Why buy here pay here Wisconsin WI car dealerships is the right option?
Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Wisconsin WI car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.
BHPH Wisconsin WI dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.
How Buy Here Pay Here Wisconsin WI Works
When the bank says no to your car loan, the buy here pay here Wisconsin WI car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Wisconsin WI dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.
Buy Here Pay Here Wisconsin WI car lots – In-House Financing with Zero Down Payment
After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.
Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.
To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.
Know the Facts - Buy Here Pay Here Wisconsin WI Car lots Dealership
The one thing is very true about buy here pay here Wisconsin WI is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.
The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.
Because these Wisconsin WI dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.
Buy Here Pay Here Wisconsin WI – Fast Approval Low or no credit score
The buy here pay here Wisconsin WI dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.
Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.
BHPH Wisconsin WI Dealer – Preapproval of Application
However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Wisconsin WI dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.
Advice on BHPH dealership Wisconsin WI
Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.
Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.
Average Credit Score to Buy a Used Car from BHPH dealer Wisconsin WI
The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.
If a customer is looking to buy a used car through traditional financing in Wisconsin WI, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.
While buy here pay here Wisconsin WI accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Wisconsin WI is a great option for those who have poor bank record and bad credit score.
The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.
Wisconsin WI buy here pay here Reviews
Here is what users says about Wisconsin BHPH dealers listed here. You can read reviews of individual dealer at their profile page.
Cory Ciesielski rated Easton Motors of Adams
Completely satisfied, they were so helpful in making the vehicle I wanted possible to get. Also not like most dealerships where it's hard to get a hold of someone. I could leave a message and within fifteen minutes I had an answer. By far the best experience I've had buying a vehicle. Also they are open and honest. They do not judge you on your past also.
Reviewed on Monday, May 04 2020 05:04:34 pm @ Google reviews.Jammie Anderson rated Easton Motors of Adams
Amazing everything. I just had a horrible experience with a different company and i came in with extreme anxiety but scarrelet was just amazing. She made the car buying experience stress free and walked me through the whole process. I am leaving with a vehicle i am very happy with. Thank you scarrelet!
Reviewed on Monday, May 04 2020 05:04:34 pm @ Google reviews.Makala Noyes rated Easton Motors of Portage
Very nice and helpful! Vickie helped us find the perfect car that was exactly what we were looking for! Will be recommending to our friends! Thank you for everything you did to get us in and working with everything to get us a car asap.
Reviewed on Monday, May 04 2020 05:04:35 pm @ Google reviews.Shari Rockefeller rated Easton Motors of Portage
They are a star at Teamwork! Sales manager Vicki was amazing to work with. She worked with me til I got in the vehicle I wanted!! They work with your schedule. So happy with my new ride and their service. Definitely recommend them. Only sad thing is that they don’t have more locations.
Reviewed on Monday, May 04 2020 05:04:35 pm @ Google reviews.Jatara Holmes rated Easton Motors
The experience that I had with Corrine was very helpful, friendly, knows her job, loves what she do and not just here to get money but to get you what you want! I would recommend Easton Motors to anyone. Keep up the great job Corrine your appreciated
Reviewed on Monday, May 04 2020 05:04:44 pm @ Google reviews.Jessica Ham rated Easton Motors
We desperately needed a new vehicle as our van was breaking down in every way possible and couldn't safely go anywhere with 4 kids as a family. We don't have great credit and have been turned down by several dealerships locally here in Madison. I have done a ton of research when coming upon Easton Motors. I was assuming it would be a gimmick to tell us they will basically work with anybody as I have heard this before. When we came in, we worked with Joshua and he was very clear on going over everything with us (who Easton motors was, taking ALL of our information and our "story" down, answering questions, etc.) We came in while they were doing a push, pull, drag (I believe it was called) sale where our trade in would be our down payment. We were able to get a thousand dollars for our car probably worth a couple hundred towards our new van which we got a 2013 Dodge Grand Caravan. We absolutely love it and it's everything we need/can afford. It doesn't have a lot of bells and whistles like newer cars/vans but we were not in the least bit picky. We decided to put an extra $150 down towards the payment and walked out with a new RELIABLE vehicle. Driving home, we noticed some tiny cracks in the windshield that we weren't made aware of on the buyer's guide. I mentioned this to Joshua and we thought we would be held accountable for them as we drove it off the lot already. They set up Safelite to come out and replace it free of charge for us. Easton Motors has been a miracle worker for us and we would 100% go back when we need a new car. Thanks Easton Motors & Joshua!
Reviewed on Monday, May 04 2020 05:04:44 pm @ Google reviews.Brandon Williams rated Byrider Appleton
Great group of people .... They worked hard to get me into the car I wanted not just any car. Made me payments affordable and the process was easy. Adriana and staff were amazing.
