Top 17 Buy Here Pay Here Dealers in Wyoming WY

Looking for a used car dealer in Wyoming WY but your credit is in bad shape?

Connect with top 17 buy here pay here Wyoming WY car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Wyoming's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Wyoming WY

  • Quality Auto of Casper, WY

  • Quality Auto Gillette, WY

  • 307 Auto Plaza, WY

  • 307 Motors, WY

  • Paradise Auto, WY

  • Have you ever considered buy here pay here Wyoming WY car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Wyoming WY compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Wyoming buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Wyoming dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Wyoming. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Wyoming Auto Group, WY

  • Wyoming Auto & RV LLC, WY

  • Whitlock Motors, WY

  • Select Used Cars, WY

  • Wolf Auto Center, LLC, WY

  • Did you know? These BHPH Wyoming WY dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Wyoming dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Quality Auto City, WY

  • Dino’s Auto Sales, WY

  • HomeTown Motors, WY

  • Hills Auto Sales, WY

  • Midway Auto & RV, WY

  • The phrase buy here pay here Wyoming WY car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Wyoming Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Sams Quality Motors, WY

  • Cheyenne Auto Sales, WY

  • Why buy here pay here Wyoming WY car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Wyoming WY car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Wyoming WY dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Wyoming WY Works

    When the bank says no to your car loan, the buy here pay here Wyoming WY car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Wyoming WY dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Wyoming WY car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Wyoming WY Car lots Dealership

    The one thing is very true about buy here pay here Wyoming WY is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Wyoming WY dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Wyoming WY – Fast Approval Low or no credit score

    The buy here pay here Wyoming WY dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Wyoming WY Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Wyoming WY dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Wyoming WY

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Wyoming WY

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Wyoming WY, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Wyoming WY accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Wyoming WY is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Wyoming WY buy here pay here Reviews

    Here is what users says about Wyoming BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Wyoming dealer review by Juan Lopez

      Juan Lopez rated Quality Auto of Casper

      I can't express how great this team was to work with. The process was easy and quick. Michael has a great establishment, the whole team was good made it one of my best experiences buying a vehicle. Would and will go back for my next purchase/purchases, I highly recommend.

    2. buy here pay here Wyoming dealer review by Brad Renner

      Brad Renner rated Quality Auto of Casper

      MIKE HOOKED US UP!!! my wife wanted a specific F-150. He didn't have the specific one we had he mentioned that maybe we should drive a couple other trucks just to make sure. Well, they were nice but she still wanted the F-150. We weren't in a hurry, but he found an awesome ride for us within a couple weeks. He gave us such a great deal, I, for the first time ever buying a car, didn't have to Haggle. Not only that, but he customized it and made a really awesome truck. Mike, should you ever see me looking at another car lot, slap me and tell me to go see you at Quality Auto!

    3. buy here pay here Wyoming dealer review by Aaron Strandlien

      Aaron Strandlien rated Quality Auto Gillette

      i would highly recommend quality auto! got me into a vehicle in a fast and efficient manner! no bad views towards quality auto

    4. buy here pay here Wyoming dealer review by Yume Bai

      Yume Bai rated Quality Auto Gillette

      Blaine was a great salesman, help me to get loan and gave a good deal for my first time buying a car. 2016 Nissan Rogue

    5. buy here pay here Wyoming dealer review by Dion Clark

      Dion Clark rated 307 Auto Plaza

      Buying from 307 Auto Plaza has probably been the best car buying experience I’ve had in over 20 years! I found a sweet 1994 Chevy Impala SS on eBay and decided to reach out to the seller Brent Lloyd. Brent was straightforward, courteous and knowledgeable and after we negotiated a price he immediately provided me with the information I needed to secure a loan for the vehicle. I was an out of state buyer in California so after securing my funds Brent immediately sent me the documentation to complete the purchase the next day via Fed-Ex. I mailed my certified check back to Brent along with the required documentation and was informed that my vehicle would be available to ship as soon as he received it. As promised, my vehicle was available for pick up and Brent even helped facilitate the shipment and kept me informed every step of the way. I received my vehicle within a few days and it was as described. The car was super clean and well taken care of and so far I’ve had no issues. I had a few questions both throughout the car buying process and after receiving the car and Brent went out of his way to take several of my phone calls “off the clock” while at home with his family to answer those questions, he even told me that I can call anytime with any questions or concerns I have a year down the road! I can assure you that Brent Lloyd at 307 Auto Plaza is a trustworthy, honest and reliable seller. Considering the vehicle was an out of state online purchase, I still felt comfortable throughout the entire car buying process and I have Brent to thank for that. I would do business with him again in the future without a doubt and my recommendation is that you do the same. You won’t regret it! Thanks Brent!

