Top 16 Buy Here Pay Here Dealers in Los Angeles CA

Looking for a used car dealer in Los Angeles CA but your credit is in bad shape?

Connect with top 16 buy here pay here Los Angeles CA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Los Angeles's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Los Angeles CA

  • Jenny’s Auto, CA


  • DriveTime Used Cars, CA

  • Mercedes-Benz of Los Angeles, CA

  • Honda of Downtown Los Angeles, CA

  • Have you ever considered buy here pay here Los Angeles CA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Los Angeles CA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Los Angeles buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Los Angeles dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Los Angeles. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Gavino Auto Sales, CA

  • Winnetka Auto Mall, CA

  • Beverly Hills Porsche, CA

  • Fastlane Auto Sale, CA

  • Alvarado Auto Sales Inc, CA

  • Did you know? These BHPH Los Angeles CA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Los Angeles dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • CALI AUCTION / AAA Avila Towing, CA

  • Good Vibes Auto Sales, CA

  • Century Auto Sport, CA

  • Kia Downtown Los Angeles, CA

  • Copart – Los Angeles, CA

  • The phrase buy here pay here Los Angeles CA car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Los Angeles Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Car Champs, CA

  • Why buy here pay here Los Angeles CA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Los Angeles CA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Los Angeles CA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Los Angeles CA Works

    When the bank says no to your car loan, the buy here pay here Los Angeles CA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Los Angeles CA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Los Angeles CA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Los Angeles CA Car lots Dealership

    The one thing is very true about buy here pay here Los Angeles CA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Los Angeles CA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Los Angeles CA – Fast Approval Low or no credit score

    The buy here pay here Los Angeles CA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Los Angeles CA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Los Angeles CA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Los Angeles CA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Los Angeles CA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Los Angeles CA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Los Angeles CA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Los Angeles CA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Los Angeles CA buy here pay here Reviews

    Here is what users says about Los Angeles BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Los Angeles dealer review by Frank flores

      Frank flores rated Jenny’s Auto

      Bought a 2007 4 runner sports edition, been driving it around 4 months and I love it, recommend going back to buy another clean truck. Family own business, owner is really friendly

    2. buy here pay here Los Angeles dealer review by Blanca Melendez

      Blanca Melendez rated Jenny’s Auto

      I was on the market for my very first car. I was scared and nervous about being taken for a ride since I know very little about them and financing. The owner (Elder) and Angel were spectacular. They answered all our questions and not once made us feel pressured or rushed. Mr. Elder gave us the go to test ride the vehicles of or choice. I drove off with a beautiful Infinity G35 and a good feeling about the business choice I had just made. I am absolutely relieved that great customer service is still existent. The lot has a good variety of cars Give them a shot if you need to purchase a ride!

    3. buy here pay here Los Angeles dealer review by Kee Kee

      Kee Kee rated JSLOVEMOTORS

      Great car dealership. I would highly recommend you go in and speak with Jessica, she’ll get you all set with your fit car in a good price range and a very reasonable down payment. Great customer service and very friendly.

    4. buy here pay here Los Angeles dealer review by Noah Ortiz

      Noah Ortiz rated JSLOVEMOTORS

      Worked with me to get the best prices available within my budget. Super friendly and went over everything with me before purchasing to make sure I knew everything I was getting into. Overall a great experience. I recommend

    5. buy here pay here Los Angeles dealer review by Alicia Salas

      Alicia Salas rated DriveTime Used Cars

      Clifford Grant The Third was an exceptional salesman with true integrity and Charm. He had extensive knowledge of the vehicles and was helpful to the very last signature on my contract. I would recommend this gallant gentleman to anyone interested in purchasing a vehicle!

    6. buy here pay here Los Angeles dealer review by Jason McIllwain

      Jason McIllwain rated DriveTime Used Cars

      This was the BEST car buying experience I have ever had! Eric, Jason, and Lani were all the most helpful and handled everything quickly and professionally. I never felt pressured to buy a car I didn't want and I couldn't be happier with my new Mini!!! BEEP! BEEP!

    7. buy here pay here Los Angeles dealer review by Claudia Perdomo

      Claudia Perdomo rated Mercedes-Benz of Los Angeles

      We always have a great experience with MB downtown. We enjoy the greatest customer service we have received from all the dealers we have visited. We especially appreciate getting our car service on time!

