:37:27 am @ Google reviews.Dee Cole rated TNT Auto Sales
I love TNT!. The owner is very respectful and down to earth. Great cars no lemons. I haven't had any problems out of my car and I've had it for almost two years TNT ROCKS!!!!!!
Reviewed on Sunday, May 03 2020 02:37:32 am @ Google reviews.david brewer rated TNT Auto Sales
Thx u Jenny and family very Professional easy going staff ? happy about purchase.
Reviewed on Sunday, May 03 2020 02:37:32 am @ Google reviews.Angel S. rated Benchmark Winston Salem, LLC
The best car buying experience I've ever had in my Life!! Also the best birthday gift. Fancy is the best!
Reviewed on Sunday, May 03 2020 02:37:26 am @ Google reviews.Mitchell Harris rated Benchmark Winston Salem, LLC
I really appreciate Jim and the entire Benchmark of Winston Salem staff for treating me like I am more than just a customer. I am on my second car from them. When it was time for me to decide whether I wanted to keep my first car or trade it in. I was asked what car did I like or could I see myself in.. I told them and that car was on the lot a few weeks later.. I am still driving that car now. I will say this, I have only had one issue out of my first car. That next day I emailed and called them and I immediately received a call back from them. They picked up my car and had it back to my job before I got off.. EXCELLENT CUSTOMER SERVICE. I haven’t had another issue since.... I want to say thank you to the staff for the amazing job you are doing. My car may not be brand new, but it’s brand new to me... THANK YOU!
Reviewed on Sunday, May 03 2020 02:37:26 am @ Google reviews.C Cross rated Hatcher’s Auto Sales
On our second purchase from Hatcher's. Eddie and Barry are amazing. They went above and beyond both times to get us in a safe reliable vehicle. Great to work with.
Reviewed on Sunday, May 03 2020 02:37:20 am @ Google reviews.Miguel Keaton rated Hatcher’s Auto Sales
Good customer service and good quality of cars.
Reviewed on Sunday, May 03 2020 02:37:20 am @ Google reviews.Jamilah Ruffin rated Big Easy Cars
I truly recommend buying from this place if you are looking for a great car with an affordable down payment! I don't have the best credit right now and I didn't necessarily have the money to buy a decent used car in cash. A coworker recommended this place to me. Not only was the process easy, it was affordable. My payment is only 125 every two weeks and I put 1100 down. I happened to have an issue with my car about a month in and they helped tremendously. The repair would've been over $600 but they agreed to pay the remainder if I only paid $100. Now mind you, they are not obligated to assist with any repairs. I had no warranty and that is the risk you take with a buy here pay here place for no credit check. But these are good honest men who stand by their sales, not conniving salesmen. They also have a relationship with a great mechanic shop where you can get discounted services. I definitely recommend Big Easy Cars for your next purchase. Edit: make sure you check the CarFax! I see a lot of reviews mentioning car issues but you have to do your research. I pulled the CarFax on my car and found that it only had two owners and the person who owned it the longest always took it to the dealership to be serviced, showing that they took good care of it. The things I got fixed on my car were standard and not necessarily something that could have been foreseen. No accidents were reported. They did not provide the CarFax, but again for no credit check this place is a really great option.
Reviewed on Sunday, May 03 2020 02:37:19 am @ Google reviews.just scrolling rated Big Easy Cars
The owner so kind and patient with me. He took his time made sure I got what I wanted. is great man of GOD
Reviewed on Sunday, May 03 2020 02:37:19 am @ Google reviews.Monty Watkins rated Bells Auto Sales Inc.
I have purchased two cars from Bells Auto nothing but the best customer service .The man that helped me was Tim and both times he sold me cars it was a very pleasant experience!!
Reviewed on Sunday, May 03 2020 02:37:30 am @ Google reviews.Mother Of Three rated Bells Auto Sales Inc.
Purchased a Cadillac from Bells Auto.... very professional and nice. Made sure the car was ready when I got there. Great service will buy there again!
Reviewed on Sunday, May 03 2020 02:37:30 am @ Google reviews.Stanley Dove rated Tri-City Trading
Love ? their service and attention.
Reviewed on Sunday, May 03 2020 02:37:33 am @ Google reviews.Shylane Chavis rated Tri-City Trading
My son got one of the cars he has always wanted
Reviewed on Sunday, May 03 2020 02:37:33 am @ Google reviews.Crystal Evans rated Big Daddy’s Auto Liquidation Direct
Purchased my 2008 Lexus RX 350 today (4/29/2020) from Big Daddy's Auto Liquidation in Winston Salem. The owner himself provided me with excellent customer service and professionalism. He completed the entire transaction. And made it an enjoyable experience. The vehicle is in excellent condition with excellent mileage as well. From start to finish I was treated with the utmost respect. And my time was valued. I received an immaculate vehicle. With a more than affordable payment plan. I will definitely be back soon to purchase a vehicle for my daughter. I trust in the conditions and safety of Big Daddy's vehicles. Thanks again for everything. Stay blessed. Crystal E.