Reviewed on Monday, May 04 2020 05:04:38 pm @ Google reviews.Jamie Woodard rated Byrider Appleton
I really enjoyed my experience at JD Byrider. Not only were the employees and management friendly, helpful and emphatic, but they worked with my bad credit and budget to get me a great car with a warranty. I highly recommend visiting them for a vehicle if regular dealerships won't approve you.
Reviewed on Monday, May 04 2020 05:04:38 pm @ Google reviews.Stacey Stoltzman rated CarHop Auto Sales & Finance
I had a really great experience with Ashley ( I think is her name, I plan to check and update ?) she was so helpful even though it was close to closing time she was more than happy to keep looking for me. And I didn’t feel judged by my bad credit. It’s just very straight forward and efficient and I appreciate that! It won’t take all day to buy a car. Most places just want the sale, no matter what! Here, they want the sale that is most affordable to you. Which may not be what you want or had in mind, but it’s realistic! And it’s why you find yourself there. Although I am not sure about the car I got, I have 7 days from purchase to change my mind!!? I will update on my decision and how it goes if I decide to return it or exchange it for something else.
Reviewed on Monday, May 04 2020 05:04:41 pm @ Google reviews.Kelly Becker rated CarHop Auto Sales & Finance
Matt was awesome! He was courteous, professional and helped me get into a vehicle that I love.
Reviewed on Monday, May 04 2020 05:04:41 pm @ Google reviews.Jonathan Hernandez rated Byrider Waukesha
Just left Garry and Hannah about two hours ago. I came in thinking I'd get some information on down payments and instead came away with a good quality car. Very good service and information on fixing my credit score. I would definitely reference them in the future to anyone seeking a car and Credit help.
Reviewed on Monday, May 04 2020 05:04:43 pm @ Google reviews.Cassie Pharr rated Byrider Waukesha
Chelsea is the greatest!!! Great customer service skills! Great sense of humor! Down to Earth! Go see Chelsea! She will take care of you!! I’m very satisfied!!!
Reviewed on Monday, May 04 2020 05:04:43 pm @ Google reviews.Stephanie Stockton rated Easton Motors of Beaver Dam
Definitely recommend! The whole team participated in making our car purchase easy and successful! I was being pretty picky..they definitely showed patience!
Reviewed on Monday, May 04 2020 05:04:31 pm @ Google reviews.Marah Annie rated Easton Motors of Beaver Dam
We worked with Bob and he was awesome!! He was able to help us in a very timely and efficient manner. He was knowledgable and answered all of our questions. I would highly recommend coming to Easton Motors.
Reviewed on Monday, May 04 2020 05:04:31 pm @ Google reviews.Jenna DiPietro rated Boyle Auto Sales
If you are searching for a no hassle, worry free car buying experience- GO HERE!! We have done the whole car buying experience in the past and it was horrible. The other dealerships we visited were super pushy and made you question if you even needed to drive a car in life. I researched different dealerships in our area before starting the process again and believe me, all of the 5 star ratings are true! Mike was not pushy or made us feel anything but confidence in our decision making process. He made sure we knew what was out there and what we were looking for. It couldn’t have gone smoother. We will be recommending Boyle to everyone we know! Go see Boyle Auto! You won’t be disappointed!!
Reviewed on Monday, May 04 2020 05:04:34 pm @ Google reviews.stacy parish rated Boyle Auto Sales
My experience with Boyle Auto, and Mike specifically, was extremely professional and pleasant. From start to finish Mike was accommodating, honest and sincere. This truly is the kind of family business you can trust. Will do business with them again--Thanks Mike!
Reviewed on Monday, May 04 2020 05:04:34 pm @ Google reviews.Del Brei rated Byrider Wausau
My old vehicle was paid off but beat. I worried it was no longer a safe ride for me and my kids. But no one else would touch me or my credit, despite a year of improvement. Jill was able to help me get into a safer vehicle that suited me needs. Even during the COVID-19 crisis, the process was manageable. I felt everything was explained to satisfaction and all questions answered. Of course the interest rate is something most people would run from. But one has to build credit somehow, and when you're in that spot, you just have to bite the bullet and take the higher than average rate. The payments will be manageable for my budget and I have faith the program will lift my credit. But that is MY responsibility to make those payments on time.
Reviewed on Monday, May 04 2020 05:04:40 pm @ Google reviews.Jared Burnup rated Byrider Wausau
Friendly service. I left the lot with some issues with the vehicle wiring and rear brakes emergency cable was stuck. Two weeks later I came back and everything they fixed for me. It took all day literally but they had my back and was covered.