    8. buy here pay here Los Angeles dealer review by Carlton Newsome

      Carlton Newsome rated Mercedes-Benz of Los Angeles

      Loaner until my car’s complete. Thanks JERRY D for excellent CS #mercedesbenzoflosangeles.

    9. buy here pay here Los Angeles dealer review by Hippiehipsta

      Hippiehipsta rated Honda of Downtown Los Angeles

      Came here to just look at a car... was not planing or buying. The sales guy who helped us (Manny Martin) was extremely knowledgeable and helpful. He got the car that I wanted to test drive it and after hours of being there I was able to get the car that I wanted for an amazing price. The Manager Arturo was even more helpful. I’m really happy with the purchase.The service people are great as well. I would definitely recommend this dealership.

    10. buy here pay here Los Angeles dealer review by tommy luong

      tommy luong rated Honda of Downtown Los Angeles

      The staff gave me great service. Did all of the negotiation online and they are very competitive. They are willing to work things out with me. The process was smooth and quick.

    11. buy here pay here Los Angeles dealer review by Serg Jara

      Serg Jara rated Gavino Auto Sales

      Judging by their website, it seems they have upgraded systems a bit since I was last there. I bought a used Mitsubishi Mirage with $1k/down and they financed $2k. My payments were $167/mo. for one year. They were great. Absolutely Godsends. No credit check and you make your payments at the same location. Never had a mechanical problem with it except an AC issue, but they fixed this right away w/o any future incident. The car ran great 'til the day of it's untimely death. If anything, that car saved my life along with my dog's. I will most definitely buy another vehicle here and recommend them to anyone who asks.

    12. buy here pay here Los Angeles dealer review by Big Brother Towing

      Big Brother Towing rated Gavino Auto Sales

      Great cars. Great prices.

    13. buy here pay here Los Angeles dealer review by Yeany Rios

      Yeany Rios rated Winnetka Auto Mall

      The guys at Winnetka Auto Mall where very helpful with getting me approved for the car that I wanted while other dealerships wanted to give me what they wanted. I will sure recommend them to others. Thanks guys.

    14. buy here pay here Los Angeles dealer review by andrew madrigal

      andrew madrigal rated Winnetka Auto Mall

      So I just purchased my 2016 Ford Fusion at Winnetka auto mall and I must say it was the best and greatest experience I’ve ever had purchasing a vehicle, they provided me with outstanding customer service and helped me with everything else That I needed 100 % they went over and beyond with customer service and they are very positive and happy people there and they really care about there customers and I give them 5 stars I would give them 10 stars if I could thank you Winnetka auto mall for the amazing experience you guys are the best and I will definitely send all my family and friends to you guys . I recommend to everyone in need to purchase a vehicle to go to Winnetka auto mall they will take very great care of you ????

    15. buy here pay here Los Angeles dealer review by D Patel

      D Patel rated Beverly Hills Porsche

      Seamless experience. From first contact to driving off the lot, it took less than a day. I reached out to numerous dealerships, but Christian at BH Porsche was the most straightforward and straight-talking person I dealt with. He quickly tracked down the car spec I was looking for. We took a look at it in person, signed the papers, and off we went. Highly recommended for any serious buyers.

    16. buy here pay here Los Angeles dealer review by Douglas Pawlik

      Douglas Pawlik rated Beverly Hills Porsche

      You would think that with a name like Beverly Hills Porsche that they might not treat everyone equally, but that would be wrong. The employees at BH Porsche were the most down-to-earth, friendly people I have ever dealt with. This was probably the best car buying experience I have ever had (30-40 cars over my lifetime). I highly recommend this dealership and their staff.

    17. buy here pay here Los Angeles dealer review by Ramsey Deal

      Ramsey Deal rated Fastlane Auto Sale

      Eloy put my fiancée and I in a wonderful Honda CRV when we couldn't get approved anywhere else, just in time for a trip all the way to Cincinnati. We had been denied everywhere and were really up against a wall! Our final attempt was our lucky one, however. We had to do some minor repairs, but we still love the vehicle! I wouldn't trade it for anything.

    18. buy here pay here Los Angeles dealer review by Ivan Batista

      Ivan Batista rated Fastlane Auto Sale

      Great experience!