Reviewed on Sunday, May 03 2020 02:37:22 am @ Google reviews.Tyla Duncan rated Big Daddy’s Auto Liquidation Direct
Kevin was so professional and nice! He helped my boyfriend get into a car the same day with great car payment prices!! The staff was very nice and funny. Will refer anyone here!
Reviewed on Sunday, May 03 2020 02:37:22 am @ Google reviews.Erich Z rated United Cars & Trucks Inc
I purchased a 2011 Nissan Altima recently from Pedro. I was on a time crunch so I had to look at a number of vehicles throughout the weekend. I contacted Pedro via Facebook marketplace and set up a time on Sunday to see the vehicle. I later found out that he was with his family at church and took the time out to go meet me. We road tested the car and he was very helpful with my questions and was transparent as well. After driving we agreed upon a good price and he finished all the paperwork. He made the process very easy and was able get my tags as well. Thank you Pedro I appreciate everything and will recommend you to friends/ family
Reviewed on Sunday, May 03 2020 02:37:30 am @ Google reviews.Lisa rated United Cars & Trucks Inc
I just have to say I've been buying vehicles from this location for many years I am on my third vehicle now I knew the owner father who was really good at helping me find a good vehicle and now that Pedro has taken over I have now bought a vehicle from Pedro I highly recommend going shopping for a vehicle with Pedro I purchase an SUV just last week and I'm very satisfied with it I am Pedro's first customer since he purchased the business I hope he has many many more customers everybody go check out United cars and trucks 5 starts ..hope to buy many more vehicles in the future good luck Pedro on your new ownership of United cars and trucks
Reviewed on Sunday, May 03 2020 02:37:30 am @ Google reviews.Evie McAfee rated Bestway Motors
I love this place. I love these people. Rusty is owner and Carol is 2nd in command...lol. They're kind, considerate and understanding. I've been doing business with them for many years and I appreciate the quality of business and friendly atmosphere that comes with it.
Reviewed on Sunday, May 03 2020 02:37:23 am @ Google reviews.Haviv Avrahami rated Bestway Motors
FINALLY, a used car dealer that I can TRUST! Rusty (the owner), is a man with Christ-like integrity and honor to the degree that he emulates a true American saint. These are things that matter a great deal to me, because in the past I have been ripped off so many times by other used car dealers that I wondered if it was even worth it to get a new vehicle. As a Hispanic/Middle-Eastern man, all the other used-car dealers where racist and bigoted towards me. NOT RUSTY. I was so blessed to come across Bestway Motors, and I could tell from the first moment I spoke with Rusty that he was a man who was more concerned with my satisfaction and safety as a customer, than making a quick profit at my expense. ------------------------------------Rusty (Best way Motors)------------------------------------------ INTEGRITY: Outstanding and pure honesty. Treats everyone with respect, compassion, and honor. PRICE: Cares about customer satisfaction and will not rip off customers no matter what. CAR QUALITY: Strives relentlessly to provide the best, safest, and most reliable vehicles to customers. LOCATION: Easy to access off the highway and the area is somewhere I felt comfortable bringing my mother to. FIRST IMPRESSIONS: Greeted with smiles from all employees. FINAL COMMENTS: I stake my reputation as a North Carolina Paleontologist on this business and if I ever need to buy another used car in the future, I will only go here, even if I move to California. -------------------------------------Other Used Car Dealers------------------------------------------- INTEGRITY: Very Shady and Racist. PRICE: Will rip off customers to make a quick profit. CAR QUALITY: Have no problem selling broken, messed up, and non-functional cars. LOCATION: Usually in a sketchy part of town where I would feel uncomfortable bringing my mother. FIRST IMPRESSIONS: Often are too busy to provide a warm greeting or even eye contact. FINAL COMMENTS: I would rather ride my bike to work for the rest of my days than buy a car from anyone besides Bestway Motors.
Reviewed on Sunday, May 03 2020 02:37:23 am @ Google reviews.Sandra Williams rated Stokes Auto Sales Inc.
To be honest, I have always been afraid of buy here pay here’s because of the reputation they normally have. I took a chance and bought my Toyota from them. The ladies there helped me out on the down payment and I love my new car.
Reviewed on Sunday, May 03 2020 02:37:25 am @ Google reviews.Jamar Isaiah rated Stokes Auto Sales Inc.
They helped me out big time, the payments are real easy to manage
Reviewed on Sunday, May 03 2020 02:37:25 am @ Google reviews.