Reviewed on Monday, May 04 2020 05:04:40 pm @ Google reviews.David Moran rated Grand Chute Auto Sales of Wisconsin
Craig was fantastic to work with!!! He was flexible considering the state of things right now. Worked with the credit situation. Fantastic!!!!!
Reviewed on Monday, May 04 2020 05:04:32 pm @ Google reviews.Erik Smith rated Grand Chute Auto Sales of Wisconsin
I had a very good experience buying from Grand Chute Auto! Craig and Matt were very professional and great to work with. I would recommend buying a vehicle here. The buying experience was strait foward and honest! Thank You again Matt and Craig!
Reviewed on Monday, May 04 2020 05:04:32 pm @ Google reviews.OG Moppy rated LongHorn Auto Sales, LLC
I was looking for an affordable nice looking car and not only did I purchase a vehicle that fitted my style and budget , but there was one representative that stood out to me. If I am not mistaken his name is Felipe.. pretty sure it was. But not only was he interested in seriously helping me find a car, but most importantly that was in my budget. He was friendly, made sure all info about the vehicle was relayed to me. And all questions I had were answered to the best of his ability. I highly recommend buying or financing a vehicle from here. Great service and reliable vehicles!!
Reviewed on Sunday, May 03 2020 02:21:35 am @ Google reviews.Richie Lopez rated LongHorn Auto Sales, LLC
Me and my wife were looking for a new car ASAP due to the one we had. Everyone was very nice and very helpful. Just when we thought we weren’t gonna be able to get anything, they definitely helped us out ALOT. I’m glad I went here and took my chances and was very satisfied.
Reviewed on Sunday, May 03 2020 02:21:35 am @ Google reviews.Cars n Stuff rated EZ Motorcars
Their selection seems hand picked, not random auction reject cars like many dealers so I feel that's a cut above. Was unable to negotiate a deal on a clean used SUV they have, as there wasn't much wiggle room off their internet price. Nonetheless, Eddie was easy to communicate with and I would consider them in the future, even as an out of state buyer.
Reviewed on Monday, May 04 2020 05:04:42 pm @ Google reviews.Max Flanagan rated EZ Motorcars
Rob is a super helpful sale rep and is incredibly knowledgable with vehicles overall. Don't be discouraged by the fact that it is a smaller dealer and not a big one with the billboard right off the interstate. Incredibly professional staff and Rob has the ability to find just about any car anywhere in the country and through a simple bidding process have it shipped to their dealer. So whether you are looking for your everyday Camry or a Maserati they will be able to serve you in a very professional manner and you will not walk out feeling second thoughts. Fantastic group of people and I would highly recommend checking them out next time you are in the market for a used car.
Reviewed on Monday, May 04 2020 05:04:42 pm @ Google reviews.Shaun Thompson rated You Drive It Now
Best place ever to get a car w a 1000 down payment that doesn't factor your credit score to qualify! Just make sure you can get insurance on your new car! Mention me then ask about their special deals!
Reviewed on Monday, May 04 2020 05:04:36 pm @ Google reviews.vandella doyle rated You Drive It Now
I never thought anyone would approve me for a car with my credit being so mess up.. but yes you drive it now did I was one happy person ...got my dream car 2011 lime green kia soul with a sunroof I love it ..and the person who help me was cindy Hubert she was amazing person thanks again you guys rock...
Reviewed on Monday, May 04 2020 05:04:36 pm @ Google reviews.Azeroth 1980 rated Byrider Janesville
I bought a car from here a few years ago and it was one of the safest cars I’ve ever driven in winter. So then I got sick and Karen was amazing at helping me get through a tuff time with my family and helped me so I would have to lose my car. So this year I came back and said I’ve never found a dealership that would do what they have and also put me in a car that I liked and worked best off my income. Get place and I really recommend them if your looking for a car that will do right by ya.
Reviewed on Monday, May 04 2020 05:04:38 pm @ Google reviews.Sean Patrick rated Byrider Janesville
I worked with Chris here at jd by rider in Janesville and I couldn't be happier with the car I got and the deal I got
Reviewed on Monday, May 04 2020 05:04:38 pm @ Google reviews.Adrianne Williams rated Carhop Auto Sales & Finance
I walked in with not much hope thinking I wouldn't be able to get a decent car or even one at all. I walked out with a super awesome car- that I absolutely love! ? The ladies were so nice and helpful. I definitely recommend coming here! They do everything they can to get you into what you are looking for and take the time to make sure it's what you want!
