Top 14 Buy Here Pay Here Dealers in New Hampshire NH

Looking for a used car dealer in New Hampshire NH but your credit is in bad shape?

Connect with top 14 buy here pay here New Hampshire NH car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of New Hampshire's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in New Hampshire NH

  • Motor City Automotive Group, NH

  • PB’s Auto Village, NH

  • Bradley Auto Finance, NH

  • Autosaver MAX Littleton, NH

  • Merrimack AutoSport, NH

  • Have you ever considered buy here pay here New Hampshire NH car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in New Hampshire NH compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a New Hampshire buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the New Hampshire dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in New Hampshire. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Gilford Auto Sales LLC, NH

  • Mascoma Auto Inc, NH

  • Autosmith Car Company, NH

  • Young’s Auto Sales, NH

  • Winnisquam Auto, NH

  • Did you know? These BHPH New Hampshire NH dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here New Hampshire dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • First City Cars and Trucks, NH

  • Auto Wholesalers, NH

  • Calef Highway Auto, NH

  • Route 3 Auto Sales Concord, NH

  • Why buy here pay here New Hampshire NH car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here New Hampshire NH car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH New Hampshire NH dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here New Hampshire NH Works

    When the bank says no to your car loan, the buy here pay here New Hampshire NH car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here New Hampshire NH dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here New Hampshire NH car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here New Hampshire NH Car lots Dealership

    The one thing is very true about buy here pay here New Hampshire NH is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these New Hampshire NH dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here New Hampshire NH – Fast Approval Low or no credit score

    The buy here pay here New Hampshire NH dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH New Hampshire NH Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH New Hampshire NH dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership New Hampshire NH

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer New Hampshire NH

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in New Hampshire NH, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here New Hampshire NH accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH New Hampshire NH is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    New Hampshire NH buy here pay here Reviews

    Here is what users says about New Hampshire BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here New Hampshire dealer review by kim hitchings

      kim hitchings rated Motor City Automotive Group

      Cant say enough about Logan and Jeremy they went well above to get me in my car recommend anybody that needs a car go see them experience wasgreat and they will work to get you in your car best dealer experience ever. THANK YOU we are so happy GREAT JOB and thanks so much!!!

    2. buy here pay here New Hampshire dealer review by Mary

      Mary rated Motor City Automotive Group

      I worked with both Jeremy and Logan. I have to tell you, they both went above and beyond to make sure I was financed and drove away with the vehicle I came in there with my heart set on. I definitely recommend going to see them! I plan on sending anyone I know that is looking for a car their way!

    3. buy here pay here New Hampshire dealer review by Robert Dickey

      Robert Dickey rated PB’s Auto Village

      Brian and Rob went above and beyond with helping me purchase a car. I also returned to them a few years later to get my windshield fixed due to a crack. Due to my own fault I selected the incorrect windshield replacement which was an added hassle for them. They kept my car over night and allowed me to use a car on the lot to be able to get home and return the next day after the correct windshield was ordered and installed. Thank you guys so much!

    4. buy here pay here New Hampshire dealer review by Diann Kashulines

      Diann Kashulines rated PB’s Auto Village

      From the moment we stepped onto the lot, Rob's no pressure, friendly and respectful style made us feel immediately welcomed and comfortable!!! We were actually there to look at an RV/Camper. Rob was upfront and honest and went out of his way to secure answers to our questions. Rob and the team at PB's made our buying experience seamless! I can honestly say that this has been, hands down, the best vehicle purchasing experience I've ever had, and I'm not young!! :-) Thank you, again, Rob and know you have a lifetime reference from us!!!

    5. buy here pay here New Hampshire dealer review by Angelo Fazzina

      Angelo Fazzina rated Bradley Auto Finance

      This place is awesome! The selection is great, Amanda was great to work with and had everything ready to go. The night I decided to put a deposit down I noticed there was a sticker that was stuck from the previous owner. I was going to ask them if they could remove it but I forgot and the best this is I didn’t even need to ask. The car looked brand new upon pickup and no sticker! Now that’s amazing customer service!