    6. buy here pay here Wyoming dealer review by Tori Coffey

      Tori Coffey rated 307 Auto Plaza

      I went through the wonderful gentlemen Issac and Brent here yesterday to get my 2009 maxima, its absolutely beautiful and nothing compares to their customer service!! Seriously the absolute best, I was so nervous going in since my last time with a dealership the process was wretched, (a different dealership) but the guys at 307 auto plaza eased all my worries, they actually got me an amazing deal instead of trying to talk me into something I couldn't afford. They are just so professional and kind, they really care about their customers not just the sale and it shows!! I will never even consider going through anyone else but 307 auto for my car needs!! I truly cannot say enough about the top notch customer service and the quality of vehicle we got :) best car buying experience ever!!

    7. buy here pay here Wyoming dealer review by Lily Brown

      Lily Brown rated 307 Motors

      Was very pleased with my experience here. Mitch took very good care of me. He wasn't pushy and go me every good deal on my truck. He even detailed and cleaned it for free.

    8. buy here pay here Wyoming dealer review by Jerome Acosta

      Jerome Acosta rated 307 Motors

      No bull dealership. Straightforward honest car/truck sales.

    9. buy here pay here Wyoming dealer review by NaomiM Morton

      NaomiM Morton rated Paradise Auto

      Great place. Sold me a good car at a fair price. The whole process was easy and quick. Highly recommend.

    10. buy here pay here Wyoming dealer review by Jd Holloway

      Jd Holloway rated Paradise Auto

      Helping my mom look for a new vehicle. The owner was very nice and took her around to look. Very personable and not pushy.

    11. buy here pay here Wyoming dealer review by Christopher Gardner

      Christopher Gardner rated Wyoming Auto Group

      I was shopping around for a reliable awd vehicle, stopped in & meet Christine. She was friendly, she & the owner listened presenting a couple awd vehicles. Low mile newer vehicles, price was right. I made arrangements for Christine to pick me up the next morning taking me to the car lot. Wrapped up the paperwork & drove off within a couple hours. I greatly enjoyed the customer service! Thank You Wyoming Auto Group ??

    12. buy here pay here Wyoming dealer review by Jessica Fredrickson

      Jessica Fredrickson rated Wyoming Auto Group

      I have now purchased 2 vehicles from them and have had the best customer service experience both times. The most recent time I came in with very specific needs and they have gone above and beyond to help me find exactly what I'm looking for. Not only did they find it, they have done everything to make me feel like a priority. They've been very honest and so helpful.

    13. buy here pay here Wyoming dealer review by Tessa Hawkins

      Tessa Hawkins rated Wyoming Auto & RV LLC

      If your looking at buying a vehicle inhouse financing definitely check out Wyoming Auto & RV. Payments that you can actually afford kind caring people. Def will be buying from them again. THANKS JIM.

    14. buy here pay here Wyoming dealer review by John Donahoe

      John Donahoe rated Wyoming Auto & RV LLC

      The owner is honest.

    15. buy here pay here Wyoming dealer review by m rowe

      m rowe rated Whitlock Motors

      We were there in June 2019. Had a problem with my truck shift cable. These people were the most gracious people we met on the trip. They were helpful, they squeezed us in when no-one else had time. The service manager was amazing, the mechanic was top notch. It has been working seamlessly since they did that work. Prices were reasonable. I cannot really say enough, other than to say that if I lived closer (from NJ) or was in the market for something.. these people would be where I would go! Thanks again.

    16. buy here pay here Wyoming dealer review by Trish Hennings

      Trish Hennings rated Whitlock Motors

      Great buying experience from ppl that care about what you want. Locally owned by great folks who care about the community.

    17. buy here pay here Wyoming dealer review by Shantae Jonnassen

      Shantae Jonnassen rated Select Used Cars

      We stopped in to help my brother in law get a car, they were easy to work with and had us out in 30 minutes. Plus they made him a great deal.

    18. buy here pay here Wyoming dealer review by Natear Bristow

      Natear Bristow rated Select Used Cars

      Got 2 cars from them good customer service very knowledgable and helpful

    19. buy here pay here Wyoming dealer review by Russ Beier

      Russ Beier rated Wolf Auto Center, LLC

      Best vehicle buying experience of my life. You want a team that works as hard as you do? These are your guys. Knowledgeable and take care of your better interest. We came out all the way from Madison Wi. Thanks Phil.