Reviewed on Monday, May 04 2020 05:04:42 pm @ Google reviews.eric loiacono rated Carhop Auto Sales & Finance
They were really nice and friendly and I was able to get a car that I want it
Reviewed on Monday, May 04 2020 05:04:42 pm @ Google reviews.Danielle Jones rated Crestview Auto Sales
This family owned business truly cares about making sure they have reliable vehicles being sold to their customers. Making sure the vehicles our mechanically sound, prior to sale seems to be of utmost importance to them.
Reviewed on Monday, May 04 2020 05:04:33 pm @ Google reviews.Clinton Thomas rated Crestview Auto Sales
I contacted Frank about a vehicle he had listed online and stated my interest in it. I made it very clear about what I was willing to pay and we agreed on a price. Unfortunately I could not make it there for a day and when I arrived someone else was purchasing the vehicle I was wanting to get. Franks solution to the issue was to show me and have me test drive a Jeep Grand Cherokee that was a thousand dollars above my price range. Well long story short he sold it to me for the same price as the other vehicle and now about a year later it's still running strong. I would highly recommend Crestview Auto to anyone who's looking for a good reliable vehicle. Thank you Frank and everyone else at Crestview
Reviewed on Monday, May 04 2020 05:04:33 pm @ Google reviews.Trent Lambrecht rated Hometown Motors of Wausau
Had a great experience with Hometown Motors in Febuary went in with a down payment and not a lot of time they still let us test drive a couple vehicles with no pressure at all, we decided on one and Chris worked with us to secure the loan with ease. Before pickup they even gave it a carwash and oil change.
Reviewed on Monday, May 04 2020 05:04:31 pm @ Google reviews.Dli Lee rated Hometown Motors of Wausau
Excellent customer service. Nice show room. Not pushy salesman.
Reviewed on Monday, May 04 2020 05:04:31 pm @ Google reviews.AlexOid rated BK2 Auto Sales
Very nice guys with reasonable prices and good selection of cars. Trusted, verified, veteran friendly business. Highly recommended.
Reviewed on Monday, May 04 2020 05:04:37 pm @ Google reviews.Barbara McKenzie rated BK2 Auto Sales
Who enjoys used car shopping, right? At the end of the day, you want to trust that you're going to get a fair deal, and that's what we got and more! Dennis and Alex answered our questions, and took the time to get as much background information as possible about the car we purchased. We are super pleased with our daughter's Subaru! It was a pleasure meeting them and doing business with them. If we're in the market for another used vehicle, we will definitely be back!
Reviewed on Monday, May 04 2020 05:04:37 pm @ Google reviews.Larry Carson rated Best Auto Sales
I bought a 2008 Audi A6 from Best Auto and from the beginning everything was laid out in black and white. It was nice to deal with used car salesmen that don't leave anything to question. If the car does have problem they will be upfront about it and let you know what you are buying. Thanks Hadeer I appreciate the Help.
Reviewed on Sunday, May 03 2020 02:21:45 am @ Google reviews.misty mariee rated Best Auto Sales
From beginning to end I had a wonderful experience at best auto. Peter made sure to give me the rundown on every car and made sur I had everything I needed before I left. I definitely will be back for my next car. I recommend them to everyone!!!
Reviewed on Sunday, May 03 2020 02:21:45 am @ Google reviews.Byron Gutierrez rated Reo Motors
was attended by carlos, and all I can say is that all my questions were answered and he went above and beyond to make sure I left with no doubt.
Reviewed on Sunday, May 03 2020 02:21:41 am @ Google reviews.Mariah Martin rated Krazy Mike’s Car and Truck
Krazy mikes is awesome! Ashley is very great to work with! I just got my second car from them today and I do not regret it! I was informed that my loan was low enough to roll it over into a new one with a new vehicle and the process was done in like 10 minutes! Jason and Ella are awesome as well! Love walking in and being greeted by my first name and tons of smiles! I recommend Krazy Mikes to anyone looking for a reliable vehicle! Keep up the good work guys and thank you so much!
Reviewed on Monday, May 04 2020 05:04:39 pm @ Google reviews.Google User rated Village Auto
Friendly, helpful, willing to do what is needed for client. No pressure sales. I really enjoyed the staff.
Reviewed on Monday, May 04 2020 05:04:45 pm @ Google reviews.Google User rated Village Auto
Nice van! Salesman Mike was a pleasure to work with.
Reviewed on Monday, May 04 2020 05:04:45 pm @ Google reviews.Anthony Zukauskis rated Millennium Motor Sales, Inc.
My son was buying his first car and we found what we were looking for at Millennium.... The price was fair and the whole team was extremely helpful through the whole process from license plates to purchasing car insurance on the spot. I would recommend them again and again.
Reviewed on Sunday, May 03 2020 02:21:39 am @ Google reviews.