    6. buy here pay here New Hampshire dealer review by Briana Ouimette

      Briana Ouimette rated Bradley Auto Finance

      This place was one of the best dealerships I've been too. They welcomed me and made sure I was 100% satisfied with my vehicle before I drove off the lot. They're also understanding, humble and considerate when it comes to payments.. they'll WORK with you. You don't find that often. Definitely recommend them to anyone who wants to buy a car off of people you can trust and rely on :)

    7. buy here pay here New Hampshire dealer review by Tamara Hallock

      Tamara Hallock rated Autosaver MAX Littleton

      We went on not knowing if we would get financed. But thanks to Joel and his team. They definently got us a great deal. They were very accommodating to my kiddos and welcomed them with open arms. They truly are a great place to start your used car shopping.

    8. buy here pay here New Hampshire dealer review by Damia Chaplin

      Damia Chaplin rated Autosaver MAX Littleton

      I was late to my appointment and got there only an hour and a half before close. Everyone stayed late for me just so I could leave in my new Jeep. Joel was awesome and answered all questions and addressed every concern. Definitely going back for my family’s next vehicle!

    9. buy here pay here New Hampshire dealer review by Benjamin Jurta

      Benjamin Jurta rated Merrimack AutoSport

      What an unbelievable dealer experience here and I will have to say that both Brian and Bill need the biggest gold medal ever....I can't come into words to describe the very best most comfortable non nervous and non stressful dealer....Brian and Bill made it happen for myself and my wife Christina and it was a breathtaking and emotionally happy experience...If u are not having luck at all and want to believe a happily ever after, then please give this dealer a call because it will totally be 100% worth it and in the end, it really is a dream come true! Thank u so very much Bill and Brian for making this happen for us.....Just truly want u both to know how very happy I am in my new to me beautiful sharp ride....So enough of my story....what are u waiting for....I would definitely head to see Bill and Brian soon....Guaranteed most awesome experience and very very much worth the drive?????

    10. buy here pay here New Hampshire dealer review by Jeffrey Caron

      Jeffrey Caron rated Merrimack AutoSport

      This place is incredible I got approved and they really did take care of me like family I was so surprised I tell everyone to go there tell them Jeff sent you.

    11. buy here pay here New Hampshire dealer review by dan` vinal

      dan` vinal rated Gilford Auto Sales LLC

      great people to work with very happy

    12. buy here pay here New Hampshire dealer review by ronald lind

      ronald lind rated Gilford Auto Sales LLC

      I bought my truck at Gilford Auto Sales. The staff is very helpful. the buy here pay here was simple. there was no hidden fees. i will be coming back here when its time for a new vehicle

    13. buy here pay here New Hampshire dealer review by Jason Place

      Jason Place rated Mascoma Auto Inc

      Mascoma Auto offers fair deals on high quality, late model, low mileage vehicles. Buying from them is always fast and exceptionally easy.

    14. buy here pay here New Hampshire dealer review by Stephy Aylya

      Stephy Aylya rated Mascoma Auto Inc

      They were awesome to us and such a great deal and they are so personable as well

    15. buy here pay here New Hampshire dealer review by Sue Haley

      Sue Haley rated Autosmith Car Company

      From the moment I walked in I was treated with respect. Darin went out of his way to make me happy. I had a mishap with the car the day I bought it and Darin had it picked up and delivered and happily took care of the problem. I wish all my buying experiences were this good!

    16. buy here pay here New Hampshire dealer review by shady star

      shady star rated Autosmith Car Company

      Awesome people great customer service have bought two trucks and they have helped with everything from gap insurance and warranties to just figuring out who does the Lowest interest rate they are amazing and we recommend them to everyone we know

    17. buy here pay here New Hampshire dealer review by Roberta Smith

      Roberta Smith rated Young’s Auto Sales

      The owner is very pleasant. Went above and beyond. I would do business again with them.