    20. buy here pay here Wyoming dealer review by Amanda Knuteson

      Amanda Knuteson rated Wolf Auto Center, LLC

      I've been looking for the perfect (for me) FJ Cruiser for the past 2 years, and finally found exactly the right fit at Wolf Auto Group. The owner was more than fair negotiating the price and terms, and they also offer a reasonable service agreement which covers a significant percentage of the cost of any future maintenance needs, even on higher mileage vehicles. This was a major deciding factor for me--the owner is careful about selecting quality, well maintained used vehicles because of the investment their dealership makes to helping maintain them. Under the terms of their agreement a "lemon" could be a major burden to them. The owner also said he spends a lot of time looking for unique combinations on hard-to-find 4 wheel drive vehicles--that was certainly true in my case, because I wasn't going to make the investment unless it was exactly the color and condition I've wanted for the past 2+ years. Wolf was the first local dealership to carry exactly what I'd been looking for. The owner also volunteered to cover the cost to remove two tiny dents on the hood; I wouldn't even have noticed them, but he went to the trouble of pointing them out and committed to fix them without my asking. For me, this was an all-around good, hassle-free experience.

    21. buy here pay here Wyoming dealer review by Carlee Simpson

      Carlee Simpson rated Quality Auto City

      I needed to get a car really short notice and this place did not let me down! My new car has been so reliable. Greg is great! When I needed help getting the new plates on my car he did not hesitate to help.

    22. buy here pay here Wyoming dealer review by Dean Dexter

      Dean Dexter rated Quality Auto City

      These guys have been in business for almost 30 years. That doesn't happen unless they take care of their customers. I have seen them in action and they work hard to insure their cars are solid and good investment for their customers.

    23. buy here pay here Wyoming dealer review by Denise Mets

      Denise Mets rated Dino’s Auto Sales

      I bought a car for them in 2016 and moved shortly after we bought it out of state. they worked us on payments and where great people to deal with.

    24. buy here pay here Wyoming dealer review by Stacie Juin

      Stacie Juin rated Dino’s Auto Sales

      Good people that do better business. Incredible office staff, good hearted sales peeps. The few cars I bought were solid. I can't rave enough about the legit-ness of Dino's!! If you've lived anywhere other than Wyoming, you know that buy here pay here's like this don't exist anywhere else.

    25. buy here pay here Wyoming dealer review by Cliff Scheline

      Cliff Scheline rated HomeTown Motors

      I have purchased several automobiles from Home Town Motors. I have been very pleased with every transaction. I have purchased several Cadillacs and most resentful a Nissan Titan DX. My favorite vehicle of all time. The people are great to work with.

    26. buy here pay here Wyoming dealer review by Teresa Wood

      Teresa Wood rated HomeTown Motors

      We just bought an f250 and i was in and out in 10 mins! Quick friendly service. Thanks Karen!!!!!

    27. buy here pay here Wyoming dealer review by Chuck Adkins

      Chuck Adkins rated Hills Auto Sales

      Jerry is a top notch guy! Bought and traded several vehicles with him. He is always more than fair!

    28. buy here pay here Wyoming dealer review by Chad Griswold

      Chad Griswold rated Hills Auto Sales

    29. buy here pay here Wyoming dealer review by Susan Workman

      Susan Workman rated Midway Auto & RV

      Quick, Easy & Honest! I don’t have to spend a whole day haggling over prices! I tell them what I’m looking for and the price range and they tell me what they have! My 2011 Malibu that I bought from them 7 years ago has been a great car. It’s still going strong with 185,000 miles! I was recently looking for an Acadia. They didn’t have what I wanted at the time, but said they would watch for me. When I found one through a private party, Midway let me know it was a great deal and wished me well! I’ll go here every time I’m looking for something new.

    30. buy here pay here Wyoming dealer review by Matthew Lengfelder

      Matthew Lengfelder rated Midway Auto & RV

      Best customer service in the area. Awesome products and amazing people- perfect combo!

    31. buy here pay here Wyoming dealer review by Tori Chilson

      Tori Chilson rated Sams Quality Motors

      Due to medical bills my fiance was not in the best credit standing but Sam's put him in a great truck with a very fair down/monthly payment. They also went above and beyond to understand and help in hard times. The owners and staff are always friendly and welcoming and prices are more than reasonable! We highly recommend and will definitely continue to do business with them in the future!!

    32. buy here pay here Wyoming dealer review by Jason Yarbro

      Jason Yarbro rated Cheyenne Auto Sales

      Go see Kassandra at Classic BMW!!

    33. buy here pay here Wyoming dealer review by Mike Edwards

      Mike Edwards rated Cheyenne Auto Sales

      I have bought 3 vehicles from Cheyenne Auto Sales. All 3 ran good and I still have 2 of them both still running like charms. The owner Bobby gave me an excellent deal on all 3 cars. I paid cash and didn't really get any type of warranty but I guess I really didn't need one Cheyenne Auto Sales has quite a few good vehicles. I only wish I could afford to buy another one.

    BHPH Wyoming WY dealer

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