    19. buy here pay here Los Angeles dealer review by Sandra Martinez

      Sandra Martinez rated Alvarado Auto Sales Inc

      I like alvarado auto sale i buy my car. The owner is really nice all cars is n good. Conditions i recommend

    20. buy here pay here Los Angeles dealer review by Ben Wilson

      Ben Wilson rated Alvarado Auto Sales Inc


    21. buy here pay here Los Angeles dealer review by Jacqueline Hurtado

      Jacqueline Hurtado rated CALI AUCTION / AAA Avila Towing

      Great cars and good prices I got my first car here

    22. buy here pay here Los Angeles dealer review by Siara Wade

      Siara Wade rated CALI AUCTION / AAA Avila Towing

      This is my second van from them. They give good deals and they make you feel welcome. Talk to them and they talk back. I would definitely recommend them to friends, family, and strangers. Ask for Juan.

    23. buy here pay here Los Angeles dealer review by Michelle Kelley

      Michelle Kelley rated Good Vibes Auto Sales

      They really are amazing! The best car buying experience. They went above the call of duty to help me after identity theft. Highly recommended!

    24. buy here pay here Los Angeles dealer review by Charles Martel

      Charles Martel rated Good Vibes Auto Sales

      Didn't end up buying a car from them but the salesman Greg was very friendly and not pushy like some other dealerships. Would recommend .

    25. buy here pay here Los Angeles dealer review by CHRISTY B

      CHRISTY B rated Century Auto Sport

      Amazing deal! Awesome employees. True to their word and transparent pricing. Best car buying experience I have ever had. I am thoroughly pleased with the transaction. Great communication skills. I can't begin to fully express how relieved I am at my buying experience here.

    26. buy here pay here Los Angeles dealer review by Maria Robles

      Maria Robles rated Century Auto Sport

      Our experience was great, Sergio helped us out on the lot and we purchased a Toyota Sienna. He didn’t rush us into buying anything and was very calm and understanding during the whole process. Bobby, who I believe to be the owner, took care of all the problems we ran into during and after the purchase in a timely manner. The Sienna was a good choice for myself and my family, and the customer service was an A+. Thank you to the guys at Century Autosport.

    27. buy here pay here Los Angeles dealer review by Elizabeth Buzzini

      Elizabeth Buzzini rated Kia Downtown Los Angeles

      I made it a service during the quarantine. And I have to say they really have things worked out down here perfectly with social distance in. Great service everything is in order friendly even though everyone’s wearing masks and it’s 87° outside. Everyone is really friendly and still working very hard here I’m impressed.

    28. buy here pay here Los Angeles dealer review by Mary Moriarty

      Mary Moriarty rated Kia Downtown Los Angeles

      WTG Margaret Quick! I just read your story in the "Promise to Care Moments". As a fellow Kia employee in Fl, it made me proud to read a story about the kindness shown by an employee to a customer. Keep up the good work girl... YOU ROCK! :)

    29. buy here pay here Los Angeles dealer review by Leo Glover

      Leo Glover rated Copart – Los Angeles

      The staff here is always nice. In and out, don't usually wait long in the office. They greet you and are polite. I go to this location just to pay on my lots if I'm in the area.

    30. buy here pay here Los Angeles dealer review by Gus Jimenez

      Gus Jimenez rated Copart – Los Angeles

      Excellent place to buy salvage vehicles. If anyone needs pre purchase inspections, get in touch. I cover all of CA locations. @aplussauto

    31. buy here pay here Los Angeles dealer review by Matthew Johnson

      Matthew Johnson rated Car Champs

      Thanks to Car Champs, everyone in my family has a car. My mother, father, and now me. The service was great, quick, and professional. Fred was my salesman, he made the whole process simple and actually looked out for what would be best for me. It's about time that there is a place that actually has the customers' best interest in mind. I'd recommend anyone who wants/needs a car to come here.

    32. buy here pay here Los Angeles dealer review by blanca rodriguez

      blanca rodriguez rated Car Champs

      My experience with Car Champs was excellent. Fred, our salesmen really took care of us in a timely manner, and made sure we weren't there more than an hour. He made the purchase process quick. We actually walked out of Car Champs with 0 Down in a Van. For quality speedy service ask for Fred he's the best!!! Thank You Car Champs and Thank you Fred, I would totally recommend Car Champs to everyone, especially Fred.

    BHPH Los Angeles CA dealer

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