    18. buy here pay here New Hampshire dealer review by David Hodges

      David Hodges rated Young’s Auto Sales

      Awesome people with quality vehicles, not junk like other places. They stand behind what they sell!

    19. buy here pay here New Hampshire dealer review by Rachy Rach

      Rachy Rach rated Winnisquam Auto

      Beyond excellent everything. Complete 5 STARS all around.

    20. buy here pay here New Hampshire dealer review by K.M. Surdam

      K.M. Surdam rated Winnisquam Auto

      I loved that the prices were on the cars when we got there. We didn't have to guess if the car was in our price range. John brought my daughter and I into the garage to see the car up on the lift. He didn't even blink when I asked if I could take it to my mechanic. He did a great job explaining the process to us for her first car loan. I kept waiting for some kind of used car sales run around but it never happened. The interest rate was exactly what he said it would be. The payments came out a little lower. My mechanics were impressed with the car and my daughter is thrilled. A really great experience. Thank you John and Louis. We will be back and we are both sending friends.

    21. buy here pay here New Hampshire dealer review by Wendy Glass

      Wendy Glass rated First City Cars and Trucks

      Nice people that helped us. Meet us on a price we were all happy with. I think I made out awesome. Thanks 1st City!

    22. buy here pay here New Hampshire dealer review by Jeremy Paul

      Jeremy Paul rated First City Cars and Trucks

      Walked in for the second car form them told them what I wanted and they really put the work in to get me in the vehicle I wanted definitely great people

    23. buy here pay here New Hampshire dealer review by Brian Lacerte

      Brian Lacerte rated Auto Wholesalers

      I have been purchasing my vehicles from Auto wholesalers for over 30 years. I have bought over 25 cars ,trucks and motorcycles in that time. I have always been treated like a VIP every time I walk in .Brian in the service department continually goes out of his way to help. Any issue I have had has been dealt with in a mutually satisfactory manner. I wouldn't hesitate to recommend them to anyone. Both my sons have recently purchased their first cars here and they couldn't be happier. KEEP UP THE GOOD WORK !!!!

    24. buy here pay here New Hampshire dealer review by Brad Solomon

      Brad Solomon rated Auto Wholesalers

      What an awesome experience here! Was thinking about getting a convertible and happened to see that they had one fresh on the internet.... didn't even have any pictures yet! Turned out I was going to be heading toward Hooksett so I called and talked with Ben. Ben could not have been more helpful. He was quick to offer to head out and shoot pictures of the car inside and out, even took pics of the backseat so I'd be able to see whether there would be room for my child seat :) Ben set the car aside for me and when I got there, I literally could not believe how clean it was. Thought for sure that being a 2011 with 40K miles it would have something wrong with it. But no! Ben let me test drive the car, and I was immediately in love... both with the car and the dealership. Just a bunch of super down to earth people. Ben, Paul, and Katelin (the General Manager) were so nice, and so accommodative to my wild children... got the whole deal done while we were off doing our thing, and when I came back we signed and took the car home. The car has been an absolute joy. Will definitely do business here again!

    25. buy here pay here New Hampshire dealer review by Morketh

      Morketh rated Calef Highway Auto

      Great service, affordable pricing. Solid vehicles. Would buy again 10/10

    26. buy here pay here New Hampshire dealer review by Juliet Simon

      Juliet Simon rated Calef Highway Auto

      What an amazing experience. Thank you for being extremely patient and going above and beyond. This fellow went into the store on his day off just to see that I get my vehicle as soon as possible. Made told me all I needed to know and I was familiar with all the aspects of my vehicle before leaving the parking lot. I am so thankful and would give a 10-star if I could. Thank you so much!

    27. buy here pay here New Hampshire dealer review by dick boisvert

      dick boisvert rated Route 3 Auto Sales Concord

      Very happy with my purchase the sales staff took great care of me definitely spent a lot less than other places I shopped will most certainly be making my next purchase here thank you guys

    BHPH New Hampshire NH dealer

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